HCCOOP

What HCCOOP does

HC-COOP (Cooperativa de Trabalho Médico HC-COOP) is a physician-owned medical cooperative founded on June 16, 1993, by doctors originating from Hospital das Clínicas, headquartered in Belo Horizonte, Minas Gerais, Brazil. It operates a single multi-specialty outpatient clinic at Rua Maranhão 774 (Santa Efigência) comprising 16 consultation rooms, a minor-surgery suite, and an electrocardiogram room, and serves approximately 4,000 patients per month across 35+ adult and pediatric specialties. Beyond direct clinical service, the cooperative functions as an administrative platform for its affiliated physicians (cooperados), providing centralized guide processing, payer billing and collection, denial (glosa) recovery, and negotiation with health insurance operators.

The cooperative's revenue model is a take-rate on medical services billed: HC-COOP charges an Administration Fee (Taxa de Administração) on amounts invoiced through its platform, with operational costs rateably shared among cooperados. Patient demand is sourced from contracts with 30+ health insurance plans (convênios) including national anchors Unimed-BH, Amil, Bradesco Saúde, and SulAmérica, plus regional and corporate plans (CASSI, CEMIG Saúde, COPASA, Postal Saúde, GEAP, Petrobras/REGAP, Allianz, Omint, among others), and a residual private-pay (particular) segment. The underlying technology stack is a clinic management and billing system supporting scheduling, billing, and payment reconciliation; patient-facing channels include the corporate website, WhatsApp Business, Instagram, Facebook, and the Agende.ai online booking platform. Doctors may also submit external visit guides for billing through the cooperative, extending the platform's reach beyond the physical clinic.

In 2024, HC-COOP incorporated Ginecoop Cooperativa de Médicos Ginecologistas e Obstetras, adding OB-GYN capacity and incremental payer contracts. Governance transitioned to a new Administrative Council for the 2025-2027 term. The cooperative is private (not publicly traded), has no external investors, no disclosed funding rounds, and is affiliated with FENCOM, OCEMG, SINMED-MG, and Sicoob Credicom. Geographic footprint is limited to Belo Horizonte, and the business operates in Portuguese-language markets with no AI/ML product layer beyond standard scheduling and billing tools.

Name

HCCOOP

Legal name

Cooperativa de Trabalho Médico HC-COOP

Website

https://hccoop.com.br

Company type

Private

Founded year

1993

Operating status

Operating

Headcount range

11–50 employees

Short description

HC-COOP is a physician-owned medical cooperative in Belo Horizonte, Brazil, operating a 16-room multi-specialty outpatient clinic serving roughly 4,000 patients per month and providing centralized billing, collection, and payer-negotiation services to its affiliated doctors across 30+ contracted health insurance plans.

Ownership category

akta.pro rank

Product category

Outpatient Specialty Healthcare Services

NAICS

Ambulatory Health Care Services (621), All Other Outpatient Care Centers (621498)

SIC

Services-Offices & Clinics Of Doctors Of Medicine (8011), Services-Specialty Outpatient Facilities, Nec (8093)

akta.pro industry

PRIMARYHLAFAAAO

Hospital Shared Services, GPOs & System Support Organizations

Healthcare & Life Sciences/Healthcare Providers & Systems/Acute Care Hospitals & Health Systems

SECONDARYBPAAAFAI

Provider Network, Credentialing & Contracting Support

Business & Public Services/Administrative & Support Services (BPO, Call Centers, Back Office)/Claims Processing & Adjudication Support

Keywords

• Outpatient specialty clinic
• Physician medical cooperative
• Medical billing services
• Multi-specialty healthcare
• Health insurance administration

Headquarters

HQ city

Belo Horizonte

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Taxa de Administração (Administration Fee): HC-COOP charges an administration fee (Taxa de Administração) on billed amounts from medical services. This fee covers operational costs and is rateably shared among cooperados. The cooperative also performs billing, collection, and payment reconciliation for medical services, recovering potential glosas (denied claims) on behalf of doctors.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

HC-COOP is a medical cooperative that operates a multi-specialty outpatient clinic (Clínica de Especialidades Médicas) providing consultations, minor surgeries, and diagnostic examinations across 35+ adult and pediatric specialties through its network of member physicians. It also provides medical billing, collection, and administrative support services to its affiliated doctors, charging an administration fee (Taxa de Administração) on billed amounts and recovering denied claims (glosas) on their behalf. The clinic contracts with over 30 health insurance providers and accepts private-pay patients, serving approximately 4,000 patients per month from its facility in Belo Horizonte.

