A.A. Dority Company

What A.A. Dority Company does

A.A. Dority Company is a family-owned surety bond agency founded in 1899 by Alphonso Augustus Dority after graduating from Harvard College in 1898, specializing exclusively in surety and fidelity bonds (excluding bail). Now in its fifth generation of Crawford family ownership and operating from Wilmington, Massachusetts with 1-10 employees, the firm functions as a bond aggregator representing multiple major surety markets — Skyward Surety, NGM Insurance, HCC Surety, CNA Surety, and Liberty Mutual — allowing it to match client needs with the best-fit surety carrier.

The company's core products span Contract Bonds (Bid, Performance & Payment, prequalification letters), Court and Probate Bonds (appeal, executor, administrator, guardian, conservator, trustee), Fidelity/ERISA Bonds (employee dishonesty, janitorial, business services), and License & Permit Bonds across real estate, auto sales, investigation, constable, auto body, employment agency, and municipal categories. The technology layer consists of the Rapid-Bond-Portal — an online self-service platform for ordering small license and permit bonds enabling same-day issuance for eligible applications — backed by high in-house authority limits from surety carriers that permit instant approvals without external underwriting. Supporting infrastructure includes CPTeller for online bill pay and Google reCAPTCHA for form security.

The business model operates on one-time bond premiums collected at issuance with annual renewal premiums for ongoing coverage, on a quote-based pricing structure (no public rate card). Go-to-market combines direct customer acquisition via phone (617-523-2935) and the online portal, channel partnerships with insurance agents who use A.A. Dority as their dedicated bond department and earn commissions, and an association partnership with the Massachusetts Independent Auto Dealers Association (MIADA) offering discounted Class II Car Dealer Bonds. Customer segments are horizontal across insurance agents (channel), attorneys (probate/court), contractors (contract bonds), auto dealers (MIADA), and licensed professionals/small businesses, primarily within the New England region.

Name

A.A. Dority Company

Legal name

A.A. Dority Company, Inc.

Website

https://aadority.com

Company type

Private

Founded year

1899

Operating status

Operating

Headcount range

1–10 employees

Short description

A.A. Dority Company is a family-owned surety bond agency founded in 1899, now in its fifth generation, that aggregates multiple surety markets to issue contract, court/probate, fidelity, and license/permit bonds for attorneys, contractors, insurance agents, auto dealers, and licensed professionals in New England.

Ownership category

akta.pro rank

Product category

Surety Bond Services

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Surety Insurance (6351), Insurance Agents, Brokers & Service (6411)

akta.pro industry

PRIMARYFSAEADAI

Surety & Bond Brokerage

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory

SECONDARYFSAJAIAA

Contract Surety Bonds

Financial & Insurance/Insurance — Motor, Property & Casualty/Surety & Fidelity Bonds

SECONDARYFSAJAIAB

Commercial Surety Bonds

Financial & Insurance/Insurance — Motor, Property & Casualty/Surety & Fidelity Bonds

Keywords

• Surety bond services
• Fidelity bonds
• Contract bonds
• Court probate bonds
• License permit bonds

Headquarters

HQ city

Wilmington

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Surety Bond Issuance: The company earns revenue by issuing surety bonds to customers. Premium payments are collected upon bond approval. Bonds are written for various purposes including contract bonds, court bonds, probate bonds, license/permit bonds, and fidelity bonds. Revenue is one-time per bond issuance with renewal premiums for ongoing bond coverage.
2. Bond Premiums and Fees: Customers pay premium payments for bond coverage. The company collects payment and issues bonds. Online payment processing available through third-party processor for renewals and new bond issuance.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels4 records

Core offering

A.A. Dority Company is a family-owned insurance agency that exclusively underwrites and issues surety and fidelity bonds (excluding bail bonds). The company aggregates multiple major surety markets to match customer needs with the appropriate surety company and issues contract, court, probate, license/permit, and fidelity bonds for individuals, businesses, attorneys, contractors, auto dealers, and insurance agents. It also operates a Rapid-Bond-Portal for self-service ordering of small license and permit bonds with same-day issuance.

Product overview

A.A. Dority Company is a family-owned surety bond agency established in 1899, specializing exclusively in Surety and Fidelity Bonds (all types except bail). The company operates as a bond aggregator, representing multiple major surety markets (Skyward Surety, NGM Insurance, HCC Surety, CNA Surety, Liberty) to match client needs with the best-fit surety company. The core offerings include Contract Bonds (Bid, Performance & Payment), Court and Probate Bonds, Fidelity/ERISA Bonds, and License & Permit Bonds across diverse industries. The company supplements its traditional bond services with a Rapid-Bond-Portal for self-service ordering of small license/permit bonds, an Online Bill Pay system, and specialized MIADA partnership bonds for Massachusetts auto dealers. The company emphasizes fast in-house approval authority for same-day bond issuance.

