CamaPlan
CamaPlan is a self-directed IRA custodian and administrator that enables individual and accredited investors to hold alternative assets — real estate, precious metals, private placements, and mortgage notes — within tax-advantaged retirement accounts across eight account types, serving 7,500+ clients nationally from Ambler, PA.
- Company typePrivate
- Founded2003
- HeadquartersBlue Bell, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
What CamaPlan does
CamaPlan (legal entity: CAMA Self-Directed IRA, LLC) is a Pennsylvania-based self-directed IRA custodian and administrator founded in 2003 by Carl Fischer and Maggie Polisano. The firm enables individual investors, accredited investors, small business owners, and self-employed individuals to hold alternative assets — including real estate, precious metals, mortgage notes, private placements, tax liens, commodities, and hedge funds — within tax-advantaged retirement accounts (Traditional IRA, Roth IRA, SEP IRA, SIMPLE IRA, Individual(k)/Solo 401(k), HSA, ESA, and Inherited IRA). CamaPlan positions itself as a neutral third-party administrator whose role is limited to custody, recordkeeping, and IRS reporting, with investment decisions made entirely by the account holder.
The underlying platform is a self-directed IRA administration system with a five-step online account enrollment flow, digital collateral, and comprehensive IRS tax reporting. CamaPlan does not disclose a proprietary technology stack, API surface, or AI capabilities; the platform functions as standard custodial administration tooling supplemented by human phone consultations. Supporting infrastructure includes Cama Academy (free educational webinars and workshops) and The Road To Financial Freedom podcast for demand generation. Custodial operations are delivered in partnership with Meridian Bank, with IRS plan certification provided via Penserv and precious-metals execution integrated through Neptune Global Holdings and American Federal.
Revenue is generated primarily through recurring annual maintenance fees (either flat per asset or value-based) plus transaction fees for purchases, transfers, and rollovers, and precious-metals storage fees (0.15% of metals value). The go-to-market combines direct online onboarding, phone consultations with IRA Account Executives, regional sales offices (FL, Pittsburgh, NJ, New England), and a referral channel through financial advisors, syndicators, and investment sponsors. With 7,500+ investors served and 11-50 employees, CamaPlan is a privately held, bootstrapped, founder-led niche financial services firm.
CamaPlan firmographics
Firmographics- Name
- CamaPlan
- Legal name
- CAMA Self-Directed IRA, LLC
- Website
- https://camaplan.com
- Company type
- Private
- Founded year
- 2003
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- CamaPlan is a self-directed IRA custodian and administrator that enables individual and accredited investors to hold alternative assets — real estate, precious metals, private placements, and mortgage notes — within tax-advantaged retirement accounts across eight account types, serving 7,500+ clients nationally from Ambler, PA.
- Ownership category
- akta.pro rank
CamaPlan industry classification
Industry- Product category
- Self-Directed Retirement Account Custody
- NAICS
- Trusts, Estates, and Agency Accounts (52592), Funds, Trusts, and Other Financial Vehicles (525)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Safekeeping for Private Assets & Alternatives (Private Equity, Real Assets, OTC) (FSAFAHAI)
- akta.pro secondary industries
- Global Custody (Multi-Asset Safekeeping) (FSAAAOAA), Retirement & Distribution Planning RIAs (401(k)/IRA/Pension Rollovers) (FSAAACAE)
Keywords
Where CamaPlan is headquartered
LocationHeadquarters
- HQ city
- Blue Bell
- HQ country
- United States
- HQ region
- North America
Offices5 records
Markets served
CamaPlan business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Asset-Based Annual Maintenance Fee: Flat annual fee per asset held in the account. Under this option, clients pay the same amount whether they hold a $100,000 single-family house or a $3 million office building in their account.
- Value-Based Annual Maintenance Fee: Annual maintenance fee calculated by multiplying the total value of the account by a factor provided on the Fee Schedule. Accounts with less than $40,000 usually have a lower annual maintenance fee under this option.
- Precious Metals Account Fees: Annual maintenance fee based on value with a minimum of $160/year and maximum of $280/year. Depository storage costs and insurance calculated by multiplying precious metals value by 0.0015, paid in January each year.
