Clear Financial Solutions
Clear Financial Solutions is a Houston-based fractional CFO services firm led by founder Steven Plumb, CPA, providing SEC reporting, IPO readiness, and M&A advisory to micro-cap public companies and PE-backed ventures across the US.
- Company typePrivate
- Founded2007
- HeadquartersHouston, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Clear Financial Solutions does
Clear Financial Solutions Inc. is a Houston, Texas-based fractional CFO services firm founded in 2007 by Steven Plumb, a Texas-licensed CPA and KPMG-trained accountant with 30+ years of hands-on CFO experience. The firm operates on a principal-led delivery model in which Steven Plumb personally leads every client engagement, supported by a small dedicated team of accounting professionals. The company serves three primary client segments: micro-cap public companies (NASDAQ, NYSE American, OTCQB, OTCQX listed) needing consistent SEC reporting and audit committee support; companies 12-24 months from an IPO, SPAC merger, or reverse merger needing SEC-ready financial infrastructure; and PE-backed lower middle market companies 18-36 months from exit needing quality of earnings readiness and clean financials for buyer diligence. Secondary segments include companies in CFO transition, those responding to SEC comment letters, and companies raising capital.
The firm's service offering is organized into three practice areas: Public Company CFO Services (10-K/10-Q/8-K preparation, PCAOB auditor management, SEC comment letter response, MD&A drafting, restatement management); PE Portfolio & Private Company Support (board and LP reporting, lender covenant compliance, financial model builds, controller oversight, pre-exit professionalization); and Transactions & Advisory (IPO/reverse merger/de-SPAC readiness, PIPE and private placement support, M&A due diligence, capital structure advisory, ERP/QuickBooks implementation). The firm has no proprietary technology platform and does not disclose any AI/ML capabilities.
Clear Financial Solutions firmographics
Firmographics- Name
- Clear Financial Solutions
- Legal name
- Clear Financial Solutions Inc.
- Website
- https://clearfinancials.com
- Company type
- Private
- Founded year
- 2007
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Clear Financial Solutions is a Houston-based fractional CFO services firm led by founder Steven Plumb, CPA, providing SEC reporting, IPO readiness, and M&A advisory to micro-cap public companies and PE-backed ventures across the US.
- Ownership category
- akta.pro rank
Clear Financial Solutions industry classification
Industry- Product category
- Fractional CFO Services
- SIC
- Security Brokers, Dealers & Flotation Companies (6211)
- akta.pro primary industry
- Capital Markets Advisory (IPO Readiness, SPAC, ECM/DCM Advisory) (BPAHAOAL)
- akta.pro secondary industry
- Capital Raising Advisory (Equity & Equity-Linked) (FSAEAGAC)
Keywords
Where Clear Financial Solutions is headquartered
LocationHeadquarters
- HQ city
- Houston
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Clear Financial Solutions business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Monthly Retainer Engagements: Monthly retainer engagements scoped to actual workload, scaled to SEC reporting cycle intensity. Provides consistent, predictable CFO coverage with intensity that scales with filing calendar — heavier during 10-K season, lighter in steady-state quarters.
- Project-Based Engagements: Defined-scope project engagements with clear deliverables and clean handover. Used for discrete work such as SEC comment letter responses, financial model builds, IPO readiness assessments, and M&A due diligence. Transaction engagements typically structured as project fees with defined milestones.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Monthly Retainer - Scoped to SEC reporting cycle intensity |
| Other | Pay-as-you-go | Project-Based - Defined scope with clear deliverables |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels5 records
Clear Financial Solutions product offering
Product offeringCore offering
Clear Financial Solutions provides senior-level fractional and contract CFO services to micro-cap public companies and PE-backed ventures. The firm delivers ongoing SEC reporting support (10-K/10-Q/8-K preparation, PCAOB auditor management, audit committee support, SEC comment letter response), PE portfolio and exit-preparation work (board and LP reporting, quality of earnings readiness, covenant compliance), and transaction advisory (IPO, reverse merger and de-SPAC readiness, M&A due diligence, and PIPE/private placement support) led personally by Steven Plumb, CPA.
Product overview
Clear Financial Solutions is a fractional/contract CFO services firm founded in 2007 by Steven Plumb, CPA. The company operates across three integrated practice areas: Public Company CFO Services (SEC reporting, PCAOB audit management, and audit committee support for micro-cap public companies), PE Portfolio & Private Company Support (exit-ready financial preparation, board reporting, and covenant compliance for PE-backed ventures), and Transactions & Advisory (IPO/SPAC/reverse merger readiness, M&A due diligence, and capital formation support). Every engagement is led personally by Steven Plumb with support from a dedicated team of accounting professionals.
Differentiator
Problem solved
Functional benefit
Products and services
- Public Company CFO Services Ongoing fractional CFO support for micro-cap public companies listed on NASDAQ, NYSE American, OTCQB, or OTCQX. Includes 10-K/10-Q/8-K preparation and oversight, PCAOB auditor management, audit committee support, SEC comment letter response, MD&A drafting and review, interim CFO coverage for filing deadlines, earnings release preparation, and restatement management. Targeted at companies that cannot justify a full-time CFO at $400K+ but need continuous, senior-level SEC reporting expertise.
- PE Portfolio & Private Company Support Financial leadership for PE-backed portfolio companies and private companies preparing for exit. Includes board and LP reporting packages, lender covenant compliance, quality of earnings readiness, SEC comment letter response, financial model builds and scenario planning, controller oversight and team management, pre-exit financial professionalization, and ERP/QuickBooks implementation. Targeted at lower middle market PE-backed companies 18-36 months from a planned sale or recap.
