Federal Employee Benefits

What Federal Employee Benefits does

Federal Employee Benefits (FEB) is a privately-held, San Antonio-based government contractor founded in 2010 that provides education and training on U.S. federal retirement benefits to civil service and military employees. The firm operates under government contract #47QRAA24D005Y (NAICS 541611, 611430, 611710) and delivers its services through a multi-channel mix: free in-person seminars at Brooke Army Medical Center, on-site organizational seminars, online webinars, an educational YouTube video library, weekly market-update and monthly newsletter emails, and one-on-one consultations with three licensed financial advisors. Securities and investment advisory services are offered through a non-affiliated broker-dealer, Centaurus Financial, Inc. (FINRA/SIPC member), supervised from Leesburg, Virginia, while FEB itself is strictly an education-and-intake layer with no proprietary technology platform.

The company's product surface consists entirely of advisory services rather than software: consultations on FERS and CSRS pension planning, Thrift Savings Plan allocation, Social Security claiming, FEGLI and SGLI/VGLI insurance, military time buy-back, and FERS disability retirement. The economics rely on a free-seminar funnel converting attendees into Centaurus-mediated advisory and securities clients, supplemented by direct-sold individual appointment bookings via online calendars.

FEB operates from a single headquarters office at 16845 Blanco Rd, Suite 104, San Antonio, Texas, with a team of approximately seven staff including two co-owners (Brad Tobler, Ron McLane), one additional financial advisor (Levi Anderson), an office manager, two internal assistants, and a marketing/seminar scheduler. The firm restricts securities offerings to Texas and states in which it is registered, and reports no external institutional funding, no patents, no proprietary technology, and no AI or data-driven capabilities.

Name

Federal Employee Benefits

Legal name

Federal Employee Benefits

Website

https://federalemployeebenefits.com

Company type

Private

Founded year

2010

Operating status

Operating

Headcount range

1–10 employees

Short description

Federal Employee Benefits is a privately held, San Antonio-based government contractor that since 2010 has provided free seminars, webinars, and one-on-one advisory on FERS, CSRS, TSP, and military retirement benefits to civil service and military federal employees, with securities services delivered through Centaurus Financial.

Ownership category

akta.pro rank

Product category

Federal Retirement Benefits Advisory

NAICS

Health and Welfare Funds (525120), Insurance and Employee Benefit Funds (5251)

SIC

Services-Management Consulting Services (8742)

akta.pro primary industry

Employee Benefits Brokerage & Consulting (FSAEADAC)

akta.pro secondary industry

Benefits Administration (BPACAPAC)

Keywords

• Federal retirement planning
• FERS CSRS consulting
• TSP advisory services
• Military benefits counseling
• Government contractor training

Headquarters

HQ city

San Antonio

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Educational Services - Government Contractor: FEB is a government contractor (Contract #47QRAA24D005Y, Unique Entity ID V5K2UYH8L4M5) providing education and training on federal retirement benefits to federal agencies, unions, organizations, and individuals. The company is paid through government contracting arrangements for these educational services.
2. Securities and Advisory Services: Securities and advisory services offered through Centaurus Financial, Inc., Member FINRA & SIPC, a Registered Broker/Dealer and Registered Investment Advisor. This generates revenue through advisory fees and securities transactions for clients who receive retirement planning guidance.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels7 records

Core offering

Federal Employee Benefits provides expert consulting and educational services on federal employee retirement benefits to civil service and military employees, federal agencies, unions, and organizations. Core services include one-on-one advisory consultations on FERS/CSRS pensions, TSP investments, Social Security, FEGLI/SGLI/VGLI insurance, Military Time Buy Back, and FERS Disability, delivered through free seminars, webinars, and individual appointments. Securities and advisory services are offered through Centaurus Financial, Inc.

Product overview

Federal Employee Benefits provides expert consulting services for civil service and military federal employees on retirement benefits and financial planning. The company operates as a single-service advisory practice offering consultations and educational programs rather than a software platform. Core offerings include one-on-one advisor consultations on FERS and CSRS retirement planning, TSP investment advisory, Social Security optimization, insurance planning (FEGLI, SGLI/VGLI), Military Time Buy Back assistance, and FERS Disability retirement guidance. The company delivers these services through in-person seminars, online webinars, BAMC-based seminars, an educational video library, and individual appointment scheduling with three financial advisors.

