BOSP Bancshares

What BOSP Bancshares does

BOSP Bancshares, Inc. is a privately-held Wisconsin bank holding company that operates Bank of Sun Prairie and Bank of Wisconsin (a branch division of Bank of Sun Prairie). Headquartered at 228 E. Main Street, Sun Prairie, the holding company was incorporated in 2003, while the underlying financial institution has been serving Wisconsin communities for more than 100 years. BOSP Bancshares employs between 1 and 10 people at the corporate level (the firmographics figure appears to reflect holding-company headcount only) and operates as an independent community bank under local ownership, with locally-made decisions contrasting with the centralized decision-making of regional or national competitors.

The company offers a standard suite of community banking products through six physical branches across Wisconsin (Sun Prairie, Cottage Grove, Birnamwood, Hatley, Wittenberg, and Antigo) plus an online banking platform. Core products include checking and savings accounts, certificates of deposit, mortgages, personal and auto loans, home equity loans, and wealth management and financial services. Customer segments are local individual consumers, small/medium business owners, and agribusiness borrowers, all served within Wisconsin. Bank of Sun Prairie is FDIC-insured and is designated as an Equal Housing Lender. The bank's competitive positioning is built on its century-long local reputation and the locally-owned, locally-decided service model.

Revenue mechanics are typical of a community bank: net interest income from lending and deposit-gathering, fee income from deposit accounts and wealth management, and ancillary transaction-related fees. Pricing is not publicly disclosed; deposit and loan rates are available on inquiry. BOSP Bancshares is a private company with no public ticker; the holding-company website is used primarily to support a managed secondary market for its stock among existing and prospective shareholders, with published sales/offer forms, acceptance forms, and shareholder transaction policies dating from 2018 with a 2022 amendment. The firm has no disclosed M&A activity beyond the implied consolidation of Bank of Wisconsin branches, no disclosed funding rounds, and no external investors; it operates without any documented AI/ML capabilities, proprietary technology platforms, or app-based distribution, relying instead on branch relationships and a basic online banking interface.

Name

BOSP Bancshares

Legal name

BOSP BANCSHARES, INC.

Website

https://www.bospbancshares.com

Company type

Private

Founded year

2003

Operating status

Operating

Headcount range

1–10 employees

Short description

BOSP Bancshares is the privately-held Wisconsin holding company for Bank of Sun Prairie, operating six community bank branches statewide and offering traditional retail, small-business, and agribusiness banking products including deposits, loans, and wealth management.

Ownership category

akta.pro rank

Product category

Community Banking

NAICS

Offices of Bank Holding Companies (551111), Commercial Banking (52211)

SIC

State Commercial Banks (6022)

akta.pro primary industry

SME Deposits & Business Accounts (Operating, Savings, CDs) (FSABABAC)

Keywords

• Community banking services
• Consumer deposit accounts
• Mortgage lending products
• Agribusiness banking
• Wealth management services

Headquarters

HQ city

Sun Prairie

HQ country

United States

HQ region

North America

Offices6 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. Banking Services: Traditional banking services including deposit accounts (checking and savings), lending products (personal and auto loans, home equity loans, mortgages), and wealth management and financial services. The bank serves local customers, business owners, and agribusiness in Wisconsin communities.

Distribution channels2 records

Marketing channels1 record

Core offering

BOSP Bancshares, Inc. is a Wisconsin-incorporated bank holding company that operates through its wholly owned subsidiaries, Bank of Sun Prairie and Bank of Wisconsin, providing traditional community banking services. The company offers checking and savings accounts, certificates of deposit, mortgage loans, personal and auto loans, home equity loans, wealth management and financial services, and online banking capabilities to local customers, business owners, and agribusiness across Wisconsin.

Product overview

BOSP Bancshares operates as a bank holding company with two primary subsidiaries: Bank of Sun Prairie and Bank of Wisconsin. The company offers a unified suite of traditional banking products including deposit accounts (checking, savings, CDs), lending products (mortgages, personal loans, auto loans, home equity loans), online banking services, and wealth management. All services are delivered through physical branch locations in Wisconsin communities and digital channels, with decisions made locally to serve the independent community bank's customers, business owners, and agribusiness clients.

Differentiator

Problem solved

Functional benefit

Brands

• Bank of Sun Prairie: Primary operating bank subsidiary offering online banking, checking and savings accounts, mortgage rates, CDs, personal and auto loans, home equity loans, and wealth management and financial services.
• Bank of Wisconsin

Products and services

• Bank of Sun Prairie Wholly owned primary banking subsidiary of BOSP Bancshares offering full-service consumer and business banking including checking and savings accounts, mortgage lending, personal and auto loans, home equity loans, CDs, online banking, and wealth management services. Bank of Sun Prairie is an FDIC member and an Equal Housing Lender.
• Bank of Wisconsin Branch banking subsidiary of Bank of Sun Prairie operating locations in Birnamwood, Hatley, Wittenberg, and Antigo, Wisconsin, serving local customers and agribusiness clients with the same community banking offerings as Bank of Sun Prairie.
• Checking and Savings Accounts Consumer deposit accounts including checking and savings with various features and access options for individual customers.
• Mortgage Loans Home purchase and refinancing loans with competitive rates offered through the bank's lending services for individual homebuyers and homeowners.
• Certificates of Deposit (CDs) Time deposit accounts providing fixed interest rates for specified term lengths for individual savers.
• Personal and Auto Loans Unsecured personal loans and auto financing options for individual borrowers.
• Home Equity Loans Secured loans allowing homeowners to borrow against accumulated equity in their properties.
• Wealth Management and Financial Services Comprehensive financial planning and wealth management services for personal and business customers of the bank.

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators2 records

Recent moves5 records

Expansion highlights3 records

Direct peers

• Nicolet Bankshares: Wisconsin-based community bank holding company operating multiple branches across the state with similar mix of consumer, business, and agribusiness banking. Direct geographic and product-line comparable to BOSP Bancshares, though larger in scale.
• Bank First Corporation:
• Bridgewater Bancshares: Upper Midwest community bank holding company with branch-based model serving business and consumer clients. Closely comparable in scale, product mix, and community banking orientation, with adjacent geographic focus.
• MidWestOne Financial Group: Mid-sized community bank holding company operating branches across the Upper Midwest and Iowa, offering consumer and commercial banking. Comparable in operating model and small-to-mid-cap community bank positioning.
• First Mid Bancshares: Multi-state community bank holding company with branch network in Illinois and Missouri providing consumer, business, and agribusiness banking. Comparable in product mix including ag lending and community banking model.
• Stock Yards Bancorp: Community bank holding company operating in Kentucky and Indiana with focus on business banking and wealth management. Comparable community banking model with diversified revenue including fee-based services.
• Lakeland Bancorp: New Jersey-based community bank holding company with similar consumer/SME lending and deposit franchise. Comparable in scale and branch-based community banking approach, though regionally distinct.
• Univest Financial Corporation: Pennsylvania-based community bank holding company with full-service consumer, business, and wealth management banking. Similar product mix and mid-sized community bank profile.
• S&T Bancorp: Pennsylvania-based community bank holding company providing consumer, business, and commercial banking with comparable product set. Similar in scale and operating model to BOSP Bancshares.

Broad incumbents

• Citizens Financial Group: Large regional bank holding company with significant presence across the Midwest and Northeast offering consumer, commercial, and wealth banking. While significantly larger, it operates in overlapping Wisconsin-adjacent markets and competes for similar SME and consumer customers.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/arrea-ltd-

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about BOSP Bancshares