Product overview

HC-COOP is a medical cooperative that operates as a unified healthcare services platform combining a physical specialty clinic with administrative support services for affiliated physicians. The core offering is the Clínica de Especialidades Médicas, which provides comprehensive medical services across over 40 adult and pediatric specialties through a network of cooperative doctors. Supporting this clinical offering are billing and collection services that handle guide processing, payment tracking, and negotiations with health insurance operators on behalf of member physicians.

Differentiator

Problem solved

Functional benefit

Products and services

• Clínica de Especialidades Médicas (Specialty Medical Clinic) Medical specialty clinic offering comprehensive outpatient healthcare across 35+ adult and pediatric specialties (anesthesiology, cardiology, dermatology, gynecology, neurology, ophthalmology, orthopedics, etc.). The facility includes 16 consultation rooms, a minor surgery room, and an electrocardiogram room. Care is delivered by member physicians (cooperados) and billed through contracted health insurance plans and private pay.
• Medical Billing and Collection Services (Serviços de Cobrança e Faturamento Médico) Administrative service for cooperative members covering guide processing, payment tracking, denial management (glosa recovery), and negotiation with health insurance operators. The cooperative charges an administration fee (Taxa de Administração) on billed amounts and handles billing for services rendered both at the HC-COOP clinic and at doctors' own external offices.

Quantifiable outcome

• Approximately 4,000 patients served per month
• +2 more outcomes

Named customers11 records

Segments2 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

23 partnerships are on record, tiered core, moderate and minor.

• Ginecoop (Cooperativa de Médicos Ginecologistas e Obstetras)coreStrategic or Co-development Partner · 1 January 2024In 2024, HC-COOP incorporated Ginecoop, a cooperative of gynecologist and obstetrician doctors. This merger brought new health insurance contracts and work opportunities for cooperados, as well as greater access for customers to obstetrics and gynecology services.
• FENCOM (Federação Nacional das Cooperativas Médicas)moderateOthers · 1 January 1993HC-COOP actively participates in coordinated medical actions through FENCOM, the National Federation of Medical Cooperatives, contributing to national healthcare initiatives and representing the cooperative sector.
• Sistema OCEMG (Sindicato e Organização das Cooperativas do Estado de Minas Gerais)moderateOthersHC-COOP participates in the OCEMG system, which supports and represents cooperatives in Minas Gerais state, providing advocacy and cooperative development resources.
• SINMED-MG (Sindicato dos Médicos de Minas Gerais)minorOthersHC-COOP maintains representation in SINMED-MG to support projects for improving medical working conditions.
• Sicoob CredicomminorOthersHC-COOP has representation in Sicoob Credicom, a financial services cooperative for healthcare professionals.
• Unimed-BH (and Unimed Intercâmbio)coreChannel Partner/ Reseller/ DistributorMajor health insurance partner accepting Unimed-BH plans and Unimed Intercâmbio (exchange) plans for patient care at HC-COOP facilities.
• AMIL SaúdecoreChannel Partner/ Reseller/ DistributorNational health insurance provider with contracted services at HC-COOP clinics.
• Bradesco SaúdecoreChannel Partner/ Reseller/ DistributorMajor corporate health insurance provider contracted with HC-COOP for medical services.
• SulAméricacoreChannel Partner/ Reseller/ DistributorNational health insurance operator with contracted coverage at HC-COOP facilities.
• CASSI (Caixa de Assistência dos Funcionários do Banco do Brasil)moderateChannel Partner/ Reseller/ DistributorHealth insurance plan for Banco do Brasil employees, contracted with HC-COOP.
• CEMIG SaúdemoderateChannel Partner/ Reseller/ DistributorHealth plan for CEMIG (state energy company) employees, accepted at HC-COOP.
• COPASA (Copass Saúde)moderateChannel Partner/ Reseller/ DistributorHealth insurance for COPASA water utility employees, contracted with HC-COOP.
• Postal SaúdemoderateChannel Partner/ Reseller/ DistributorHealth plan for postal service employees, accepted at HC-COOP facilities.
• GEAP SaúdemoderateChannel Partner/ Reseller/ DistributorHealth insurance for civil servants, contracted with HC-COOP.
• Libertas SaúdemoderateChannel Partner/ Reseller/ DistributorHealthcare plan operator contracted with HC-COOP.
• FUSEX (Funenseg)moderateChannel Partner/ Reseller/ DistributorHealth insurance for insurance sector employees, accepted at HC-COOP.
• Fundação ItaúmoderateChannel Partner/ Reseller/ DistributorCorporate health plan for Itaú employees, contracted with HC-COOP.
• Life Empresarial SaúdeminorChannel Partner/ Reseller/ DistributorCorporate health insurance plan accepted at HC-COOP.
• NipomedminorChannel Partner/ Reseller/ DistributorHealth plan operator contracted with HC-COOP.
• Allianz SaúdeminorChannel Partner/ Reseller/ DistributorInternational health insurance provider contracted with HC-COOP in Brazil.
• Omint SaúdeminorChannel Partner/ Reseller/ DistributorPremium health insurance provider contracted with HC-COOP.
• Petrobras/REGAPmoderateChannel Partner/ Reseller/ DistributorPetrobras employee health plan including REGAP refinery operations, accepted at HC-COOP.
• AssefazminorChannel Partner/ Reseller/ DistributorHealth insurance for federal servants, contracted with HC-COOP.

