Andes Salud
Andes Salud is an Argentina-based digital-first prepaid health insurance provider (prepaga digital) serving individuals and families across Mendoza, San Juan, and San Luis, with planned expansion into Córdoba. It differentiates through 100% online operations, a mobile app with virtual credentials, telemedicine via Doctor Online, and no co-pay plans.
- Company typePrivate
- Founded2018
- HeadquartersMendoza, Argentina
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Andes Salud does
Andes Salud is a digital-first prepaid health insurance provider (prepaga digital) based in Mendoza, Argentina, founded in 2018. The company targets individuals and families seeking affordable health coverage with a modern digital service experience, competing against established Argentine prepagas (e.g., Swiss Medical, Galeno, OSDE) on price and convenience rather than provider network breadth. Its product is built around a 100% online operating model with no physical sales branches: policy purchase, credential management, authorizations, payments, and most service interactions are handled through a website quote tool, iOS/Android mobile applications, and WhatsApp via a virtual assistant branded "Pixi."
The core technology stack is a digital insurance platform with four modular components: (1) a virtual credential (Credencial Virtual) accessed via smartphone, replacing the traditional plastic card; (2) a mobile app providing one-click access to administrative procedures, the cartilla (provider directory), and appointment booking; (3) Doctor Online, a telemedicine module offering video consultations, digital prescriptions, and medical orders without prior scheduling; and (4) Pixi, a WhatsApp Business integration serving as both service desk and sales concierge. Supporting features include a digital cartilla with appointment booking, Pago Virtual for online premium payments, and a "Zona Bienestar" content layer for wellness marketing. The platform integrates with the WhatsApp Business API as its primary conversational surface.
The business model is a recurring monthly subscription per member, with customers self-onboarding through the website quote tool or WhatsApp-assisted sales. Pricing is personalized by age and coverage tier and is not publicly disclosed; the company emphasizes "Sin Coseguros" (no co-pays) as the headline pricing differentiator. Distribution is exclusively digital: website direct sales, WhatsApp-assisted quotes, and app store self-serve. Operationally, Andes Salud runs a lean organizational footprint (11–50 employees), with physical presence limited to service offices in Mendoza (HQ), San Juan, and San Luis, and recently announced locations in Córdoba and Río Cuarto marked as PROXIMAMENTE (coming soon). The company is regulated by Argentina's Superintendencia de Servicios de Salud.
Andes Salud firmographics
Firmographics- Name
- Andes Salud
- Legal name
- Andes Salud
- Website
- https://andessalud.com.ar
- Company type
- Private
- Founded year
- 2018
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Andes Salud is an Argentina-based digital-first prepaid health insurance provider (prepaga digital) serving individuals and families across Mendoza, San Juan, and San Luis, with planned expansion into Córdoba. It differentiates through 100% online operations, a mobile app with virtual credentials, telemedicine via Doctor Online, and no co-pay plans.
- Ownership category
- akta.pro rank
Andes Salud industry classification
Industry- Product category
- Health Insurance
- NAICS
- Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518)
- SIC
- Services-Prepackaged Software (7372)
- akta.pro primary industry
- Independent Practice Association (IPA) Model HMOs (HLAEAMAD)
Keywords
Where Andes Salud is headquartered
LocationHeadquarters
- HQ city
- Mendoza
- HQ country
- Argentina
- HQ region
- Latin America
Offices5 records
Markets served
Andes Salud business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Prepaid Health Insurance Subscriptions: Monthly subscription fees for health insurance plans covering individuals and families. Plans include virtual credentials, app-based management, videoconsultations, and no co-pays (Sin Coseguros). Revenue generated through recurring monthly premiums paid by members.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Individual Plan - Plan for single person coverage |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels5 records
Andes Salud product offering
Product offeringCore offering
Andes Salud is a digital-first prepaid health insurance provider (prepaga digital) selling monthly subscription health plans to individuals and families in Argentina. Members manage all services through a mobile app and receive virtual credentials, online appointments, virtual premium payments, and access to a telemedicine service called Doctor Online for video consultations with digital prescriptions. The company differentiates with no co-pays (Sin Coseguros) on all services and a fully digital operating model with no physical branch sales.
Product overview
Andes Salud is a digital health insurance provider (prepaga digital) offering a unified platform for health coverage management. The core product portfolio centers on a mobile-first approach: a virtual credential accessible via smartphone, a dedicated mobile app for iOS and Android, a digital professional directory with appointment booking, and a Doctor Online telemedicine service for video consultations with digital prescriptions. Additional services include virtual payment processing, a wellness content zone (Zona Bienestar), and WhatsApp-based customer service with the Pixi virtual assistant. The company operates across multiple Argentine provinces (Mendoza, San Juan, San Luis, Córdoba, Córdoba-Río IV) and is supervised by Argentina's Superintendencia de Servicios de Salud.
