Finanz Konzept
Finanz Konzept AG is a Zurich-based, FINMA-regulated boutique wealth manager serving high-net-worth private clients and family offices with discretionary, advisory, and execution mandates, proprietary funds, robo advisory, algo-trading, and crypto investing.
- Company typePrivate
- Founded2001
- HeadquartersZürich, Switzerland
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Finanz Konzept does
Finanz Konzept AG is a Zurich-based, FINMA-regulated boutique wealth manager founded in 2001, serving high-net-worth private clients and family offices across Switzerland and the broader DACH region. The firm offers three core mandate types — discretionary, advisory, and execution — alongside a family-office service that coordinates external providers (tax, legal, mortgage) around the client's balance sheet. Proprietary product wrappers include the Physical Diamond Fund, Triple Opportunity Fixed Income, and Imperial Fund Gold Diamonds, and the firm has progressively added digital channels: a Swissquote-powered robo-advisory mandate with a CHF 20,000 minimum, algo-trading strategies, crypto-investing services, and Wikifolio-based social investing. Underlying technology includes an in-house business-cycle analysis system and a dynamic risk-control framework used in mandate construction; partners also personally co-invest in proprietary strategies.
The firm's revenue model is fee-based, combining management fees on discretionary and robo mandates, advisory fees on advisory mandates, transaction commissions on execution mandates, and fund-management fees on the proprietary funds. Minimum ticket sizes range from CHF 20,000 (robo) to CHF 500,000 (advisory), placing the bulk of the franchise in the mass-affluent to upper-HNWI segment rather than ultra-HNW family offices. Distribution is direct and partner-led, with no disclosed intermediaries, sub-advisory arrangements, or institutional mandates. Risk and compliance infrastructure has been outsourced to SwissComply AG, supporting FINIG-era regulatory obligations. In October 2025 the company rebranded to Finanz Konzept, consolidating its multi-product offering under a single corporate identity, and a subsidiary structure has been put in place to separate operating entities. The firm employs 11–50 people and operates without external venture funding, making it a self-funded, partner-driven boutique whose growth has historically been capital-constrained rather than market-constrained.
Finanz Konzept firmographics
Firmographics- Name
- Finanz Konzept
- Legal name
- Finanz Konzept AG
- Website
- https://finanz-konzept.ch
- Company type
- Private
- Founded year
- 2001
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Finanz Konzept AG is a Zurich-based, FINMA-regulated boutique wealth manager serving high-net-worth private clients and family offices with discretionary, advisory, and execution mandates, proprietary funds, robo advisory, algo-trading, and crypto investing.
- Ownership category
- akta.pro rank
Finanz Konzept industry classification
Industry- Product category
- Wealth Management
- NAICS
- Portfolio Management and Investment Advice (523940)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Comprehensive/Full-Service RIAs & Independent Wealth Managers (FSAAACAA)
- akta.pro secondary industries
- Hybrid Robo-Advisory Platforms (Advisor + Automation) (FSAGAEAB), Specialized/Niche-Vertical RIAs (e.g., Medical, Tech, Executives, Athletes) (FSAAACAL)
Keywords
Where Finanz Konzept is headquartered
LocationHeadquarters
- HQ city
- Zürich
- HQ country
- Switzerland
- HQ region
- Europe
Offices1 record
Markets served
Finanz Konzept business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others
Revenue model
- Discretionary Asset Management: Full-service asset management where the company manages client capital on a discretionary basis. Revenue derived from management fees based on assets under management (AUM). Minimum investment CHF 250,000.
- Advisory Mandates: Advisory services where clients make their own investment decisions with professional guidance. Fee structure includes expense allowances with no retrocessions or commissions.
- Execution Mandate: Execution-only service providing direct access to international financial markets. Revenue from transaction fees with minimal transaction costs for experienced investors. Minimum investment CHF 100,000.
- Fund Management: Management of proprietary funds covering precious metals, bonds, and physical diamonds. Revenue from fund management fees. Funds include Triple Opportunity Fixed Income, Physical Diamond Fund, and Imperial Fund Gold Diamonds.
- Robo Advisory: Digital portfolio management service with all-in fee structure. Automated portfolio management with no portfolio, retro, or trading fees. Fee up to 0.85% p.a. with minimum investment of CHF 20,000.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Discretionary Mandate - Full-service asset management with active allocation and monitoring |
| Subscription | Annual | Advisory Mandate - Independent advisory with client decision-making |
| Transaction based/ take rate | Pay-as-you-go | Execution Mandate - Direct market access without advice |
| Subscription | Annual | Robo Advisory - Automated digital portfolio management |
| Subscription | Annual | Fund Investment - Access to specialized fund products |
| Subscription | Annual | Algo-Trading - Quantitative trading for experienced investors |
Go-to-market motion2 records
Distribution channels1 record
Marketing channels4 records
Finanz Konzept product offering
Product offeringCore offering
Finanz Konzept AG is a Zurich-based boutique wealth management firm providing discretionary asset management, advisory, and execution mandates for high-net-worth private clients. The firm also offers proprietary funds (Physical Diamond Fund, Triple Opportunity Fixed Income Fund), robo advisory, algo-trading, crypto investing, and comprehensive family office services including portfolio analysis, corporate services, and safe deposit boxes.
Product overview
Finanz Konzept is a Zurich-based wealth management firm offering a comprehensive suite of financial services through a modular, multi-product architecture. The core offering comprises three mandate types: Discretionary Mandate (fully managed), Advisory Mandate (guidance with client control), and Execution Mandate (direct market access). These are complemented by proprietary funds including the Physical Diamond Fund and Triple Opportunity Fixed Income Fund, as well as specialized services such as Algo-Trading, Social Investing via Wikifolio, Robo Advisory, and Crypto Investing through Swiss-regulated certificates. The firm also provides Family Office Services including portfolio analysis, safe deposit boxes, and holistic wealth and life planning. Investment minimums range from CHF 100,000 for execution mandates to CHF 250,000 for discretionary management, with robo advisory available from CHF 20,000.