Differentiator

Problem solved

Functional benefit

Products and services

• FERS Retirement Consultation Expert one-on-one consultation on Federal Employees Retirement System (FERS) pension planning, including the 10% bonus program, Social Security integration, Thrift Savings Plan optimization, and High-3 salary calculations, for federal civil service employees.
• CSRS Retirement Consultation Advisory services for Civil Service Retirement System (CSRS) employees covering pension maximization up to 80% plus sick leave, Windfall Elimination provisions for those with 40 Social Security quarters, and spousal benefit considerations.
• Thrift Savings Plan (TSP) Advisory Guidance on TSP fund management across five core funds, Lifecycle funds, and the Mutual Fund Window, helping federal employees select appropriate investment strategies based on their risk tolerance.
• Social Security Optimization Advisory Consultation on Social Security claiming strategies including earnings test rules, optimal age to claim (62, FRA, or 70), and coordination with federal retirement benefits.
• FEGLI Life Insurance Planning Advisory on Federal Employee Group Life Insurance (FEGLI) options (Basic, A, B, and C), premium cost analysis, and family protection strategies for federal employees.
• SGLI/VGLI Military Insurance Transition Advisory Guidance for military service members transitioning from Servicemembers Group Life Insurance (SGLI) to Veterans Group Life Insurance (VGLI), including 5-year step-rate premium increases and coverage planning.
• Military Time Buy Back Service Assistance with buying back active duty military time to enhance civil service pension benefits, including the two-step process that takes 5-6 months.
• FERS Disability Retirement Planning Pre-retirement consultation on FERS disability benefits computation, age-based recalculations, and career transition considerations for federal employees.
• In-Person Organizational Seminars Free on-site educational seminars at federal agency locations covering TSP, FEGLI, FERS, CSRS, Military Retirement, and Civil Service Retirement topics, offered as 1 to 1.5-hour sessions or Lunch and Learn formats, with no class size limits and no cost to organizations.
• Online Webinars Free virtual webinar sessions on federal retirement benefits topics, available for departmental scheduling, covering all major federal employee benefit topics including TSP, FEGLI, FERS, CSRS, Military Retirement, and Civil Service Retirement within 18 months.
• BAMC Seminars Regular free seminars held at Brooke Army Medical Center (BAMC) Large Orthopedic Conference Room covering topics including Retirement Readiness, TSP, Government Benefits (FERS/CSRS/TSP), and Military Buy Back for federal employees planning retirement.
• Individual Advisor Appointment One-on-one personalized consultation scheduling with licensed financial advisors Brad Tobler, Levi Anderson, or Ron McLane for tailored federal retirement planning assistance, bookable via online calendar or phone.

Quantifiable outcome

• Seminars typically last 1 to 1.5 hours, preferred over all-day courses which participants felt had too much information
• +2 more outcomes

Named customers5 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators2 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• The Standard: The Standard (Standard Retirement) provides retirement plan administration and group disability/life products across the public and government sector. Comparable federal benefits advisor with broader scale and institutional plan capabilities.
• Fidelity Investments: Fidelity Workplace Investing and Government Services serves federal employees with 401(k)-style plans, retirement planning, and brokerage services. Comparable retirement advisory product breadth and federal workforce focus.
• Prudential Financial: Prudential Retirement offers pension, defined contribution, and group insurance to government employers. Comparable federal retirement and group benefits overlay to FEB's FERS/CSRS/TSP advisory offerings.
• Cetera Financial Group: Independent broker-dealer supporting affiliated financial advisors across retirement, benefits, and securities products. Comparable backend BD/RIA infrastructure and sales-led advisory model used by FEB.
• Lincoln Financial Group: Lincoln Financial Group provides retirement plan services, group disability, and life insurance products frequently used by federal employees and retirees. Comparable retirement and group benefits advisory product overlap.
• Cambridge Investment Research: Independent broker-dealer with a large network of affiliated advisors offering retirement, investment, and benefits advisory services. Comparable business model of independent advisors using a wholesale BD/RIA platform.
• TIAA: Major retirement and investment services provider focused on academic, public sector, and government employees. Directly comparable federal/retirement advisory footprint, with significantly larger scale and a national product set.
• MetLife Federal Benefits: MetLife offers FEGLI-competitive federal group life and group disability benefits plus retirement services. Comparable to FEB's life insurance and disability retirement advisory offerings.
• MassMutual Federal Benefits: MassMutual operates a dedicated federal benefits division providing insurance, retirement, and financial products to federal employees. Overlapping customer base and product set with FEB's retirement, FEGLI-style, and TSP-adjacent advisory services.
• Nationwide Federal Benefits: Nationwide administers USPS retirement/health programs and other federal employee benefits. Overlapping federal workforce customer base and benefits advisory scope.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/FederalEmployeeBenefits

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Federal Employee Benefits