Hobson Insurance
Hobson Insurance Broker is a Montana-based insurance brokerage operating as a local office of HUB International, distributing specialty and standard insurance products to niche retail verticals including sporting goods stores, gun stores, archery shops, footwear retailers, and DME dealers via national buying group endorsements.
- Company typePrivate
- Founded1995
- HeadquartersHobson, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Hobson Insurance does
Hobson Insurance Broker is a local Montana insurance brokerage operating as a branch office of HUB International Limited, a major North American insurance brokerage. Founded in 1995, the firm operates from a single office at 104 Central Ave in Hobson, Montana, with 11-50 employees serving clients through direct field-based advisor relationships rather than self-service digital channels. There is no proprietary technology platform, mobile application, or API; all distribution flows through the office-based sales model reachable via businessquote.com and phone (406-423-5428).
The firm's core business is distributing insurance products and earning brokerage commissions from underwriting carriers. Its product portfolio spans business insurance (property, liability, commercial auto, workers' compensation, cyber, D&O, E&O, and numerous specialty lines), employee benefits, retirement services, personal insurance, private client coverage for high-net-worth individuals, and risk services. The firm specializes in national program business with endorsements from multiple buying groups and industry associations—including NSSF, NSRA, ATA/NABA, NW Buyers, Sports Inc., Nation's Best Sports, IMCO, and Worldwide Buying Group—enabling tailored coverage for niche verticals such as sporting goods stores, gun stores and shooting ranges, archery shops and ranges, guides/outfitters, shoe retailers, athletic dealers, embroidery/screen-printing shops, pet industry businesses, and durable medical equipment dealers.
Hobson Insurance generates revenue through insurance brokerage commissions on policies placed with carriers, with monthly billing cadence and quote-based pricing determined by customer-specific risk profiles. The firm has no proprietary technology stack disclosed and does not offer self-serve online purchasing. Its distribution is entirely dependent on direct office-based sales from a single Montana location, with the underlying competitive position resting on national buying group endorsements that provide access to specialized programs and carrier pricing not generally available through standard brokers.
Hobson Insurance firmographics
Firmographics- Name
- Hobson Insurance
- Legal name
- Hobson Insurance Broker
- Website
- https://businessquote.com
- Company type
- Private
- Founded year
- 1995
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Hobson Insurance Broker is a Montana-based insurance brokerage operating as a local office of HUB International, distributing specialty and standard insurance products to niche retail verticals including sporting goods stores, gun stores, archery shops, footwear retailers, and DME dealers via national buying group endorsements.
- Ownership category
- akta.pro rank
Hobson Insurance industry classification
Industry- Product category
- Insurance Brokerage
- NAICS
- Insurance Agencies and Brokerages (52421)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)
- akta.pro secondary industry
- Retail (Personal Lines) Insurance Brokerage (FSAEADAA)
Keywords
Where Hobson Insurance is headquartered
LocationHeadquarters
- HQ city
- Hobson
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Hobson Insurance business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Brokerage Commissions: Hobson Insurance operates as an insurance broker/agency earning commissions from insurance carriers for policies placed. As part of HUB International, the firm receives commissions from underwriting insurers for business insurance, personal insurance, employee benefits, and related products distributed to customers.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Quote-based custom insurance solutions |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels3 records
Hobson Insurance product offering
Product offeringCore offering
Hobson Insurance Broker is a local Montana insurance brokerage office operating under HUB International that distributes commercial and personal insurance, employee benefits, retirement, risk services, and HR/technology consulting to small and mid-sized businesses and individuals. Its distinguishing capability is the delivery of national specialty insurance programs endorsed by industry buying groups and trade associations, providing tailored coverage for niche verticals such as sporting goods stores, gun stores, archery shops, footwear retailers, embroidery operators, pet industry businesses, DME dealers, and guides/outfitters that standard carriers typically do not serve.
