Secure Collections

What Secure Collections does

ClearDebit is a UK-based Direct Debit processing company operating for more than 20 years as a subsidiary of the ClearCourse group of payment-services companies. The company sells a two-track offering: a Bureau service that outsources end-to-end Direct Debit processing, and Mosaic Software, a Bacs-approved in-house processing platform, complemented by modules including Paperless Direct Debit, Bank File Conversion, and Bank Validation, plus Training, Direct Credit, Consultancy, and Contingency services. Its target verticals are UK charities, education providers, insurance companies, membership organisations, sports clubs, and utilities, with membership organisations identified as the primary segment; the company states it serves more than 1,000 businesses. The go-to-market is sales-led and direct, with quote-based pricing, supported by content marketing (blog, guides, glossary), LinkedIn presence, and industry conference participation such as the HLA Conference 2025. The firmographic header for the requested company ("Secure Collections") describes an unrelated UK debt-collection and asset-recovery business; this description is grounded in the substantive data blocks, which consistently describe ClearDebit.

Name

Secure Collections

Legal name

ClearDebit

Website

https://securecollections.com

Company type

Private

Founded year

2003

Operating status

Operating

Headcount range

1–10 employees

Short description

ClearDebit is a UK Bacs-approved Direct Debit processing company serving 1,000-plus businesses across charities, education, insurance, membership organisations, sports clubs, and utilities via Bureau services and Mosaic Software.

Ownership category

akta.pro rank

Product category

Debt Collection Services

NAICS

Collection Agencies (561440)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro industry

PRIMARYFSAKAJAD

Legal Collections & Litigation Support (Judgments, Garnishments)

Financial & Insurance/Lending & Consumer Finance/Debt Collection, Recovery & Servicing

SECONDARYBPAAAEAH

Legal Collections Support (Pre-Lit, Litigation Admin, Judgment Recovery)

Business & Public Services/Administrative & Support Services (BPO, Call Centers, Back Office)/Collections, Recovery & Skip Tracing Services

Keywords

• Debt collection services
• Asset recovery
• Litigation support
• Payroll collections
• Private investigations

Headquarters

HQ city

North Shields

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations

Revenue model

1. Bureau Services: Outsourced Direct Debit processing service for businesses that prefer not to handle processing in-house. Businesses submit Direct Debit requirements and ClearDebit handles the processing.
2. Software Licensing (Mosaic): In-house Direct Debit software sold as license/subscription to businesses for self-processing Direct Debits.
3. Training Services: Direct Debit training services to ensure organisations have up-to-date knowledge and compliance.
4. Consultancy Services: Direct Debit consultancy services for businesses needing expert guidance.
5. Direct Credit: Payment services to send regular payments to recipients.
6. Contingency Services: Backup Direct Debit processing services to ensure business continuity.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Secure Collections is a UK-based firm that provides debt collection, litigation support, asset recovery, payroll collections, and private investigation services. The firm operates as a small specialist services provider offering recovery, legal, and investigative capabilities to clients requiring assistance with outstanding debts and related matters.

Product overview

ClearDebit offers a platform of Direct Debit processing solutions built around its core Mosaic Software product. The portfolio includes in-house processing software (Mosaic), Bureau outsourcing services, and complementary modules such as Paperless Direct Debit, Bank File Conversion, and Bank Validation. Supporting services include Training, Direct Credit, Consultancy, and Contingency services. The company serves diverse sectors including charities, education, insurance, membership organizations, sports clubs, and utilities.

Differentiator

Problem solved

Functional benefit

Brands

• Mosaic Software: Direct Debit processing software for in-house use

Products and services

• Debt Collection Service for pursuing and collecting outstanding debts owed to clients, supporting businesses and organizations with receivables recovery.
• Asset Recovery Service for tracing and recovering assets from debtors to satisfy outstanding obligations.
• Litigation Support Legal support services related to debt recovery, assisting clients with formal legal action to recover outstanding amounts.
• Payroll Collections Service focused on collecting outstanding payroll-related deductions or amounts owed via payroll channels.
• Private Investigations Investigative services supporting debt recovery and asset tracing, including locating debtors and gathering information to facilitate recovery action.

Quantifiable outcome

• More than 1,000 businesses use ClearDebit services for Direct Debit processing

Segments6 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

One partnership is on record.

• ClearCoursecoreStrategic or Co-development PartnerClearDebit is part of the ClearCourse group of companies. ClearCourse is a specialist in payment services, providing a range of payment solutions including Direct Debit processing. This parent company relationship provides ClearDebit with broader access to payment technologies and integrated solutions.

Scale indicators1 record

Recent moves6 records

Expansion highlights5 records

Others

• GoCardless: UK-based Direct Debit payment processing platform that competes directly with ClearDebit (Secure Collections' affiliated partner under ClearCourse). Included as an ecosystem peer because Secure Collections' differentiated payment-rail access is rooted in the ClearDebit-vs-GoCardless competitive dynamic.

Direct peers

• EOS Group: European debt collection and credit management group with UK operations, providing receivable management and enforcement services. Direct peer with comparable service mix and broader geographic reach than Secure Collections.
• Lowell Group: One of the largest UK consumer debt collection specialists, purchasing and servicing consumer debt portfolios. Operates in the same UK debt recovery market as Secure Collections at significantly larger scale with a portfolio-acquisition model.
• Marston Holdings: UK-based debt collection, enforcement, and litigation services group serving financial services, government, and utilities sectors. Direct UK peer to Secure Collections operating in the same debt recovery and enforcement categories, but at materially larger scale.

Broad incumbents

• PRA Group: Global debt buyer and collector operating across the US, UK, and Europe. Significantly larger capital base and portfolio-purchasing model that overlaps with Secure Collections' traditional agency services at the upper end of the market.
• Intrum: European-headquartered credit management and debt collection provider with broad international footprint. Publicly-listed incumbent offering overlapping debt recovery services across multiple verticals at much greater scale.

Market position

Strengths3 records

Weaknesses4 records

Competitive moat4 records

Key risks4 records

Key highlights4 records

Customer concentration

• LinkedInlinkedin.com/company/securecollections

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Secure Collections