Unita
Unita (Team UNIT within Aon Versicherungsmakler Deutschland GmbH) is a Hamburg-based, Germany-focused insurance broker specializing in professional liability and business insurance for 4,200+ architects and consulting engineers, operating via eight German offices and the Aon global network.
- Company typePrivate
- Founded1975
- HeadquartersMülheim An Der Ruhr, Germany
- Headcount51–100
- GTM typeB2B
- OfferingServices
What Unita does
Unita operates as "Team UNIT," a specialized insurance broking unit within Aon Versicherungsmakler Deutschland GmbH (Hamburg), itself a subsidiary of Aon plc (NYSE: AON). Founded in 1975, the unit focuses narrowly on professional liability (Berufshaftpflicht / Planungshaftpflicht) and related business insurance for German architects and consulting engineers, serving 4,200+ recurring customers through approximately 50 UNIT specialists supported by ~20 back-office and claims-management staff across eight German office locations (Hamburg, Berlin, Munich, Frankfurt, Stuttgart, Leipzig, Mülheim, Erfurt).
The product portfolio is anchored on the Planungshaftpflicht (Planning Third Party Liability) core product, with dedicated variants for architects and engineers, and a comprehensive UNITALLRISK-Police bundling. Adjacent products span cyber risk, excess (Excedent), object/project-specific insurance, BIM/Project Manager liability, office contents, electronics, building, motor, and legal-expenses coverage, plus employee-benefit lines (pension, health, accident, disability, D&O). Supporting technology includes the Aon Risk Manager (ARM) digital platform for annual risk-data submission and policy administration, and the UNIT-JUR.-Netzwerk — a network of specialized lawyers offering free telephone consultations to professional liability customers. Underlying capability is augmented by Aon's global network of 50,000+ colleagues across 120+ countries, used to coordinate international-project coverage for German planners.
The business model is standard German insurance brokerage: commission (Courtage) on placed policies, typically paid by the carrier and embedded in the premium, with separate fee arrangements possible for net products. Pricing is individually negotiated based on each planning office's fee turnover (Honorarqumsatz), professional activities, and coverage scope, with annual billing cadence and association discounts (Verbandsrabatte) via the long-standing VBI partnership. Go-to-market is direct enterprise/mid-market field sales — sales reps split time 60/40 between customer consultation and acquisition — supplemented by VBI co-hosted seminars, a bi-monthly newsletter, and a content/website funnel. The unit is regulated under §34d GewO as a licensed Versicherungsmakler.
Unita firmographics
Firmographics- Name
- Unita
- Legal name
- Aon Versicherungsmakler Deutschland GmbH
- Website
- https://unita.de
- Company type
- Private
- Founded year
- 1975
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Unita (Team UNIT within Aon Versicherungsmakler Deutschland GmbH) is a Hamburg-based, Germany-focused insurance broker specializing in professional liability and business insurance for 4,200+ architects and consulting engineers, operating via eight German offices and the Aon global network.
- Ownership category
- akta.pro rank
Where Unita is headquartered
LocationHeadquarters
- HQ city
- Mülheim An Der Ruhr
- HQ country
- Germany
- HQ region
- Europe
Offices8 records
Markets served
Unita business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Commission (Courtage): Standard insurance broker commission model where compensation (Courtage) is typically paid by the insurance company and included in the insurance premium. Separate fee agreements may be made for net products.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Professional liability insurance tailored to individual planning office needs |
Go-to-market motion2 records
Distribution channels1 record
Marketing channels4 records
Unita product offering
Product offeringCore offering
Unita (Team UNIT) is a specialized insurance broker for architects and engineers in Germany, distributing professional liability insurance (Planungshaftpflicht / Berufshaftpflicht) along with a comprehensive portfolio of business, property, project, cyber, and employee benefit insurance products. It advises over 4,200 planning offices through 50 dedicated UNIT specialists across eight German locations, leveraging Aon's global network for international project coverage.
