Caisse cantonale vaudoise de Compensation

What Caisse cantonale vaudoise de Compensation does

Caisse cantonale vaudoise de Compensation AVS (CCVD) is a public, autonomous cantonal compensation fund established under Swiss law to administer the first pillar of Switzerland's social insurance system for the Canton of Vaud. It is one of 26 cantonal funds in Switzerland and is identified by Swissdec fund number 022.000. Its service portfolio spans old-age and survivors insurance (AVS), disability insurance (AI), loss-of-earnings allowances including maternity and paternity (APG/AMat/AAP), unemployment insurance contributions (AC), family allowances (AF), supplementary benefits (PC), transitional benefits for older unemployed persons (PTra), health-insurance premium subsidies (LAMal), and the newly launched cantonal housing adaptation assistance (ALO). It serves employers, employees, self-employed persons, students and non-working persons, retirees, disabled individuals, survivors, and beneficiaries of means-tested benefits across the canton, operating from its headquarters at Rue des Moulins 3 in Vevey.

CCVD's technology stack centers on the votreAVSVaud self-service portal, the federally mandated Swissdec ELM 5.0 standard for electronic salary declaration, a Doc.Capture-based electronic document management system (GED) shared with regional Social Insurance Agencies (AAS), an AI chatbot delivered by Lausanne-based Deeplink and hosted on Infomaniak's ISO 27001-certified Swiss cloud, a new IVR-enabled telephone platform, and Friendly Analytics for anonymized web analytics. Operations are coordinated with a network of Agences d'assurances sociales (AAS) throughout Vaud, plus strategic collaborations with Retraites Populaires (retirement planning webinars) and Admin'facile (senior digital training). A 2026 modernization wave has delivered full digital document transmission from AAS to CCVD, the IVR telephony overhaul, and the ALO housing adaptation program.

CCVD's business model is administrative rather than commercial: it is not a commercial revenue generator but a statutory pass-through and administrative body. Operations are funded through employer/employee statutory contributions (AVS 10.6%, AI 1.4%, APG 1.1% as of 2024 per federal law), self-employed assessments, government subsidies for administration, and mandated redistribution flows such as the CHF ~343M in CO2 tax proceeds distributed to Vaud enterprises in 2026 (CHF 98.20 per CHF 100,000 of AC1 salary mass). Pricing is not set by CCVD; contribution rates and benefit formulas are fixed by federal law. The go-to-market motion is direct-to-consumer through AAS agencies, the votreAVSVaud portal, telephone, and physical reception — with no shareholders, no private investors, and no M&A activity.

Name

Caisse cantonale vaudoise de Compensation

Legal name

Caisse cantonale vaudoise de compensation AVS

Website

https://caisseavsvaud.ch

Company type

Private

Operating status

Operating

Headcount range

251–500 employees

Short description

Caisse cantonale vaudoise de Compensation AVS is a public cantonal compensation fund that administers Switzerland's first-pillar social insurance — AVS, AI, APG, AC, AF, PC, and housing adaptation assistance — for employers, employees, self-employed persons, and beneficiaries throughout the Canton of Vaud.

Ownership category

akta.pro rank

Product category

Social Insurance Administration

NAICS

Insurance and Employee Benefit Funds (5251), Pension Funds (525110), Health and Welfare Funds (525120)

SIC

Services-Social Services (8300)

akta.pro primary industry

State/Provincial Human Services & Benefits Administration (Welfare, Disability, Child & Family) (BPAIABAI)

akta.pro secondary industries

Income Support & Cash Assistance Programs (BPAIAKAE), Healthcare-Linked Social Benefits Administration (e.g., Medicaid/Means-Tested Health Coverage) (BPAIAKAH)

Keywords

• Social insurance administration
• Pension fund services
• Disability insurance
• Family allowances
• Unemployment insurance

Headquarters

HQ city

Vevey

HQ country

Switzerland

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Others

Revenue model

1. Social Insurance Administration: As a public compensation fund, CCVD administers social insurance contributions and benefits rather than generating commercial revenue. Revenue consists of statutory contributions from employers, employees, and self-employed individuals for AVS/AI/APG/AC/AF, plus government subsidies for administrative operations.

