Pontiac Housing Commission

What Pontiac Housing Commission does

The Pontiac Housing Commission (PHC) is a government public housing agency established in 1948 that serves as the federally designated conduit for affordable housing programs across 17 communities in Oakland County, Michigan. Headquartered at 91 North Saginaw Street in Pontiac, the agency operates under the oversight of the U.S. Department of Housing and Urban Development (HUD), distributing Housing Choice Vouchers (Section 8) to hundreds of low- and moderate-income residents annually, including individuals, families, seniors, and persons with disabilities. A five-member Board of Commissioners, appointed by the city's mayor, governs the agency, with day-to-day operations led by Executive Director Ahmad Taylor (since 2016) and Deputy Director Yvette Transou (since 2015). PHC's senior team also includes a Financial Controller/HQS Inspector, a Project Director/Planner, and a small office and program staff of approximately 15-20 members.

PHC's core offerings are structured around three pillars: (1) the Housing Choice Voucher Program, which subsidizes rent directly to landlords on behalf of eligible tenants; (2) direct ownership and management of 421 affordable apartment units split between Carriage Place Apartments (234 units, originally built in 1968 and fully renovated for $40.3 million in 2022 alongside a RAD conversion to Section 8) and Woodland Heights Apartments (187 units, undergoing renovation since 2021); and (3) emerging homeownership pathways, exemplified by the '100 Homes for Pontiac' initiative — a $7 million partnership announced in 2026 to construct 100 new single-family homes on vacant lots over a 3-5 year horizon. The agency also administers ancillary programs including Family Self-Sufficiency (job training, escrow accounts), notary services ($5 for tenants, $8 for the public), housing quality standards inspections, and a 39 Ivy Street blight-redevelopment model property gifted to a family in May 2024. Technology stack is conventional government/HUD tooling with no proprietary platforms or disclosed AI/ML capabilities.

The agency's business model is non-commercial: operating revenue is derived from federal HUD appropriations (HUD's FY2024 spending bill totaled $70 billion) and recurring rental income from its owned properties. Eligibility is income-based, with voucher qualification generally requiring household income below 50% of Oakland County area median income (e.g., $28,000 for a single-person household in 2024). Distribution is direct-to-consumer via the PHC main office and the two owned apartment communities, with voucher portability extending the agency's reach beyond its 17 named jurisdictions. PHC is a co-lead of the Oakland County Regional Housing Partnership and a strategic partner with Oakland County, MSHDA, the Catholic Community Response Team, and financial institutions supporting its homeownership programs. As a government entity, PHC is not publicly traded and reports no revenue or ARR figures publicly.

Name

Pontiac Housing Commission

Legal name

Pontiac Housing Commission

Website

https://pontiachousingmi.com

Company type

Private

Founded year

1948

Operating status

Operating

Headcount range

11–50 employees

Short description

The Pontiac Housing Commission is a government public housing agency serving 17 Oakland County, Michigan communities since 1948. It distributes federal Housing Choice Vouchers and manages 421 affordable apartment units plus the 100 Homes for Pontiac homeownership program.

Ownership category

akta.pro rank

Product category

Public Housing Administration

NAICS

Administration of Housing Programs (92511), Administration of Housing Programs, Urban Planning, and Community Development (925), Administration of Housing Programs (925110)

SIC

Operators Of Apartment Buildings (6513), Real Estate Operators (No Developers) & Lessors (6510), Non-Operating Establishments (9995)

akta.pro primary industry

Public & Affordable Housing Programs (Subsidies, Vouchers, Public Housing) (BPAIANAA)

akta.pro secondary industries

Affordable & Subsidized Housing Property Management (LIHTC, Section 8) (BPAJAFAD), Housing Voucher & Rental Assistance Programs (Tenant-Based/Project-Based) (FSALAKAI), Housing & Neighborhood Services (Local Housing Programs) (BPAIACAJ)

Keywords

• Public housing administration
• Affordable housing services
• Housing choice vouchers
• Rental assistance programs
• Housing stock management

