Invent

What Invent does

Invent Assets Securitisation & Reconstruction Pvt. Ltd. ("Invent") is a privately held Asset Reconstruction Company (ARC) registered in India under the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest (SARFAESI) Act, 2002. Founded in 2009 and headquartered at Nariman Point, Mumbai, the company acquires non-performing assets (NPAs) and stressed loan portfolios from banks, financial institutions (FIs), and non-banking financial companies (NBFCs), and pursues their resolution through a combination of legal enforcement under SARFAESI, asset restructuring, and disposal of secured properties via public auction and Swiss Challenge mechanisms. The firm reports that 100% of its initial retail portfolio acquired at the start of operations was resolved within 3-5 years.

The company offers three integrated core services: (1) Asset Reconstruction — centralised acquisition and resolution of NPAs from banks/FIs/NBFCs, (2) Securitisation — acquisition of financial assets from originators by issuing security receipts to qualified institutional buyers, enabling banks to clean balance sheets, and (3) Business Re-engineering — restructuring of operating businesses that have been classified as NPAs, with the goal of revival through fundamental process redesign. Revenue is generated primarily on a transaction-fee and security-receipt management-fee basis rather than through disclosed subscription or unit pricing; commercial terms are negotiated bilaterally with institutional counterparties on a case-by-case basis.

Invent's go-to-market is a direct, enterprise-focused B2B sales motion targeting the heads of stressed-asset and treasury functions within Indian banks, FIs, and NBFCs, supplemented by public auction and tender notices published on its corporate website. The business is differentiated primarily by its regulated ARC status and the seniority of its board — including a former RBI Deputy Governor (Chairman), a former LIC Managing Director, a former SIDBI Deputy Managing Director, and senior ex-CBI and ex-IRS officers — credentials that carry credibility in distressed-asset negotiations. The firm does not disclose revenue, AUM, funding rounds, or headcount growth, and operates with an 11-50 employee base from a single Mumbai office, with all activity confined to India.

Name

Invent

Legal name

Invent Assets Securitisation & Reconstruction Pvt. Ltd.

Website

https://inventarc.com

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

11–50 employees

Short description

Invent is a privately held, SARFAESI-registered Asset Reconstruction Company in Mumbai that acquires and resolves non-performing assets and distressed loan portfolios from Indian banks, financial institutions, and NBFCs through securitisation, asset restructuring, and business re-engineering services.

Ownership category

akta.pro rank

Product category

Asset Reconstruction and Distressed Debt Resolution

NAICS

Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523), Miscellaneous Financial Investment Activities (523999), Finance and Insurance (52)

SIC

Services-Engineering, Accounting, Research, Management (8700)

akta.pro primary industry

Restructuring & Turnaround Advisory (BPAHADAD)

akta.pro secondary industries

Corporate Development & Strategic Partnerships Advisory (JVs, Alliances, Carve-outs) (BPAHAOAG), Bankruptcy, Restructuring & Insolvency Law (BPAHAAAH)

Keywords

• Asset reconstruction services
• Non-performing asset recovery
• Securitisation services
• Distressed debt resolution
• Business re-engineering advisory

Headquarters

HQ city

Mumbai

HQ country

India

HQ region

Asia

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Operations, Personnel, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Asset Reconstruction Services: Acquisition and resolution of non-performing assets (NPAs) from banks and financial institutions. The company purchases distressed loans and works toward recovery through various mechanisms including enforcement of security interests under the SARFAESI Act.
2. Securitisation Services: Acquisition of financial assets from originators (banks/FIs/NBFCs) through raising funds by issue of security receipts or through direct acquisition. Revenue generated through asset securitisation and debt aggregation activities.
3. Business Re-engineering Services: Restructuring and revival services for businesses that have become NPAs in the books of Banks and Financial Institutions. Revenue derived from consulting and restructuring advisory services.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels2 records

Core offering

Invent is an Asset Securitisation and Reconstruction Company (ARC) that acquires non-performing assets (NPAs) and distressed loans from banks, financial institutions, and NBFCs under the SARFAESI Act, 2002, and resolves them through enforcement of security interests and restructuring. The company also provides securitisation services via issuance of security receipts and offers business re-engineering advisory to revive stressed enterprises.

Product overview

Invent operates as a private Asset Securitisation and Reconstruction Company (ARC/RC) established under the Securitisation Act, 2002. The company offers three integrated core services: Asset Reconstruction (acquisition and resolution of NPAs from banks), Securitisation (acquisition of financial assets through security receipts), and Business Re-engineering (process restructuring for distressed businesses). These services work together to help banks and financial institutions recover value from non-performing assets while enabling the ARC to resolve acquired assets within 3-5 years.

Differentiator

Problem solved

Functional benefit

Products and services

• Asset Reconstruction
• Securitisation
• Business Re-engineering

Quantifiable outcome

• 100% retail portfolio resolved within 3-5 years

Named customers1 record

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators3 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• Asset Reconstruction Company (India) Limited (Arcil): Arcil is India's oldest and largest Asset Reconstruction Company, also operating under the SARFAESI Act. It is the closest direct peer to Invent, competing for the same NPA portfolios from Indian banks and financial institutions with similar reconstruction and securitisation services.
• India Asset Reconstruction Company (IARCL): IARCL is a private ARC operating under SARFAESI, offering NPA acquisition and resolution services to Indian banks and financial institutions. Directly comparable to Invent in regulatory standing and core service offering.
• Phoenix ARC: Phoenix ARC is a private Asset Reconstruction Company acquiring stressed assets from Indian banks and FIs under SARFAESI. Directly comparable to Invent in product offering, regulatory framework, and customer segments.
• ASREC (India) Limited: ASREC is one of the older private ARCs in India, providing asset reconstruction and securitisation services under the SARFAESI Act. Directly comparable to Invent in regulatory standing, customer base, and product set.
• Resurgent India: Resurgent India is a private sector ARC acquiring stressed assets from Indian banks and FIs, providing reconstruction and resolution services. Directly comparable to Invent in business model and regulatory framework.
• Edelweiss Asset Reconstruction Company: Part of the Edelweiss Group, this is one of the larger private ARCs in India with similar NPA acquisition, securitisation, and resolution capabilities. Directly comparable to Invent as a SARFAESI-licensed private ARC serving banks and NBFCs.
• JM Financial Asset Reconstruction Company: JM Financial's ARC arm purchases NPAs from Indian lenders and undertakes resolution under SARFAESI/IBC. Comparable to Invent as a private-sector ARC competing for distressed asset pools with similar reconstruction services.

Emerging players

• National Asset Reconstruction Company (NARCL): NARCL is a government-backed ARC created to aggregate and resolve large NPAs from Indian public-sector banks. It is an emerging player reshaping the Indian ARC landscape and a key competitor and potential counterparty for Invent on portfolio transactions.

Others

• CRISIL: CRISIL provides ratings, research, and risk analytics across India's distressed debt and structured finance markets, including ARC security receipts. Adjacent ecosystem participant relevant for benchmarking and pricing in Invent's securitisation business.
• IDBI Bank: As a public-sector bank and NPA originator, IDBI Bank is a potential seller of distressed assets to Invent rather than a direct competitor. Relevant as a customer/market signal for the Indian NPA market Invent serves.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Invent