IBrokerPower

What IBrokerPower does

iBrokerPower Capital Inc. is a privately held Canadian mortgage brokerage founded in 1990 and headquartered in Toronto, Ontario, operating under Financial Services Regulatory Authority of Ontario license (FSCO Lic. #10538) as an independent member of The Mortgage Centre Canada network. The firm originates residential mortgages, commercial mortgages, and business loans through both major Canadian financial institutions and broker-only lenders not accessible to the general public, and complements origination with investment products (RRSPs, RRIFs, segregated funds) and insurance offerings (life, disability, critical illness, plus business insurance and estate planning with in-house accountant support). Its core differentiation is a "Mortgage Market" technology that factors lifestyle and financial variables to search for mortgages tailored to individual client needs, and a specialized New to Canada program serving both wealthy immigrants (35% down, up to $1.5M) and skilled immigrants (as low as 5% down, max $1M purchase), integrated with mortgage insurers CMHC, Sagen, and Canada Guaranty. Refinance and rental property services round out the product set, with minimum 20% down for non-owner-occupied financing and up to 80% loan-to-value on equity extraction.

The firm is led by Principal Broker Ronald Lee, who has been in financial services since 1989 and has received individual recognition including Mortgage Centre Master's Club awards (2012, 2013) and Canadian Mortgage Professionals Top 75 Brokers (2016). The organization employs 40+ multilingual agents with combined experience exceeding 100 years, serving clients across Canada primarily through direct broker-to-client engagement (phone, email, virtual meetings) following the COVID-19 closure of its Consumers Road office. Revenue derives from lender-paid transaction commissions on mortgage originations, commissions on insurance placements, and fees on investment products, with marketing conducted through Facebook, LinkedIn, Google Maps listings, published customer testimonials, and hosted financial seminars. Awards from The Mortgage Centre (Franchise Growth 2011 and 2013, President's Club 2012, 2015, 2016) and Fortress Real Capital (Million Dollar Club Referral Partner 2014) indicate recurring funding volumes exceeding $100M in qualifying fiscal years, though current financial figures are not publicly disclosed.

The business model is fundamentally a referral- and relationship-driven brokerage rather than a technology platform, with limited disclosed investment in proprietary technology beyond the Mortgage Market search tool and no apparent AI/ML capabilities, patents, or external funding. Ownership is founder/management-led with no disclosed parent company, subsidiaries, or institutional investors, and the operating footprint remains a single Canadian geography despite a nationwide service area.

Name

IBrokerPower

Legal name

iBrokerPower Capital Inc.

Website

https://ibrokerpower.com

Company type

Private

Founded year

1990

Operating status

Operating

Headcount range

11–50 employees

Short description

iBrokerPower Capital Inc. is a Toronto-based, privately held Canadian mortgage brokerage founded in 1990, operating as an independent member of The Mortgage Centre Canada network. It serves individual consumers and SMB borrowers across Canada through 40+ multilingual agents, originating residential, commercial, and New to Canada mortgages, plus insurance and investment products.

Ownership category

akta.pro rank

Product category

Mortgage Brokerage Services

NAICS

Mortgage and Nonmortgage Loan Brokers (522310), Portfolio Management and Investment Advice (523940), Credit Intermediation and Related Activities (522)

SIC

Loan Brokers (6163), Mortgage Bankers & Loan Correspondents (6162)

akta.pro industry

PRIMARYFSAEACAE

Introducing Broker (IB)

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Securities Brokerage (Retail & Institutional)

SECONDARYFSAEAEAB

Commercial Mortgage Brokerage

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Mortgage Brokerage & Loan Intermediation

SECONDARYBPAJANAE

Real Estate Capital Markets Advisory (Debt/Equity Placement, Refinancing)

Business & Public Services/Real Estate Services (Brokerage, Property Management)/Real Estate Advisory & Consulting (Investment, Strategy)

Keywords

• Mortgage brokerage services
• Residential mortgage solutions
• Commercial mortgage lending
• Investment advisory services
• Insurance planning services

Headquarters

HQ city

Toronto

HQ country

Canada

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Mortgage Commission Revenue: Earns commissions from mortgage originations through major banks and alternative lenders across Canada. Access to broker-only lenders provides competitive advantage in securing favorable rates for clients.
2. Investment Products: Provides investment products including RRSPs, RRIFs, Segregated Funds with access to comprehensive range of investment products and services from fixed income assets.
3. Insurance Products: Offers life, disability, and critical illness insurance coverage. Also provides business insurance and estate planning services with in-house accountant support.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels5 records

Core offering

iBrokerPower Capital Inc. is a Canadian mortgage brokerage that shops residential, commercial, and business mortgages on behalf of clients across leading Canadian financial institutions and broker-only lenders. Beyond mortgages, the firm offers investment products (RRSPs, RRIFs, Segregated Funds) and insurance coverage (life, disability, critical illness) with estate planning support, delivered through more than 40 multilingual agents operating from Toronto.

Product overview

iBrokerPower Capital Inc. is a mortgage brokerage firm offering a comprehensive financial services platform organized around three core product lines: Mortgages & Loans (including three specialized mortgage solutions: Service A for new immigrants, Service B for refinancing, and Service C for rental properties), Investments (RRSPs, RRIFs, and portfolio management), and Insurance (life, disability, critical illness coverage with estate planning). The company operates as an independent member of the Mortgage Centre Canada network and serves clients across Canada through over 40 mortgage agents speaking multiple languages. Additional offerings include mortgage tools and rate information.