Product overview
Unita (Aon Versicherungsmakler Deutschland GmbH - Team UNIT) operates as a specialized insurance broker for architects and engineers, offering a comprehensive portfolio of insurance products. The core offering centers on Planungshaftpflicht (Planning Third Party Liability) insurance, including specialized variants for architects (Architekten-Berufshaftpflichtversicherung) and engineers (Ingenieur-Berufshaftpflichtversicherung). The company provides the UNITALLRISK-Police as an all-encompassing business policy, supplemented by specialized coverage including Cyberrisk-Versicherung, KFZ-Versicherung, property insurance (Gebäudeversicherung, Büroinhalt, Elektronikversicherung), employee benefits (Betriebliche Altersversorgung, Betriebliche Krankenversicherung, Unfallversicherung, Berufsunfähigkeitsversicherung, D&O Managerhaftpflicht), and legal expenses coverage. The portfolio also includes project-specific insurance (Objektversicherung, Projektversicherung) and international project coverage. Unita supports clients with digital tools like Aon Risk Manager (ARM) for online risk reporting and operates the UNIT-JUR.-Netzwerk providing free legal advice to customers.
Differentiator
Problem solved
Functional benefit
Products and services
- Planungshaftpflicht (Planning Third Party Liability) Core insurance product covering professional liability for architects and engineers for planning errors, covering damages to third parties arising from professional planning mistakes.
- Architekten-Berufshaftpflichtversicherung Professional liability insurance specifically designed for architects, covering claims arising from errors in architectural planning and design work.
- Ingenieur-Berufshaftpflichtversicherung Professional liability insurance for engineers covering liability for planning errors and professional mistakes in engineering services.
- Landschaftsarchitekten-Berufshaftpflicht Specialized professional liability insurance for landscape architects covering planning errors and claims arising from landscape design work.
- Excedent (Excess Liability Coverage) Excess liability coverage providing additional protection above standard policy limits for high-risk projects.
- Objektversicherung Object-specific insurance coverage for individual construction projects, properties, or specific objects requiring tailored protection.
- Projektversicherung Project-specific insurance covering risks associated with individual construction or planning projects.
- BIM-/Projektmanager Insurance Insurance coverage for building information modeling (BIM) managers and project managers involved in planning processes.
- Aufträge mit Auslandsbezug (International Project Coverage) Specialized insurance coverage for planning projects with international or cross-border involvement, coordinated through Aon's global network of colleagues in 120+ countries.
- UNITALLRISK-Police Comprehensive all-risk insurance policy for planning offices covering multiple business risks (office contents, electronics, building, legal expenses, and more) under a single policy.
- Cyberrisk-Versicherung Cyber insurance coverage protecting planning offices against digital risks, cyber attacks, data breaches, and associated liability.
- Büroinhalt (Office Contents Insurance) Office contents insurance covering equipment, furniture, and other business assets at the planning office.
- Elektronikversicherung Electronics insurance covering computers, technical equipment, and electronic devices used in the planning office.
- Gebäudeversicherung Building insurance covering the physical premises of the planning office against structural damage.
- KFZ-Versicherung Motor vehicle insurance for company vehicles used by the planning office.
- Rechtsschutz (Legal Expenses Insurance) Standard legal expenses insurance covering legal costs and disputes related to the planning business.
- Vertrags-Honorarrechtsschutz Specialized legal expenses insurance covering contract and fee dispute (Honorar) claims for planning professionals.
- Betriebliche Altersversorgung (Company Pension) Company pension scheme offerings for employees of planning offices.
- Betriebliche Krankenversicherung (Company Health Insurance) Company health insurance providing supplementary healthcare coverage for employees of planning offices.
- Unfallversicherung (Accident Insurance) Accident insurance providing coverage for workplace and personal accidents for employees of planning offices.
- Berufsunfähigkeitsversicherung (Disability Insurance) Disability insurance protecting employees of planning offices against loss of earning capacity due to professional incapacity.
- D&O Managerhaftpflicht (D&O Insurance) Directors and Officers liability insurance covering management responsibilities and decisions in planning firms.
- Ausfall des Chefs (Key-Person Disability Coverage) Insurance coverage for planning offices against the financial impact of the principal/owner's loss of working capacity.
- Aon Risk Manager (ARM) Online digital platform for annual risk reporting and policy updates, allowing customers to submit activity fields, risks, and revenue data digitally instead of PDF questionnaires.
- UNIT-JUR.-Netzwerk (Legal Advice Network) Network of specialized lawyers offering free telephone legal advice to professional liability customers on contract interpretation, fee billing, and liability questions, including HOAI experts, public procurement lawyers, IT law specialists, and labor law experts.
Companies that use Unita
Customer profileNamed customers3 records
Segments4 records
Ideal customer profiles4 records
Unita technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature2 records
Unita partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core.
