DOS & Co.

What DOS & Co. does

DOS & Co. is a London-headquartered, FCA-regulated (FRN: 1041318) specialist financial and advisory group serving entrepreneurs, family offices, and significant wealth-holders. Operating under the holding entity DOS & Co. (Holdings) Ltd., the group has evolved since its 2010 founding from a single-family office into a multi-brand institution spanning regulated payments and escrow (dospay), private counsel and fractional general counsel services (DOS & Co. brand), trust and corporate services, Virtual Non-Executive Director engagements, and a Cash Deposit Manager offering Bank of England-custodied high-interest deposits paying in excess of £32,500 per annum per £1 million deposited. Vertically, the group specializes in escrow and payment arrangements for super-prime residential construction, superyacht/marine, business and private aviation, planning and development (Section 106), decommissioning, pension deficit, and M&A transactions, alongside Household, Corporate, Procurement, Project Bank, and Probate/Executor third-party managed accounts.

The group's revenue model is predominantly transaction-based and professional-services-based: per-deal escrow and payment fees, retainers for fractional legal counsel and trust/corporate work, VNED fees, and float-derived interest income on Cash Deposit Manager balances. Pricing is largely bespoke and premium, with two strategically free offerings (UK Retention Deposit Scheme for construction contracts over £50,000; UK Security for Expenses Scheme for UK Party Wall Awards) used as funnels into the paid escrow book. Distribution is sales-led and high-touch, executed via video-call consultations, a branded client portal (my.dos.co), and multiple brand websites (dos.co, dospay.co.uk, scheme microsites), with content marketing and membership in bodies such as the British Institute of Interior Design, Superyacht UK, Pyramus & Thisbe, and PRIME supplying top-of-funnel demand. Operating geography is recorded as the United Kingdom, supported by ISO/IEC 27001:2022, Certified B Corporation status, GDPR compliance, and PRIME Founder Member standing as trust signals for institutional and private counterparties.

Name

DOS & Co.

Legal name

DOS & Co. Ltd.

Website

https://dosandco.com

Company type

Private

Founded year

2010

Operating status

Operating

Headcount range

1–10 employees

Short description

DOS & Co. is an FCA-regulated London-based specialist financial and advisory group serving entrepreneurs, family offices, and significant wealth-holders with escrow, regulated payment services, Bank of England-custodied cash deposits, private counsel, and trust and corporate services.

Ownership category

akta.pro rank

Product category

Specialty Financial Services

NAICS

Trusts, Estates, and Agency Accounts (52592), Funds, Trusts, and Other Financial Vehicles (525), Other Financial Vehicles (525990)

SIC

Services-Legal Services (8111), Finance Services (6199)

akta.pro primary industry

Corporate Treasury & Supplier Payments (AP, Mass Payments) (FSAMAKAL)

Keywords

• Escrow services
• Payment services
• Private client advisory
• Trust corporate services
• Cash deposit management

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Compliance, Technology or R&D, Marketing or Sales

Revenue model

1. Escrow Services: FCA-authorized escrow agent services for high-value and complex transactions including construction escrow, marine sale & purchase escrow, aircraft purchase escrow, M&A escrow, and party wall security for expenses escrow.
2. UK Payment Services: FCA-regulated payment services including PayMaster accounts for households, corporates, procurement, and legal professionals, as well as project bank accounts and third-party managed accounts.
3. Cash Deposit Manager: High-interest, zero-risk cash savings accounts with deposits held at the Bank of England. Offers interest rates exceeding £32,500 per annum per million pounds deposited, providing protection above FSCS limits.
4. Legal & Private Counsel: Outsourced in-house legal counsel and fractional general counsel services for entrepreneurs and private clients.
5. Trust & Corporate Services: Professional trust and corporate service provider for managing family office and private client needs.
6. Virtual Non-Executive Director (VNED): Supporting corporate governance through virtual non-executive director services.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

DOS & Co. is a specialist financial and advisory firm that provides FCA-regulated escrow and payment services for high-value and complex transactions across the construction, marine, aviation, and private client sectors. It also delivers outsourced private counsel (fractional General Counsel), trust and corporate services, Virtual Non-Executive Director support, and a Cash Deposit Manager that places client deposits at the Bank of England with interest exceeding £32,500 per annum per £1 million. Customers include entrepreneurs, family offices, and significant wealth-holders in the United Kingdom.

Product overview

DOS & Co. is a Certified B Corporation operating as a group of specialist businesses that cater to entrepreneurs, family offices and significant wealth-holders. The portfolio consists of multiple distinct brands and services: DOS & Co. (core advisory and family office services), dospay (FCA-regulated UK payment and escrow services), and doslab (data/web/development consulting). The group offers a comprehensive suite of financial services including Cash Deposit Manager (high-interest, zero-risk deposits held at Bank of England), UK Security for Expenses Scheme, and UK Retention Deposit Scheme. Under dospay, the company provides specialized escrow services (construction, aircraft, marine, M&A, pension deficit, shipyard, party wall, decommissioning, jet card, planning & development) and managed payment accounts (household, corporate, project bank, probate/executor, barristers TPMA, legal fees TPMA, procurement). Additional services include Private Counsel (fractional GC), Trust & Corporate Services, and Virtual Non-Executive Director support. The group also includes sub-brands HQR Ski (networking for construction sector) and DOS & Co. CDM, with clients served across construction, marine, aviation, schools/charities, entrepreneurs, and private client sectors.