Headquarters

HQ city

Pontiac

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Others

Revenue model

1. Federal HUD Appropriations: The U.S. Department of Housing and Urban Development distributes federal funding to local public housing agencies annually. For fiscal year 2024, HUD's spending bill totaled $70 billion. A significant portion is distributed to public housing agencies like the PHC to create and administer Housing Choice Vouchers.
2. Rental Income from Public Housing: Revenue generated from rental payments at PHC-owned properties including Carriage Place Apartments and Woodland Heights Apartments.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

The Pontiac Housing Commission is a government public housing agency that administers federal rental assistance through the Housing Choice Voucher Program (Section 8) and operates two affordable apartment communities (Carriage Place Apartments with 234 units and Woodland Heights Apartments with 187 units). It also runs the 100 Homes for Pontiac homeownership construction initiative, the Family Self-Sufficiency Program, and ancillary services such as notary and a Subsidized Housing List, serving 17 communities across Oakland County, Michigan.

Product overview

The Pontiac Housing Commission provides and advocates for quality affordable housing through a portfolio of housing programs and properties. Core offerings include the Housing Choice Voucher Program (Section 8) for rental assistance, two primary apartment communities (Carriage Place Apartments with 234 units and Woodland Heights Apartments with 187 units), and innovative homeownership initiatives like the 100 Homes for Pontiac program. The commission also manages the Family Self-Sufficiency Program, notary services, and maintains a comprehensive subsidized housing list. The organization serves 17 diverse communities across Oakland County.

Differentiator

Problem solved

Functional benefit

Products and services

• Housing Choice Voucher Program (Section 8) Federal rental assistance program that helps low-income individuals and families afford housing by subsidizing a portion of rent payments directly to landlords. Includes individual tenant vouchers, family reunification vouchers, vouchers for those with physical and mental disabilities, tenant protection vouchers for crisis housing situations, and project-based vouchers.
• Carriage Place Apartments 234-unit affordable housing development in Pontiac featuring studios to two-bedroom apartments with lakeside views, outdoor green space, on-site laundry, recreational amenities, and a computer lab. Originally built in 1968 as Section 9 Public Housing and converted to Section 8 Housing Choice Voucher Program via Rental Assistance Demonstration (RAD).
• Woodland Heights Apartments 187-unit affordable apartment community for families, singles and seniors located near the M-59 corridor. Features recreation and green space including an outdoor vegetable garden and BBQ pavilion. Undergoing comprehensive renovations since 2021.
• 39 Ivy Street Historic single-family home redeveloped from a blighted property. Purchased in spring 2021 from the city's demolition list and renovated to demonstrate innovative affordable homeownership and blight redevelopment approaches.
• 100 Homes for Pontiac Homeownership program aiming to construct 100 new houses over 3-5 years using vacant residential lots. Homes will be sold to qualified buyers earning up to 120% of area median income, with a mixture of one and two-story designs (minimum 1,200 sq ft). PHC facilitates between residents, builders, developers, and financial institutions.
• Family Self-Sufficiency Program Standalone program for families within PHC's jurisdiction designed to reduce reliance on rental assistance by providing job training, childcare, transportation assistance, and an interest-bearing escrow account based on increased income. Enrollees earn credits for the account based on increased income through the program and may claim the account once all family members are no longer receiving welfare assistance.

Quantifiable outcome

• 3,000+ housing units needed in Pontiac to meet current market demand
• +2 more outcomes

Named customers3 records

Segments6 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Seven partnerships are on record, tiered core, minor and major.