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

CCVD administers Switzerland's first-pillar statutory social insurance for the Canton of Vaud, collecting contributions and disbursing benefits across AVS (old-age/survivors), AI (disability), APG (loss-of-earnings), AC (unemployment), PC (supplementary benefits), AF (family allowances), PTra (transitional benefits), and LAMal health subsidies. The fund operates a digital service platform including the votreAVSVaud portal and Swissdec ELM 5.0 for employer salary declarations, and coordinates with regional Social Insurance Agencies (AAS) for localised service delivery.

Product overview

Caisse cantonale vaudoise de Compensation AVS operates as the cantonal compensation fund for Vaud, Switzerland, administering Switzerland's first-pillar social insurance system. The organization offers a unified platform of social insurance services including AVS (old-age/survivors), AI (disability), APG (loss-of-earnings allowances), AC (unemployment), PC (supplementary benefits), AF (family allowances), PTra (transitional unemployment benefits), and LAMal health subsidies. A new ALO housing adaptation program was launched in 2026. Digital services include the votreAVSVaud online portal, Swissdec ELM 5.0 for employer salary declarations, GED document management, Doc.Capture for agency document submission, online benefit calculators, and a chatbot. The organization coordinates with 25+ Social Insurance Agencies (AAS) throughout the canton for local service delivery.

Differentiator

Problem solved

Functional benefit

Products and services

• AVS - Assurance Vieillesse et Survivants Swiss old-age and survivors insurance providing retirement pensions and survivor benefits, administered at cantonal level through cantonal compensation funds. For salaried employees, self-employed persons, and residents of the Canton of Vaud.
• AI - Assurance Invalidité Swiss disability insurance providing daily allowances and support measures for individuals with disabilities in the Canton of Vaud.
• AC - Assurance Chômage Unemployment insurance managing contributions and benefits coordination for unemployed individuals in the Canton of Vaud.
• PC - Prestations Complémentaires Supplementary benefits to AVS/AI providing means-tested financial support for individuals with low income or high healthcare costs in the Canton of Vaud.
• APG - Allocations pour Perte de Gain Loss of earnings allowances including maternity, paternity, military service, and adoption allowances for insured persons in Vaud.
• AF - Allocations Familiales Family allowances providing financial support to employed and self-employed individuals with children in the Canton of Vaud.
• PTra - Prestations Transitoires Transitional benefits for older unemployed persons approaching retirement who have exhausted unemployment benefits in Vaud.
• LAMal - Subside à l'Assurance-Maladie Health insurance premium subsidies for individuals and families meeting income thresholds in the Canton of Vaud.
• ALO - Aide à l'Adaptation du Logement Cantonal housing adaptation assistance financing work to secure homes and support independent living for AVS-age residents, including installation of grab bars, walk-in showers, and raised toilets.
• votreAVSVaud - Portail en Ligne Self-service online portal allowing employers and individuals to manage affiliations, submit salary declarations, track request status, and access CCVD services digitally.
• Swissdec ELM 5.0 Salary Declaration Electronic salary declaration standard and platform mandated by Swiss social insurance regulations for employer reporting, compliant with Swissdec ELM 5.0.
• Calculs en Ligne (Online Calculators) Online calculators for retirement benefits, maternity allowances, paternity allowances, and personal contribution estimates available to employers and individuals.

Quantifiable outcome

• CO2 tax redistribution of CHF 98.20 per CHF 100,000 of AC1 salary mass for 2025-2026

Named customers3 records

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

Feature3 records

Partnerships

Seven partnerships are on record, tiered core and minor.

