Castagneto Banca 1910

What Castagneto Banca 1910 does

Castagneto Banca 1910 is an Italian cooperative bank (Banca di Credito Cooperativo, Società Cooperativa) founded in 1910, headquartered in Donoratico within the Livorno province of Tuscany. The bank operates as a member-owned institution and is part of Gruppo Cassa Centrale Banca, a national cooperative banking group. It serves five customer segments — individuals and families (Privati), small and medium enterprises including agribusiness (Imprese), cooperative members (Soci), young people (Giovani), and minors (Minori) — across three physical branches in Donoratico, Livorno, and Lucca, all within Tuscany.

The bank's product set spans the full retail and small-business banking spectrum: deposit accounts (BuonConto Family), payment cards, personal loans (Prestipay) and mortgages, investment advisory (Consulenza Valore), pension planning (Previdenza), and insurance (AsSìCare), alongside specialized offerings such as POS terminals, PNRR advisory services, agribusiness lending, and international trade services (Estero). Technology infrastructure is delivered through the group's shared Inbank digital banking platform, the proprietary Castagneto Banca App for mobile access, and PSD2-compliant Open Banking APIs, supplemented by Advanced Electronic Signature (FEA) capabilities. Recent product activity includes the Prestipay 'Taglia la Rata' installment-reduction promotion, an ESG communication campaign, and group-level participation in the EUR.BANK euro stablecoin initiative with BANCOMAT.

Revenue is generated through traditional cooperative banking streams: net interest income from loan and mortgage spreads, transaction-based fees and commissions on accounts and cards, commission revenue from insurance and investment product distribution, and recurring fees from wealth management advisory. Pricing is quote-based across loan, mortgage, and advisory products with rates determined by individual credit assessment; no public pricing is disclosed. Distribution follows a hybrid community-banking model, combining in-branch advisory with digital self-service channels and a centralized contact center, reflecting the bank's positioning as a locally rooted institution rather than a scaled digital challenger.

Name

Castagneto Banca 1910

Legal name

Castagneto Banca 1910 - Credito Cooperativo - Società Cooperativa

Website

https://www.bcccastagneto.it

Company type

Private

Founded year

1910

Operating status

Operating

Headcount range

51–100 employees

Short description

Castagneto Banca 1910 is a historic Italian cooperative bank in Tuscany, part of Gruppo Cassa Centrale Banca, providing retail and small-business banking — deposits, loans, mortgages, cards, insurance, pensions, and digital banking — to individuals, families, SMEs, and cooperative members across three branches.

Ownership category

akta.pro rank

Product category

Cooperative Banking

NAICS

Savings Institutions and Other Depository Credit Intermediation (52218)

SIC

Functions Related To Depository Banking, Nec (6099)

akta.pro primary industry

Cooperative Banks (Member-Owned Commercial/Retail) (FSABAEAF)

akta.pro secondary industry

Agricultural & Rural Cooperatives (Farm Credit/Co-op Banks) (FSABAEAG)

Keywords

• Cooperative banking services
• Retail banking services
• Business banking services
• Digital banking platform
• Agricultural lending

Headquarters

HQ city

Grosseto

HQ country

Italy

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Interest Income: Traditional banking revenue from interest spreads on loans and mortgages provided to individuals and businesses.
2. Banking Fees and Commissions: Fees from account management, payment services, card operations, and other banking services.
3. Insurance Products: Commission revenue from insurance product distribution including health, property, and life insurance.
4. Investment and Wealth Management: Fees from investment advisory services, asset management products, and financial planning.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

Castagneto Banca 1910 is a cooperative bank providing retail and business banking services including deposit accounts, payment cards, personal loans and mortgages, investment advisory, pension planning, insurance, and digital banking. The bank serves individuals, families, SMEs, agricultural businesses, and cooperative members across Tuscany through its branch network in Donoratico, Livorno, and Lucca, complemented by the Inbank online platform and mobile app.

Product overview

Castagneto Banca 1910 is a cooperative bank (Banca di Credito Cooperativo) operating as part of the Gruppo Cassa Centrale. The bank offers a comprehensive retail and business banking platform with multiple product lines. For retail customers (Privati), it provides deposit accounts (BuonConto Family), payment cards, personal loans (Prestipay), investment services (Consulenza Valore), pension products (Previdenza), and insurance (AsSìCare). Digital access is available through InBank online banking and the Castagneto Banca App mobile application. For business customers (Imprese), it offers digital services, POS terminals, PNRR-related services, agribusiness banking, and international trade services. The bank also provides specialized youth products and services (Giovani) and supports educational initiatives through its financial education program 'A buon rendere'.

