What Maxcover does

Maxcover is a privately-held French insurance brokerage firm (cabinet de courtage d'assurances) headquartered at 94 Quai Charles de Gaulle in Lyon's Cité internationale. The company is structured as a Société par Actions Simplifiée (SAS) with €100,000 of registered capital (RCS Lyon 838 183 598) and operates as a wholly-owned subsidiary of Groupe Valeur et Capital, a diversified real estate conglomerate that claims 34 years of industry experience. Maxcover is registered with ORIAS under number 18003664 as an insurance and reinsurance broker under ACPR supervision, holds professional liability and financial guarantee coverage with AMLIN INSURANCE SE, and is GDPR-compliant under RGPD n°2016/679. Its Director General is Dora D'AMBROSIO.

The firm serves two primary customer segments: real estate professionals (landlords, co-owners, property managers, construction professionals) and small-to-medium enterprises (TPE/PME) across all sectors. For real estate professionals, the product suite covers unpaid rent insurance, non-occupying landlord insurance, multi-risk building insurance (MRI), and construction coverage including Dommages Ouvrage (structural defects) and Responsabilité Civile Décennale (ten-year liability). For businesses, the offering spans collective health and provident insurance, cyber insurance, auto insurance, liability coverage, and property insurance. Maxcover does not underwrite these products itself; instead it acts as an intermediary, negotiating customized coverage through a network of recognized insurance carriers and leveraging group contracts to obtain competitive pricing.

The go-to-market is sales-led and relationship-driven, with the company claiming presence across approximately 30 French cities even as disclosed core headcount is reported at only 1-10 employees — indicating that the multi-city footprint is likely executed via partner offices, commissioned agents, or a sales-rep network rather than full-time staff. Lead generation runs through the corporate website (including a downloadable "livre blanc" / white paper), phone-based inquiries, and email. Revenue is generated entirely from commissions on insurance policies placed with carrier partners; no public pricing is disclosed and coverage is quote-based. No proprietary technology platform, AI/ML capability, mobile application, API, external funding, or acquisition activity is disclosed in the source material.

Name

Maxcover

Legal name

MAXCOVER

Website

https://maxcover.fr

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Maxcover is a French insurance brokerage firm based in Lyon, serving real estate professionals and SMEs across roughly 30 cities in France. A subsidiary of Groupe Valeur et Capital, it negotiates tailored property, cyber, health, construction, and liability coverage via carrier partners.

Ownership category

akta.pro rank

Headquarters

HQ city

Lyon

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: Maxcover acts as an insurance broker (courtier en assurance) negotiating customized insurance coverage on behalf of clients. The company earns commissions from insurance companies (partners) for placing insurance policies. They negotiate group contracts to secure favorable rates for their clients.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels2 records

Core offering

Maxcover is a French insurance brokerage that negotiates and places customized insurance coverage on behalf of real estate professionals and small/medium businesses. It acts as an intermediary between clients and a network of recognized insurance companies, leveraging group contracts to secure competitive rates across property, construction, landlord, cyber, auto, collective health/provident, and liability insurance lines.

Product overview

Maxcover operates as an insurance brokerage firm offering two main product lines: insurance products for real estate professionals and insurance products for businesses. For real estate professionals, the portfolio includes Assurance Loyers Impayés (unpaid rent coverage), Assurance Bailleur Non Occupant (non-occupying landlord protection), Assurance Multirisque Immeuble MRI (multi-risk building insurance), and Assurance Construction DO/RCD (structural defects and ten-year liability coverage). For businesses across all sectors, Maxcover provides Assurance Collective Santé et Prévoyance (collective health and provident coverage), Assurance Cyber-assurance (cyber risk protection), Assurance Automobile (vehicle coverage), Assurance de Responsabilités (liability coverage), and Assurance des Biens (property insurance). The company negotiates customized guarantees through a network of recognized insurers and operates as a subsidiary of Groupe Valeur et Capital with 34 years of real estate and brokerage experience.

Differentiator

Problem solved

Functional benefit

Products and services

• Assurance Loyers Impayés (Unpaid Rent Insurance)

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Compagnies d'assurance reconnues (Recognized Insurance Companies)coreOthersMaxcover partners with recognized insurance companies to provide a complete range of insurance products. These partnerships enable the broker to offer customized coverage options and competitive pricing through their network of insurance providers. The company acts as intermediary, placing client coverage with appropriate insurance partners.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• SPVIE Assurances: French insurance broker serving construction, real estate, and professional services clients. Comparable to Maxcover's real estate and construction vertical specialization and its TPE/PME customer base, with similar DO/RCD-adjacent product positioning.
• Filhet-Allard: French insurance broker offering multi-line coverage to corporate and SME clients. Comparable in broker model, French-only focus, and broad product offering (property, liability, health, motor), with deeper enterprise penetration than Maxcover.
• Bessé: French independent insurance and reinsurance broker with mid-market and enterprise clients. Comparable in business model (commission-based brokerage), product breadth (P&C, liability, health, cyber), and French-market focus, though serving larger clients on average.
• Ciprès Assurances: French insurance broker specializing in real estate, construction, and professional liability coverage (including DO/RCD). Directly comparable to Maxcover's real estate vertical focus and product mix, with similar target customers in property management and construction.
• Verlingue: Independent French insurance broker serving mid-market and SME clients across multiple lines. Comparable to Maxcover's TPE/PME focus and multi-line product range (property, liability, health, cyber), though Verlingue operates at significantly larger scale.
• April Group: French insurance broker and product designer serving individuals, professionals, and SMEs across health, property, auto, and creditor lines. Comparable brokerage business model and French SME customer focus, though broader in scope and significantly larger.

Broad incumbents

• Gras Savoye (WTW France): Historic French insurance broker now operating within Willis Towers Watson. Comparable brokerage model and product range across all of Maxcover's lines, serving enterprise and mid-market French clients with significantly larger resources.
• Aon France: French operations of Aon plc, a top global insurance brokerage and advisory firm. Comparable in intermediation model, product breadth (P&C, liability, cyber, health, construction), and French regulatory licensing, but at global enterprise scale.
• Marsh France: French arm of Marsh McLennan, one of the world's largest insurance brokers. Comparable brokerage model and product coverage, serving enterprise and mid-market across all of Maxcover's lines (property, liability, cyber, health, construction) at much larger scale and with global carrier access.

Regional players

• Alptis Assurances: French insurance broker and mutual serving individuals, professionals, and SMEs with health, provident, and P&C products. Comparable brokerage model and SME/courtage focus, primarily France-based with strong individual and small-business segment overlap with Maxcover's TPE book.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/maxcover

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Maxcover