Chambre de Métiers et de L'Artisanat

What Chambre de Métiers et de L'Artisanat does

CMA82 (Chambre de Métiers et de l'Artisanat de Tarn-et-Garonne) is a French public administrative institution founded in 1934 and headquartered at 11 rue du Lycée, Montauban. It is the sole departmental chamber within the national CMA France network and the regional CMA Occitanie (covering 13 departments), and operates as a consulaire body under the French Ministry with a statutory mandate to support artisans and craft businesses in the Tarn-et-Garonne department. Its core functions include managing the Répertoire des Métiers for business registration, administering regulated professional examinations (Taxi/VTC), delivering training and apprenticeship programs, providing advisory services on business creation, takeover, transmission, and regulatory compliance, and supporting territorial economic development through partnerships with intercommunalities and municipalities.

The chamber's service portfolio is organized around four pillars: Formalités (business registration, modification, deregistration, ambulatory merchant cards), Formations (training delivered through the CMA Formation Occitanie network across 13 centers), Conseils (advisory on digital tools, HR, financing, market studies, RGPD, hygiene, and electronic invoicing), and Transmission (business succession planning). It does not develop proprietary technology products but distributes the CMA Gestion electronic invoicing software and operates digital platforms including examentaxivtc.fr (exam registration), SOLTÉA (apprenticeship tax allocation), and a web-based training portal. Paid services are limited to regulated exam fees; advisory and formalities services are provided free of charge to artisans as a public mandate.

CMA82's business model rests primarily on the Taxe de Contribution à la Formation des Métiers et de l'Artisanat (TFCMA / apprenticeship tax), supplemented by regional and departmental grants (Région Occitanie, Département 82), national allocations (ANCT), European funds (FSE), and transactional fees from Taxi/VTC examinations. The chamber reaches customers through in-person advisory at its Montauban headquarters, territorial outreach sessions across roughly 10+ municipalities in the department, recurring community events (Afterwork des artisans, Petits déjeuners, Clubs), the monthly 'Experts du Mardi' webinar series, and partnerships with France Travail, CCI 82, AFPA, Banque Populaire/SOCAMA, ADIE, and EGEE. Budget is publicly noted as constrained by reductions in the TFCMA.

Name

Chambre de Métiers et de L'Artisanat

Legal name

Chambre de Métiers et de l'Artisanat de Tarn-et-Garonne

Website

https://cma82.fr

Company type

Private

Founded year

1934

Operating status

Operating

Headcount range

1–10 employees

Short description

CMA82 is the French public Chamber of Trades and Crafts for the Tarn-et-Garonne department, providing artisans and craft businesses with administrative formalities, training, business advisory, regulated Taxi/VTC examinations, and territorial economic development support, funded primarily by the apprenticeship tax and public grants.

Ownership category

akta.pro rank

Headquarters

HQ city

Montauban

HQ country

France

HQ region

Europe

Offices1 record

Markets served

Revenue model

1. Public institutional funding: CMA82 is a public institution (établissement public) funded primarily through the Taxe de Contribution à la Formation des Métiers et de l'Artisanat (TFCMA / taxe d'apprentissage). The chamber also receives support from regional (Région Occitanie), departmental (Département 82), and national (ANCT) bodies for specific programs. The budget has been noted as facing constraints due to reductions in the TFCMA.
2. Exam and administrative fees: The chamber collects regulatory fees for organized examinations, particularly Taxi and VTC (Véhicules de Transport avec Chauffeur) exams. Fees are set by regulation and include Epreuve complète (237 € + 2.5 € SMS), Epreuve d'Admission deuxième/troisième présentation (116 € + 2.5 € SMS), and Mobilité Professionnelle (165 € + 2.5 € SMS). These fees are collected through the examentaxivtc.fr platform and remitted to CRMA Occitanie.
3. Training services: CMA82, through CMA Formation Occitanie, delivers apprenticeship and continuing professional development training to artisans, employees, job seekers, and individuals in career transition. Training services are funded through regional financing, European funds (FSE), and individual/firm contributions. CMA Formation Montauban (Tarn-et-Garonne) participates in this network across the 13 departments of Occitanie.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels6 records

Core offering

The Chambre de Métiers et de l'Artisanat (CMA82) is a public administrative institution for the Tarn-et-Garonne department that supports artisans, business creators, and trainees across their professional journey. It delivers administrative formalities (business creation, modification, and transmission), professional training programs, personalized advisory services, and regulatory exams for taxi and VTC drivers. The chamber acts as a single public gateway connecting artisans with state services, funding mechanisms, and business development resources.