Differentiator
Problem solved
Functional benefit
Brands
- FK Discretionary Mandate: Full-service asset management where the company manages client assets based on their risk profile and investment goals
- Execution Mandate
- Robo Advisory
- Social Investing
- Algo-Trading
- FK Funds
Products and services
- Discretionary Mandate
Quantifiable outcome
- Crypto investing with all-in fee of 0.85% p.a. makes robo advisory among the best providers in Switzerland
- +1 more outcomes
Companies that use Finanz Konzept
Customer profileSegments4 records
Ideal customer profiles3 records
Finanz Konzept technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
Feature3 records
Finanz Konzept partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- SwissComply AGcoreSwissComply AG serves as the Risk & Compliance Partner for Finanz Konzept. They are responsible for prudential supervision of the company as required under Swiss financial regulations, ensuring compliance with FINIG and FIDLEG requirements.
Scale indicators3 records
Recent moves7 records
Expansion highlights5 records
Finanz Konzept competitors and assessment
Company assessmentDirect peers
- Bergmann & Partner Vermögensverwaltung: Zurich-based boutique wealth manager serving HNW private clients with discretionary asset management and family office services. Comparable boutique scale, Zurich location, and HNWI client focus to Finanz Konzept.
- True Wealth: Swiss robo-advisor offering automated portfolio management at competitive all-in fees. Directly comparable on the digital wealth side of Finanz Konzept's mandate ladder and on Swiss market positioning against HNW and mass-affluent clients.
- Findependent: Swiss robo-advisor offering automated ETF portfolio management with low all-in fees. Directly comparable as a Swiss digital wealth competitor for mass-affluent clients in the same robo-advisory category as Finanz Konzept's CHF 20,000 entry tier.
- Lienhardt & Partner Privatbank Zürich: Zurich-based boutique private bank offering wealth management, family office, and asset management services to Swiss private clients. Closely comparable boutique scale, geographic footprint, and HNW client focus to Finanz Konzept.
- Swissquote: Swiss digital bank and trading platform that provides the underlying white-label robo-advisory infrastructure for Finanz Konzept. Also competes directly in execution-only mandates and trading access for experienced Swiss investors.
Broad incumbents
- VP Bank: Liechtenstein-headquartered private bank serving HNW clients across Switzerland and Europe with discretionary mandates, family office, and fund products. Comparable mandate architecture and HNW client segment though with broader geographic footprint.
- PostFinance: Swiss universal bank offering retail banking, trading, and increasingly digital wealth management services to Swiss mass-market clients. Adjacent competitor in the broader Swiss private client segment, though without Finanz Konzept's HNW boutique positioning.
- Julius Baer: Leading Swiss private bank serving HNW and UHNW clients with discretionary and advisory mandates globally. Competes for the same Zurich HNW client base Finanz Konzept targets, though Julius Baer operates at much larger scale and international reach.
- Vontobel: Zurich-headquartered Swiss wealth and asset manager offering discretionary mandates, advisory, and fund products to private and institutional clients. Comparable across the full mandate spectrum but with significantly larger scale and broader product breadth.
- Pictet Group: Geneva-based Swiss private bank with CHF ~700bn AUM providing wealth management, asset management, and alternative fund offerings. Directly overlaps with Finanz Konzept's discretionary, advisory, and alternative fund product set but at vastly larger scale.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Finanz Konzept social profiles
Digital presenceFinanz Konzept compliance and trust
Trust signalCompliance3 records
Finanz Konzept financial estimates
Financial estimateRevenue estimate
Valuation estimate
Finanz Konzept leadership team
Management profileNumber of profiles
Profiles8 records
Finanz Konzept subsidiaries and ownership
Company hierarchySubsidiaries2 records
Finanz Konzept funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Finanz Konzept M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Finanz Konzept
What does Finanz Konzept do?
Finanz Konzept AG is a Zurich-based boutique wealth management firm providing discretionary asset management, advisory, and execution mandates for high-net-worth private clients. The firm also offers proprietary funds (Physical Diamond Fund, Triple Opportunity Fixed Income Fund), robo advisory, algo-trading, crypto investing, and comprehensive family office services including portfolio analysis, corporate services, and safe deposit boxes.
Is Finanz Konzept a public or private company?
Finanz Konzept is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Finanz Konzept founded?
Finanz Konzept was founded in 2001. It employs 11 to 50 people.
Where is Finanz Konzept based?
Finanz Konzept is headquartered in Zürich, Switzerland, in the Europe region.
How does Finanz Konzept make money?
Five revenue lines are on record. Discretionary Asset Management is the primary driver. The others are advisory Mandates, execution Mandate, fund Management and robo Advisory.
Who are Finanz Konzept's main competitors?
Direct peers on record are Bergmann & Partner Vermögensverwaltung, True Wealth, Findependent, Lienhardt & Partner Privatbank Zürich and Swissquote. Broad incumbents are VP Bank, PostFinance, Julius Baer, Vontobel and Pictet Group.
Does Finanz Konzept have an API?
No public API is recorded for Finanz Konzept.
What industry is Finanz Konzept in?
Finanz Konzept's product category is Wealth Management. Its primary akta.pro industry code is FSAAACAA, Comprehensive/Full-Service RIAs & Independent Wealth Managers, with a secondary code of FSAGAEAB, Hybrid Robo-Advisory Platforms (Advisor + Automation). Its NAICS code is 523940 and its SIC code is 6282.