Spree.Finance

What Spree.Finance does

Spree.Finance, legally operated as Engaged Labs, Inc. (a Wyoming corporation with operational headquarters in New York), is a blockchain-native rewards and loyalty infrastructure provider founded in 2024. The company issues two token instruments — Spree Points (SP), instant-settlement ERC-20/SPL rewards tokens backed 1:1 by USDC locked in smart contract reserves at a fixed 100 SP = $1.00 USD redemption rate, and Pending Spree Points (pSP), conditional milestone-based tokens that vest into SP — deployed across EVM-compatible chains (Ethereum, Polygon, Arbitrum, Base) and Solana with cross-chain bridging. The platform is composed of four products: Spree Studio (no-code campaign management dashboard), SpreePay (payment rails accepting SP at checkout), Spree Marketplace (white-label storefront across the redemption network), and a REST API with TypeScript, Python, and Go SDKs enabling integration in under 10 hours.

The core technical proposition is the elimination of balance-sheet point liability through instant settlement at redemption, combined with access to a pre-built redemption network of 4M+ merchants, 40M+ event tickets, and 3,000+ cryptocurrencies across 180+ countries. Spree's go-to-market combines a product-led growth motion (self-serve SDK integration, Spree Studio no-code campaigns) with enterprise direct sales and exclusive channel partnerships — most notably BookIt (a travel and experiences super-app co-created by OneCompany and Superlogic) and AIR Shop (the loyalty layer for the Animoca Brands Mocaverse ecosystem spanning 540+ portfolio companies). The company monetizes via platform services fees, point transfer fees, cross-chain bridging fees, white-label/lite-label deployments, and premium enterprise features, with a stated policy of zero mint fees for SP issuance.

The company has demonstrated early traction with 125K+ members, 102.5K+ active users, $2.8M in tracked commerce spend, and $452K+ in total value locked across 45.2M+ SP in circulation. The team comprises three cofounders — Jaou Toure (Business), Carter Razink (Engineering), and Jared Christopherson (Operations) — with a board that includes Bill Tai and Lin Dai (Superlogic CEO and BookIt co-creator). The operating footprint remains small at 1-10 employees, and no funding rounds, revenue figures, or valuation details are publicly disclosed in the source data.

Name

Spree.Finance

Legal name

Engaged Labs, Inc.

Website

https://www.spree.finance/

Company type

Private

Founded year

2024

Operating status

Operating

Headcount range

1–10 employees

Short description

Spree.Finance operates a blockchain-native loyalty and rewards infrastructure platform issuing USDC-backed Spree Points (SP) and milestone-based pSP tokens for instant-settled, cross-chain rewards across EVM and Solana chains. It serves enterprise brands in travel, Web3, gaming, and e-commerce with a pre-built 4M+ merchant redemption network accessed via API/SDK.

Ownership category

akta.pro rank

Product category

Blockchain Loyalty & Rewards Infrastructure

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Finance Services (6199)

akta.pro primary industry

Payments, Remittances & Merchant Acceptance (checkout, invoicing, payroll) (FSAPAEAE)

akta.pro secondary industries

Settlement, Clearing & Reconciliation for Tokenized Assets (DvP, PvP, netting, post-trade) (FSAPAIAI), Tokenized Collateral & On-Chain Credit Infrastructure (Collateral Mgmt, Liquidations) (FSAGAMAK)

Keywords

• Blockchain loyalty infrastructure
• Tokenized rewards platform
• Merchant redemption network
• Stablecoin payment rails
• Enterprise loyalty API

Headquarters

HQ city

Remote

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Infrastructure, Marketing or Sales, Operations

Revenue model

1. Platform Services Fees: Fees charged for technology and infrastructure services enabling connectivity to the Spree Network. Waivable based on transaction volume thresholds. Disclosed before implementation with 30 days notice for material changes.
2. Point Transfer Fees: Fees applied to SP and pSP transfers between authorized accounts within the Spree ecosystem. Cross-chain bridging services within the Spree Merchant ecosystem also incur fees determined by third-party providers.
3. Cross-Chain Bridging Services: Fees for transferring SP and pSP between EVM chains and Solana via Spree-authorized bridges. Network fees are determined by respective blockchains and may fluctuate without notice.
4. White-Label / Lite-Label Deployments: Enterprise partners can deploy white-label or lite-label versions of the merchant network. Premium pricing applies for custom brand deployments and enterprise-specific configurations.
5. Premium Features & Services: Additional premium features and services available to enterprise partners beyond base platform access. Enhanced value redemption possible through specific partner channels.

Pricing tiers

Go-to-market motion4 records

Distribution channels6 records

Marketing channels8 records

Core offering

Spree.Finance provides a blockchain-native rewards-as-a-service platform that lets brands issue USDC-backed Spree Points (SP) and milestone-based Pending Spree Points (pSP) through a single API integration. Rewards are instantly settled at redemption — eliminating point debt on partner balance sheets — and are redeemable across a built-in network of 4M+ merchants and 40M+ event tickets spanning 180+ countries. The stack includes Spree Studio (no-code campaign management), SpreePay (payment rails), a white-label Marketplace, SDKs in TypeScript/Python/Go, and a closed-loop token architecture that prevents secondary-market trading.

