Capricorn Mortgage Investments
- Company typePrivate
- Founded2018
- HeadquartersGarland, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
Capricorn Mortgage Investments firmographics
Firmographics- Name
- Capricorn Mortgage Investments
- Legal name
- Capricorn Mortgage Investments
- Website
- https://capricornmortgageinvestments.com
- Company type
- Private
- Founded year
- 2018
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Capricorn Mortgage Investments industry classification
Industry- Product category
- Mortgage Note Brokerage
- NAICS
- Mortgage and Nonmortgage Loan Brokers (522310), Credit Intermediation and Related Activities (522), Portfolio Management and Investment Advice (523940)
- SIC
- Mortgage Bankers & Loan Correspondents (6162), Loan Brokers (6163)
- akta.pro industry
- Mortgage Loan Sales & Aggregation (Correspondent/Conduit Aggregators)Financial & Insurance/Mortgage & Housing Finance/Mortgage Loan Purchasing, Securitization & Secondary Market (MBS/Whole Loan)Real Assets — Real Estate Debt (Whole Loans, Mezzanine, CMBS/CLO)Financial & Insurance/Hedge Funds & Alternative Investments/Alternative Investments — Real Assets (Real Estate, Infrastructure, Farmland, Timberland)
Keywords
Where Capricorn Mortgage Investments is headquartered
LocationHeadquarters
- HQ city
- Garland
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Capricorn Mortgage Investments business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales
Revenue model
- Note Acquisition and Resale: Capricorn Mortgage Investments purchases owner-financed mortgage notes from note holders at below-face value and resells them to investors, capturing the spread as the primary revenue stream.
- Investor Capital Deployment: Accredited investors provide capital to invest in mortgage notes, earning an 8% return paid monthly or quarterly. CMI generates revenue from the spread between cost of capital and yield generated.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| One time/ perpetual license | Monthly | Minimum Investment Tier - $5,000 minimum investment for accredited investors |
Go-to-market motion3 records
Distribution channels3 records
Marketing channels5 records
Capricorn Mortgage Investments product offering
Product offeringCore offering
Capricorn Mortgage Investments (CMI) purchases owner-financed (seller-financed) mortgage notes from note holders at below-face value, offering above-average industry pricing with closings as fast as two weeks. The company then resells participations in those notes to accredited investors, who can invest starting at $5,000 and earn an 8% return paid monthly or quarterly, secured by real property. CMI also provides structured note education services to real estate investors.
Product overview
Capricorn Mortgage Investments operates as a mortgage note marketplace and investment platform. The core offering includes buying and selling owner-financed mortgage notes, with a unique investment opportunity for accredited investors to participate in mortgage note portfolios starting at $5,000 with 8% returns. The company also provides note education services and produces original content through video series (Real Estate Divas, Iron Heels) and guest appearances to educate real estate investors on owner finance strategies.
Differentiator
Problem solved
Functional benefit
Products and services
- Mortgage Note Purchase Service Service for real estate investors and property owners holding seller-financed mortgage notes who want to convert those notes into lump-sum cash liquidity. Submissions via website form receive a bid within approximately 24 hours, with closings in as little as two weeks.
- Mortgage Note Investment Program Investment product for accredited investors to participate in real-estate-backed mortgage note portfolios with a minimum investment of $5,000, earning an 8% return paid monthly or quarterly, secured by real property.
- Note Education Service Educational service for real estate investors covering the ins and outs of note investing and how to structure owner finance transactions for maximum profitability, delivered through scheduled sessions with CMI.
Quantifiable outcome
- Close mortgage note transactions in as little as 2 weeks
- +1 more outcomes
Companies that use Capricorn Mortgage Investments
Customer profileSegments3 records
Ideal customer profiles3 records
Capricorn Mortgage Investments technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Capricorn Mortgage Investments partnerships and signals
Strategic signalScale indicators1 record
Recent moves5 records
Capricorn Mortgage Investments competitors and assessment
Company assessmentDirect peers
- Note Buying Center: Mortgage note buyer serving individual note holders with cash-out purchases. Comparable niche buyer competing for the same owner-financed note inventory.
