Panauto

What Panauto does

Panauto is a Miami-based auto broker operating as PANAUTO MIAMI INC, founded in 2014 to facilitate vehicle leasing, financing, and sales for individual consumers and small businesses across Florida. The company acts as an intermediary between customers and a network of Florida dealerships, leveraging its role as a high-volume channel partner to negotiate pricing on behalf of buyers rather than holding its own vehicle inventory. It serves 27+ Florida cities with a primary base in Southeast Florida and offers access to 25+ automotive brands spanning entry-level (Hyundai, Toyota, Honda), mid-range (BMW, Audi, Lexus), and ultra-luxury (Rolls-Royce, Bentley, Ferrari) segments.

The core product is a website-based brokerage platform (panautomiami.com) that combines inventory browsing organized by make, type, and price, online credit applications for both personal and business customers, and a sales-assisted closing process via phone (602-PANAUTO). There is no proprietary trading engine, recommendation system, or algorithmic pricing layer disclosed; the technology stack is a standard content/application portal. Differentiators rest on broker-dealer relationships, claimed up-to-30% savings versus retail, $0 down lease options, and home/office vehicle delivery.

Revenue is generated through brokerage commissions on each completed lease, finance, or sale transaction, with no subscription or recurring revenue component. Go-to-market is a hybrid direct-to-consumer and sales-assisted motion driven primarily by SEO-optimized inventory pages, video customer testimonials, and a referral program that pays commissions for referred customers. The company is privately held, has 11-50 employees, has not disclosed external institutional investment, and does not report revenue publicly.

Name

Panauto

Legal name

PANAUTO MIAMI INC

Website

https://panautomiami.com

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

11–50 employees

Short description

Panauto is a Miami-based auto broker founded in 2014 that facilitates vehicle leasing, financing, and sales for individual consumers and small businesses across Florida, leveraging dealership relationships to offer wholesale pricing and home delivery.

Ownership category

akta.pro rank

Product category

Auto Brokerage Services

NAICS

Motor Vehicle and Parts Dealers (441), Automotive Equipment Rental and Leasing (5321), Automobile Dealers (4411)

SIC

Retail-Auto & Home Supply Stores (5531)

akta.pro industry

PRIMARYFSAKANAA

Auto & Vehicle Leasing (Personal Use)

Financial & Insurance/Lending & Consumer Finance/Consumer Leasing (Non-mortgage)

SECONDARYFSAEAEAK

Auto & Vehicle Loan Brokerage

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Mortgage Brokerage & Loan Intermediation

SECONDARYFSAKAHAF

Auto / Vehicle Marketplace Lending

Financial & Insurance/Lending & Consumer Finance/Peer-to-Peer (P2P) & Marketplace Lending

Keywords

• Auto brokerage services
• Car leasing
• Vehicle financing
• Wholesale car pricing
• Fleet vehicle leasing

Headquarters

HQ city

Sunny Isles Beach

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D

Revenue model

1. Brokerage/Commission on Car Leases and Sales: Panauto acts as a car broker earning commissions from dealerships for bringing them customers. They negotiate wholesale pricing and pass savings to customers while keeping a margin. The company facilitates car leasing, financing, and sales for new and pre-owned vehicles.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Panauto is a Florida-based auto broker that arranges car leasing, financing, and sales for consumers and small businesses by negotiating wholesale pricing with a network of partner dealerships and delivering vehicles to the customer's home or office. The company accepts credit applications online or by phone, shops across dealers for the best terms, prepares paperwork, and offers $0-down options on most vehicles across 25+ brands.

Product overview

Panauto is a Miami-based auto broker offering three interconnected services: Car Leasing, Car Financing, and Car Sales. As an auto broker, the company leverages wholesale relationships with dealerships to offer customers better pricing than traditional retail. Their leasing service provides $0 down options on new and pre-owned vehicles across all major brands. The financing service accommodates customers regardless of credit history. The sales service enables vehicle purchases at wholesale prices with home delivery. The company operates as a broker model, negotiating on behalf of customers with dealerships to secure fleet-level pricing.

Differentiator

Problem solved

Functional benefit

Products and services

• Car Leasing
• Car Financing
• Car Sales
• Lease Transfer (Swap Garage)

Quantifiable outcome

• Save up to 30% compared to dealership pricing
• +1 more outcomes

Named customers2 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Florida Dealerships (Unnamed)coreChannel Partner/ Reseller/ DistributorPanauto works with a network of dealerships in Florida as their wholesale customers. They bring daily volume to dealerships, which incentivizes dealers to offer their best pricing and terms. Panauto can take customers to another dealership if terms aren't favorable, giving them leverage in negotiations.

Scale indicators6 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• CarMax: CarMax is the largest US used car retailer with nationwide omni-channel sales and financing. It is a broad incumbent in vehicle retail that overlaps with Panauto's car sales and financing services, though it sells its own inventory rather than brokering third-party dealer deals.
• Carvana: Carvana pioneered online used car buying with home delivery and no-haggle pricing. It is a broad incumbent in digital car retail, comparable to Panauto in targeting consumers who want to avoid dealership visits, but operates as a vertical retailer with owned inventory rather than a broker.
• Vroom: Vroom is an online used car retailer offering home delivery and financing. Comparable to Panauto in the online no-haggle car buying experience, though it operates as a national e-commerce retailer with owned inventory rather than as a regional broker.
• AutoNation: AutoNation is the largest US automotive retailer with hundreds of franchises and a growing online purchase and home-delivery offering. It is a broad incumbent competing on the same end-customer need (buy a car without visiting a dealer) but sells its own inventory across new and used segments.
• Shift: Shift was an online used car retailer offering home delivery and no-haggle pricing (now operating primarily in California under a digital dealer model). Comparable to Panauto in the digital-first, no-negotiation car buying experience for consumers, though at greater scale and as a retailer.

Direct peers

• TrueCar: TrueCar is an online automotive marketplace that connects consumers to certified dealers and shows upfront pricing. It is a direct peer to Panauto in the digital car-brokerage and price-transparency space, though it operates nationally and on a marketplace model rather than regional broker model.
• CarGurus: CarGurus is a leading car shopping marketplace with price comparison tools and dealer connections. It is a direct peer to Panauto in the online car research and dealer-introduction space, though it monetizes via dealer subscriptions rather than consumer-facing brokerage fees.
• Auto Concierge USA: Auto Concierge USA is a small US auto broker that helps consumers lease or buy cars at negotiated prices. It is a direct peer to Panauto in the personal auto brokerage and concierge-leasing space, serving a similar customer base with a comparable broker intermediary model.
• Swapalease: Swapalease is a US lease transfer marketplace where consumers take over existing vehicle leases. It is a direct peer to Panauto specifically in the vehicle leasing services space, and Panauto even offers a "Lease Transfer" feature in its main navigation, indicating direct competitive overlap.

Regional players

• Leasing.com: Leasing.com is a UK-based car leasing comparison and brokerage platform connecting consumers to lease deals. It is a direct functional peer to Panauto's broker-leasing model, but operates in the UK market rather than the US, making it a regional rather than head-to-head competitor.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/panautomiami
• Facebookfacebook.com/PANAUTOMIAMI
• LinkedInlinkedin.com/company/panauto

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Panauto