Differentiator

Problem solved

Functional benefit

Brands

• Inbank: Digital banking platform for online and mobile banking services
• Castagneto Banca App
• BuonConto Family
• AsSìCare

Products and services

• InBank Digital banking platform enabling customers to access banking services online, manage accounts, perform transactions, and integrate with PSD2 Open Banking services through Gruppo Cassa Centrale infrastructure.
• BuonConto Family Family-focused deposit account product offering tailored banking services for families with parental management features.
• Prestipay Personal Loan

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Four partnerships are on record, tiered core and flagship.

• BANCOMAT (EUR.BANK Project)coreStrategic or Co-development Partner · 4 June 2026Gruppo Cassa Centrale, including Castagneto Banca 1910, participates in EUR.BANK - the BANCOMAT project for euro stablecoin and related ecosystem development. This strategic initiative aims to explore digital currency and blockchain-based payment solutions for the Italian banking sector.
• Gruppo Cassa Centrale BancacoreStrategic or Co-development PartnerCastagneto Banca 1910 is a member of Gruppo Cassa Centrale Banca, a major Italian banking group. This partnership provides shared technology infrastructure (Inbank platform), national brand presence, product development synergies, and participation in group-wide initiatives including ESG programs and the EUR.BANK stablecoin project. The bank participates in Cassa Centrale's national communication campaigns and benefits from group purchasing power and risk management capabilities.
• PrestipayflagshipStrategic or Co-development PartnerPrestipay is a personal loan product offered through the bank, featuring promotional campaigns such as 'Taglia la Rata' (Cut the Rate) which reduces monthly payments halfway through the repayment plan. This partnership provides competitive personal lending products to bank customers under the shared brand.
• InbankcoreTechnology or IntegrationInbank is the digital banking platform provided by Gruppo Cassa Centrale, enabling online and mobile banking services for Castagneto Banca customers. The platform supports account management, payments, transfers, and integrates PSD2 Open Banking capabilities for third-party service integration.

Scale indicators1 record

Recent moves5 records

Expansion highlights5 records

Direct peers

• Banca Sella Holding: Banca Sella is an Italian cooperative-rooted banking group offering retail, business, and wealth services. Comparable as a member-owned Italian bank with multi-channel distribution, family/member orientation, and a footprint in regional Italian markets.
• Cassa Rurale Val di Non: Cassa Rurale Val di Non is a Trentino cooperative bank (BCC equivalent) serving a defined local territory with retail, agricultural, and SMB banking. Highly comparable structure to Castagneto Banca: cooperative, community-anchored, multi-segment product line.
• Cassa Rurale di Trento BCC: Trentino-based cooperative bank offering retail and small-business banking under the Italian BCC framework. Comparable in cooperative ownership, local mandate, and agribusiness/retail product mix to Castagneto Banca 1910.

Broad incumbents

• Banco BPM: Banco BPM is one of Italy's largest retail and commercial banks with deep Lombardy/Northern Italy presence. Comparable as a regional Italian incumbent competing for the same retail and SMB customers Castagneto serves in Tuscany.
• BPER Banca: BPER Banca is a major Italian mid-sized bank with strong regional retail and SMB banking across Northern and Central Italy. Comparable as a broad incumbent competing in Castagneto's target markets with overlapping product offerings.
• UniCredit: UniCredit is Italy's largest banking group with nationwide retail, SMB, and corporate coverage. Comparable as a broad incumbent that competes with Castagneto for retail deposits, mortgages, and small-business lending in Tuscany.
• Intesa Sanpaolo: Intesa Sanpaolo is Italy's largest retail and corporate bank with universal banking across the country. Comparable as the dominant broad incumbent whose scale, digital capabilities, and pricing power structurally pressure community banks like Castagneto.
• Iccrea Banca: Iccrea Banca is the holding of the other major Italian cooperative banking group (BCCs under Iccrea). Directly comparable as the parallel consortium organization to Castagneto's Gruppo Cassa Centrale affiliation, serving similar BCC member-banks with shared infrastructure and treasury services.

Emerging players

• illimity Bank: illimity is an Italian digital-native bank serving SMEs and retail customers with cloud-based banking, factoring, and distressed-credit services. Comparable as an emerging player whose digital-first model targets segments overlapping with Castagneto's SMB and retail customers.
• Hype: Hype is an Italian mobile-first neobank offering current accounts, payments, and savings to retail customers. Comparable as an emerging digital competitor capturing Italian retail deposits and payments that traditional BCCs like Castagneto have historically dominated.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/bcccastagneto

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Castagneto Banca 1910