- We Buy Notes: Note buying company purchasing performing, sub-performing, and non-performing mortgage notes nationwide. Direct competitor for the same seller-side deal flow that CMI targets.
- National Note Buyers: Specialized buyer of mortgage notes and seller-financed real estate paper. Comparable to CMI's core buying activity and target seller profile, operating nationally.
- Paperstac: Note trading platform that connects note buyers and sellers. Comparable to CMI as a transaction-layer marketplace for whole mortgage notes, though with a stronger technology / self-serve product orientation.
- Amerinote Xchange: Direct buyer of mortgage notes from private holders. Operates in the same niche as CMI — purchasing owner-financed and seller-financed notes and providing liquidity to note sellers — with a national footprint.
- SellMyMortgageNote: Direct cash buyer of mortgage notes marketed to note holders. Competes with CMI for the same seller-side deal flow from owners of seller-financed notes.
- Percy Squared: Online marketplace for buying and selling performing and non-performing mortgage notes. Directly comparable as a note buying/selling intermediary with an investor-facing platform serving the same seller-finance and investor segments.
- B2R Finance (Lima One Capital affiliate): Specialty finance company that purchases and securitizes rental-portfolio mortgage notes. Comparable buyer of mortgage notes from individual investors, operating at meaningfully larger scale and institutional capital base.
Emerging players
- Caret Capital: Specialty real estate lender and note buyer focused on seller-financed note purchases. Comparable emerging player in the same owner-financed note acquisition space, with overlapping customer base.
Broad incumbents
- Lima One Capital: Specialty private lender for residential rental and multifamily investors, with a portfolio lending and note acquisition arm. Broader incumbent with deeper capital base and institutional securitization capability that overlaps with CMI's investor-funded note model.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat2 records
Key risks5 records
Key highlights5 records
Customer concentration
Capricorn Mortgage Investments social profiles
Digital presenceCapricorn Mortgage Investments financial estimates
Financial estimateRevenue estimate
Valuation estimate
Capricorn Mortgage Investments leadership team
Management profileNumber of profiles
Profiles1 record
Capricorn Mortgage Investments funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Capricorn Mortgage Investments M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Capricorn Mortgage Investments
What does Capricorn Mortgage Investments do?
Capricorn Mortgage Investments (CMI) purchases owner-financed (seller-financed) mortgage notes from note holders at below-face value, offering above-average industry pricing with closings as fast as two weeks. The company then resells participations in those notes to accredited investors, who can invest starting at $5,000 and earn an 8% return paid monthly or quarterly, secured by real property. CMI also provides structured note education services to real estate investors.
Is Capricorn Mortgage Investments a public or private company?
Capricorn Mortgage Investments is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Capricorn Mortgage Investments founded?
Capricorn Mortgage Investments was founded in 2018. It employs 11 to 50 people.
Where is Capricorn Mortgage Investments based?
Capricorn Mortgage Investments is headquartered in Garland, United States, in the North America region.
How does Capricorn Mortgage Investments make money?
Two revenue lines are on record. Note Acquisition and Resale is the primary driver. The others are investor Capital Deployment.
Who are Capricorn Mortgage Investments's main competitors?
Direct peers on record are Note Buying Center, We Buy Notes, National Note Buyers, Paperstac, Amerinote Xchange, SellMyMortgageNote, Percy Squared and B2R Finance (Lima One Capital affiliate). Caret Capital is listed as an emerging player. Lima One Capital is listed as a broad incumbent.
Does Capricorn Mortgage Investments have an API?
No public API is recorded for Capricorn Mortgage Investments.
What industry is Capricorn Mortgage Investments in?
Capricorn Mortgage Investments's product category is Mortgage Note Brokerage. Its primary akta.pro industry code is FSALAFAD, Mortgage Loan Sales & Aggregation (Correspondent/Conduit Aggregators), with a secondary code of FSAHAIAB, Real Assets — Real Estate Debt (Whole Loans, Mezzanine, CMBS/CLO). Its NAICS code is 522310 and its SIC code is 6162.