Product overview

CMA82 (Chambre de Métiers et de l'Artisanat de Tarn-et-Garonne) operates as a government-affiliated chamber providing a comprehensive suite of services for artisanal businesses. The core offerings include Formations (CMA Formation network across 13 Occitanie centers), Formalités (administrative procedures for registration and modifications), and Conseils (advisory services). Key products include CMA Gestion for electronic invoicing, Examens Taxi et VTC for professional certification, and Transmision services for business succession. The chamber also offers supplementary services such as Legal and Accounting Consultations and weekly expert webinars through the CMA Occitanie network.

Differentiator

Problem solved

Functional benefit

Quantifiable outcome

• In 2014, there were 14,743 businesses and 5,700 artisan establishments employing 56,111 people in Tarn-et-Garonne, representing ~40% of the business workforce.
• +1 more outcomes

Named customers4 records

Segments6 records

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

16 partnerships are on record, tiered core and minor.

• DDFIP du Tarn-et-Garonne (DDFIP82)coreStrategic or Co-development Partner · 30 June 2026DDFIP82 (Direction Départementale des Finances Publiques) co-presents information sessions with CMA82 on the electronic invoicing reform (réforme de la facturation électronique), providing clarity on regulatory obligations, timelines, and consequences for artisan businesses in the department.
• CarsatminorStrategic or Co-development Partner · 23 September 2021CMA Occitanie (regional body) signed a convention with Carsat Occitanie to provide support services for artisan business owners and their employees regarding retirement planning, social protection, and occupational health.
• CMA GestioncoreTechnology or IntegrationCMA Gestion is a software solution developed and promoted by the CMA network to help artisans comply with mandatory electronic invoicing requirements. CMA82 organizes demonstrations and training sessions for this tool as part of its electronic invoicing support program.
• ADIEminorGTM or Marketing PartnerADIE (Association pour le Droit à l'Initiative Économique) partners with CMA82 for joint entrepreneurship events, such as the forum on women entrepreneurship where CMA82 shared information on business creation support.
• Communauté de Communes du Pays de Serres en QuercycoreStrategic or Co-development PartnerCMA82 signed its 6th convention 'Petites Villes de Demain' (PVD) with this intercommunality in July 2023. The partnership aims to strengthen the attractiveness of town centers, support artisan businesses, and preserve local know-how through coordinated development actions.
• Communauté de Communes de la Lomagne Tarn-et-GaronnaisecoreStrategic or Co-development PartnerCMA82 partnered with this intercommunality to launch a club d'entreprises (business club) in June 2023, facilitating networking, mutualized purchasing, and business cooperation among artisans and small businesses in the Lomagne territory.
• Communauté de Communes des Deux RivescoreStrategic or Co-development PartnerCMA82 co-animates business creation and takeover information sessions with this intercommunality as part of the OCCTAV program, presenting the steps for starting an artisan business to project holders in the Valence d'Agen area.
• OCCTAV program (CCI-CMA-Chambre d'Agriculture Occitanie)coreStrategic or Co-development PartnerOCCTAV is a regional program co-funded by the European Union, Région Occitanie, and Bpifrance, bringing together all three consulaire chambers (CCI, CMA, Chambre d'Agriculture) to support business creation, takeover, and development across rural and mountain territories of Occitanie.
• Communauté de Communes Quercy Vert AveyronminorStrategic or Co-development PartnerCMA82 partnered with this intercommunality alongside Maison France Service and EREF to organize business creation and takeover information meetings for prospective entrepreneurs in the Quercy Vert Aveyron territory.
• Communauté de Communes Garonne et CanalminorStrategic or Co-development PartnerCMA82 cooperates with this intercommunality on artisan BTP (construction) sector meetings, providing information on RGE certification, renovation energy aid, and building regulations to artisan businesses in the southern Tarn-et-Garonne area.
• France TravailminorChannel Partner/ Reseller/ DistributorFrance Travail (formerly Pôle Emploi) refers job seekers to CMA82's training and entrepreneurship programs, and collaborates on job fairs and employment events such as Opération Job Jeunes.
• AFPAminorStrategic or Co-development PartnerCMA82 participates in AFPA open days in Montauban to inform young people, job seekers, and career changers about craft trades, training options, and business creation pathways available through CMA.
• Banque Populaire Occitanie / SOCAMA OccitaneminorGTM or Marketing PartnerCMA82 hosts periodic meetings with Banque Populaire/SOCAMA representatives to discuss support for business creation, transmission, digital tools, and electronic invoicing for artisan clients. SOCAMA specializes in artisan micro-business financing.
• CCI Tarn-et-GaronneminorStrategic or Co-development PartnerCCI 82 collaborates with CMA82 on joint entrepreneurship events (such as the Forum Entreprendre au Pays de Lafrançaise), providing complementary business support services and co-referrals for artisan and commercial business creators.
• EGEE (Entreprendre à la Gauche de l'Europe)minorStrategic or Co-development PartnerCMA82 co-animates business creation and takeover meetings with EGEE advisors (experienced business volunteers) within the framework of the OCCTAV program at the Forum Economique du Pays de Serres.
• URSSAF Midi-Pyrénées / CPSTIminorStrategic or Co-development PartnerCMA82 facilitates access to URSSAF's emergency disaster relief fund (Fonds catastrophe et intempéries) for artisan businesses affected by natural disasters, acting as a relay to centralize and forward requests to URSSAF.