- Transaction Fees: Fees for specific transactions including asset purchases, transfers, and rollovers. Clients can pay via personal check, credit card, or debited from account. Credit card payments incur 3.5% convenience fee.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Asset-Based Fee Structure |
| Subscription | Annual | Value-Based Fee Structure |
| Subscription | Annual | Precious Metals Fee Structure |
| Subscription | Annual | Referral Program |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels6 records
CamaPlan product offering
Product offeringCore offering
CamaPlan acts as a neutral third-party custodian and administrator for self-directed retirement accounts, enabling investors to hold alternative assets such as real estate, precious metals, mortgage notes, private placements, and tax liens inside IRA, Roth IRA, SEP, SIMPLE, Solo 401(k), HSA, ESA, and Inherited IRA structures. The firm handles IRS-required recordkeeping, reporting, and custody while account holders retain full discretion over their investment decisions.
Product overview
CamaPlan is a self-directed IRA custodian and administration services company offering a unified platform for retirement account management. The core product is the Self-Directed IRA service available through multiple account types including Traditional IRA, Roth IRA, SEP IRA, SIMPLE IRA, Individual(k)/Solo 401(k), HSA, ESA, and Inherited IRA. These account types serve individual investors and business owners seeking to invest retirement funds in alternative assets beyond stocks, bonds, and mutual funds. CamaPlan's investment options span Real Estate, Gold and Precious Metals, Mortgage Notes, Private Placements, Tax Liens, and Other Alternative Investments including commodities and hedge funds. Supporting the core custodial services, CamaPlan provides educational resources through Cama Academy (free webinars and workshops) and The Road To Financial Freedom podcast. The company operates as a neutral third-party custodian, handling IRS-required record-keeping and reporting while empowering account holders to make their own investment decisions.
Differentiator
Problem solved
Functional benefit
Products and services
- Traditional IRA
- Roth IRA
- SEP IRA
- SIMPLE IRA
- Individual(k) / Solo 401(k)
- Health Savings Account (HSA)
- Education Savings Account (ESA) Coverdell Education Savings Account administered by CamaPlan with tax-advantaged growth for funding qualified educational expenses.
- Inherited IRA Beneficiary IRA administered by CamaPlan, inherited from a deceased account owner with self-directed investing capability under specific distribution rules.
Quantifiable outcome
- Investment options available since 1975 when IRAs were first introduced
- +1 more outcomes
Companies that use CamaPlan
Customer profileNamed customers1 record
Segments4 records
Ideal customer profiles4 records
CamaPlan technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
CamaPlan partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core.
- Meridian BankcoreMeridian Bank serves as the custodian for CamaPlan accounts as defined by TITLE 26—INTERNAL REVENUE CODE §408n and §581. The custodian and CamaPlan act in a non-discretionary role that is merely custodial and/or administrative in nature.
- PenservcorePenserv is the oldest and most respected qualified plan provider in the country. CamaPlan has a contractual arrangement with Penserv to provide IRS certification for CamaPlan forms as well as use of their documents and qualified plan prototypes. Penserv also provides ongoing support and education as laws and requirements evolve.
Scale indicators2 records
Recent moves6 records
Expansion highlights4 records
CamaPlan competitors and assessment
Company assessmentMarket position
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
CamaPlan social profiles
Digital presenceCamaPlan financial estimates
Financial estimateRevenue estimate
Valuation estimate
CamaPlan leadership team
Management profileNumber of profiles
Profiles2 records
CamaPlan funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
CamaPlan M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about CamaPlan
What does CamaPlan do?
CamaPlan acts as a neutral third-party custodian and administrator for self-directed retirement accounts, enabling investors to hold alternative assets such as real estate, precious metals, mortgage notes, private placements, and tax liens inside IRA, Roth IRA, SEP, SIMPLE, Solo 401(k), HSA, ESA, and Inherited IRA structures. The firm handles IRS-required recordkeeping, reporting, and custody while account holders retain full discretion over their investment decisions.
Is CamaPlan a public or private company?
CamaPlan is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was CamaPlan founded?
CamaPlan was founded in 2003. It employs 11 to 50 people.
Where is CamaPlan based?
CamaPlan is headquartered in Blue Bell, United States, in the North America region.
How does CamaPlan make money?
Four revenue lines are on record. Asset-Based Annual Maintenance Fee is the primary driver. The others are value-Based Annual Maintenance Fee, precious Metals Account Fees and transaction Fees.
Does CamaPlan have an API?
No public API is recorded for CamaPlan.
What industry is CamaPlan in?
CamaPlan's product category is Self-Directed Retirement Account Custody. Its primary akta.pro industry code is FSAFAHAI, Safekeeping for Private Assets & Alternatives (Private Equity, Real Assets, OTC), with a secondary code of FSAAAOAA, Global Custody (Multi-Asset Safekeeping). Its NAICS code is 52592 and its SIC code is 6199.