Montana Health FCU

What Montana Health FCU does

Montana Health FCU is a federally chartered credit union (FCU) founded in 1964 and headquartered in Billings, Montana. The institution provides financial services to a defined membership consisting of healthcare professionals, independent contractors, and self-employed persons. As an FCU, it operates under a member-owned cooperative structure typical of the U.S. credit union system, with membership eligibility tied to its Select Employee Group (SEG) and other qualifying affiliations within the healthcare and self-employed communities it serves.

The organization operates on a small scale, with reported headcount of 1–10 employees, consistent with a community-based or single-branch credit union serving a niche professional membership. Limited firmographic and operational data is publicly available — the institution's web presence returned only a verification/loading page during data collection, and no disclosures regarding asset size, product mix, branch network, fee schedule, or core technology platform were retrieved. Its core offerings — deposit accounts, consumer lending, and related member services — are inferred from the standard FCU product set serving its defined membership base rather than from direct source confirmation.

No technology stack, proprietary platform features, AI capabilities, marketing channels, partnerships, or pricing details are disclosed in the available source material, leaving the operating model and revenue mechanics largely opaque. The institution is expected to generate revenue through net interest margin on member lending activities and fee income on deposit and ancillary services, consistent with standard credit union economics, but specific figures, pricing, go-to-market motion, and member acquisition channels are not available for triangulation.

Name

Montana Health FCU

Website

https://montanahealthfcu.org

Company type

Private

Founded year

1964

Operating status

Operating

Headcount range

1–10 employees

Short description

Montana Health FCU is a member-owned federal credit union founded in 1964 in Billings, Montana, providing financial services to healthcare professionals, independent contractors, and self-employed persons.

Ownership category

akta.pro rank

Product category

Credit Union / Retail Banking

NAICS

Credit Unions (52213), Credit Unions (522130)

SIC

Savings Institution, Federally Chartered (6035)

akta.pro industry

PRIMARYFSABAEAC

Community Development Credit Unions (CDCUs)

Financial & Insurance/Banking (Commerical, Retail & Consumer)/Community & Cooperative Banking (Credit Unions, Mutuals)

Keywords

• Credit union services
• Consumer banking
• Personal lending
• Member financial services
• Healthcare professional banking

Headquarters

HQ city

Billings

HQ country

United States

HQ region

North America

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure

Core offering

Montana Health FCU provides personal banking and financial services — such as deposit accounts and lending products — to its member base of healthcare professionals, independent contractors, and self-employed persons. Operating as a federally chartered credit union since 1964, it serves a defined field of membership rather than the general public.

Differentiator

Problem solved

Functional benefit

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Direct peers

• HealthShare Credit Union: Credit union serving healthcare professionals in the Pacific Northwest with similar SEG-based membership. Comparable in niche focus on healthcare workers and member-owned structure.
• First Care Federal Credit Union: Healthcare employee-focused federal credit union offering deposit, lending, and digital banking products to healthcare workers. Directly comparable in target membership and product scope.
• Healthcare Associates Federal Credit Union: Healthcare-focused credit union serving healthcare professionals and related industries. Highly comparable due to the same healthcare SEG positioning and member-owned cooperative model.
• BCU (Baxter Credit Union): Baxter Credit Union is one of the largest US credit unions serving healthcare workers and their families, with a national digital footprint. It is the most directly comparable peer given overlapping healthcare SEG membership and similar deposit/lending products.
• Mission Federal Credit Union: San Diego-based credit union with a significant healthcare and education employee SEG among its served membership. Comparable in serving defined employee groups including healthcare professionals.

Emerging players

• SchoolsFirst Federal Credit Union: Large SEG-based credit union serving school employees and their families with a similar select-membership model. Comparable in demonstrating the scale potential of a profession-focused FCU charter.

Broad incumbents

• Patelco Credit Union: Large Bay Area credit union with a broad membership base including healthcare employees. Comparable as a broader-cooperative peer that competes for the same healthcare professional deposit and lending demand digitally.
• America First Credit Union: One of the largest US credit unions with broad membership including healthcare SEGs. Comparable as a regional-to-national incumbent that competes for healthcare members across deposit and loan products.
• DCU (Digital Federal Credit Union): Large digital-first credit union with broad membership including healthcare employees. Comparable as a benchmark for the digital experience and product breadth Montana Health FCU would need to compete with.
• Bellco Credit Union: Colorado-based credit union historically rooted in healthcare and education SEGs. Comparable as a precedent for how a healthcare-anchored credit union can scale into a multi-SEG, multi-state institution.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks5 records

Key highlights4 records

Customer concentration

• Xx.com/mthealthfcu
• Facebookfacebook.com/MontanaHealthFCU
• LinkedInlinkedin.com/company/montana-health-federal-credit-union

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Montana Health FCU