Scale indicators5 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Bpifrance: France's public development bank providing financing, guarantees, and innovation support to SMEs and artisans. Co-funds CMA82 programs like OCCTAV and competes in the broader entrepreneur-support value chain.
• CMA France: National-level federation of all French Chambers of Trades and Crafts; CMA82's ultimate institutional parent. Operates the same consulaire mandate at the national level and sets shared tools (CMA Gestion) and policy for departmental chambers.
• CCI France: National federation of French chambers of commerce and industry — the CCI counterpart to CMA France. Operates an analogous consulaire mandate for commerce/industry SMEs vs. CMA82's craft focus, making it a structural twin at the national level.

Emerging players

• AFPA: France's leading public vocational training provider; CMA82 attends AFPA open days in Montauban. Overlaps in apprenticeship, skills development, and career-transition training for the same artisan-trade talent pool.
• France Travail: French national employment agency (formerly Pôle Emploi) referring job seekers to CMA82 training and entrepreneurship programs and co-organising employment events. Comparable as a public actor in the labour/employment-to-entrepreneurship pipeline.

Direct peers

• ADIE: Association pour le Droit à l'Initiative Économique provides microcredit and entrepreneurship support to micro-businesses and excluded entrepreneurs; already a documented CMA82 joint-event partner and overlapping in business-creation support.
• Initiative France: National network of associative funds supporting business creation and takeover with zero-interest loans and mentoring — overlapping with CMA82's business-creation and transmission advisory mandate for the same artisan and SMB target.
• CCI Tarn-et-Garonne (CCI 82): The departmental chamber of commerce and industry covering the same Tarn-et-Garonne territory, serving a complementary SME/commercial base. Already a documented joint event partner of CMA82 and a peer in consulaire business support.
• CMA Occitanie (CRMA Occitanie): Regional parent body of CMA82 that coordinates the 13 departmental chambers of trades and crafts across Occitanie, runs CMA Formation, and administers Taxi/VTC examinations — directly comparable in mandate, services, and constituency.

Others

• SOCAMA (Banque Populaire): Artisan-finance arm of Banque Populaire, a long-standing CMA82 partner hosting periodic meetings on business creation, transmission, and digital tools. Comparable as a financial-services partner embedded in the artisan ecosystem CMA82 serves.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks7 records

Key highlights7 records

Customer concentration

• Xx.com/artisanumerique
• LinkedInlinkedin.com/company/cma82

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Chambre de Métiers et de L'Artisanat