Differentiator
Problem solved
Functional benefit
Products and services
- Plan Sin Coseguros (No Co-Pay Health Insurance Plan) Subscription-based prepaid health insurance plan for individuals and families in Argentina, covering medical consultations and procedures with no co-payments (Sin Coseguros). Plans are customized through the online quote tool based on age and coverage needs and billed monthly.
- Doctor Online Telemedicine platform for Andes Salud members that enables video consultations with doctors without prior appointments, delivering digital prescriptions and medical orders directly to the member. Accessible to individual and family plan subscribers across Argentina.
Quantifiable outcome
- 100% online service management - no physical visits required for routine transactions
- +1 more outcomes
Companies that use Andes Salud
Customer profileSegments2 records
Ideal customer profiles2 records
Andes Salud technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature5 records
Andes Salud partnerships and signals
Strategic signalScale indicators1 record
Recent moves5 records
Expansion highlights5 records
Andes Salud competitors and assessment
Company assessmentBroad incumbents
- Galeno: Established Argentine prepaga with broad coverage and affiliated provider network. Directly comparable prepaid health insurance model, but with traditional in-person and branch-based service delivery.
- Sancor Salud: Argentine prepaga with national reach. Comparable prepaid health insurance business, broader traditional operations, and larger provider network than Andes Salud.
- OMINT: Established Argentine prepaid health plan with corporate and individual segments. Comparable prepaid health insurance offering with broader service portfolio and longer operating history.
- Medifé: National Argentine prepaid health plan with comprehensive coverage. Comparable prepaid health insurance business, though with traditional branch and in-person service delivery.
- Swiss Medical Group: Major Argentine prepaga and integrated healthcare provider group. Comparable prepaid health plan offering, but with established provider network and full-service delivery model.
- OSDE: Argentina's largest prepaga with a nationwide provider network. Directly comparable prepaid health insurance business, operating at much greater scale with a traditional delivery model.
Direct peers
- Premedic: Argentina-based prepaid health plan with digital tools targeting individuals and families. Direct competitor in prepaid health insurance, with similarly digital-leaning ambitions and comparable plan structure.
Emerging players
- Doctoralia: Online doctor appointment and telemedicine platform active in Argentina. Comparable on the telemedicine and digital healthcare access layer that Andes Salud delivers through Doctor Online.
Regional players
- Hospital Italiano Plan de Salud: Integrated hospital-based prepaid health plan in Argentina. Comparable prepaid health insurance model, but anchored to a single provider system and primarily serving the Buenos Aires region.
Market position
Strengths5 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
Andes Salud social profiles
Digital presenceAndes Salud financial estimates
Financial estimateRevenue estimate
Valuation estimate
Andes Salud leadership team
Management profileNumber of profiles
Andes Salud funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Andes Salud M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Andes Salud
What does Andes Salud do?
Andes Salud is a digital-first prepaid health insurance provider (prepaga digital) selling monthly subscription health plans to individuals and families in Argentina. Members manage all services through a mobile app and receive virtual credentials, online appointments, virtual premium payments, and access to a telemedicine service called Doctor Online for video consultations with digital prescriptions. The company differentiates with no co-pays (Sin Coseguros) on all services and a fully digital operating model with no physical branch sales.
Is Andes Salud a public or private company?
Andes Salud is a private company. It is classified as unknown and is currently operating.
When was Andes Salud founded?
Andes Salud was founded in 2018. It employs 11 to 50 people.
Where is Andes Salud based?
Andes Salud is headquartered in Mendoza, Argentina, in the Latin America region.
How does Andes Salud make money?
One revenue line is on record: prepaid Health Insurance Subscriptions.
Who are Andes Salud's main competitors?
Broad incumbents on record are Galeno, Sancor Salud, OMINT, Medifé, Swiss Medical Group and OSDE. Premedic is listed as a direct peer. Doctoralia is listed as an emerging player. Hospital Italiano Plan de Salud is listed as a regional player.
Does Andes Salud have an API?
No public API is recorded for Andes Salud.
What industry is Andes Salud in?
Andes Salud's product category is Health Insurance. Its primary akta.pro industry code is HLAEAMAD, Independent Practice Association (IPA) Model HMOs. Its NAICS code is 518 and its SIC code is 7372.