Differentiator

Problem solved

Functional benefit

Products and services

• Contract Bonds Surety bonds for construction projects including Bid Bonds, Performance & Payment Bonds, and Prequalification Letters, issued to contractors bidding on or executing public and private construction work.
• Court Bonds Court-related surety bonds including Appeal Bonds, Dissolve Lien Bonds, Dissolve Attachment Bonds, and Temporary Restraining Order/Preliminary Injunction Bonds, issued to litigants and their counsel.
• Probate Bonds Probate court bonds including Personal Representative Bonds, Executor Bonds, Administrator Bonds, Guardian Bonds, Conservator Bonds, and Trustee Bonds, issued to estate representatives and their counsel.
• Fidelity Bonds Fidelity bonds protecting businesses from employee dishonesty, including ERISA Bonds, Employee Dishonesty Bonds, Janitorial Service Bonds, Business Services Bonds, and bonds for lost checks and unclaimed property.
• License and Permit Bonds License and permit surety bonds for a range of regulated industries and municipal needs, including Real Estate Brokers, Auctioneers, Private Detectives, Constables, Auto Body Shops, Used Car Dealers, Employment Agencies, Trade Schools, and municipal Street/Sidewalk/Drainlayer bonds.
• MIADA Used Car Dealer Bonds Specialized Class II Car Dealer Bonds offered at discounted rates in partnership with the Massachusetts Independent Auto Dealers Association, plus Repair Shop Bonds, Auto Glass Shop Bonds, and MA Electronic Vehicle Registration Bonds.

Quantifiable outcome

• Same-day bond issuance for many applications
• +1 more outcomes

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Feature2 records

Partnerships

Six partnerships are on record, tiered core.

• Skyward SuretycoreTechnology or IntegrationSurety company partner providing contract bonds for contractors. Skyward Contractor Questionnaire and bond applications are offered through A.A. Dority for contractor bonding needs.
• NGM InsurancecoreTechnology or IntegrationSurety market partner providing various bond types including contractor, license, fidelity, and probate bonds. Multiple NGM bond applications available through A.A. Dority.
• HCC SuretycoreTechnology or IntegrationSurety company partner offering contractor bonds and probate bonds. HCC Contractor App and HCC Probate Bond applications are available through A.A. Dority.
• CNA SuretycoreTechnology or IntegrationMajor surety market partner providing contractor bonds. CNA FastTrack program and CNA FastTrack Contractor App available for bonds up to $400K.
• Massachusetts Independent Auto Dealers Association (MIADA)coreGTM or Marketing PartnerPartnership offering MIADA members discounted rates on Class II Car Dealer Bonds. Members must include current MIADA membership when applying to receive discounted rates. Additional bonds offered include Repair Shop, Auto Glass Shop, and MA Electronic Vehicle Registration Bonds.
• Liberty Mutual (Liberty Xpress)coreTechnology or IntegrationSurety market partner providing contractor bond products including Liberty Xpress and XpressPlus programs for small contractor bonds.

Scale indicators4 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• The Hartford Surety: Major national insurer with a surety practice covering contract, commercial, and license bonds. Comparable broad incumbent that competes for the same end customers via its own agency channel.
• Travelers Bond & Financial Products: Large national carrier with a dedicated surety unit providing contract, commercial, and fidelity bonds through its own agent network. Comparable to A.A. Dority across most product lines but at vastly greater scale and geographic reach.
• Merchants Bonding Company: Mutual surety bond underwriter offering contract, commercial, and court surety bonds through a national agent network. Comparable as a surety-specialist carrier with whom A.A. Dority's agent relationships could be evaluated, and as a competitor for agent-distributed bond business.
• Liberty Mutual Surety: Top-tier surety underwriter running Liberty Xpress and XpressPlus small contractor programs, one of A.A. Dority's key carrier partners. Comparable as both a supply source and a direct competitor for larger commercial surety accounts.
• CNA Surety: Major U.S. surety bond carrier and one of A.A. Dority's core carrier partners. Comparable as both a supplier (FastTrack program) and a competitor for direct surety customers who can approach CNA Surety without an intermediary agency.
• Old Republic Surety: National surety underwriter offering contract, commercial, court, and license bonds through appointed agents. Comparable specialty carrier competing in the same multi-carrier distribution environment as A.A. Dority.

Direct peers

• SureTec Surety: Niche surety bond underwriter and producer specializing in small contract and commercial surety bonds. Comparable to A.A. Dority in its narrow focus on the surety product line and small-business customer base.
• SuretyBonds.com: Online-first surety bond agency offering instant online quoting and issuance for small commercial, license, permit, and court bonds across all U.S. states. Direct competitor in the small-bond, same-day issuance segment where A.A. Dority's Rapid-Bond-Portal also competes.
• Viking Bond Service: Regional surety bond agency specializing in contract, license, and court bonds for contractors and small businesses. Closely comparable to A.A. Dority as a similarly sized, similarly specialized surety-focused producer.
• Lexon Insurance Company: Specialty surety bond provider focused on small commercial, contract, and license bonds. Similar to A.A. Dority in targeting small-to-mid-sized principal needs and offering fast-track underwriting programs for smaller bond amounts.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• Xx.com/aadority_bonds
• Facebookfacebook.com/AA-Dority-Co-Inc-Surety-Bonds-351574444853595
• LinkedInlinkedin.com/company/a-a-dority-company-inc-

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about A.A. Dority Company