- VBI (Verband Beratender Ingenieure)coreStrategic partnership with VBI (Association of Consulting Engineers) since 1975, the second largest engineering consulting association globally. This partnership provides access to thousands of member organizations and has led to significant market impact in the German planning insurance market.
- Aon plccorePart of Aon Versicherungsmakler Deutschland GmbH, part of Aon plc global network with 50,000+ colleagues in 120+ countries. Provides access to global expertise and resources for international project coverage.
Scale indicators6 records
Recent moves6 records
Expansion highlights4 records
Unita competitors and assessment
Company assessmentRegional players
- VHV Versicherungen: VHV is a German insurer and reinsurer with strong construction and professional liability underwriting capabilities that competes indirectly with Unita by offering direct professional liability products to architects and engineers, sometimes bypassing the broker channel.
- HDI Versicherung: HDI is a major German insurer (part of Talanx Group) with professional liability offerings for engineering and architectural professions. While primarily an insurer rather than a broker, it competes with Unita at the carrier interface and influences premium and commission economics.
Broad incumbents
- Howden: Howden is a global insurance broking group with growing operations in Germany through its 2022 acquisition of benefit and specialty broker groups. Its expanding German footprint and professional lines focus make it an emerging competitor to Unita for engineering and design firms.
- Marsh: Marsh is one of the world's largest insurance brokers and a direct competitor to Aon's brokerage business globally. Marsh's construction and professional services practices compete with Unita for engineering and architecture clients in Germany, though Marsh operates at a much broader scale.
- Willis Towers Watson (WTW): WTW is a global advisory, broking, and solutions company with a Construction and Engineering practice that competes for German planning firm business. As another 'Big Three' broker, it is broadly comparable to Unita's parent Aon and offers overlapping professional liability capabilities.
- Arthur J. Gallagher (AJG): Arthur J. Gallagher is a global insurance brokerage and risk management firm with significant operations in Germany and dedicated construction/engineering specialty teams. It competes with Unita for mid-market professional liability clients in the planning professions.
- Allianz: Allianz is one of the world's largest insurers with significant German commercial and professional liability operations. Its scale, direct distribution, and professional indemnity offerings make it an indirect competitor to Unita, particularly for clients considering direct insurer relationships.
Direct peers
- Ecclesia Gruppe: Ecclesia Gruppe is a German insurance broker with specialized industry teams serving professional clients, including construction, social services, and healthcare. Like Unita, it operates a vertical specialist brokerage model in Germany and competes for similar niche professional liability mandates.
- MRH Trowe: MRH Trowe is a German independent insurance broker and risk consultant with specialist teams in professional liability, construction, and engineering. It is a directly comparable mid-sized German broker serving similar professional segments as Unita.
- Funk Gruppe: Funk Gruppe is one of Germany's largest independent insurance brokers with specialist teams serving professional liability, property, and employee benefits. Like Unita, it operates as a multi-line broker focused on the German Mittelstand and professional firms, making it a directly comparable specialty brokerage peer.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Unita social profiles
Digital presenceUnita compliance and trust
Trust signalCompliance2 records
Unita financial estimates
Financial estimateRevenue estimate
Valuation estimate
Unita leadership team
Management profileNumber of profiles
Profiles14 records
Unita funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Unita M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Unita
What does Unita do?
Unita (Team UNIT) is a specialized insurance broker for architects and engineers in Germany, distributing professional liability insurance (Planungshaftpflicht / Berufshaftpflicht) along with a comprehensive portfolio of business, property, project, cyber, and employee benefit insurance products. It advises over 4,200 planning offices through 50 dedicated UNIT specialists across eight German locations, leveraging Aon's global network for international project coverage.
When was Unita founded?
Unita was founded in 1975. It employs 51 to 100 people.
Where is Unita based?
Unita is headquartered in Mülheim An Der Ruhr, Germany, in the Europe region.
How does Unita make money?
One revenue line is on record: insurance Commission (Courtage).
Who are Unita's main competitors?
Regional players on record are VHV Versicherungen and HDI Versicherung. Broad incumbents are Howden, Marsh, Willis Towers Watson (WTW), Arthur J. Gallagher (AJG) and Allianz. Direct peers are Ecclesia Gruppe, MRH Trowe and Funk Gruppe.
Does Unita have an API?
No public API is recorded for Unita.