Solucia Protection Juridique

What Solucia Protection Juridique does

Solucia Protection Juridique is a French insurance carrier founded in 2006 and headquartered in Paris, specializing in legal protection insurance (Protection Juridique) and affinity insurance (Assurance Affinitaire). The company operates exclusively as a B2B2C distributor, selling customized insurance products to partner channels — insurance brokers (courtiers), mutual insurers (mutuelles), and insurance carriers (compagnies d'assurances) — which in turn offer the products to end customers. Its portfolio spans six vertical domains: Real Estate, Health and Dependence, Professionals, Mobility, Family, and Leisure, with products designed on a per-partner basis to fit specific distribution requirements.

The company is supported by 80 employees ("Solucioners") — a deliberately lean operating footprint — and serves approximately 3 million end customers (both individuals and professionals) through its partner network. Revenue is generated via recurring insurance premiums on the legal protection and affinity products distributed through partners. No proprietary technology platform, API, or AI/ML capabilities are disclosed in available sources; the claims and legal service function is operated by an in-house team of jurists ("équipe des juristes"). Marketing is concentrated on LinkedIn, YouTube, and a legal-news blog, with no direct-to-consumer distribution channel.

Ownership is independent and private, with no disclosed parent company, institutional investor, or external capital event. The executive team is led by Directrice Générale Cécile Tardieu (previously at Axa and Generali) and Président du directoire Laurent Sengier, both formally appointed in July 2021 after serving in transitional leadership roles from 2020. Senior leadership draws heavily from prior roles at Wakam (ex-La Parisienne), Generali, and other French insurance carriers. The company is regulated as a French insurance carrier and publishes a financial information page on its website, but does not publicly disclose revenue or premium volume figures.

Name

Solucia Protection Juridique

Legal name

Solucia Protection Juridique

Website

https://soluciapj.fr

Company type

Private

Founded year

2006

Operating status

Operating

Headcount range

51–100 employees

Short description

Solucia Protection Juridique is a French insurance carrier founded in 2006 that designs and distributes customized legal protection and affinity insurance products B2B2C through brokers, mutuelles, and insurers, serving approximately 3 million end customers across six verticals.

Ownership category

akta.pro rank

Product category

Legal Protection Insurance

NAICS

Direct Insurance (except Life, Health, and Medical) Carriers (52412), Direct Property and Casualty Insurance Carriers (524126), Insurance Carriers (5241)

SIC

Fire, Marine & Casualty Insurance (6331), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Management Liability (D&O/EPL/Fiduciary) (FSAJAGAD)

akta.pro secondary industry

Mid-Market Commercial Package (Package Policies) (FSAJAFAB)

Keywords

• Legal protection insurance
• Affinity insurance products
• B2B2C insurance distribution
• Partner insurance solutions
• Specialty insurance underwriting

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Premiums: Generates revenue through insurance premiums from legal protection and affinity insurance products sold to partners who then offer them to end customers (individuals and professionals).

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Solucia Protection Juridique is a B2B2C insurance company that designs, underwrites and distributes customized legal protection (Protection Juridique) and affinity insurance (Assurance Affinitaire) products to partners (brokers, mutuelles, insurance companies) who then offer them to end customers. The company serves approximately 3 million customers across six specialized domains: real estate, health and dependence, professionals, mobility, family, and leisure, and operates with around 80 employees ("Solucioners").

Product overview

Solucia Protection Juridique operates as a B2B2C insurance company offering a portfolio of custom legal protection (Protection Juridique) and affinity insurance (Assurance Affinitaire) products distributed through partner channels including brokers, mutual insurers, and insurance companies. The company's offerings span six specialized domains: Immobilier (Real Estate), Santé et Dépendance (Health and Dependence), Professionnels (Professionals), Mobilités (Mobility), Famille (Family), and Loisirs (Leisure). These products are designed on a customized basis to meet specific partner requirements, serving approximately 3 million customers across both individual (particuliers) and professional (professionnels) segments since the company's founding in 2006.

