Ativia Saúde
Ativia Saúde is a Brazilian ANS-regulated private health plan operator headquartered in Jacareí, São Paulo, offering individual, family, corporate, and senior health plans supported by two integrated-medicine clinics in Jacareí and São José dos Campos. The company is currently under an ANS-ordered portfolio alienation directive with new plan sales suspended.
- Company typePrivate
- Founded1992
- HeadquartersJacareí, Brazil
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What Ativia Saúde does
Ativia Saúde (legal name ATÍVIA SERVIÇOS DE SAÚDE S/A, CNPJ 69.289.171/0001-89) is a Brazilian-regulated private health plan operator (operadora de planos de saúde) registered with the Agência Nacional de Saúde Suplementar (ANS) under registration 32.051-0. Founded in 1992 and headquartered in Jacareí, São Paulo, the company underwrites and administers individual, family, business (empresarial), and senior (Ativia Senior) health plans, and operates two integrated-medicine clinics in Jacareí and São José dos Campos offering multiple in-house specialties including allergology, dermatology, endocrinology, physiotherapy, speech therapy, gastroenterology, geriatrics, and psychology.
The company's service stack rests on a web-based authorization system (Autorizador Web) for accredited providers, an Android mobile application available on Google Play, a beneficiary portal (Portal do Beneficiário), and an exclusive Clube de Vantagens discount club for plan members. Distribution is multi-channel and sales-led: telephone central, WhatsApp, email, in-person offices, and direct sales consultants supporting individual and corporate plan acquisition. Pricing is quote-based rather than published, with monthly billing cycles and annual readjustments applied per ANS Resolution RN565.
On March 17, 2026, ANS issued Resolução Operacional RO/ANS-3114 ordering the alienação (transfer) of Ativia's beneficiary portfolio within 30 days and suspending new plan commercialization, while the operator remains responsible for in-flight treatments during the orderly transition period. The company has also announced relocation of its headquarters to Rua Prudente de Moraes, 171, Centro, Jacareí/SP effective May 11, 2026. No parent company, institutional investors, funding rounds, or management team composition are disclosed in the available source material.
Ativia Saúde firmographics
Firmographics- Name
- Ativia Saúde
- Legal name
- ATÍVIA SERVIÇOS DE SAÚDE S/A
- Website
- https://ativia.com.br
- Company type
- Private
- Founded year
- 1992
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Ativia Saúde is a Brazilian ANS-regulated private health plan operator headquartered in Jacareí, São Paulo, offering individual, family, corporate, and senior health plans supported by two integrated-medicine clinics in Jacareí and São José dos Campos. The company is currently under an ANS-ordered portfolio alienation directive with new plan sales suspended.
- Ownership category
- akta.pro rank
Ativia Saúde industry classification
Industry- Product category
- Health Insurance
- NAICS
- Direct Life, Health, and Medical Insurance Carriers (52411), Finance and Insurance (52)
- SIC
- Hospital & Medical Service Plans (6324)
- akta.pro primary industry
- ACA Marketplace (On-Exchange) Individual Plans (FSAIAEAA)
- akta.pro secondary industry
- Administrative Services Only (ASO) for Employers (HLAEAAAD)
Keywords
Where Ativia Saúde is headquartered
LocationHeadquarters
- HQ city
- Jacareí
- HQ country
- Brazil
- HQ region
- Latin America
Offices2 records
Markets served
Ativia Saúde business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Others
Revenue model
- Health Insurance Premiums: Recurring subscription-based revenue from monthly health insurance premiums collected from individual, family, and business plan beneficiaries. Subject to annual readjustment (reajuste anual) as regulated by ANS.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Individual and family health insurance plans |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels6 records
Ativia Saúde product offering
Product offeringCore offering
Ativia Saúde is a Brazilian health insurance operator (operadora de planos de saúde) that sells individual, family, business, and senior (Ativia Senior) health plans through a regional provider network anchored by its own integrated medicine clinics in Jacareí and São José dos Campos. The offering is supported by a web-based authorization portal (Autorizador Web) for accredited providers, a mobile app, a beneficiary self-service portal, and an exclusive Clube de Vantagens discount club for plan members.
Product overview
Ativia Saúde operates as a health insurance operator (operadora de planos de saúde) offering a unified health insurance platform with multiple integrated modules. The core product is the Plano de Saúde Ativia, which includes specialized offerings such as the Ativia Senior plan for seniors. The service portfolio includes the Clube de Vantagens benefits program, the Autorizador Web portal for provider authorization, a mobile app for beneficiary access, and a beneficiary portal for managing health insurance services. All offerings are connected through their provider network in the Jacareí and São José dos Campos regions.
Differentiator
Problem solved
Functional benefit
Brands
- Ativia Senior: Senior health plan offering coverage for elderly beneficiaries.
Products and services
- Plano de Saúde Ativia (Individual, Family, and Business Plans) Core health insurance plan covering consultations, exams, and treatments through a network of affiliated providers (credenciados) in the Jacareí and São José dos Campos regions, offered in individual, family, and business (Empresarial) tiers.
