What Interlife General Insurance Company does

Interlife General Insurance Company is a Greek general (non-life) insurer founded in 1991 and headquartered in Thermi, Thessaloniki, with regional offices in Athens, Rhodes, Crete, Lagadas, and Kalamaria. It underwrites a multi-line retail and SME insurance portfolio that spans auto, home (OIKOS), marine, health, liability, transport, technical risks, legal protection (in partnership with ARAG SE), and a growing set of consumer adjacencies including photovoltaic, pet, bicycle, and travel cover, plus the ImmigrantsCare product targeting migrant and expatriate customers. Distribution runs entirely through a nationwide network of certified insurance intermediaries rather than tied agents or direct online channels, with a complementary online portal and ePay functionality layered on top.

The company is fully Solvency II compliant and holds ISO 9001:2015 and ISO/IEC 27001:2023 certifications, with underwriting risk ceded to a panel of approximately 20 A-rated reinsurance partners including Hannover Re (AA-), QBE Re, Ageas, MAPFRE RE, DEVK, Korean Re, SCOR, MS Amlin, R+V, Triglav Re, VIG RE, W.R. Berkley, and Länsförsäkringar. The technology footprint is conventional for a mid-sized European insurer and shows no disclosed AI/ML, predictive analytics, or proprietary data-science capability.

Interlife generates revenue through insurance premiums and investment income on float. In FY2025 it reported gross written premiums of €109.27M (up 8.89% YoY), pre-tax profits of €32.67M (more than double FY2024), total assets of €394.67M, and equity of €169.12M. It has been listed on the Euronext Athens main market since January 2021 and ranked 2nd in the Greek insurance market by premium production in 2023, operating with 51-100 employees under family-controlled governance led by the Votsaridis/Votsaridou shareholder group.

Name

Interlife General Insurance Company

Legal name

ΙΝΤΕΡΛΑΪΦ (INTERLIFE) Ανώνυμη Ασφαλιστική Εταιρία Γενικών Ασφαλίσεων

Website

https://interlife.gr

Company type

Public

Founded year

1991

Operating status

Operating

Headcount range

51–100 employees

Short description

Interlife General Insurance Company is a Greek non-life insurer founded in 1991, distributing auto, home, health, liability, marine, and emerging consumer lines (photovoltaic, pet, travel) through certified intermediaries across Greece. Listed on Euronext Athens since 2021.

Ownership category

akta.pro rank

Product category

General Insurance

NAICS

Direct Insurance (except Life, Health, and Medical) Carriers (52412), Direct Life, Health, and Medical Insurance Carriers (52411)

SIC

Fire, Marine & Casualty Insurance (6331), Accident & Health Insurance (6321)

akta.pro primary industry

Commercial Auto & Fleet Insurance (FSAJAMAB)

akta.pro secondary industries

Large Commercial Package (National Accounts) (FSAJAFAC), Umbrella & Excess Liability (Fleet/Transportation) (TLABANAG)

Keywords

• General insurance products
• Motor insurance coverage
• Property insurance policies
• Health insurance plans
• Liability insurance services

Headquarters

HQ city

Thérmi

HQ country

Greece

HQ region

Europe

Offices7 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Operations, Personnel, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Property & Casualty Insurance Premiums: INTERLIFE collects insurance premiums across multiple lines including motor, property, marine, health/persons, liability, legal protection, technical, and transport insurance. Written premiums and fees (Εγγεγραμμένα Ασφάλιστρα και Δικαιώματα) reached €109,267,627 in 2025, an 8.89% increase from 2024. This is the primary revenue stream of the company.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Interlife General Insurance Company underwrites and distributes a broad portfolio of non-life (general) insurance products in Greece, spanning motor vehicle, home/property, marine/yacht, health and personal accident, legal protection, civil liability, technical/engineering, transport/cargo, photovoltaic, group, travel, bicycle, and pet insurance. Products are sold through a nationwide network of certified insurance intermediaries backed by regional offices, with select lines accessible via an online portal. The company also collects investment income from securities, cash, and real estate holdings backing its underwriting reserves.

