Mobile Insurance Agency

What Mobile Insurance Agency does

Mobile Insurance Agency is a privately held specialty insurance brokerage founded in 1991 and headquartered at 25775 Oak Ridge Drive, Suite 110, The Woodlands, Texas. The firm operates exclusively in the manufactured housing insurance vertical, offering property and liability coverage through seven product lines: mobile home park insurance, manufactured housing dealer insurance, manufactured home owner insurance, apartment complex insurance, rental home and investment property insurance, self-storage facility insurance, and transporter and installer insurance. The company distributes its products nationwide across the United States through licensed specialty agents accessible via phone (800-458-4320), email ([email protected]), and a website-based application and payment portal, and self-describes as "the nation's leader" in property and liability insurance for the manufactured housing industry.

The business is structured as an insurance agency/brokerage rather than a carrier, earning commissions by placing client risks with a network of more than 25 insurance carrier partners including Foremost, American Modern, Assurant, Lloyds of London, Texas Mutual, Philadelphia, Hanover, AM Trust, Axis, Nautilus, Gotham, Scottsdale, USLI, Western World, and others. This multi-carrier model is the central mechanism by which the firm delivers coverage options (including flood, replacement cost, transportation, and installation exposures) that standard insurers typically exclude for manufactured homes. Operations are run by a small team of 1-10 employees led by President Kurt D. Kelley, JD, with Vice Presidents Jennifer Perkins (Tennessee) and Karie Martin (Texas) overseeing regional relationships.

The underlying technology is a standard insurance-agency stack: a marketing website (mobileagency.com), a self-serve file upload portal (uploads.mobileagency.com) with a 10GB capacity, and an online payment portal (mobileagency.epaypolicy.com). There is no proprietary software, no AI/ML capability, and no mobile application. Pricing is quote-based and individually underwritten through carrier partners rather than published in tiers, and revenue is generated entirely on a commission basis with multi-year policy contracts. The firm supplements its brokerage activity with content marketing through MHReview Magazine, industry resource libraries, and Park Store Boot Camp presentations to reinforce thought leadership within the manufactured housing vertical.

Name

Mobile Insurance Agency

Legal name

Mobile Insurance

Website

https://mobileagency.com

Company type

Private

Founded year

1991

Operating status

Operating

Headcount range

1–10 employees

Short description

Mobile Insurance Agency is a privately held Texas-based specialty insurance brokerage founded in 1991 that provides property and liability coverage exclusively to the manufactured housing industry. It works with 25+ carrier partners to serve park owners, dealers, homeowners, transporters, and investors nationwide.

Ownership category

akta.pro rank

Product category

Manufactured Housing Insurance

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Retail (Personal Lines) Insurance Brokerage (FSAEADAA)

akta.pro secondary industry

General Liability Insurance (FSAJAMAE)

Keywords

• Manufactured housing insurance
• Mobile home coverage
• Property liability insurance
• Specialty insurance agency
• Commercial insurance brokerage

Headquarters

HQ city

The Woodlands

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Commissions: Operates as an insurance agency/broker earning commissions from insurance carriers for policies placed. Works with multiple insurance companies to offer competitive coverage options to manufactured housing clients.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

Mobile Insurance Agency is a specialty insurance brokerage that places property and liability insurance policies for the manufactured housing industry by working with a network of carrier partners. It sells seven distinct product lines covering mobile home park owners, manufactured housing dealers, individual manufactured home owners, apartment complexes, rental and investment properties, self-storage facilities, and transporters/installers, earning commissions on each policy placed.

Product overview

Mobile Insurance Agency is a specialty insurance agency serving the manufactured housing industry with a comprehensive portfolio of property and liability insurance products. The company operates as a single-platform insurance brokerage offering seven distinct insurance product lines covering various segments of the manufactured housing sector: Mobile Home Park Insurance for park owners, Manufactured Housing Dealer Insurance for retailers, Manufactured Home Owners Insurance for individual homeowners, Apartment Complex Insurance for multi-family property owners, Rental Homes and Investment Properties Insurance for real estate investors, Self Storage Facility Insurance, and Transporter and Installer Insurance. The products are distributed through licensed specialty agents who work with a network of insurance carrier partners to provide coverage at competitive values. All products are accessed through the company's website via downloadable application forms, with service available via phone, email, and online payment portals.

Differentiator

Problem solved

Functional benefit

Named customers3 records

Segments7 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

26 partnerships are on record, tiered core.

