Compass Student Insurance

Name

Compass Student Insurance

Legal name

Global Secutive LLC

Website

https://compassbenefits.com

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

International Student Health Insurance

NAICS

Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411), Accident & Health Insurance (6321)

akta.pro primary industry

International Student Health & Travel Insurance (EDAIAMAA)

akta.pro secondary industries

Student Health Insurance (Individual) (FSAIAEAJ), Student Health Insurance Plans (University-Sponsored) (FSAIAFAI), Student & Study-Abroad Travel/Accident Insurance (FSAJAJAJ)

Keywords

• International student health insurance
• Visa-compliant health plans
• Scholar insurance coverage
• OPT participant insurance
• School waiver insurance

Headquarters

HQ city

Princeton

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Health Insurance Premiums: Compass Student Insurance sells health insurance plans to international students, scholars, and OPT participants. Plans are priced on a daily rate basis, allowing customers to pay only for the exact number of days they need coverage. The company offers optional upgrades including Virtual Care and Pharmacy Benefits.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

Core offering

Compass Student Insurance sells health insurance plans for international students, scholars, and OPT participants in the United States. Plans are segmented by visa type (F, J, M visas), priced on a daily-rate basis, and accepted for university waiver requirements at most U.S. schools. Coverage is delivered through the UnitedHealthcare PPO network, with optional Virtual Care and Pharmacy Benefits upgrades.

Product overview

Compass Student Insurance is a health insurance provider offering a portfolio of plans for international students, scholars, and professionals in the U.S. The core product portfolio consists of plan types segmented by visa category: University Student Plans (F, J, M visas), J Visa Scholar Plans, OPT Participant Plans, and K-12 Student Plans (F or J visas). These plans are built on partnerships with top-rated insurers including UnitedHealthcare PPO, and are designed to meet U.S. visa requirements and university waiver criteria. The company differentiates through daily-rate billing flexibility, optional Virtual Care & Pharmacy Benefits add-ons, waiver support services, and Agent BeWell — a support assistant available via live chat, email, and social media. Compass positions itself as a 25+ year trusted provider serving the F1, exchange visitor, and OPT communities with accessible, student-friendly insurance solutions.

Differentiator

Problem solved

Functional benefit

Brands

• Agent BeWell: AI-powered support agent that provides real-time assistance, powers live chat, sends helpful enrollment emails, and shares tips on Instagram for customer support.

Quantifiable outcome

• Money-back guarantee if plan not accepted by school (as long as no claims have been made)

Named customers3 records

Segments4 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Two partnerships are on record, tiered core.

• UnitedHealthcare PPOcoreTechnology or IntegrationCompass partners with UnitedHealthcare PPO, one of the largest healthcare networks in the United States, to provide broad network access for insured international students, scholars, and OPT participants.
• FutureHealth SystemscoreStrategic or Co-development PartnerCompass Student Insurance is part of FutureHealth Systems, a group of companies dedicated to international education, cultural exchange, and wellbeing. FutureHealth Systems provides organizational backing and strategic direction.

Scale indicators2 records

Recent moves3 records

Expansion highlights6 records

Direct peers

• GeoBlue: Provides international student and scholar health plans leveraging Blue Cross Blue Shield networks. Closely comparable to Compass in serving inbound international students with U.S. network-based coverage.
• HTH Worldwide: Specialist in international student, scholar, and travel health insurance plans. Competes with Compass on daily/short-term coverage options for international students and J1 exchange visitors.
• ISO (International Student Organization / ISO Insurance): Long-standing specialist in international student and scholar health insurance, offering visa-compliant plans marketed to U.S. universities and students. Direct competitor to Compass across the same visa categories and university waiver workflow.
• International Student Insurance: One of the largest dedicated brokers of health insurance for international students, scholars, and exchange visitors in the U.S. Competes head-to-head with Compass on F/J/M visa plans, OPT coverage, and waiver-ready products.
• International Medical Group (IMG): Underwrites popular international student and exchange visitor plans (e.g., Patriot Exchange, Student Health Advantage). Competes with Compass on plan design, network access, and university acceptance for international students and scholars.
• Seven Corners: Designs and administers international travel and student health insurance plans, including plans marketed to international students on F/J visas. Direct overlap with Compass's product positioning and customer.

Broad incumbents

• UnitedHealthcare Student Resources: The student-focused arm of UnitedHealthcare, Compass's own network partner. UHCSR underwrites university-sponsored student health plans, making it both a partner and an indirect competitor for the same international student customers.
• Aetna Student Health: CVS Health-owned carrier that sells school-sponsored student health insurance plans at U.S. universities. Competes with Compass indirectly when schools direct students to the school-sponsored Aetna plan rather than a waiver product.
• Cigna Global Health: Large global health insurer offering international student and expat plans. Competes with Compass for inbound international students who want a globally branded carrier, particularly at the higher end of the market.

Emerging players

• World Nomads: Travel-focused insurer popular with international students and backpackers seeking short-term coverage. Partial overlap with Compass on the inbound international student segment, particularly for younger demographics.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Instagraminstagram.com/agentbewell
• Xx.com/compassbenefits
• Facebookfacebook.com/studenthealthusa
• LinkedInlinkedin.com/company/studenthealthusa

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Compass Student Insurance