What OPAC does

OPAC Saône-et-Loire is a French public social housing office (Office Public de l'Habitat) constituted as an Établissement public à caractère industriel et commercial (EPIC) and controlled by the Conseil Départemental de Saône-et-Loire. Founded in 1923 and headquartered in Mâcon, it manages more than 25,000 social housing units serving over 50,000 tenants across 330+ communes of the Saône-et-Loire department through six local agencies (Autun, Chalon-sur-Saône, Le Creusot, Mâconnais, Montceau-les-Mines, Paray-le-Monial) supplemented by 15 satellite offices and a 24/7 phone line. Its portfolio includes standard rental apartments and houses, senior residences (résidences autonomie) with adapted equipment, student housing (furnished T1/T2 and colocation), and a specialized 30-unit residence (Résidence de l'Alma) for autonomous adults with disabilities operated in partnership with AMEC.

The organization also sells housing under accession-sécurisée schemes and building plots to individuals, and operates an AMO (Assistance à Maîtrise d'Ouvrage) consulting practice and land development service for municipalities and public institutions. Revenue is generated primarily through regulated, income-adjusted monthly rents collected from social housing tenants (subscription recurring revenue), supplemented by one-time property sales and transaction-fee public procurement contracts. Underlying technology consists of a property and tenant relationship management platform featuring an online tenant portal (Mon Espace), digitalized inventory/entry inspection processes, and a data-driven applicant prioritization scoring system that supports a 72-hour application SLA. The 2019 tenant satisfaction survey recorded an 84% recommendation rate.

OPAC's governance is structured around a Board of Directors presided by Christine Robin with Cécile Montreuil as Directrice Générale, and includes representation from the Conseil Départemental, the Caisse des Dépôts/Banque des Territoires, CAF, tenant associations (CNL holding 60.18% of tenant votes from 2022), and qualified personalities. No private equity or external investment applies; the entity is publicly controlled with no funding rounds, acquisitions, or M&A activity disclosed.

Name

OPAC

Legal name

OPAC Saône-et-Loire – Office Public de l'Habitat

Website

https://opacsaoneetloire.fr

Company type

Private

Founded year

1923

Operating status

Operating

Headcount range

11–50 employees

Short description

OPAC Saône-et-Loire is a public social housing office managing 25,000+ units for 50,000+ tenants across 330+ communes in Saône-et-Loire, France, operating through 6 agencies and providing rentals, specialized housing, and municipal AMO services.

Ownership category

akta.pro rank

Product category

Social Housing

NAICS

Continuing Care Retirement Communities and Assisted Living Facilities for the Elderly (62331), Other Residential Care Facilities (623990), Assisted Living Facilities for the Elderly (623312), Residential Intellectual and Developmental Disability Facilities (623210), Other Community Housing Services (624229)

SIC

Services-Social Services (8300), Services-To Dwellings & Other Buildings (7340), Services-Nursing & Personal Care Facilities (8050)

akta.pro primary industry

Affordable/Subsidized Independent Living (HUD/LIHTC) Communities (HLADAAAB)

akta.pro secondary industries

Affordable / Middle-Market CCRCs (HLADAEAJ), Personal Care & ADL Assistance (bathing, dressing, toileting, mobility) (HLADAGAA), Intern & Co-op Employer-Arranged Housing (THAMAGAD)

Keywords

• Social housing rental
• Affordable housing services
• Public housing office
• Senior housing residences
• Property sales accession

Headquarters

HQ city

Mâcon

HQ country

France

HQ region

Europe

Offices7 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Supply Chain, Marketing or Sales

Revenue model

1. Social housing rental: Monthly rent collection from over 25,000 social housing units across Saône-et-Loire. Rents are regulated and income-adjusted. Revenue also includes rental charges recovered from tenants.
2. Property sales (accession): Sale of housing units to existing tenants or new buyers under secure accession schemes, as well as sale of serviced building plots (terrains à bâtir) to private individuals.
3. Public procurement contracts: As a public establishment, OPAC Saône-et-Loire issues public procurement contracts (appels d'offres) for construction, renovation, and maintenance works, as well as facility management services.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels8 records

Core offering

OPAC Saône-et-Loire is a public social housing office (Office Public de l'Habitat) that manages over 25,000 social housing units (apartments, houses, senior residences, student housing, disability housing) for rent across 330+ communes in the Saône-et-Loire department of France. It also sells housing units and building plots under secure accession schemes, and provides project management consulting (AMO) and land development services to municipalities and public institutions.

Product overview

OPAC Saône-et-Loire operates as a public social housing office offering rental housing (apartments, houses, senior residences, student housing, and disability housing), property sales under accession-sécurisée conditions, and professional services including project management consulting (AMO) and land development. The company manages over 25,000-50,000 housing units across 330+ communes through 6 local agencies, supplemented by digital services including an online tenant portal (Mon Espace). Key housing types include standard rentals, senior residences with adapted amenities, student housing with competitive rents, and specialized disability residences. Professional services extend to construction project assistance and urban development for municipalities.

