Capital Mortgage Group

What Capital Mortgage Group does

Capital Mortgage Group, Inc. is a privately held, full-service mortgage lending company headquartered in a single office at 12916 Swedes St in Fairfax, Virginia. Founded in 1999, the firm operates as a direct-to-consumer originator serving individual borrowers in the Washington Metropolitan area — specifically Fairfax, Clifton, Chantilly, and Centreville (zip codes 22030, 22031, 22033) and surrounding Fairfax City County communities. Its customer base is organized around three primary segments: first-time home buyers (its stated specialization), refinancing homeowners (rate/term and cash-out), and military/veteran borrowers eligible for VA loan products. Revenue is generated through loan origination fees, interest rate margins, and processing fees on each closed loan.

The company offers a notably comprehensive product menu relative to its small footprint, including government-backed programs (FHA, VA, USDA, HomePath), conventional and jumbo loans, specialty structures (Fixed Rate, ARMs, Hybrid ARMs, Interest Only, Graduated Payment, Balloon), and a refinance suite (FHA Streamline, FHA Cash Out, FHA 203k, VA Streamline IRRRL, VA Cash Out, HELOC, HARP 2.0). It also offers Reverse Mortgages for seniors and niche low-down-payment programs aimed at first-time buyers. The firm is federally registered through NMLS (NMLS: 393076) and is operated by a team of 1-10 employees. The website is built on the LenderHomePage.com platform and incorporates the UserWay accessibility widget for WCAG 2.1 compliance. No proprietary technology, AI/ML capabilities, or third-party technology integrations beyond the website are disclosed.

Go-to-market is sales-led and direct-to-consumer, relying on three distribution channels: a self-serve online application on the website, phone-based inside sales (primary line 571-533-8999), and contact form/email inquiries routed to Hany Omar ([email protected]), who appears as the principal point of contact. Top-of-funnel marketing is driven by SEO-optimized educational content (blog articles on rates, refinancing, and home buying guidance) supplemented by resource pages (FAQ, loan programs, calculators, mortgage basics, moving essentials). No partnerships, referral alliances, technology integrations, funding, M&A activity, or external investors are disclosed.

Name

Capital Mortgage Group

Legal name

Capital Mortgage Group, Inc.

Website

https://capital-mortgage.us

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

1–10 employees

Short description

Capital Mortgage Group, Inc. is a privately held Fairfax, Virginia-based mortgage lender originating purchase loans and refinances for individual borrowers in the Washington Metropolitan area, with a focus on first-time home buyers, refinancing customers, and military/veterans.

Ownership category

akta.pro rank

Product category

Residential Mortgage Lending

NAICS

Mortgage and Nonmortgage Loan Brokers (522310)

SIC

Loan Brokers (6163), Mortgage Bankers & Loan Correspondents (6162)

akta.pro industry

PRIMARYFSAEAEAA

Residential Mortgage Brokerage (Purchase & Refinance)

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Mortgage Brokerage & Loan Intermediation

SECONDARYFSALAAAL

Renovation Mortgage Origination (FHA 203(k), HomeStyle, CHOICERenovation)

Financial & Insurance/Mortgage & Housing Finance/Residential Mortgage Origination (Retail & Consumer Direct)

Keywords

• Mortgage lending services
• Home loan origination
• Residential refinancing
• First-time homebuyer loans
• Government-backed mortgages

Headquarters

HQ city

Fairfax

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Mortgage Origination: The company generates revenue through originating mortgage loans, including purchase loans and refinance transactions. Revenue is earned through origination fees, interest rate margins, and processing fees charged to borrowers.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

Capital Mortgage Group, Inc. is a full-service residential mortgage company based in Fairfax, Virginia that originates home purchase loans and refinance transactions. The company offers a comprehensive suite of loan programs including FHA, VA, USDA, Jumbo, Conventional, HomePath, and various adjustable-rate products, plus refinancing options such as FHA Streamline, FHA Cash Out, FHA 203k, VA Streamline/IRRRL, VA Cash Out, HELOC, HARP 2.0, and Reverse Mortgages. Services are delivered direct-to-consumer with a specialization in first-time home buyers in the Washington Metropolitan area.

Product overview

Capital Mortgage Group is a full-service mortgage company offering a comprehensive suite of home loan and refinancing products. The company provides conventional loan programs alongside government-backed options including FHA Loans (offering down payments as low as 3.5%), VA Loans (with 100% financing for eligible veterans), USDA Loans (for rural and suburban properties), and Jumbo Loans (for high-value properties exceeding conforming limits). For refinancing, the company offers FHA Streamline, FHA Cash Out, FHA 203k, VA Streamline (IRRRL), VA Cash Out, and HELOC products. Additional specialized programs include HomePath financing for distressed properties, various ARM products (Fixed Period ARMs, Interest Only, Graduated Payment, and Balloon Mortgages), HARP 2.0 for underwater homeowners, and Reverse Mortgages for seniors. The company also highlights niche low down payment programs for first-time homebuyers in the Fairfax, Virginia service area.

Differentiator

Problem solved

Functional benefit

Products and services

• FHA Loans

Segments3 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators1 record

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Rocket Mortgage (Rocket Companies): Largest U.S. direct-to-consumer mortgage lender, offering FHA, VA, Conventional, Jumbo and refinance products via a digital-first platform. Comparable product set, but competes with Capital Mortgage Group for the same DC metro purchase and refinance customers.
• NewRez LLC (NewRez / Shellpoint Mortgage Servicing): National mortgage lender and servicer offering FHA, VA, Conventional, and Jumbo products across retail and wholesale channels. Comparable because both originate government-backed and conventional products, though at vastly different scale and geographic reach.

Direct peers

• Fairway Independent Mortgage Corporation: Mid-size retail mortgage lender with a multi-channel branch model and broad product set including FHA, VA, USDA, Jumbo, and Conventional. Most comparable to Capital Mortgage Group in offering a similar product suite through a distributed retail branch network rather than a single centralized digital funnel.
• Nations Lending Corporation: Mid-size retail mortgage lender with multiple branch offices, offering FHA, VA, USDA, Conventional, and Jumbo products. Comparable to Capital Mortgage Group as a multi-product retail originator serving local/regional markets.
• PrimeLending (PlainsCapital Bank): National retail mortgage originator offering purchase and refinance loans including FHA, VA, USDA, Jumbo, and Conventional programs through a branch-based distribution model. Closely comparable product mix and customer profile to Capital Mortgage Group.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/capital-mortgage-group-inc.

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Capital Mortgage Group