Product overview

Spree.Finance is a blockchain-native loyalty OS and universal rewards network providing a unified platform with two primary token instruments (Spree Points and Pending Spree Points), four platform components (Spree Studio, SpreePay, Marketplace, and API/SDK), and a proprietary network infrastructure. Spree Studio enables no-code campaign design and governance; SpreePay provides payment rails for checkout redemption; the Marketplace offers a white-label storefront with 4M+ merchants; and the API/SDK delivers programmatic access for developers. The network supports issuance, management, and redemption of loyalty rewards without point debt or engineering overhead, with instant USDC-backed settlement and cross-chain compatibility across Ethereum, Polygon, Arbitrum, Base, and Solana.

Differentiator

Problem solved

Functional benefit

Products and services

• Spree Points (SP) Stablecoin-backed digital reward token (ERC-20 on Ethereum/Polygon/Arbitrum/Base and SPL on Solana) that settles instantly at redemption and is redeemable across 4M+ merchants and 40M+ event tickets. Each 100 SP is backed 1:1 by $1 USDC locked in smart-contract reserves, eliminating point debt on partner balance sheets. Designed for enterprise brands integrating loyalty rewards via Spree's API and SDK.
• Pending Spree Points (pSP) Conditional, milestone-based rewards token that vests or converts into Spree Points once program rules are satisfied. Used for gamified campaigns, referral bonuses, and milestone achievements where eligibility is conditional on user behavior. Issued to enterprise partners and Web3 ecosystems via the Spree platform.
• SpreePay Payment rails that accept Spree Points (SP) at checkout across both crypto and fiat, settling in seconds rather than days. Powers real-world merchant spend across the Spree Network of 4M+ merchants. Designed for brands and merchants wanting to accept SP without building custom payment infrastructure.
• Spree Studio No-code campaign management dashboard for designing, tracking, and governing rewards programs without engineering involvement. Includes off-balance-sheet accounting and instant settlement built into every launched program. Targets enterprise brands and partners that want to launch loyalty programs in under 72 hours.
• Spree Marketplace White-label storefront and reward catalog providing access to 4M+ merchants and 40M+ experiences for Spree Points redemption. Enables enterprise brands to offer a branded redemption catalog backed by Spree's global merchant inventory.
• Spree API & SDK REST API plus TypeScript, Python, and Go SDKs that expose full programmatic control over Spree Points issuance, campaign orchestration, webhooks, analytics, user management, and redemption flows. Documentation is public on GitBook; brands have gone from first API call to live production in under 10 hours.
• Spree Quest Engine Structured community engagement system featuring sprint-based competitions (3 sprints over 6 weeks), permanent tier status from Bronze through Platinum, mission tracking for onboarding/social/community/partner activities, streak bonuses, and USDC prizes. Season 1 launches with 10 active missions and 14-day sprints.
• White-Label / Lite-Label Merchant Network Deployment Enterprise licensing option allowing partners to deploy white-label or lite-label versions of Spree's merchant network under their own brand. Includes custom brand deployments and enterprise-specific configurations, with premium pricing for tailored integrations. Sold as a multi-year subscription under custom quotes.

Quantifiable outcome

• Up to 90% lower fees vs. traditional payment rails (Visa, Mastercard)
• +7 more outcomes

Named customers6 records

Segments5 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Feature8 records

Partnerships

Six partnerships are on record, tiered core.

• Moca Network / AIR ShopcoreStrategic or Co-development Partner · 19 September 2025Moca Network partners with Spree Finance to launch AIR Shop, a verifiable loyalty platform enabling users to earn on-chain rewards across 2M+ merchants. AIR Shop serves as the rewards layer for Mocaverse by Animoca Brands, featuring pSP milestone campaigns across 540+ portfolio companies. Partner missions go live in Sprint 2 of the Spree Quest Engine.
• Animoca BrandscoreStrategic or Co-development Partner · 12 September 2025Spree partners with Animoca Brands to bring gamified loyalty and XP systems to their portfolio of Web3 communities — starting with SK Telecom and Oyunfor. Animoca Brands is a major Web3 gaming and digital asset company with 540+ portfolio companies. Belinda Lim from Mocaverse featured as a key partner testimonial.
• BookItcoreStrategic or Co-development Partner · 26 February 2025Exclusive partnership with BookIt, a next-gen booking super-app co-created by OneCompany and Superlogic, to power blockchain-based payments and rewards for travel, entertainment, and retail. BookIt enables users to pay with over 3,000 supported cryptocurrencies at over 2 million real-world merchants while earning stablecoin-backed Spree Points rewards. As part of the deal, Superlogic CEO and BookIt co-creator Lin Dai joins Spree's board. BookIt is the first major consumer platform on Spree, going live within 10 hours of first API call.
• USDC (Circle)coreTechnology or IntegrationSpree Points (SP) are backed 1:1 by USDC locked in smart contract reserves. Every 100 SP = $1.00 USD. USDC is the reserve collateral for the entire Spree rewards ecosystem, providing the stable value foundation for the network.
• OneCompanycoreStrategic or Co-development PartnerCo-creator of BookIt alongside Superlogic. OneCompany is the parent entity behind the BookIt booking super-app that powers blockchain-based travel, entertainment, and retail rewards on Spree.
• SuperlogiccoreStrategic or Co-development PartnerCo-creator of BookIt alongside OneCompany. Superlogic CEO Lin Dai joins Spree's board as part of the exclusive partnership. Superlogic provides the technology behind BookIt's loyalty and rewards infrastructure.

Scale indicators14 records

Recent moves6 records

Expansion highlights6 records

Market position

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/SpreeFinance
• GitHubgithub.com/Spree-Finance
• LinkedInlinkedin.com/company/spree-finance

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Spree.Finance