Product overview
Hobson Insurance is a local office of HUB International, a comprehensive insurance brokerage and advisory firm offering a multi-product platform. The portfolio consists of six core product lines: Business Insurance (including specialty programs for sporting goods, gun stores, archery shops, guides/outfitters, shoe & clothing retailers, and pet industry businesses), Employee Benefits (encompassing absence management, benefits analytics, pharmacy benefits management, and voluntary benefits), Retirement Services (including HSA investment accounts and fiduciary risk management), People & Technology Consulting (covering HRIS implementation, compensation consulting, and organizational change management), Personal Insurance (auto, home, health, and specialty coverage), Private Client (high-net-worth individual and family solutions), and Risk Services (claims management, crisis management, fleet risk, and property risk management). The company specializes in national program business endorsed by multiple buying groups, associations, and franchises, allowing them to find tailored insurance solutions for unique industries.
Differentiator
Problem solved
Functional benefit
Products and services
- Business Insurance Comprehensive commercial insurance solutions tailored to industry-specific needs, covering commercial property, casualty, general and professional liability, commercial auto, workers' compensation, cyber, crime, D&O, EPL, errors and omissions, fiduciary liability, environmental, marine, aviation, surety bonds, business interruption, business owners policy, captive insurance, M&A, prize indemnity, trade credit, tribal enterprises, boiler and machinery, and kidnap and ransom for small and mid-sized businesses.
- Employee Benefits Comprehensive employee benefits administration and consulting including absence management, actuarial and financial consulting, alternative risk solutions, benefits analytics, benefits communication, benefits compliance, clinical informatics, employee health and performance programs, retirement plans, global benefits, healthcare cost management, workforce technology solutions, PEO consulting, pharmacy benefits management, strategic benefits planning, and voluntary benefits for employer clients.
- Retirement Services Retirement planning and wealth management services including 401(k), pension, and small business retirement plans, SEP/SIMPLE IRA solutions, HUB HSA investment accounts, private wealth management, executive benefits, fiduciary risk management, and employee financial wellness programs for individual and employer clients.
- People & Technology Consulting HR consulting, technology implementation, and organizational development services including compensation consulting, employee engagement strategies, training and development, employee value proposition development, HR audits, HRIS analysis and selection, HRIS implementation, HRIS optimization and support, HR compliance frameworks, organizational change management, outsourced HR management, and total compensation statements for employer clients.
- Personal Insurance
Companies that use Hobson Insurance
Customer profileSegments9 records
Ideal customer profiles2 records
Hobson Insurance technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Hobson Insurance partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered core.
- ATA/NABA (American Throwers Association/National Archery Association)coreHobson Insurance offers tailored insurance for archery shops and ranges through this program, covering property, liability, cyber, and additional coverage options. Program is endorsed by the archery industry association.
- Independent Medical Co-op (IMCO)coreTailored insurance solutions for medical equipment dealers, pharmacies, and related healthcare product retailers through this buying cooperative program.
- Nation's Best Sports (NBS)coreExclusive insurance program for NBS members featuring tailored coverage and exclusive pricing. Provides comprehensive coverage for business, employees, and personal needs.
- NSRA (National Shoe Retailers Association)coreHighly customized insurance program for retail shoe businesses with options for deductibles, insurance limits and coverage options tailored to the industry.
- NSSF (National Shooting Sports Foundation)coreSpecialized insurance program for gun shops with coverage that addresses the unique nuances of the firearms retail business, endorsed by the industry's trade association.
- NW BuyerscoreTailored insurance programs for retail businesses, covering property, liability, employees, and additional business protection needs.
- Sports, Inc.coreExclusive coverage and competitive rates for gun stores, ranges, and manufacturers. Program is endorsed by both NSSF and ATA, providing comprehensive protection for firearms industry.
- Worldwide Buying GroupcoreExclusive insurance programs for Worldwide Members featuring tailored coverage, competitive pricing, and expert service through this retail buying group.
Scale indicators1 record
Recent moves6 records
Expansion highlights3 records
Hobson Insurance competitors and assessment
Company assessmentDirect peers
- Burns & Wilcox: Specialty wholesale insurance broker and managing general agent serving retail and niche commercial risks through a national office network. Comparable in placing specialty commercial lines for underserved industry segments.
