CG Wealth Solutions Group

What CG Wealth Solutions Group does

CG Wealth Solutions Group, LLC is a privately held, founder-owned financial services distribution firm established in 2020 and domiciled in New York. The company operates as a small, six-person advisory practice that distributes insurance and investment products to individuals, families, and small business owners in the Northeast United States. Its team of licensed financial services professionals — led by CEO and Founding Principal Charles C. Gaillard, Jr. — is dispersed across New Rochelle, Bronx, Queens, New Windsor, Brooklyn (NY), and New Haven (CT), reflecting a regionally focused, decentralized producer model rather than a centralized corporate platform.

The firm's product portfolio is broad for its size and spans life insurance (term, whole, and universal), annuities (index, deferred, variable, and immediate), disability income insurance, long-term care insurance, retirement planning, mutual funds, 529 college savings plans, and variable insurance products. For business clients, it layers on workplace benefits (group whole life and accident), succession planning, and key-employee/executive benefits. Underlying technology is a standard financial services stack delivered through a core product partnership with Ameritas, which supplies the annuities, life, disability, executive benefits, and dental/vision offerings; no proprietary technology, APIs, or AI components are disclosed. Marketing is conducted via an educational blog, organic social media, and community/client events — a relatively low-cost, relationship-driven approach.

The business model is commission-based across four streams: insurance product commissions, investment product sales, workplace/group benefits administration, and financial planning professional service fees. Pricing is quote-based and individualized per client rather than tiered or subscription-based. Distribution is entirely direct-sales through the in-house producer network, supported by a recruiting and training arm (Career Training Program and Strategic Alliance Program) intended to onboard new financial professionals. No external funding, parent company, M&A activity, patents, certifications, or regulatory actions are disclosed.

Name

CG Wealth Solutions Group

Legal name

CG Wealth Solutions Group, LLC

Website

https://cgwealth.financial

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

11–50 employees

Short description

CG Wealth Solutions Group is a privately held, six-person financial services firm in the Northeast US that distributes insurance, annuity, and investment products to individuals, families, and small businesses via licensed financial services professionals, anchored by a strategic partnership with Ameritas.

Ownership category

akta.pro rank

Product category

Financial Advisory Services

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Insurance Agents, Brokers & Service (6411), Investment Advice (6282)

akta.pro primary industry

Annuity & Insurance-Based Retirement Solutions Advisory (FSAEABAH)

akta.pro secondary industries

Insurance-Integrated Wealth Managers (RIA + Insurance Solutions) (FSAAACAI), Retirement & Pension Wealth (401(k)/IRA/SIPP/Superannuation Retail) (FSAAAAAJ)

Keywords

• Life insurance products
• Retirement planning services
• Annuity products
• Financial advisory services
• Wealth management solutions

Headquarters

HQ city

Long Island City

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Others

Revenue model

1. Insurance Product Commissions: Commissions earned on sale of insurance products including annuities, life insurance, disability income insurance, and long-term care insurance. Financial services professionals sell these products to individuals, families, and business clients.
2. Investment Product Sales: Commissions and fees from investment products including mutual funds, individual securities, fixed income securities, 529 college savings plans, variable insurance products, asset management programs, and alternative investments.
3. Workplace Benefits Administration: Group insurance products including group whole life insurance and group accident insurance sold to businesses for employee benefits packages.
4. Financial Planning Services: Advisory and planning services for retirement, succession planning, and executive compensation. Revenue generated through professional service fees for comprehensive financial planning engagements.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

CG Wealth Solutions Group is a financial services firm that distributes insurance and investment products to individuals, families, and small business owners through licensed financial services professionals. Core offerings include life insurance (term, whole, universal), annuities (index, deferred, variable, immediate), disability income insurance, long-term care insurance, and investment products such as mutual funds, 529 college savings plans, fixed income securities, and retirement planning services. For businesses, the firm provides workplace benefits (group life, group accident), succession planning, and business protection solutions via key employee insurance and long-term care coverage.

Product overview

CG Wealth Solutions Group is a financial services firm offering a comprehensive portfolio of insurance and investment products for individuals, families, and businesses. The company provides life insurance (term, whole, and universal life), annuities (index, deferred, variable, and immediate), disability income insurance, long-term care insurance, and investment products including mutual funds, 529 college savings plans, and retirement planning services. For business clients, they offer workplace benefits (group life and accident insurance), succession planning, and business protection strategies. The company also operates career training and strategic alliance programs for financial professionals.

