Credebt
Credebt is a Bristol-headquartered UK firm founded in 2009 that provides debt collection, credit control, bad debt recovery, and accounts receivable management services to creditors across the UK.
- Company typePrivate
- Founded2009
- HeadquartersBristol, United Kingdom
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Credebt does
Credebt is a UK-based, privately held provider of debt collection, credit control, bad debt recovery, working capital management, and accounts receivable management services, headquartered in Bristol and founded in 2009. Its functional role is to act as an outsourced credit management partner for creditors, taking on the recovery of unpaid invoices and the ongoing administration of receivables ledgers.
The firm operates with a small team reported at 1–10 employees, structured around four named senior roles: a Managing Director (Glen Morgan), a Recoveries Director (Rachel Blacker), a Client Relationship Director (Glenn Hutchinson), and a regional Director covering London & South East (Terry Pugh). This structure indicates a regional service-delivery model with dedicated client management and recoveries functions, supplemented by London/South East coverage beyond the Bristol headquarters.
There is no disclosed information on technology platform, pricing model, customer segments, contract structures, or financial performance. The company website presents only a loading/verification page rather than substantive content, and no integrations, certifications, awards, funding events, partnerships, or M&A activity are recorded in the input data. Revenue model and go-to-market mechanics therefore cannot be characterised beyond the standard contingent/commissioned debt collection fee structure typical of the UK sector.
Credebt firmographics
Firmographics- Name
- Credebt
- Website
- https://credebt.co.uk
- Company type
- Private
- Founded year
- 2009
- Headcount range
- 1–10 employees
- Short description
- Credebt is a Bristol-headquartered UK firm founded in 2009 that provides debt collection, credit control, bad debt recovery, and accounts receivable management services to creditors across the UK.
- Ownership category
- akta.pro rank
Where Credebt is headquartered
LocationHeadquarters
- HQ city
- Bristol
- HQ country
- United Kingdom
- HQ region
- Europe
Markets served
Credebt business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations
Credebt product offering
Product offeringCore offering
Credebt provides debt collection, credit control, bad debt recovery, working capital management, and accounts receivable management services to UK businesses. The firm operates with named client relationship directors and regional directors covering London and the South East, delivering personalized recovery and credit support to commercial clients.
Differentiator
Problem solved
Functional benefit
Products and services
- Debt Collection Professional collection of overdue debts owed to UK businesses, delivered as a managed recovery service.
- Credit Control Outsourced credit control function enabling businesses to manage customer credit exposure and timely payment follow-up.
- Bad Debt Recovery Recovery services targeted at debts already classified as bad or written off by the client's finance team.
- Working Capital Management Service helping clients optimize cash flow, receivables turnover, and overall working capital position.
- Accounts Receivable Management Managed receivables service handling invoicing, follow-up, and collections on behalf of commercial clients.
Companies that use Credebt
Customer profileIdeal customer profiles1 record
Credebt technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Credebt partnerships and signals
Strategic signalRecent moves1 record
Expansion highlights2 records
Credebt competitors and assessment
Company assessmentBroad incumbents
- Lowell Group: One of the UK's largest debt purchasers and credit management service providers, owned by Encore Capital. Operates in the same UK collections market but as a major portfolio acquirer rather than a small specialist like Credebt.
- PRA Group: Global debt purchaser operating in the UK, the US, and Europe. Comparable as a participant in UK debt recovery, but with a fundamentally different capital-intensive portfolio purchase business model versus Credebt's service-based offering.
- Allianz Trade (formerly Euler Hermes): World's largest trade credit insurer, offering credit management, debt collection, and surety products globally. Operates in the same B2B credit management space as Credebt but at vastly greater scale and as part of a broader insurance portfolio.
Direct peers
- Atradius Collections: Global B2B debt collection arm of Atradius, providing commercial debt recovery and credit management services worldwide. Directly comparable to Credebt's B2B receivables and bad debt recovery offering, though operating at materially greater scale.
- Coface: International trade credit insurer with a dedicated debt collection business serving B2B clients across multiple markets. Directly comparable as a B2B credit management and collections provider, with overlapping service lines in AR management.
- Apex Credit Management: UK-based commercial debt collection and credit management firm serving B2B clients across multiple sectors. Comparable to Credebt on size, geography, and the B2B receivables recovery and credit control service offering.
- EOS Group: International B2C and B2B debt collection group operating across Europe and beyond. Comparable as a debt collection service provider with similar receivables management capabilities, though serving a wider geographic and customer base.
- TDX Group: UK-based debt management services provider focused on credit and collections solutions for lenders and creditors. Directly comparable as a UK-headquartered collections and credit management firm with overlapping B2B/B2B2C client base.
- Bibby Financial Services: UK-based invoice finance and credit management provider serving SMEs. Directly comparable to Credebt on AR management, credit control, and working capital support for UK businesses, with overlapping target customer segment.
- Mosaic Collections: Specialist B2B commercial debt recovery agency operating in the UK. Directly comparable as a similarly-sized UK-focused B2B collections specialist, competing for the same mid-market client base.
Market position
Strengths3 records
Weaknesses4 records
Competitive moat3 records
Key risks6 records
Key highlights4 records
Customer concentration
Credebt financial estimates
Financial estimateRevenue estimate
Valuation estimate
Credebt leadership team
Management profileNumber of profiles
Profiles4 records
Credebt funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Credebt M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Credebt
What does Credebt do?
Credebt provides debt collection, credit control, bad debt recovery, working capital management, and accounts receivable management services to UK businesses. The firm operates with named client relationship directors and regional directors covering London and the South East, delivering personalized recovery and credit support to commercial clients.
When was Credebt founded?
Credebt was founded in 2009. It employs 1 to 10 people.
Where is Credebt based?
Credebt is headquartered in Bristol, United Kingdom, in the Europe region.
Who are Credebt's main competitors?
Broad incumbents on record are Lowell Group, PRA Group and Allianz Trade (formerly Euler Hermes). Direct peers are Atradius Collections, Coface, Apex Credit Management, EOS Group, TDX Group, Bibby Financial Services and Mosaic Collections.
Does Credebt have an API?
No public API is recorded for Credebt.