- K&K Insurance Group: Managing general agent and specialty program administrator for sports, recreation, leisure, and entertainment industries. Highly comparable to Hobson's specialty programs in sporting goods, archery, and outfitter verticals.
- RPS (Risk Placement Services): Specialty wholesale brokerage placing hard-to-place commercial lines into E&S markets. Comparable to Hobson in placing specialty retail and niche commercial risks that standard carriers decline.
- Brownyard Group: Specialty insurance program administrator focused on niche industries including firearms retailers, shooting ranges, security guard firms, and hospitality. Directly comparable to Hobson's NSSF and Sports Inc. firearms-program specialization.
Broad incumbents
- HUB International Limited: Parent company of Hobson Insurance and one of the largest North American insurance brokerages. Operates a broad multi-product platform that encompasses everything Hobson offers, but at significantly greater scale and geographic reach.
- Lockton Companies: Largest privately held independent insurance brokerage globally, with strong specialty and program business serving niche industries. Comparable to HUB/Hobson in operating specialty programs for underserved verticals.
- Brown & Brown Insurance: Large national insurance brokerage with deep retail and specialty program capabilities. Comparable as a multi-product brokerage serving commercial and personal lines, with significant SMB and program business.
- Arthur J. Gallagher & Co. Global insurance brokerage and risk management firm with strong retail, specialty, and program business. Comparable to HUB/Hobson as a multi-product brokerage platform serving niche commercial verticals.
- Marsh McLennan: Global professional services firm offering insurance brokerage, risk advisory, and consulting. Comparable as a broad incumbent with specialty and middle-market brokerage capabilities overlapping Hobson's product set.
Regional players
- Mountain West Insurance: Regional insurance brokerage serving Montana and surrounding states with multi-line commercial and personal coverage. Comparable as a regional broker operating in the same Montana geography as Hobson Insurance.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat2 records
Key risks5 records
Key highlights5 records
Customer concentration
Hobson Insurance social profiles
Digital presenceHobson Insurance financial estimates
Financial estimateRevenue estimate
Valuation estimate
Hobson Insurance leadership team
Management profileNumber of profiles
Hobson Insurance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Hobson Insurance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Hobson Insurance
What does Hobson Insurance do?
Hobson Insurance Broker is a local Montana insurance brokerage office operating under HUB International that distributes commercial and personal insurance, employee benefits, retirement, risk services, and HR/technology consulting to small and mid-sized businesses and individuals. Its distinguishing capability is the delivery of national specialty insurance programs endorsed by industry buying groups and trade associations, providing tailored coverage for niche verticals such as sporting goods stores, gun stores, archery shops, footwear retailers, embroidery operators, pet industry businesses, DME dealers, and guides/outfitters that standard carriers typically do not serve.
Is Hobson Insurance a public or private company?
Hobson Insurance is a private company. It is classified as corporate owned and is currently operating.
When was Hobson Insurance founded?
Hobson Insurance was founded in 1995. It employs 11 to 50 people.
Where is Hobson Insurance based?
Hobson Insurance is headquartered in Hobson, United States, in the North America region.
How does Hobson Insurance make money?
One revenue line is on record: insurance Brokerage Commissions.
Who are Hobson Insurance's main competitors?
Direct peers on record are Burns & Wilcox, K&K Insurance Group, RPS (Risk Placement Services) and Brownyard Group. Broad incumbents are HUB International Limited, Lockton Companies, Brown & Brown Insurance, Arthur J. Gallagher & Co. and Marsh McLennan. Mountain West Insurance is listed as a regional player.
Does Hobson Insurance have an API?
No public API is recorded for Hobson Insurance.
What industry is Hobson Insurance in?
Hobson Insurance's product category is Insurance Brokerage. Its primary akta.pro industry code is FSAEADAJ, Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines), with a secondary code of FSAEADAA, Retail (Personal Lines) Insurance Brokerage. Its NAICS code is 52421 and its SIC code is 6411.