Finances-moi.com

What Finances-moi.com does

Finances-moi.com is a French retail mortgage brokerage and financial advisory firm operating under the legal entity CG Patrimoine et investissements SASU. Founded around 2013 and headquartered in Serris, France, the company connects individual borrowers and real estate investors with banking partners to originate mortgage loans (prêt immobilier), refinance existing loans, consolidate credit (rachat de crédits), and structure tax-optimized property investments under schemes such as Loi Pinel and Censi-Bouvard. It also distributes borrower insurance (assurance emprunteur) and operates an online insurance comparator that surfaces offers from multiple insurers.

The company's core technology consists of web-based simulation and comparison tools: a mortgage payment calculator, a borrowing capacity simulator, a regional rate barometer covering 13 French administrative regions, and a borrower insurance comparator. These tools sit atop a hybrid distribution model combining 8+ physical agencies across Île-de-France and Burgundy (Sens, Melun, Auxerre, Cosne-Cours-sur-Loire, Montargis, Nevers, Champigny-sur-Marne, Serris) with digital intake, video consultation, and phone-based advisory. The platform offers no API, no mobile app, and no disclosed AI capabilities, positioning it as an advisor-led rather than product-led offering.

Finances-moi.com generates revenue through four streams: contingency-based brokerage commissions on successfully originated mortgage loans (paid only upon disbursement), insurance distribution commissions, professional advisory fees for real estate investment structuring, and a professional training program (IOBSP Level 1 certification, 150 hours, €1,200) delivered through its Campus Formation. The franchise and mandate broker network, managed through franchise.finances-moi.com, extends distribution via third-party brokers trained and certified in-house. The company employs 11-50 staff and reports a 4.9/5 customer rating across 248 Immodvisor reviews; no funding rounds, revenue figures, or external investment are disclosed.

Name

Finances-moi.com

Legal name

CG Patrimoine et investissements SASU

Website

https://finances-moi.com

Company type

Private

Founded year

2013

Operating status

Operating

Headcount range

11–50 employees

Short description

Finances-moi.com is a French retail mortgage brokerage operating under CG Patrimoine et investissements SASU, connecting individual borrowers and real estate investors with banking partners for mortgages, credit consolidation, borrower insurance, and tax-optimized property investments via 8+ physical agencies and digital tools.

Ownership category

akta.pro rank

Headquarters

HQ city

Serris

HQ country

France

HQ region

Europe

Offices8 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Mortgage Brokerage Commission: Success-based fees charged only upon successful loan acquisition. No advance payment or deposit required. Fees agreed at beginning of collaboration and billed upon loan disbursement. Banks may also pay broker directly from released funds upon borrower agreement.
2. Insurance Distribution: Commission revenue from insurance company partnerships for borrower insurance (assurance emprunteur) products placed through the network
3. Investment Advisory: Revenue from advisory services on real estate investment products including Pinel tax reduction schemes, Censi-Bouvard, and property wealth management
4. Training Programs: IOBSP Level 1 certification training course priced at 1200€ for 150 hours, providing pathway to ORIAS registration for aspiring brokers

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels4 records

Core offering

Finances-moi.com is a French mortgage brokerage that connects individual borrowers and property investors with banking partners to secure residential and investment property financing. It complements brokerage with borrower insurance comparison and switching, credit consolidation (rachat de crédits), and tax-optimized real estate investment advisory (Pinel, Censi-Bouvard). It also runs an IOBSP Level 1 certification training program (Campus Formation) for aspiring mortgage brokers.

Product overview

Finances-moi.com is a multi-service mortgage brokerage platform offering a comprehensive suite of financial services. The core offering consists of mortgage loan brokerage (Prêt Immobilier) with simulation tools, rate tracking, and loan renegotiation services. The platform complements this with borrower insurance comparison (Comparateur d'Assurances Emprunteur) for policy comparison and switching, credit consolidation (Rachat de Crédits) for debt management, and real estate investment advisory (Investissements Immobiliers) including Loi Pinel and Censi-Bouvard tax optimization programs. Additional services include professional training for aspiring brokers (Formation IOBSP Niveau 1) and educational tools like glossaries and calculators. The company operates a network of physical agencies across France alongside digital tools, serving both residential and investment property clients.

Differentiator

Problem solved

Functional benefit

Products and services

• Prêt Immobilier (Mortgage Brokerage)

Quantifiable outcome

• Customer satisfaction rating of 4.9/5 based on 248 reviews
• +2 more outcomes

Named customers2 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

One partnership is on record.

• Banking Partners NetworkcoreStrategic or Co-development PartnerRelationships with multiple financial institutions enabling access to diverse mortgage products and competitive rates. Collaboration allows offering customers diversified financing options with competitive conditions across the French market.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Market position

Weaknesses5 records

Competitive moat5 records

Customer concentration

• LinkedInlinkedin.com/company/finances-moi-com

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Finances-moi.com