The Banks of Buffalo Gillette Sheridan
The Banks of Buffalo Gillette Sheridan is a privately held, FDIC-insured Wyoming community bank founded in 1936, operating three branches in Buffalo, Gillette, and Sheridan to serve local households, small businesses, and rural homebuyers with deposits, consumer and commercial loans, and mortgage lending.
- Company typePrivate
- Founded1936
- HeadquartersBuffalo, United States
- Headcount—
- GTM typeB2B and B2C
- OfferingServices
What The Banks of Buffalo Gillette Sheridan does
The Banks of Buffalo Gillette Sheridan (formerly Buffalo Federal Bank, founded 1936) is an FDIC-insured, privately held community bank headquartered in Buffalo, Wyoming. It operates three Wyoming branches — Buffalo (headquarters), Buffalo Corporate, Gillette, and Sheridan — and runs a centralized Mortgage Operations unit, serving retail households, local small businesses, and rural property buyers across the state.
The bank offers a full-stack community banking product set: Basic Checking and Savings accounts, CDs, Mastercard-branded debit cards with 24/7 ATM access, consumer and commercial loans, HELOC, real estate mortgages (30-year fixed and 5-1 ARM), USDA Rural Development 100% financing, and personal and business credit cards. Delivery is hybrid: physical branches staffed by a Wyoming-based Board of Directors for relationship-led lending decisions, combined with online account opening, an online banking portal, and a mobile banking application for routine transactions. Third-party integrations include Deluxe (check reordering), Mastercard (debit issuance), and SurveyMonkey (customer feedback).
Revenue is generated through traditional community bank mechanics: net interest income from lending activities (real estate, consumer, commercial, HELOC), deposit gathering via checking/savings/CD products that fund the loan book, and transactional fee income from debit cards and account services. Basic Checking is advertised as free; loan and mortgage pricing is quote-based and not publicly disclosed. Marketing is community-led through Facebook, the corporate website (buffalofed.bank), and referral-driven reputation, with a Bauer Financial 5-star rating used as the primary third-party credibility marker.
The Banks of Buffalo Gillette Sheridan firmographics
Firmographics- Name
- The Banks of Buffalo Gillette Sheridan
- Legal name
- The Banks of Buffalo Gillette Sheridan
- Website
- https://buffalofed.com
- Company type
- Private
- Founded year
- 1936
- Operating status
- Operating
- Short description
- The Banks of Buffalo Gillette Sheridan is a privately held, FDIC-insured Wyoming community bank founded in 1936, operating three branches in Buffalo, Gillette, and Sheridan to serve local households, small businesses, and rural homebuyers with deposits, consumer and commercial loans, and mortgage lending.
- Ownership category
- akta.pro rank
The Banks of Buffalo Gillette Sheridan industry classification
Industry- Product category
- Community Banking
- NAICS
- Commercial Banking (52211), Depository Credit Intermediation (5221)
- SIC
- National Commercial Banks (6021)
- akta.pro primary industry
- Bank & Credit Union Personal Loans (Unsecured Installment) (FSAKAAAL)
- akta.pro secondary industry
- Line of Credit / Revolving Short-Term Credit (Non-card) (FSAKAMAG)
Keywords
Where The Banks of Buffalo Gillette Sheridan is headquartered
LocationHeadquarters
- HQ city
- Buffalo
- HQ country
- United States
- HQ region
- North America
Offices4 records
Markets served
The Banks of Buffalo Gillette Sheridan business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others
Revenue model
- Interest Income: Traditional bank interest income from lending activities including real estate loans, consumer loans, commercial loans, and HELOC products
- Deposit Gatherings: Checking accounts, savings accounts, and CD products that generate deposit base for lending activities
- Banking Fees: Fees from debit card transactions, account services, and other banking service charges
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Basic Checking - Free checking account |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels3 records
The Banks of Buffalo Gillette Sheridan product offering
Product offeringCore offering
The Banks of Buffalo Gillette Sheridan is a Wyoming community bank providing deposit products (checking, savings, CDs), consumer and commercial loans, residential mortgages (including USDA Rural Development 100% financing), HELOC, and credit/debit card services through three Wyoming branches plus online and mobile banking. The institution targets local Wyoming families, small businesses, and homebuyers with relationship-based banking and locally governed decision-making.