Differentiator

Problem solved

Functional benefit

Products and services

• Life Insurance Financial protection for families including term life, whole life, and universal life insurance policies with death benefits and cash value accumulation features. Offered to individuals and families in the Northeast US.
• Annuities Contract-based financial products offering index annuities, deferred annuities, variable annuities, and immediate annuities designed to provide income streams during retirement, distributed through the Ameritas partnership.
• Disability Income Insurance Income protection insurance that replaces a percentage of income if the policyholder becomes unable to work due to illness or injury.
• Long Term Care Insurance Coverage for services that help meet personal care needs over extended periods, including assistance with activities of daily living.
• Investments Investment products including mutual funds, individual securities, fixed income securities, 529 college savings plans, variable insurance products, asset management programs, alternative investments, and unit investment trusts.
• Retirement Plans Comprehensive retirement planning services including Social Security optimization, pension analysis, and retirement income strategies.
• College Saving (529 Plans) Tax-advantaged college savings plans allowing contributions for future higher education expenses with tax-deferred growth.
• Workplace Benefits Group employee benefits including group whole life insurance and group accident insurance for businesses.
• Succession Planning Business continuity planning services using life insurance and disability income insurance to ensure smooth business transitions.
• Protect Your Business Business protection strategies including key employee insurance and long-term care insurance for business owners.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• AmeritascoreTechnology or IntegrationStrategic product partnership with Ameritas for insurance and financial products including index annuities, deferred annuities, variable annuities, immediate annuities, life insurance, disability income insurance, executive benefits, and dental/vision coverage. CG Wealth Solutions Group serves as distribution partner for Ameritas products.

Scale indicators2 records

Recent moves6 records

Expansion highlights2 records

Emerging players

• Kestra Financial: Independent wealth management platform supporting affiliated advisors with insurance, annuity, and investment product access. Smaller and more growth-oriented than the largest IBDs, positioning it closer to CG Wealth's scale profile.

Broad incumbents

• Cetera Financial Group: Independent broker-dealer platform supporting thousands of affiliated advisors who sell insurance, annuities, and investment products. Comparable to CG Wealth's advisor-affiliation model but operates at much greater scale across multiple carrier relationships.
• Cambridge Investment Research: Independent broker-dealer supporting a large network of financial advisors offering insurance, investment, and retirement products. Operates as a multi-carrier platform analogous to CG Wealth's Ameritas-anchored distribution model.

Direct peers

• New York Life: Mutual insurer with a large captive-agent channel selling life insurance, annuities, long-term care, and investment products to individuals and businesses. Overlaps directly with CG Wealth's product menu and advisor-led distribution approach.
• Prudential Advisors: Career-agent channel of Prudential Financial offering life insurance, annuities, retirement planning, and wealth solutions through licensed financial advisors. Comparable product mix and advisor-led GTM to CG Wealth.
• Ameriprise Financial: Large independent advisor network offering holistic financial planning, insurance, and investment products to individuals and small businesses. Comparable in product breadth and advisor-led distribution, though at enterprise scale.
• Edward Jones: National financial advisory firm with a branch-based advisor model selling insurance, investments, and retirement products to individuals and small-business owners. Direct overlap with CG Wealth's in-person, needs-based consultation approach.
• MassMutual: Mutual insurer distributing life insurance, annuities, disability income, and wealth management through affiliated financial professionals. Same advisor-led, insurance-anchored wealth model as CG Wealth.
• Northwestern Mutual: Large career-life insurance and wealth advisory firm with captive advisors selling life insurance, annuities, disability income, and investment products to individuals and business owners. Highly comparable business model to CG Wealth, though at vastly greater scale and with proprietary products.
• Lincoln Financial Advisors: Wealth advisory and insurance solutions arm of Lincoln Financial Group, distributing life insurance, annuities, and planning services through affiliated advisors to individuals and business owners.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/cg_wealth
• LinkedInlinkedin.com/company/cg-wealth-solutions-group-llc

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CG Wealth Solutions Group