- Transactions & Advisory Support for companies through capital markets transactions and M&A activity. Includes IPO, reverse merger and de-SPAC readiness assessment; PIPE and private placement support; buy-side and sell-side M&A due diligence; investor-ready financial statement preparation; SEC registration statement support (S-1, S-4); capital structure advisory; cash flow forecasting and treasury; and post-merger financial integration. Targeted at companies 12-24 months from a public listing event or actively raising growth capital.
Quantifiable outcome
- 60-80% cost savings compared to full-time CFO at $400K+
- +6 more outcomes
Companies that use Clear Financial Solutions
Customer profileNamed customers6 records
Segments6 records
Ideal customer profiles6 records
Clear Financial Solutions technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Clear Financial Solutions partnerships and signals
Strategic signalScale indicators4 records
Recent moves4 records
Expansion highlights2 records
Clear Financial Solutions competitors and assessment
Company assessmentDirect peers
- Tatum (Randstad): Executive and fractional/interim CFO, CIO, and other C-suite staffing firm, now part of Randstad. Provides interim and project-based C-level finance leadership to companies in transition or with specialized needs — directly comparable to Clear Financial Solutions' interim CFO and CFO transition offering.
- B2B CFO Partners: The largest US fractional CFO firm, providing part-time CFO services to growth-stage and middle-market companies. Most direct competitor to Clear Financial Solutions' fractional CFO model, though typically serving private (not micro-cap public) companies.
- Aventine Hill Partners: Fractional CFO and financial advisory firm focused on venture- and PE-backed growth companies, with services spanning financial leadership, M&A support, and exit preparation — closely aligned with Clear Financial Solutions' PE portfolio and transactions practices.
- CFO Perspectives: Fractional and interim CFO services firm serving small and mid-sized companies. Operates with a similar principal-led delivery model targeting companies that need senior finance leadership without a full-time hire.
- CFO's First Choice: Fractional CFO services firm serving small and mid-sized businesses across multiple US markets. Direct peer in business model and target customer profile.
- Accordion Partners: Specialized finance and accounting consulting firm offering fractional CFO, technical accounting, transaction advisory, and IPO readiness services. Comparable to Clear Financial Solutions across its transactions and public company advisory practice areas.
Broad incumbents
- Wipfli: Top-25 US accounting and consulting firm offering fractional CFO, transaction advisory, and SEC reporting support to middle-market and PE-backed companies. Overlaps with Clear Financial Solutions on outsourced CFO and IPO/SPAC readiness offerings.
- CLA (CliftonLarsonAllen): Large US accounting and advisory firm providing outsourced CFO, SEC reporting, and advisory services to middle-market and PE-backed companies. Comparable capability set, though Clear Financial Solutions competes on principal-led senior attention vs CLA's broader delivery model.
- Forvis (formerly BKD / Forvis Mazars): Top-10 US accounting firm offering outsourced CFO, SEC reporting advisory, and transaction advisory as part of a broad portfolio. Serves a similar micro-cap and middle-market clientele but from a much larger platform with multiple service lines.
Regional players
- Kreischer Miller: Mid-Atlantic-focused accounting and business advisory firm offering outsourced CFO services alongside audit and tax. Comparable in service mix but with a stronger regional concentration than Clear Financial Solutions' nationwide practice.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights6 records
Customer concentration
Clear Financial Solutions social profiles
Digital presenceClear Financial Solutions financial estimates
Financial estimateRevenue estimate
Valuation estimate
Clear Financial Solutions leadership team
Management profileNumber of profiles
Profiles1 record
Clear Financial Solutions funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Clear Financial Solutions M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Clear Financial Solutions
What does Clear Financial Solutions do?
Clear Financial Solutions provides senior-level fractional and contract CFO services to micro-cap public companies and PE-backed ventures. The firm delivers ongoing SEC reporting support (10-K/10-Q/8-K preparation, PCAOB auditor management, audit committee support, SEC comment letter response), PE portfolio and exit-preparation work (board and LP reporting, quality of earnings readiness, covenant compliance), and transaction advisory (IPO, reverse merger and de-SPAC readiness, M&A due diligence, and PIPE/private placement support) led personally by Steven Plumb, CPA.
Is Clear Financial Solutions a public or private company?
Clear Financial Solutions is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Clear Financial Solutions founded?
Clear Financial Solutions was founded in 2007. It employs 1 to 10 people.
Where is Clear Financial Solutions based?
Clear Financial Solutions is headquartered in Houston, United States, in the North America region.
How does Clear Financial Solutions make money?
Two revenue lines are on record. Monthly Retainer Engagements are the primary driver. The others are project-Based Engagements.
Who are Clear Financial Solutions's main competitors?
Direct peers on record are Tatum (Randstad), B2B CFO Partners, Aventine Hill Partners, CFO Perspectives, CFO's First Choice and Accordion Partners. Broad incumbents are Wipfli, CLA (CliftonLarsonAllen) and Forvis (formerly BKD / Forvis Mazars). Kreischer Miller is listed as a regional player.
Does Clear Financial Solutions have an API?
No public API is recorded for Clear Financial Solutions.
What industry is Clear Financial Solutions in?
Clear Financial Solutions's product category is Fractional CFO Services. Its primary akta.pro industry code is BPAHAOAL, Capital Markets Advisory (IPO Readiness, SPAC, ECM/DCM Advisory), with a secondary code of FSAEAGAC, Capital Raising Advisory (Equity & Equity-Linked). Its SIC code is 6211.