• AM Trust FinancialcoreOthersInsurance carrier partner providing mobile home park insurance coverage options. Works with Mobile Insurance to offer comprehensive park insurance products.
• American Modern Insurance CompanycoreOthersInsurance carrier partner for mobile home park insurance coverage.
• First Comp Insurance CompanycoreOthersInsurance carrier partner for mobile home park insurance coverage.
• Foremost Insurance CompanycoreOthersInsurance carrier partner for mobile home park insurance coverage.
• Axis Insurance CompanycoreOthersInsurance carrier partner for mobile home park insurance coverage.
• Hanover Insurance CompanycoreOthersInsurance carrier partner for mobile home park insurance coverage.
• Nautilus Insurance CompanycoreOthersInsurance carrier partner for mobile home park insurance coverage.
• Philadelphia Insurance CompanycoreOthersInsurance carrier partner for mobile home park insurance coverage.
• Texas Mutual Insurance CompanycoreOthersInsurance carrier partner for mobile home park insurance coverage, specializing in workers compensation.
• Gotham Insurance CompanycoreOthersInsurance carrier partner for mobile home park insurance coverage.
• Scottsdale Insurance CompanycoreOthersInsurance carrier partner for mobile home park insurance coverage.
• USLIcoreOthersInsurance carrier partner for mobile home park insurance coverage.
• Western World Insurance CompanycoreOthersInsurance carrier partner for mobile home park insurance coverage.
• AssurantcoreOthersInsurance carrier partner providing manufactured housing dealer insurance coverage.
• Gemini Insurance CompanycoreOthersInsurance carrier partner for manufactured housing dealer insurance.
• Lloyds of LondoncoreOthersInsurance carrier partner providing manufactured housing dealer coverage through Lloyd's market.
• Northland Insurance CompanycoreOthersInsurance carrier partner for manufactured housing dealer insurance.
• Starnet Insurance CompanycoreOthersInsurance carrier partner for manufactured housing dealer insurance.
• Carolina Casualty Insurance CompanycoreOthersInsurance carrier partner providing transporter and installer insurance coverage.
• Essex Insurance CompanycoreOthersInsurance carrier partner for transporter and installer insurance.
• Southern County MutualcoreOthersInsurance carrier partner for transporter and installer insurance.
• Standard Insurance CompanycoreOthersInsurance carrier partner providing mobile home owners insurance coverage.
• Maison Insurance CompanycoreOthersInsurance carrier partner for mobile home owners insurance.
• AegiscoreOthersInsurance carrier partner for mobile home owners insurance.
• Tower HillcoreOthersInsurance carrier partner for mobile home owners insurance.
• AoncoreOthersInsurance carrier partner for mobile home owners insurance.

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Amwins: Largest specialty insurance distribution firm in the U.S., combining wholesale brokerage, MGA, and reinsurance services. Analogous distribution model—placing specialty risks across multiple carriers—scaled across many verticals including property and commercial.
• Burns & Wilcox: Large specialty insurance wholesale brokerage and managing general agency. Comparable as a specialty broker that places complex, non-standard risks through multiple carriers—similar distribution model to Mobile Insurance at a much larger scale.
• CRC Insurance Services: Specialty wholesale insurance brokerage and binding authority provider. Comparable as a multi-carrier specialty broker serving niche commercial risks; competes for placement of manufactured housing and similar specialty property exposures.
• RPS (Risk Placement Services): Specialty insurance wholesale broker and MGA placing niche and non-standard property and casualty risks. Directly comparable distribution and carrier-brokerage model, though broader across many specialty verticals.

Broad incumbents

• Heritage Insurance Holdings: Specialty property and casualty insurer with exposure to manufactured and mobile home risks in coastal and non-coastal states. Operates as a carrier counterpart in Mobile Insurance's niche.
• Assurant: Large insurance carrier with a dedicated manufactured housing solutions division. Listed as a Mobile Insurance carrier partner and operates across the same dealer, lender, and homeowner channels.
• American Modern Insurance Group: Specialty property and casualty carrier covering manufactured homes, mobile homes, and specialty dwellings. A direct carrier partner of Mobile Insurance and one of the dominant underwriters in the same MH segment.
• Foremost Insurance Group: Direct carrier (not broker) and one of the largest underwriters of manufactured and mobile home insurance in the U.S. Comparable because they sit on the same carrier panel Mobile Insurance accesses and define the underwriting standards for the niche.
• National General Insurance (Allstate): Acquired by Allstate in 2021, with deep roots in non-standard auto and manufactured housing. Competes with Mobile Insurance's offerings for manufactured home owners and dealers through direct and broker channels.

Emerging players

• Frankenmuth Insurance: Mutual insurance carrier writing specialty property including manufactured and seasonal homes, with regional concentration in the Midwest. Competes in adjacent product lines (mobile/modular home, rental dwelling) with overlapping customer types.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks3 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/pages/Mobile-Insurance-Agency/350951111645182
• LinkedInlinkedin.com/company/mobile-insurance-agency

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Mobile Insurance Agency