- Ativia Senior
Companies that use Ativia Saúde
Customer profileNamed customers1 record
Segments3 records
Ideal customer profiles2 records
Ativia Saúde technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature2 records
Ativia Saúde partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- ANS (Agência Nacional de Saúde Suplementar)coreBrazilian health insurance regulatory agency that oversees and regulates the health insurance sector. Ativia Saúde is registered under ANS registration number 32.051-0 and operates under regulatory oversight including the recently mandated portfolio transfer ordered under ANS RO/ANS-3114.
Scale indicators1 record
Recent moves4 records
Expansion highlights3 records
Ativia Saúde competitors and assessment
Company assessmentBroad incumbents
- Porto Seguro Saúde: Insurance group operating a regulated health plan carrier with individual, family, and corporate lines, including senior-oriented products. Comparable in product breadth and ANS regulatory standing, and a credible portfolio buyer.
- Unimed (Sistema Nacional): Largest cooperative-based health plan network in Brazil with regional Unimed singulares operating in defined geographies like Ativia. Demonstrates the regional cooperative model and is a natural alternative home for migrating beneficiaries.
- Hapvida NotreDame Intermédica: Brazil's largest vertically integrated health plan operator combining insurance with owned clinics/hospitals across multiple regions. Comparable to Ativia's operadora + clínica própria model but at national scale, illustrating both the upside of vertical integration and the playbook for a regional operator to be absorbed.
- Bradesco Saúde: One of Brazil's largest health insurance carriers focused on group/corporate plans plus individual/family lines, and a natural acquirer of small regional carrier portfolios targeted for divestiture by ANS. Direct comparable as a regulated operadora de saúde in the same regulatory regime (ANS).
- SulAmérica Saúde: Major Brazilian health insurance operator offering individual, family, and corporate plans under ANS oversight. Closely comparable in product mix (PME empresarial and individual/family) to what Ativia currently sells.
- Amil (UnitedHealth Group): Major Brazilian health insurer owned by UnitedHealth Group offering individual/family, corporate, and senior plans with owned provider networks. Comparable verticalized business model and likely acquirer profile for distressed regional operators like Ativia.
Direct peers
- Prevent Senior: Specialized health plan operator in São Paulo with a strong focus on senior beneficiaries — directly comparable to Ativia's Atívia Senior persona-led positioning and to the integrated clinic/insurance model in the same region.
Regional players
- Santa Helena Saúde: Regional operadora de saúde serving select cities in São Paulo state, similar in scale and geographic focus to Ativia's Jacareí/São José dos Campos footprint. Closest analog for a small regional carrier operating under ANS oversight.
- Centro Clínico Gaúcho / Saúde PAS: Regional Brazilian health plan operators with own-clinic integration in defined geographies — comparable scale and structural profile to a sub-scale carrier like Ativia facing ANS regulatory oversight.
Emerging players
- Care Plus (Bupa): Upscale Brazilian health plan operator focused on corporate and premium segments with selective regional presence. Comparable in offering individual/family and corporate plans under ANS regulation, and exemplifies the niche positioning strategy.
Market position
Strengths3 records
Weaknesses5 records
Competitive moat3 records
Key risks5 records
Key highlights5 records
Customer concentration
Ativia Saúde social profiles
Digital presenceAtivia Saúde compliance and trust
Trust signalCompliance1 record
Ativia Saúde financial estimates
Financial estimateRevenue estimate
Valuation estimate
Ativia Saúde leadership team
Management profileNumber of profiles
Ativia Saúde funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Ativia Saúde M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Ativia Saúde
What does Ativia Saúde do?
Ativia Saúde is a Brazilian health insurance operator (operadora de planos de saúde) that sells individual, family, business, and senior (Ativia Senior) health plans through a regional provider network anchored by its own integrated medicine clinics in Jacareí and São José dos Campos. The offering is supported by a web-based authorization portal (Autorizador Web) for accredited providers, a mobile app, a beneficiary self-service portal, and an exclusive Clube de Vantagens discount club for plan members.
Is Ativia Saúde a public or private company?
Ativia Saúde is a private company. It is classified as unknown and is currently operating.
When was Ativia Saúde founded?
Ativia Saúde was founded in 1992. It employs 1 to 10 people.
Where is Ativia Saúde based?
Ativia Saúde is headquartered in Jacareí, Brazil, in the Latin America region.
How does Ativia Saúde make money?
One revenue line is on record: health Insurance Premiums.
Who are Ativia Saúde's main competitors?
Broad incumbents on record are Porto Seguro Saúde, Unimed (Sistema Nacional), Hapvida NotreDame Intermédica, Bradesco Saúde, SulAmérica Saúde and Amil (UnitedHealth Group). Prevent Senior is listed as a direct peer. Regional players are Santa Helena Saúde and Centro Clínico Gaúcho / Saúde PAS. Care Plus (Bupa) is listed as an emerging player.
Does Ativia Saúde have an API?
No public API is recorded for Ativia Saúde.
What industry is Ativia Saúde in?
Ativia Saúde's product category is Health Insurance. Its primary akta.pro industry code is FSAIAEAA, ACA Marketplace (On-Exchange) Individual Plans, with a secondary code of HLAEAAAD, Administrative Services Only (ASO) for Employers. Its NAICS code is 52411 and its SIC code is 6324.