Differentiator

Problem solved

Functional benefit

Products and services

• DOS & Co. (Private Counsel and Family Office Services) Private counsel and family office services for entrepreneurs and significant wealth-holders, including outsourced in-house lawyer / fractional General Counsel and Virtual Non-Executive Director support for corporate governance.
• dospay (UK Escrow and Payment Services) FCA-regulated UK payment and escrow services for high-value and complex transactions across construction, marine, aviation, M&A, pension deficit, planning & development, and decommissioning use cases.
• Cash Deposit Manager High-interest, zero-risk cash savings accounts with deposits held liquid and unencumbered at the Bank of England, offering interest exceeding £32,500 per annum per £1 million and protection for sums greater than the FSCS limit.
• UK Retention Deposit Scheme Free retention deposit accounts for all UK construction contracts over £50,000, providing protection for construction retentions.
• UK Security for Expenses Scheme Free protection of Security for Expenses at the Bank of England for all UK-based Party Wall Awards.
• Trust & Corporate Services Professional trust and corporate service provider for managing family office and private client trust and corporate needs.
• Virtual Non-Executive Director (VNED) Virtual non-executive director services supporting clients' corporate governance.
• doslab Private and corporate data, web and development consulting services for the group's clients.
• HQR Ski Networking and winter sports community for the super-prime residential construction sector.
• Client Portal Online portal for clients to access and manage their DOS & Co. accounts and services.

Quantifiable outcome

• Earn more than £32,500 per annum on every million pounds deposited

Segments6 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Five partnerships are on record, tiered minor and core.

• British Institute of Interior DesignminorOthersDOS & Co. holds Associate Member status with the British Institute of Interior Design, a professional organization serving the interior design industry in the UK.
• Superyacht UKminorOthersDOS & Co. holds membership with Superyacht UK, the trade body representing the superyacht industry in the UK.
• Pyramus & ThisbeminorOthersDOS & Co. holds membership with Pyramus & Thisbe, a professional organization related to the construction and property sectors in the UK.
• PRIMEcoreStrategic or Co-development PartnerDOS & Co. is a Founder Member of PRIME, indicating a significant strategic commitment to this organization and its mission.
• Commercial Education TrustminorOthersDOS & Co. maintains a partnership with the Commercial Education Trust, supporting educational initiatives.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Weatherbys Private Bank: UK private bank focused on high-net-worth clients, family offices, and executorships. Comparable on Cash Deposit Manager, probate/executor accounts, and broader family-office servicing, though with full banking license.
• C. Hoare & Co. Long-established UK private bank serving high-net-worth individuals and families. Comparable on UHNW cash deposit management, family-office servicing, and integrated private client offerings, though with full banking capabilities.
• Withers: International private-client law firm with strong trusts, estates, and family-office practice. Comparable on the trust & corporate services and Private Counsel offerings serving significant wealth-holders.
• Mishcon de Reya: Large UK private-client law firm serving HNW individuals, entrepreneurs, and family offices. Comparable on the Private Counsel / fractional General Counsel, trust, and private client advisory offerings, though at much larger scale.
• National Savings & Investments (NS&I): UK state-backed savings provider offering deposits backed by HM Treasury. Closest broad incumbent to DOS & Co.'s Cash Deposit Manager product given Bank of England / HM Treasury backing and FSCS-plus protection positioning.

Direct peers

• Inescrow: UK specialist escrow provider focused on construction and property transactions. Directly comparable on construction escrow, retentions, and Section 106-style planning escrow offerings that overlap DOS & Co.'s portfolio.
• Escrow.com: Specialist online escrow agent for high-value transactions across multiple asset classes. Direct comparable on escrow product mechanics, though broader and more consumer-oriented than DOS & Co.'s UHNW niche.
• Butterfield Trust: Trust and fiduciary services provider for high-net-worth and family-office clients in multiple jurisdictions. Directly comparable on the Trust & Corporate Services and probate/executor account offerings.
• Shieldpay: UK-based FCA-regulated escrow and payment services provider for property, luxury assets, and high-value transactions. Closest direct peer given shared FCA authorization, escrow focus, and UK-only footprint serving HNW clients.

Emerging players

• SmartSave Bank: UK challenger bank offering FSCS-protected savings accounts. Comparable on the Cash Deposit Manager economics and UK retail savings positioning, though without the BoE custody and UHNW focus.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/dosco_london

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about DOS & Co.