Equipment Finance Quotes

What Equipment Finance Quotes does

Equipment Finance Quotes (EFQ) is a technology-enabled online marketplace that connects small and mid-sized businesses seeking equipment financing with a nationwide network of capital providers. Founded on January 1, 2019 as a sister company to Huntington Coast Capital and headquartered in Huntington Beach, California, the platform specializes in equipment loans, leases (including $1 Buyout, Fair Market Value, and Net Terms options), sale/leaseback arrangements, and asset-based loans across equipment categories such as construction, IT, printing, restaurant, medical, commercial vehicles, and machine tools.

The platform's core technology is an online application and matching system that narrows the universe of lenders to 2-3 pre-screened capital providers based on equipment type, loan amount, and borrower qualifications. Lenders access a separate portal to set their lending parameters—maximum loan amounts, gross revenue requirements, and equipment preferences—creating a structured two-sided funnel. The company does not directly lend but serves as an intermediary, with the service free for borrowers and no public API, mobile app, or developer integrations disclosed.

EFQ generates revenue through referral fees paid by capital providers for matched leads, supplemented by a 0.50-1% transaction fee on loans originated through its broker partner network. The company was founded by Patrick Zazueta, leveraging more than 20 years of finance industry experience (since 1996) from the broader Huntington Coast Capital organization. As of May 2019, the platform reported having arranged over $4 million in equipment loans year-to-date, with stated capability to facilitate loans ranging from small equipment purchases up to $200 million for commercial aircraft.

Name

Equipment Finance Quotes

Legal name

Equipment Finance Quotes

Website

https://www.equipmentfinancequotes.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Equipment Finance Quotes is an online marketplace that connects small and mid-sized businesses with equipment lenders nationwide, using an algorithmic matching platform to pair borrowers with 2-3 pre-screened capital providers across multiple equipment verticals.

Ownership category

akta.pro rank

Product category

Equipment Financing & Leasing

NAICS

Activities Related to Credit Intermediation (5223), Sales Financing (522220)

SIC

Loan Brokers (6163)

akta.pro primary industry

Equipment & Asset Finance Brokerage (FSAEAEAJ)

akta.pro secondary industry

SME Equipment & Asset Finance (Leasing, Fleet, Capex) (FSABABAH)

Keywords

• Equipment financing
• Equipment leasing
• Small business loans
• Lender matching
• Asset based lending

Headquarters

HQ city

Huntington Beach

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Marketing or Sales, Technology or R&D, Operations

Revenue model

1. Lender Referral Fees: Equipment Finance Quotes earns revenue from capital providers/lenders who compensate the platform for bringing them finance opportunities. The service is free for borrowers - rates received would be the same if they went to the lender directly.
2. Broker Partner Referral Fees: For referrals through broker partners, EFQ charges a fee of 0.50-1% of the loan amount.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels5 records

Core offering

Equipment Finance Quotes operates an online technology platform that connects small and mid-sized businesses seeking equipment financing with a nationwide network of pre-screened capital providers. The platform offers equipment loans, equipment leases (including $1 Buyout, Fair Market Value, and Net Terms options), sale/leaseback arrangements, and asset-based loans across diverse industries. Borrowers complete an online application and are algorithmically matched with 2-3 lenders best suited to their equipment type and financial profile.

Product overview

Equipment Finance Quotes operates as a technology-enabled marketplace platform connecting small and mid-sized businesses with equipment lenders. The core offering consists of equipment loans and leases (including $1 Buyout, Fair Market Value, and Net Terms options) as well as sale/leaseback arrangements and asset-based loans. The platform categorizes financing by equipment type including computer/IT equipment, printing equipment, commercial vehicles, construction equipment, restaurant equipment, medical equipment, machine tools, and material handling equipment. Additional services include franchise financing and working capital through sister company Huntington Coast Capital. The platform differentiates through its nationwide network of capital providers, an online application process, and matching algorithms that connect borrowers with 2-3 lenders best suited to their specific equipment and financial profile.