Differentiator

Problem solved

Functional benefit

Products and services

• Social Housing Rental (Location de logements) Social housing rental services offering apartments, houses, senior housing, parking spaces, and commercial premises across 330+ communes in Saône-et-Loire, with income-adjusted regulated rents and zero agency fees.
• Property Sales (Vente de logements) Sale of housing units and building plots (terrains à bâtir) to existing tenants or new buyers under accession-sécurisée conditions, with reduced notary fees and potential property tax exemptions.
• Résidences autonomie et seniors Senior living residences with adapted equipment including Italian showers, grab bars, elevators, and concierge services for elderly residents across Autun, Cluny, Charolles, Montceau-les-Mines, and Chalon-sur-Saône.
• Student Housing (Logement étudiants) Student housing featuring furnished and unfurnished T1/T2 apartments and colocation options (T3/T4) near universities with 0€ agency fees and competitive rents.
• Résidence de l'Alma 30-unit residence for autonomous adults with disabilities offering adapted apartments with domotics and autonomous living support, in Chalon-sur-Saône, with AMEC providing ongoing resident support.
• Mon Espace (Online Tenant Portal) Online tenant portal enabling 24/7 access to documents, rent payment, appointment tracking, request submissions, and address updates for existing tenants.
• Assistance à Maitrise d'Ouvrage (AMO) Project management consulting for public and private clients conducting construction, restructuring, and renovation projects, including feasibility studies, technical supervision, and site follow-up.
• Aménagement (Land Development) Land development services including plot preparation, infrastructure work, road construction, and plot commercialization for municipalities and public establishments.

Quantifiable outcome

• 84% tenant satisfaction rate (2019 survey)
• +2 more outcomes

Named customers5 records

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Six partnerships are on record, tiered core and minor.

• Association Médico Éducative Chalonnaise (AMEC)coreStrategic or Co-development Partner · 1 January 2015OPAC Saône-et-Loire partnered with AMEC to develop and launch the Résidence de l'Alma in Chalon-sur-Saône, a unique 30-unit residence for autonomous adults with disabilities. AMEC provides ongoing support for residents alongside OPAC's housing management.
• Confédération Nationale du Logement (CNL)coreOthersCNL is the primary tenant representative organization at OPAC, holding 3 of 5 tenant seats on the Board of Directors. It has been represented on the CA since 1979 and obtained 60.18% of tenant votes in the 2022 elections. CNL provides tenant advocacy, legal advice, and consumer protection services.
• Confédération Syndicale des Familles (CSF) — Union Départementale 71minorOthersCSF is a family and tenant advocacy organization present on the OPAC Board of Directors with 1 seat (24.02% of votes in 2022). It operates permanences in Chalon-sur-Saône for tenant advice and consumer protection.
• Association Force Ouvrière Consommateurs (AFOC) 71minorOthersAFOC is a consumer protection organization with 1 seat on the OPAC Board of Directors (15.77% of votes in 2022). It provides tenant advice and consumer rights support in Mâcon, Autun, and Chalon-sur-Saône.
• Local businesses and contractors (SPASER ecosystem)minorImplementation/ SI/ Consulting PartnerThrough its SPASER (Schéma de Promotion des Achats Socialement et Économiquement Responsables), OPAC Saône-et-Loire engages local businesses in public procurement for construction, renovation, and maintenance works, incorporating social clauses (insertion), sustainable materials, and environmental criteria into tender processes.
• Fédération Française du Bâtiment BTP 71 (FFBTP 71)minorOthersFFBTP 71 (Secretary General: Laurence Godet-Humbert) is represented on the OPAC Board as a qualified personality in urban planning, housing, and construction, contributing expertise to strategic decisions.

Scale indicators7 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Vilogia: Major French ESH/OPH social housing operator managing ~85,000 units across northern France with family, student, senior, and adapted housing products — similar operational scope including student residences and disability housing.
• ICF Habitat: SNCF Group social housing subsidiary providing rental housing for general public, seniors, and disabled across multiple French regions — comparable portfolio mix and specialized housing programs (notably adapted housing for persons with disabilities) to OPAC.
• Dynacité (ex-OPAC de l'Ain): Direct comparator: département-level OPH serving the neighboring Ain department with the same EPIC governance structure, social housing mandate, multi-agency model, and senior/student/disabled housing products as OPAC Saône-et-Loire.
• Logirep (Groupe Polylogis): Mid-sized French social housing operator (Groupe Polylogis) managing rental housing, senior residences, and adapted housing across multiple departments — directly comparable OPH/ESH business model with similar specialized housing products.
• Paris Habitat: France's largest municipal OPH (Ville de Paris), operating over 125,000 units of social housing across Paris with general rental, senior, and adapted housing — comparable business model as a publicly-controlled social landlord at much larger scale.
• Plurial Novilia (Groupe Action Logement): Regional OPH/ESH group serving Grand Est with comparable mix of social rental, senior residences (Résidences autonomie), and adapted housing for vulnerable populations — direct functional parallel to OPAC Saône-et-Loire.
• Grand Lyon Habitat: Public social housing office (OPH) operating in the Lyon metropolitan area, providing rental housing, senior residences, and student accommodation — functionally identical to OPAC Saône-et-Loire as a publicly-owned social landlord with physical agency networks and digital portals.
• Immobilière 3F (Groupe Action Logement): Major French social housing operator managing ~150,000 units nationally, part of Action Logement; offers same family, senior, and student housing products with comparable SPASER-aligned procurement and tenant services as OPAC.

Regional players

• Habitat 76: Office Public de l'Habitat serving Seine-Maritime département with similar mid-sized OPH scale (~30,000 units), departmental EPIC governance, and multi-agency distribution model highly comparable to OPAC Saône-et-Loire.

Broad incumbents

• CDC Habitat: Largest social housing operator in France (subsidiary of Caisse des Dépôts, same parent entity represented on OPAC's Board) — broader incumbent with national footprint and diversified housing, intermediation, and serviced senior residence products that overlap directly with OPAC's service mix.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about OPAC