• U.S. Department of Housing and Urban Development (HUD)coreStrategic or Co-development PartnerPHC works directly with HUD to distribute Housing Choice Vouchers to hundreds of residents annually. HUD provides federal funding and regulatory oversight for the commission's housing programs.
• Catholic Community Response TeamminorStrategic or Co-development PartnerProvides services to PHC residents including immediate clothing and food resources, identification resources, eviction prevention, utility payment assistance, and holiday programs.
• Oakland CountymajorStrategic or Co-development PartnerOffers housing and homeownership programs including a newly implemented Homebuyer Assistance Program. Oakland County is a key partner in regional housing initiatives.
• Michigan State Housing Development Authority (MSHDA)majorStrategic or Co-development PartnerStatewide guiding agency and partner to local housing agencies. Offers statewide programs including mortgage interest rate relief program and leads Michigan's First-Ever Statewide Housing Plan.
• Oakland County Regional Housing Partnership (OCRHP)majorStrategic or Co-development PartnerPHC is one of four co-leads for this coalition, one of 15 dedicated coalitions across Michigan tasked with planning and enacting Michigan's First-Ever Statewide Housing Plan. Over 7,000 residents contributed to the plan.
• Financial Institutions (100 Homes Program)majorStrategic or Co-development PartnerFinancial institutions work directly with PHC offering mortgage products attainable to qualified purchasers for the 100 Homes for Pontiac program. Program participants are free to choose their own mortgage lender.
• Builders and Developers (100 Homes Program)majorStrategic or Co-development PartnerBuilders and developers construct quality homes at pre-determined prices for the 100 Homes for Pontiac initiative. Working with PHC as facilitator between residents, builders, and financial institutions.

Scale indicators7 records

Recent moves10 records

Expansion highlights5 records

Direct peers

• Saginaw Housing Commission: Regional Michigan public housing agency serving Saginaw with Section 8 vouchers and affordable housing units. Comparable in geographic concentration, federal funding model, and tenant demographics.
• Grand Rapids Housing Commission: Michigan-based PHA administering HCV program and managing affordable rental properties in Kent County. Operates a comparable mix of voucher administration and owned portfolio as PHC.
• Lansing Housing Commission: Michigan public housing agency operating Section 8 voucher programs and affordable housing developments. Directly comparable in regulatory structure, federal funding model, and tenant programs.
• Kalamazoo Housing Commission: Southwest Michigan PHA operating voucher and public housing programs. Comparable in scope, HUD oversight, and property management functions to Pontiac Housing Commission.
• Ann Arbor Housing Commission: Michigan PHA administering Housing Choice Vouchers and affordable housing developments in Washtenaw County. Comparable regulatory and operational model, with similar demand-driven waiting list dynamics.
• Detroit Housing Commission: Michigan public housing agency administering Section 8 vouchers and managing affordable housing units in Detroit. Directly comparable in mission, HUD relationship, and operating model to Pontiac Housing Commission.
• Flint Housing Commission: Michigan public housing agency providing Section 8 vouchers and managing public housing inventory in Genesee County. Comparable in scale, HUD funding reliance, and property management scope to PHC.

Broad incumbents

• Michigan State Housing Development Authority (MSHDA): State-level housing finance agency that partners with PHC and other local PHAs, administers statewide affordable housing programs, and leads Michigan's Statewide Housing Plan. Overlapping mission and funding relationship.

Others

• National Association of Housing and Redevelopment Officials (NAHRO): Industry association representing PHAs and housing redevelopment agencies including PHC. Indirect peer providing policy advocacy, training, and best-practice frameworks that shape PHC's operating environment.

Emerging players

• Habitat for Humanity of Oakland County: Nonprofit affordable homeownership organization operating in Oakland County with a homeownership pathway focus comparable to PHC's 100 Homes initiative. Overlaps in prospective homeowner segment and builder/developer partnerships.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/HousingPontiac
• YouTubeyoutube.com/@pontiachousingcommission1409
• Facebookfacebook.com/pontiachousing
• Instagraminstagram.com/pontiachousing
• TikToktiktok.com/@pontiachousingcommission
• LinkedInlinkedin.com/company/pontiac-housing-commission

Revenue estimate

Valuation estimate

Number of profiles

Profiles16 records

Funding overview

Funding rounds

Investors

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M&A

Investments

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Frequently asked questions about Pontiac Housing Commission