Product overview
The Banks of Buffalo Gillette Sheridan operates as a community banking institution offering a unified portfolio of financial products and services across personal, business, and mortgage lending categories. The core banking platform provides checking, savings, and certificate of deposit accounts, complemented by consumer and commercial lending divisions. The bank's mortgage operations serve as a centralized hub offering real estate loans including traditional mortgages and USDA Rural Development financing. Additional offerings include HELOC loans, credit cards, and 24/7 digital banking access through online and mobile platforms. The bank maintains three physical branch locations in Buffalo, Gillette, and Sheridan, Wyoming, having served the community since 1936.
Differentiator
Problem solved
Functional benefit
Products and services
- Basic Checking Free personal checking account offering 24/7 convenience with essential banking features including online and mobile access for individual customers in Wyoming communities.
- Savings Accounts Personal savings accounts providing secure deposit options with competitive interest rates for Wyoming community members seeking to grow their deposits.
- CD Special Certificate of Deposit accounts with special promotional rates available for various term durations, providing fixed-rate deposit options for Wyoming customers.
- Real Estate Loans (Mortgages) Residential mortgage products including 30-year fixed-rate mortgages, 5-1 adjustable-rate mortgage (ARM) options, and USDA Rural Development 100% financing with no money down for rural Wyoming homebuyers.
- Consumer Loans Personal loans for individual borrowers including auto loans, personal credit lines, and other consumer financing needs for Wyoming residents.
- Commercial Loans Business lending services for local Wyoming businesses including commercial real estate financing, working capital loans, and business expansion funding.
- HELOC Loans Home Equity Line of Credit allowing Wyoming homeowners to borrow against their home equity with flexible draw and repayment options.
- Business Banking Comprehensive business banking services for local Wyoming businesses including business checking accounts, commercial lending, cash management, and business credit solutions.
- Credit Card Credit card products for both personal and business customers with various rewards and rate options, accessed through the bank's credit card services.
- Mastercard Debit Card Mastercard debit card providing 24/7 access to funds with ATM network access and point-of-sale purchasing capabilities for personal and business customers.
- 24/7 Banking (Online & Mobile) Round-the-clock digital banking access via the bank's online portal and mobile application, allowing customers to manage accounts, transfer funds, pay bills, and access statements anytime.
- Mortgage Operations Center Centralized mortgage operations center handling loan processing, underwriting, and servicing for the bank's real estate lending products across Buffalo, Gillette, and Sheridan.
Companies that use The Banks of Buffalo Gillette Sheridan
Customer profileSegments3 records
Ideal customer profiles3 records
The Banks of Buffalo Gillette Sheridan technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
Feature3 records
The Banks of Buffalo Gillette Sheridan partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- FDIC (Federal Deposit Insurance Corporation)coreFDIC insurance provides deposit protection backed by the full faith and credit of the U.S. Government, ensuring customer deposits are protected.
Scale indicators3 records
Recent moves5 records
Expansion highlights4 records
The Banks of Buffalo Gillette Sheridan competitors and assessment
Company assessmentDirect peers
- Pinnacle Financial Partners: Tennessee-based community bank focused on relationship banking with businesses and consumers. Comparable community banking model emphasizing local decision-making and broad product suite.
- Heartland Financial USA: Multi-state community bank holding company operating independent community banks across the Midwest, Southwest, and West. Directly comparable as a decentralized community banking platform with similar deposit and loan product mix.
- Wintrust Financial: Chicago-area community-focused bank holding company operating multiple community bank charters. Comparable decentralized model with similar consumer/commercial lending and deposit franchise.
