Emeraude Habitation

What Emeraude Habitation does

Emeraude Habitation is a French public social housing organization (Office Public de l'Habitat / bailleur social) headquartered in Saint-Malo, operating across the Pays de Saint-Malo territory in Brittany. Founded in 1949, the company manages an extensive property portfolio of several hundred housing units spread across multiple communes including Saint-Malo, Dinard, Dol-de-Bretagne, Cancale, Pleurtuit, Lancieux, La Gouesnière, and Mont-Dol. Its core offerings consist of regulated social rental housing (logements locatifs) across unit sizes T1 through T6, and assisted homeownership programs (accession aidée à la propriété) for income-eligible households.

The company's product portfolio is organized around two branded programs: Maison Emeraude (senior-adapted housing, with 47 units meeting senior/senior+ referential standards) and Village Emeraude (hamlet-style individual homes). The underlying technology layer consists of a digital lease management system (bail numérique) developed in partnership with AAREON, which was recognized with the AAREON Convention Clients trophy in 2026. Online rent payment is operational through the SystemPay platform. The company also develops mixed-use projects combining social housing with public facilities (foyers, EHPAD) for local collectivities, broadening its role beyond rental landlord into integrated territorial development partner.

The business model is built on regulated recurring rental income under PLUS, PLAI, and PLS financing categories, supplemented by transaction-based revenue from assisted property sales. Customer segments include low-to-moderate income households (primary), first-time homebuyers meeting income thresholds, and local collectivities seeking development partnerships. Revenue is not publicly disclosed. The organization operates under public governance frameworks typical of French social housing entities, with no venture capital, private equity, or external investor ownership structures evident in available data.

Name

Emeraude Habitation

Legal name

Emeraude Habitation

Website

https://emeraude-habitation.fr

Company type

Private

Founded year

1949

Operating status

Operating

Headcount range

51–100 employees

Ownership category

akta.pro rank

Product category

Social Housing / Affordable Housing Services

NAICS

Community Housing Services (62422), Other Community Housing Services (624229)

SIC

Lessors Of Real Property, Nec (6519)

akta.pro primary industry

Affordable & Subsidized Housing Property Management (LIHTC, Section 8) (BPAJAFAD)

akta.pro secondary industries

Affordable Housing & Community Development (Housing, Community Land Trusts) (BPAGALAC), Public & Affordable Housing Programs (Subsidies, Vouchers, Public Housing) (BPAIANAA), Affordable / Low-Income Assisted Living (Medicaid Waiver Focused) (HLADABAE)

Keywords

• Social housing services
• Affordable rental housing
• Assisted homeownership programs
• Property development services
• Senior housing accommodations

Headquarters

HQ city

Saint-malo

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Supply Chain, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. Social Housing Rentals: Rental income from social housing units across the Pays de Saint-Malo territory. Rents are regulated based on tenant income levels and housing type.
2. Assisted Property Purchase (Accession Aidée): Aided homeownership programs for households meeting income criteria, helping residents transition from rental to ownership.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Emeraude Habitation is a French public social housing provider (bailleur social) operating across the Pays de Saint-Malo territory. The company offers social rental housing (logements locatifs) in apartment types T1 through T6, assisted property ownership programs (accession aidée à la propriété) for eligible first-time buyers, and property development services for local municipalities including mixed-use projects combining housing with public facilities such as senior residences and EHPADs.

Product overview

Emeraude Habitation is a social housing provider (bailleur social) operating in the Pays de Saint-Malo region of Brittany, France. The company offers a comprehensive real estate portfolio organized around two main branded housing programs: Maison Emeraude (senior-inclusive housing) and Village Emeraude (hamlet-style homes). Core offerings include rental housing (logements locatifs) with units ranging from T1 to T6 apartments, and assisted property ownership (accession aidée) for eligible households. The company's property portfolio includes numerous residences across multiple communes, with various property types including social housing, rehabilitation projects, and new construction developments.

Differentiator

Problem solved

Functional benefit

Brands

• Maison Emeraude: Type of property/housing brand for individual houses
• Village Emeraude

Products and services

• Logements Locatifs (Social Rental Housing) Social rental housing units (T1 through T6 apartments) offered across the Pays de Saint-Malo territory to eligible tenants meeting income and residency criteria, with regulated rent pricing based on tenant income and housing financing type (PLUS, PLAI, PLS).
• Accession Aidée à la Propriété (Assisted Homeownership) Assisted property ownership program for first-time buyer households whose income does not exceed specified thresholds, enabling purchase of homes with reduced financing costs and facilitating the transition from rental to ownership.
• Collectivities Development Projects Property development and construction services for local municipalities and collectivities, including social housing construction, public facility development (foyers, EHPADs), rehabilitation projects, and mixed-use developments combining housing with municipal equipment.
• Maison Emeraude (Senior-Inclusive Housing) Senior-inclusive housing program under the Emeraude Habitation brand offering adapted accommodations for elderly residents with accessibility features and community living arrangements. 47 units adapted to senior/senior+ standards.
• Village Emeraude (Hamlet-Style Housing) Hamlet-style housing program providing individual homes in a village setting, offering an alternative residential format to traditional apartment complexes within the Emeraude Habitation portfolio.
• Online Rent Payment Service Online rent payment service integrated via Systempay, enabling existing tenants to pay monthly rent digitally.

Quantifiable outcome

• 47 logements adapted au référentiel sénior / sénior +
• +1 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

One partnership is on record.

• AAREONcoreTechnology or Integration · 1 January 2026AAREON is a technology partner providing digital solutions for property management. Emeraude Habitation won a trophy for their collaborative project on the digital lease (bail numérique), demonstrating successful integration of AAREON's technology platform.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Espacil Habitat: French social housing operator (bailleur social) with offices across Brittany and the Paris region, operating an acquisition, construction and management model very similar to Emeraude Habitation's OPH structure.
• Habitat 29: Office Public de l'Habitat covering Finistère in Brittany, another regional OPH with comparable rental, accession aidée, and senior housing missions in adjacent territory.
• LogiRep: Bailleur social operating social rental and accession aidée programs across multiple French regions; directly comparable in product mix and customer base to Emeraude Habitation.
• Le Foyer Rémois: Office Public de l'Habitat serving the Reims region with social rental, accession aidée and senior housing programs; size and governance model make it one of the closest analogs to Emeraude Habitation.
• Adoma: French social housing operator (subsidiary of CDC Habitat) focused on subsidized and transitional housing with a similar digitisation, public funding, and property-management orientation.

Broad incumbents

• CDC Habitat: Largest French social housing operator with national reach across rental, intermediate and accession aidée programs; competes for new-program funding and institutional partnerships that also flow to mid-sized OPHs.
• Action Logement: National French housing umbrella funded by employer contributions; provides funding, social rental, and accession aidée products that overlap with OPH offerings in the same market.
• Groupe Batigère: National French social housing group managing tens of thousands of units under the bailleur social framework, providing a broad benchmark for a mid-sized OPH's portfolio economics and digital lease adoption.

Emerging players

• Habitat et Humanisme: Association developing very-low-cost and transitional housing units with public funding; comparable operator model for vulnerable populations but operating through an association structure rather than OPH.

Others

• Architectes Ingénieurs Associés (AIA) - Housing Mandates: Adjacent supplier category: social-housing design and engineering consultancies that partner with OPHs on mixed-use and senior housing development, comparable to Emeraude's project-development channel with collectivities.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/oph-emeraude-habitation

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Emeraude Habitation