• ArtionetcoreTechnology or IntegrationWebsite development and hosting partner. Form submissions are transferred via FTP to Artionet's Swiss-based servers, automatically retrieved by CCVD systems, and destroyed after 5 days. Responsible for website functionality and online presence.
• DeeplinkcoreTechnology or IntegrationAI chatbot provider based in Lausanne. Collects user device type, IP address, user journey, dialogue content, language, and country for 7 days. Data processed at Lausanne, stored in Geneva or Zurich using Infomaniak cloud services certified ISO 27001. No profiling by personal data occurs.
• InfomaniakcoreTechnology or IntegrationCloud infrastructure provider for Deeplink chatbot services. ISO 27001 certified data centers in Switzerland ensure secure storage of customer interaction data for the required 7-day retention period.
• Social Insurance Agencies (AAS)coreStrategic or Co-development PartnerRegional agencies throughout Vaud canton act as primary interface with beneficiaries for supplementary benefits (PC), document submission, and advice. CCVD provides training, digital tools (Doc.Capture), and continuous improvement collaboration through CoPil and operational coordination GT.
• Retraites PopulairesminorStrategic or Co-development PartnerPartnership for joint webinar on flexible retirement topics. Collaborated on AVS 21 information webcast addressing how employers can maintain senior workforce expertise while addressing HR challenges.
• Admin'facileminorStrategic or Co-development PartnerPartnership for digital training program dedicated to seniors. CCVD contributed expertise to 'Quand le numérique devient facile' initiative helping elderly population navigate digital services.
• Federal Office for the Environment (OFEV/BAFU)coreOthersMandated partner for CO2 tax redistribution to Swiss businesses. In 2026, approximately CHF 343 million redistributed (CHF 186 million for 2025, CHF 157 million for 2026) through cantonal compensation funds. Distribution factor: CHF 98.20 per CHF 100,000 of AC1 salary mass.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• SVA St. Gallen: Cantonal social insurance agency for St. Gallen, administering AVS/AI/APG/AC and family allowances. Comparable in scope and digital-service orientation to CCVD.
• Caisse de compensation du Canton de Genève: French-language cantonal compensation fund for Geneva with an almost identical mandate and product portfolio to CCVD, serving a similar urban francophone population. The most direct linguistic and operational peer.
• Ausgleichskasse des Kantons Zürich: Cantonal compensation fund for the canton of Zürich, operating the same statutory AVS/AI/APG/AC mandate at significantly larger scale (~1.5M residents). Closest functional analog to CCVD, with comparable service catalog and Swissdec integration.
• Ausgleichskasse Basel-Stadt: Cantonal compensation fund for Basel-Stadt, providing the same statutory first-pillar social insurance services to a compact urban canton. Comparable in population density and employer profile to Vaud.
• Caisse de compensation de l'État de Fribourg: French-language neighboring cantonal compensation fund operating the same statutory mandate as CCVD in a smaller canton. Useful for benchmarking service delivery in similar demographic and linguistic conditions.
• Ausgleichskasse des Kantons Bern: Cantonal compensation fund for Bern, one of the larger Swiss cantonal funds administering AVS/AI/APG and family allowances. Operates with a bilingual (DE/FR) footprint and serves a comparable mix of urban and rural affiliates.
• AHV-Ausgleichskasse Aargau: Mid-sized cantonal compensation fund in Aargau administering the same first-pillar benefits as CCVD. Comparable in operational complexity and digital maturity benchmarks.

Broad incumbents

• Office fédéral des assurances sociales (OFAS / BSV): Federal Social Insurance Office that supervises CCVD and the other cantonal funds, sets policy direction, and operates cross-cantonal programs. Not a direct competitor but the upstream policy and supervisory counterpart whose reforms most directly shape CCVD's mandate.
• Suva: Swiss public-sector accident insurance provider. While Suva covers occupational accidents rather than AVS/AI, it is the most prominent Swiss public social insurance operator and a useful comparator on digital service standards, claims processing scale, and customer-experience expectations.
• Compenswiss: Swiss federal compensation fund that administers the compensation scheme for the AVS/AI/APG system as a whole. Operates upstream of cantonal funds like CCVD and is the closest large-scale institutional peer in the same social insurance architecture.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/caisse-avs-vaud

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Caisse cantonale vaudoise de Compensation