Scale indicators3 records

Recent moves6 records

Expansion highlights4 records

Others

• Amil: Major Brazilian health insurer that is both a contracted channel partner and a competitive counterparty for HC-COOP. Comparable as an ecosystem participant shaping referral flow, reimbursement rates, and patient access in the BH market.

Broad incumbents

• Hospital Israelita Albert Einstein: Premier Brazilian hospital and outpatient network with extensive multi-specialty physician coverage. Comparable to HC-COOP in specialty breadth and quality positioning, though operating at much larger scale across São Paulo.
• Hapvida NotreDame Intermédica: One of Brazil's largest integrated health insurers and outpatient/hospital providers; comparable to HC-COOP in delivering outpatient care to insured members, though at national scale and with capital structure HC-COOP lacks.
• Rede D'Or São Luiz: Largest private hospital network in Brazil offering multi-specialty outpatient and inpatient services. Comparable in specialty breadth and patient volume ambitions, though primarily hospital-based rather than cooperative-driven.
• Hospital Mater Dei: Large Belo Horizonte-based hospital and outpatient network directly competing with HC-COOP in the same regional market. Comparable in multi-specialty outpatient service mix and insurer-contracted patient base.
• Hospital Sírio-Libanês: Major Brazilian hospital system with significant outpatient multi-specialty operations. Comparable to HC-COOP in delivering comprehensive specialty care with strong physician affiliation and insurer relationships.

Direct peers

• Dasa: Brazil's largest diagnostics and outpatient health-services chain operating multi-specialty clinics across the country. Comparable to HC-COOP in delivering outpatient specialty care through owned clinic facilities with contracted health-insurer relationships.
• Unimed Belo Horizonte: Belo Horizonte-based medical cooperative with extensive specialist network and own clinic facilities. Directly comparable to HC-COOP in cooperative structure, multi-specialty outpatient model, and shared billing/admin services for member physicians in the same city.
• Fleury: Major Brazilian outpatient diagnostics and specialty clinic operator with strong insurer partnerships. Comparable to HC-COOP in operating multi-specialty outpatient units that serve insured patients across Brazil.
• Unimed (national cooperative system): Brazil's largest medical cooperative system with hundreds of local Unimed units operating on the same physician-cooperative model as HC-COOP, offering multi-specialty outpatient services and shared administrative support.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/hccoopbh/?locale=pt_BR
• Instagraminstagram.com/hccoop_clinica

Revenue estimate

Valuation estimate

Number of profiles

Profiles14 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about HCCOOP