Differentiator

Problem solved

Functional benefit

Products and services

• Equipment Loans Direct equipment financing for purchasing new or used business equipment. Provides funding up to $500,000 on an application-only basis with term lengths of 6-72 months and rates as low as 5.49% for qualified customers. Available to small and mid-sized businesses across the United States.
• Equipment Leases Lease agreements for business equipment including $1 Buyout leases, Fair Market Value leases, and Net Terms options for 30, 60, or 90 days. Provides flexible payment structures for small and mid-sized businesses acquiring equipment.
• Sale/Leaseback Arrangements Financing option allowing businesses to sell existing equipment and lease it back to free up capital while retaining use of the equipment. Targeted at businesses needing to unlock liquidity from owned assets.
• Asset Based Loans Loans secured against existing equipment value, designed for startups or companies in turnaround phases that may not qualify for traditional financing. Provides an alternative financing path for businesses with limited operating history or recent financial difficulties.
• Franchise Financing Specialized financing for franchise acquisition and expansion. Targets prospective and existing franchisees needing capital for new locations or franchise-related equipment.

Quantifiable outcome

• Funding speed as fast as 1 day
• +3 more outcomes

Named customers4 records

Segments7 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

One partnership is on record.

• Huntington Coast Capital, Inc.coreStrategic or Co-development Partner · 1 January 2019Huntington Coast Capital is a sister company to Equipment Finance Quotes. Equipment financing was identified as the strongest growth area in the asset based loan category for Huntington Coast Capital, leading to the launch of Equipment Finance Quotes as a separate specialized entity on January 1, 2019. Huntington Coast Capital handles general business loan inquiries outside of equipment financing, including SBA Loans, working capital loans, franchise acquisition financing, purchase order financing, supply chain financing, invoice factoring, accounts receivable lines of credit, and commercial real estate financing.

Scale indicators5 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• Lendio: Operates an SMB lending marketplace that aggregates multiple loan products (including equipment financing) and matches borrowers with a network of capital providers. Closest comparable to EFQ in model, target customer (small business), and lender-brokerage mechanics.
• Currency: SMB lending marketplace that connects borrowers to a curated lender network across multiple credit products. Same two-sided broker model and same SMB equipment-finance use case as EFQ.
• GoKapital: SMB financing marketplace that brokers SBA loans, working capital, equipment financing, and CRE through a lender network. Comparable broker model and SMB target to EFQ.
• 365 Equipment Finance: Equipment-finance-focused online platform that connects equipment buyers with multiple lenders for loans and leases. Direct competitor in the equipment brokerage niche.
• Smarter Finance USA: Online equipment finance and SMB loan broker offering equipment leasing, working capital, and merchant cash advance through a capital-provider network. Comparable broker business to EFQ.

Broad incumbents

• Balboa Capital: Established direct equipment financing and leasing company for small and mid-sized businesses across many equipment categories. Competes with EFQ's lender network from the capital-provider side rather than as a marketplace.
• Direct Capital Corporation: Long-standing equipment financing and leasing specialist serving SMBs across verticals. Functionally similar product set to what EFQ brokers (leases, loans, sale-leaseback).
• National Funding: Direct SMB lender offering equipment financing, working capital lines, and merchant cash advance. Competes with EFQ by funding loans in-house rather than brokering them.
• CIT Group (Equipment Financing): Large commercial finance company with a dedicated equipment financing vertical serving middle-market and SMB borrowers. Represents the scaled, balance-sheet-funded incumbent that EFQ's lender network is partly composed of.
• Funding Circle: SMB lending platform originating loans to small businesses. Overlaps with EFQ in SMB credit intermediation and digital borrower experience, though it funds directly rather than brokering.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xtwitter.com/equipmentfinancequotes
• Facebookfacebook.com/equipmentfinancequotes
• LinkedInlinkedin.com/company/equipmentfinancequotes

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Equipment Finance Quotes