Burrow Humphreys

What Burrow Humphreys does

Burrow Humphreys is an independent specialist Commercial and Corporate Insurance broking and risk management practice based in Wigan, United Kingdom, founded in 1997 by Roger Burrow and Steve Humphreys. The firm serves clients throughout the North of England, providing tailored insurance solutions across 33 distinct products that span commercial lines (Commercial Combined, Liability, Motor Fleet, Professional Indemnity, Cyber Liability, Engineering), personal lines (Household, Private Car, Motorcycle, Travel), and specialized covers (Marine, Farm, Equestrian). All client-facing advisers hold professional insurance qualifications, and the firm conducts premises visits with on-site insurance risk analysis reports as part of its advisory process.

The business operates without a proprietary technology platform, functioning as a traditional insurance brokerage that earns commission income from insurers for placing business on behalf of clients. Its go-to-market is sales-led and direct: clients engage via phone, email, or office visits at the firm's headquarters at No.1 Wigan Pier. Burrow Humphreys is authorized and regulated by the Financial Conduct Authority and is a member of the British Insurance Brokers Association, holding the Chartered Standard Corporate Broker IB Gold recognition. The firm employs between 1 and 10 people and emphasizes its independence — in a market where many UK brokers have been acquired by insurers or consolidated into large broking groups — as the core differentiator that enables access to a broad range of insurer partners and impartial advisory positioning.

Revenue mechanics are quote-based and tied to annual premium cycles, with the firm earning commission on placed business and providing in-house claims handling. No funding rounds, M&A activity, headcount growth signals, or digital distribution channels are present in the available data, consistent with a stable, relationship-driven regional brokerage rather than a scaling platform business.

Name

Burrow Humphreys

Legal name

Burrow Humphreys

Website

https://burrowhumphreys.co.uk

Company type

Private

Founded year

1997

Operating status

Operating

Headcount range

1–10 employees

Short description

Burrow Humphreys is an independent UK insurance brokerage and risk management practice founded in 1997 in Wigan, serving commercial and personal clients across the North of England with tailored advisory services and a 33-product portfolio.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro industry

PRIMARYFSAEADAB

Commercial Lines Insurance Brokerage

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory

SECONDARYFSAEADAJ

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines)

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory

Keywords

• Commercial insurance brokerage
• Personal insurance solutions
• Risk management services
• Independent insurance broker
• Corporate insurance advisory

Headquarters

HQ city

Wickford

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Insurance Brokerage Commission: As an insurance broker, Burrow Humphreys earns commissions from insurers for placing business on behalf of clients. The firm accesses an unusually wide range of insurers to obtain superior cover and competitive pricing for clients.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels1 record

Core offering

Burrow Humphreys is a specialist Commercial and Corporate Insurance broking and risk management practice that places tailored insurance coverage on behalf of clients. The firm arranges a broad portfolio of commercial insurance products (Commercial Combined, Liability, Motor Fleet, Cyber Liability, Professional Indemnity, Marine, etc.) and personal lines (Household, Private Car, Motorcycle, Travel, Equestrian) through an independent broker model, supported by premises visits, risk analysis reports, and in-house claims handling.

Product overview

Burrow Humphreys is a specialist Commercial and Corporate Insurance broking and risk management practice that operates as a single, unified insurance brokerage offering rather than a platform-plus-modules architecture. Founded in 1997, the company provides a comprehensive portfolio of 33 distinct insurance products and services spanning commercial insurance (including Commercial Combined Insurance, Liability Insurance, Motor Fleet Insurance, Cyber Liability Insurance, and Professional Indemnity), personal insurance (Household Insurance, Private Car Insurance, Motorcycle Insurance, and Travel Insurance), and specialized covers (Marine Insurance, Farm Insurance, Equestrian Insurance, and Engineering Insurances). The products range from broad multi-risk commercial packages to highly specialized niche covers, all delivered through tailored advisory services and in-house claims handling.