Differentiator

Problem solved

Functional benefit

Products and services

• Mortgages & Loans Comprehensive mortgage brokerage services providing access to leading Canadian financial institutions, residential and commercial mortgages, and business loans delivered through more than 40 mortgage agents speaking multiple languages.
• Service A – New to Canada Specialized mortgage program for new immigrants to Canada, offering wealthy immigrant (35% down payment, up to $1.5M mortgage) and skilled immigrant (as low as 5% down payment, up to $1M purchase price) options with mortgage default insurance through CMHC, Sagen, and Canada Guaranty.
• Service B – Refinance Mortgage refinance services enabling clients to break current mortgages, access up to 80% of home equity, obtain lower interest rates, or consolidate high-interest debts.
• Service C – Rental Rental property mortgage services with minimum 20% down payment requirements, including guidance on owner-occupied versus non-owner-occupied multi-unit properties and rental income qualification.
• Investments Investment advisory services offering access to fixed income assets, Registered Retirement Savings Plans (RRSPs), RRIFs, portfolio diversification, segregated funds, and regular investment review consultations.
• Insurance Insurance solutions including life, disability, and critical illness coverage, segregated funds, and estate planning services with tax-efficient asset transfer guidance and in-house accountant support.

Quantifiable outcome

• Funded minimum $100 million within fiscal year (2012 President's Club)
• +2 more outcomes

Named customers2 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Six partnerships are on record, tiered core, major and minor.

• Mortgage Centre CanadacoreChannel Partner/ Reseller/ DistributoriBrokerPower is an independent member of The Mortgage Centre Canada network, Canada's oldest mortgage broker organization (FSCO Lic. #10538). This franchise relationship provides access to major Canadian financial institutions and broker-only lenders, brand credibility, and network support.
• Major Canadian Financial InstitutionscoreChannel Partner/ Reseller/ DistributorPartnership with major banks and financial institutions Canadians have trusted for generations. These relationships allow iBrokerPower to shop mortgage options on behalf of clients.
• CMHC (Canada Mortgage and Housing Corporation)majorStrategic or Co-development PartnerGovernment mortgage insurance corporation offering programs for skilled immigrants with as low as 5% down payment. Works with banks and mortgage brokers to provide mortgage default insurance.
• SagenmajorStrategic or Co-development PartnerPrivate mortgage insurance provider offering mortgage default insurance products for Canadian borrowers, including New to Canada programs.
• Canada GuarantymajorStrategic or Co-development PartnerCanadian mortgage insurance company providing coverage for residential mortgages, including programs for new immigrants to Canada.
• Fortress Real CapitalminorGTM or Marketing PartnerFortress Real Capital Million Dollar Club Referral Partner. Ronald Lee achieved Top Producer status in 2014. Partnership for referral-based business generation.

Scale indicators6 records

Recent moves5 records

Expansion highlights5 records

Broad incumbents

• Home Trust Company: Home Trust is a Canadian Schedule I bank and alternative lender offering residential mortgages, deposit products, and broker channels. Relevant as a broker-only lender that iBrokerPower accesses, and as a broader alternative-lending incumbent in the same Canadian mortgage market.
• MCAP Corporation: MCAP is one of Canada's largest independent mortgage finance companies, originating residential and commercial mortgages and providing broker services including via Invis. Broader-than-iBrokerPower scope (lender, servicer, and brokerage), but overlaps meaningfully in the Canadian mortgage origination and broker channel.
• Tangerine (Scotiabank subsidiary): Tangerine is a Canadian direct bank offering mortgages and deposit products, often cited as a competitive direct alternative to broker channels. Relevant as a non-broker competitor competing for the same first-time-buyer and refinance customers iBrokerPower serves.
• Equitable Bank: Equitable Bank is a Canadian Schedule I bank offering insured and uninsured mortgages, primarily through the broker channel. A key broker-only lender providing rates that iBrokerPower sources for clients, and a broader incumbent in the alternative-banking space.

Direct peers

• Verico Financial Group: Verico is a Canadian mortgage broker network with independent brokers across the country providing residential and commercial mortgage origination. Comparable in franchise model, lender access, and target customer base (consumer and small business) to iBrokerPower.
• CanWise Financial (Ratehub): CanWise Financial, acquired by Ratehub, is a Canadian online mortgage broker offering direct residential mortgage origination and rate comparison. Comparable to iBrokerPower's core mortgage brokerage offering, but with a digital-first distribution model that competes on the same residential customers.
• Mortgage Centre Canada: iBrokerPower is a franchisee of Mortgage Centre Canada, Canada's oldest mortgage broker network. As the parent network and brand, Mortgage Centre Canada operates the same residential and commercial mortgage brokerage model with comparable broker-only lender access and FSCO-equivalent licensing of its franchisees.
• Mortgage Architects: Mortgage Architects is a national Canadian mortgage brokerage network offering residential, commercial, and private lending solutions through independent brokers. Directly comparable to iBrokerPower's Mortgage Centre franchise model and full-service multi-product offering.
• Dominion Lending Centres (DLC): Dominion Lending Centres is one of Canada's largest mortgage broker networks, with thousands of brokers and access to major lenders plus broker-only products. Highly comparable to iBrokerPower in core model (independent broker under franchise network), but at materially larger scale and national footprint.
• Invis (MCAP): Invis is a Canadian mortgage brokerage specializing in residential mortgages and serving clients nationally, now part of MCAP. Highly comparable to iBrokerPower on residential origination, broker-only lender access, and full-service consumer focus, though at larger national scale.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/ibrokerpower
• LinkedInlinkedin.com/company/ibrokerpower/about
• Xx.com/ibrokerpower

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about IBrokerPower