Differentiator

Problem solved

Functional benefit

Products and services

• Protection Juridique (Legal Protection Insurance) Custom legal protection insurance products designed for B2B2C distribution through partners (brokers, mutual insurers, insurance companies). Covers legal assistance and defense services for partners' clients across multiple domains.
• Assurance Affinitaire (Affinity Insurance) Custom affinity insurance products offered alongside legal protection coverage, designed to complement the core legal protection offering and expand partner product portfolios.
• Immobilier (Real Estate) Legal Protection & Affinity Insurance Legal protection and affinity insurance solutions specialized for the real estate sector, covering property-related legal matters for partners operating in this domain (property managers, agents, homeowners).
• Mobilités (Mobility) Legal Protection Insurance Legal protection insurance solutions focused on mobility-related legal matters, including vehicle ownership, transportation and accident-related legal issues.
• Santé et Dépendance (Health and Dependence) Insurance Insurance solutions covering health-related and dependence legal protection, tailored for partners serving individuals and families facing healthcare costs, medical disputes and dependency care.
• Professionnels (Professionals) Legal Protection Insurance Legal protection and insurance products designed for business professionals, company executives and entrepreneurs, addressing professional liability, business-related legal needs and regulatory compliance.
• Famille (Family) Legal Protection Insurance Family-focused legal protection insurance covering family law matters, including civil liability and family-related legal disputes distributed through partner channels.
• Loisirs (Leisure) Legal Protection & Affinity Insurance Legal protection and affinity insurance solutions for leisure activities, covering recreational and hobby-related legal matters.
• Solutions CSE (Works Council Solutions) Legal protection and affinity insurance solutions packaged for distribution through French company works councils (CSE), enabling employees to access coverage through their employer representation bodies.

Segments6 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered core.

• Insurance Brokers (Courtiers)coreChannel Partner/ Reseller/ DistributorInsurance brokers (courtiers) serve as primary distribution partners, reselling Solucia's customized legal protection and affinity insurance products to their commercial and individual clients.
• Mutual Insurance Companies (Mutuelles)coreChannel Partner/ Reseller/ DistributorMutual insurance companies distribute Solucia's specialized insurance offerings to their member base, expanding coverage options for policyholders.
• Insurance Companies (Compagnies d'assurances)coreChannel Partner/ Reseller/ DistributorInsurance companies partner with Solucia to offer specialized legal protection and affinity insurance products, either white-labeled or integrated into their product portfolio.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Juridica / Allianz Protection Juridique: Historical French market leader in legal protection insurance, acquired by Allianz in 2015 and rebranded as Allianz Protection Juridique. Directly competes with Solucia in B2B2C distribution of PJ products through brokers and mutuelles.
• DAS (ERGO / Munich Re Group): DAS is one of Europe's leading legal protection insurers and operates in France with a B2B2C model very similar to Solucia's, distributing PJ products through brokers, mutuelles and partner carriers.
• CFDP Assurances: CFDP is a French specialty insurer focused on legal protection for individuals, professionals and businesses. Closely comparable to Solucia in product scope (PJ), customer base (particuliers/professionnels) and partner-channel distribution.
• Covéa Protection Juridique: Covéa (MAAF, MMA, GMF mutual group) offers legal protection and affinity insurance through its captive broker/mutuelle network in France, competing head-to-head with Solucia in the B2B2C PJ market.
• Alptis Assurances: Alptis is a French affinity and protection insurance specialist serving individuals and professionals through partner networks, with significant overlap to Solucia's product portfolio (PJ, santé, prévoyance affinitaire).
• APRIL (Cegema Group): APRIL is a French specialty insurer and broker focused on affinity insurance and protection products for individuals and professionals, with substantial product overlap and a similar partner-led distribution approach.

Broad incumbents

• Generali Protection Juridique: Generali France distributes legal protection and affinity insurance through brokers and partners as part of a wider insurance portfolio, comparable to Solucia in distribution channels though much broader in scope.
• AXA Protection Juridique: AXA is one of France's largest general insurers and offers legal protection as part of a much broader P&C and life portfolio; competes with Solucia for broker shelf space and direct affinity distribution.

Regional players

• Bessé Courtage d'Assurances: Bessé is one of France's largest independent corporate insurance brokers and a potential partner/distributor for Solucia's professional and affinity lines, making it a relevant regional channel peer rather than direct product competitor.

Others

• Wakam (ex-La Parisienne): Wakam is a French B2B2C insurance infrastructure provider (formerly La Parisienne) that has historically partnered with Solucia and shares the same talent pipeline (multiple Solucia executives came from Wakam); an enabling/ecosystem peer rather than direct competitor.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/UCRMj1HyS3jyZDX1zMppU6GQ
• LinkedInfr.linkedin.com/company/solucia-protection-juridique

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Solucia Protection Juridique