- Stockman Financial Corp: Montana-based privately held community bank with branch presence in rural western markets. Closely comparable as a long-standing, privately owned community bank serving small western communities with full-service deposit and lending products.
- Banner Corporation: Pacific Northwest community bank holding company with operations across Washington, Oregon, Idaho, and California. Comparable as a multi-state community banking franchise serving similar small-metro and rural customers.
- Glacier Bancorp: Montana-based community bank holding company operating a multi-state western branch network including Wyoming. Highly comparable business model of relationship-based community banking across small western markets.
- Old National Bancorp: Midwest-based community bank offering consumer, commercial, and mortgage products across multiple states. Comparable as a traditional relationship-driven community bank with broad product offerings.
- First Interstate BancSystem: Montana-headquartered community/regional bank holding company with significant Wyoming branch presence. Directly comparable as a multi-state western community bank offering similar deposit, mortgage, and commercial lending products to similar rural/small-metro customers.
Broad incumbents
- Commerce Bancshares: Missouri-headquartered bank holding company with consumer and commercial banking across multiple states. Comparable full-service community/regional banking model, but at significantly larger scale.
- UMB Financial Corporation: Larger Missouri-headquartered financial services holding company with commercial banking, consumer banking, and institutional services. Comparable product breadth but at substantially greater scale and geographic reach.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights6 records
Customer concentration
The Banks of Buffalo Gillette Sheridan social profiles
Digital presenceThe Banks of Buffalo Gillette Sheridan compliance and trust
Trust signalCompliance3 records
The Banks of Buffalo Gillette Sheridan financial estimates
Financial estimateRevenue estimate
Valuation estimate
The Banks of Buffalo Gillette Sheridan leadership team
Management profileNumber of profiles
The Banks of Buffalo Gillette Sheridan funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
The Banks of Buffalo Gillette Sheridan M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about The Banks of Buffalo Gillette Sheridan
What does The Banks of Buffalo Gillette Sheridan do?
The Banks of Buffalo Gillette Sheridan is a Wyoming community bank providing deposit products (checking, savings, CDs), consumer and commercial loans, residential mortgages (including USDA Rural Development 100% financing), HELOC, and credit/debit card services through three Wyoming branches plus online and mobile banking. The institution targets local Wyoming families, small businesses, and homebuyers with relationship-based banking and locally governed decision-making.
Is The Banks of Buffalo Gillette Sheridan a public or private company?
The Banks of Buffalo Gillette Sheridan is a private company. It is classified as unknown and is currently operating.
When was The Banks of Buffalo Gillette Sheridan founded?
The Banks of Buffalo Gillette Sheridan was founded in 1936.
Where is The Banks of Buffalo Gillette Sheridan based?
The Banks of Buffalo Gillette Sheridan is headquartered in Buffalo, United States, in the North America region.
How does The Banks of Buffalo Gillette Sheridan make money?
Three revenue lines are on record. Interest Income is the primary driver. The others are deposit Gatherings and banking Fees.
Who are The Banks of Buffalo Gillette Sheridan's main competitors?
Direct peers on record are Pinnacle Financial Partners, Heartland Financial USA, Wintrust Financial, Stockman Financial Corp, Banner Corporation, Glacier Bancorp, Old National Bancorp and First Interstate BancSystem. Broad incumbents are Commerce Bancshares and UMB Financial Corporation.
Does The Banks of Buffalo Gillette Sheridan have an API?
No public API is recorded for The Banks of Buffalo Gillette Sheridan.
What industry is The Banks of Buffalo Gillette Sheridan in?
The Banks of Buffalo Gillette Sheridan's product category is Community Banking. Its primary akta.pro industry code is FSAKAAAL, Bank & Credit Union Personal Loans (Unsecured Installment), with a secondary code of FSAKAMAG, Line of Credit / Revolving Short-Term Credit (Non-card). Its NAICS code is 52211 and its SIC code is 6021.