Differentiator

Problem solved

Functional benefit

Products and services

• Commercial Combined Insurance A comprehensive commercial insurance product combining Material Damage (including Theft), Business Interruption, and Employers/Public/Product Liability covers into a single policy for businesses.
• Computer Insurance
• Commercial Vehicle Insurance
• Contractors All Risks Insurance
• Contingency Insurance
• Cyber Liability Insurance
• Directors & Officers Liability Insurance
• Employment Law Protection Insurance
• Engineering Inspection Contracts
• Engineering Insurances
• Entity Defence Insurance
• Farm Insurance
• Fidelity Guarantee Insurance
• Goods In Transit Insurance
• Legal Expenses Insurance
• Liability Insurance
• Marine Cargo Insurance
• Marine Hull Insurance
• Motor Fleet Insurance
• Motor Trade Insurance
• Personal Accident Insurance
• Professional Indemnity Insurance
• Property Owners Insurance
• Terrorism Insurance
• Warehousekeepers Liability Insurance
• Equestrian Insurance
• Household Insurance
• Marine Insurance
• Motorcycle Insurance
• Private Car Insurance
• Travel Insurance

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core.

• Financial Conduct Authority (FCA)coreOthersBurrow Humphreys is authorized and regulated by the Financial Conduct Authority (FCA), ensuring compliance with UK financial services regulations and consumer protection standards.
• British Insurance Brokers Association (BIBA)coreOthersBurrow Humphreys is a member of the British Insurance Brokers Association, the leading trade body for insurance brokers in the UK. This membership provides access to market resources, professional development, and industry representation.

Scale indicators2 records

Recent moves4 records

Expansion highlights3 records

Direct peers

• Jelf Insurance Brokers: Jelf is a UK commercial insurance broker providing advisory and risk management services to SME and mid-market clients. It overlaps directly with Burrow Humphreys' commercial broking and risk management positioning and target customer base.
• Howden Group: Howden is a UK-headquartered independent insurance broker with a similar commercial and corporate insurance focus. Like Burrow Humphreys, Howden emphasizes independence from insurer-ownership and offers broad commercial line coverage, making it the closest comparable in business model and target customer base.
• Towergate Insurance Brokers: Towergate is a large UK-based insurance broker offering commercial, personal, and specialty lines across the country. While larger and more nationally distributed than Burrow Humphreys, it competes directly for the same commercial mid-market clients and product lines.
• Alan & Thomas Insurance Brokers: Alan & Thomas is a long-established UK independent insurance and commercial broker serving regional UK businesses. Like Burrow Humphreys, it emphasizes personal adviser relationships, broad commercial line coverage, and independence from large broking groups.
• Lycetts: Lycetts is a specialist UK insurance broker with strong regional presence offering commercial, rural, and personal lines. It overlaps with Burrow Humphreys' commercial broking core, particularly Farm Insurance and Equestrian Insurance lines, and shares the independent, advisory-led model.
• Bollington Insurance Brokers: Bollington is a UK independent commercial insurance broker specializing in commercial and corporate lines for SMEs. It shares Burrow Humphreys' commercial-only specialism, advisory-led service model, and regional UK presence.
• Aston Lark: Aston Lark is a UK-based independent insurance broker focused on commercial and corporate clients across regional Britain. It shares Burrow Humphreys' mid-market commercial broking model, specialist advisory positioning, and acquisition-driven growth strategy among UK independents.

Broad incumbents

• Arthur J. Gallagher & Co. Gallagher is one of the largest global insurance brokers with significant UK operations acquired through regional broker roll-ups. It competes for the same commercial clients as Burrow Humphreys but operates at much greater scale, with broader portfolios including risk management consulting and claims management.
• Marsh Ltd: Marsh is a global insurance broker and risk advisor with substantial UK commercial broking operations. It competes for large and mid-market commercial placements and offers substantially broader capabilities than Burrow Humphreys, including reinsurance and consulting.
• Aon UK: Aon is a global insurance broker with strong UK commercial lines presence. It competes for the same commercial and corporate clients but offers a vastly wider portfolio including reinsurance, health, and wealth advisory services beyond Burrow Humphreys' scope.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/burrow-humphreys-limited

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Burrow Humphreys