Product overview

INTERLIFE is a Greek general insurance company offering a multi-product, multi-segment insurance portfolio organized across two primary customer divisions: Personal (Retail) and Professional (B2B). The Personal lines include auto insurance (8 programs from basic to comprehensive kasko), property/home insurance (OIKOS series with 8 variants), yacht insurance (MARE Basic/Extra), health and personal accident insurance (Υγεία Optimum, LifeCare, KinderCARE, DIAGNOSIS Care, ImmigrantsCare, and personal/family accident plans), bicycle insurance (BIKE Simple, Safe BIKE), pet insurance (PETcare Basic/Plus), wallet protection (Safe WALLET), legal protection, and travel/assistance programs (Medical HELP, TRAVEL Care/Care Plus/Business Care/Cancellation). The Professional lines include commercial auto (professional versions of kasko programs), commercial property (Emporio Basic/Standard/Super, Office, Pharmakon, Hotel Plan), technical/engineering insurance (C.A.R., E.A.R., C.P.M., M.B., E.E.I., B.P.V.), civil liability insurance (professional, general, and product liability), transport/cargo insurance (Transit CARGO, carrier liability, freight forwarder liability), photovoltaic insurance, group insurance (SME, educational institutions, group travel), boat insurance for professionals (professional MARE programs), and assistance programs. The company operates through a network of certified insurance intermediaries across Greece and maintains certifications for ISO 9001:2015 (quality management) and ISO/IEC 27001:2023 (information security).

Differentiator

Problem solved

Functional benefit

Quantifiable outcome

• Average claims settlement time of 14 days, frequently 4-5 days for motor claims
• +3 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

21 partnerships are on record, tiered core and strategic.

• Ageas SA/NVcoreOthers · 1 January 2026Belgium-based reinsurer providing reinsurance capacity to INTERLIFE. Rated A+ by rating agencies. One of approximately 20 reinsurance partners supporting INTERLIFE's underwriting capacity.
• AmFirst Specialty Insurance CompanycoreOthers · 1 January 2026USA-based reinsurer providing reinsurance capacity. Rated A-.
• BMI Companies (Best Meridian International Insurance Company SPC)coreOthers · 1 January 2026Grand Cayman-based reinsurer rated A-.
• DEVK Rückversicherungs- und Beteiligungs- AGcoreOthers · 1 January 2026Germany-based reinsurer rated A+.
• Genesis Global Insurance Sac Ltd.coreOthers · 1 January 2026Bahamas-based reinsurer rated A-.
• GIC RecoreOthers · 1 January 2026India-based reinsurer rated A-.
• Hannover RecoreOthers · 1 January 2026Germany-based global reinsurance giant rated AA-. One of the world's largest reinsurers.
• KOREAN REcoreOthers · 1 January 2026South Korea-based reinsurer rated A+.
• Liberty Mutual REINSURANCEcoreOthers · 1 January 2026France-based reinsurance entity of Liberty Mutual Group, rated A.
• MAPFRE REcoreOthers · 1 January 2026Spain-based reinsurer rated A+.
• MS Amlin AGcoreOthers · 1 January 2026Switzerland-based reinsurer rated A+.
• Nacional De Reaseguros SAcoreOthers · 1 January 2026Spain-based reinsurer rated A.
• QBE Re Europe SA/NYcoreOthers · 1 January 2026Belgium-based reinsurer with NY presence, rated AA-.
• R+V VERSICHERUNG AGcoreOthers · 1 January 2026Germany-based reinsurer rated A+, part of the cooperative FinanzGruppe.
• REVO Insurance S.p.A.coreOthers · 1 January 2026Italy-based reinsurer rated A-.
• SCOR Global P&C DeutschlandcoreOthers · 1 January 2026Germany-based reinsurer rated A+, part of global SCOR Group.
• Triglav Re, d.d.coreOthers · 1 January 2026Slovenia-based reinsurer rated A+.
• VIG RE zajišťovna, a.s.coreOthers · 1 January 2026Czech Republic-based reinsurer rated A+, part of Vienna Insurance Group.
• W.R. Berkley Europe AGcoreOthers · 1 January 2026UK-based reinsurer rated A+, part of W.R. Berkley Corporation.
• Länsförsäkringar AB (publ)coreOthers · 1 January 2026Sweden-based reinsurer rated A+.
• ARAG SEstrategicTechnology or Integration · 1 January 2026ARAG SE is the legal protection insurance partner referenced in INTERLIFE's legal protection insurance product offerings, providing specialized legal protection coverage through the insurance products.

Scale indicators9 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• ERGO Hellas: Greek subsidiary of German insurer ERGO (part of Munich Re Group), offering motor, property, health, and accident insurance products. Comparable to Interlife as a multi-line general insurer operating in Greece through intermediary networks.
• Generali Hellas: Greek subsidiary of Italian multinational Assicurazioni Generali, offering general insurance products including motor, property, marine, and health across Greece. Comparable to Interlife as a multi-line general insurer serving both retail and commercial segments in the same Greek market.
• MetLife Greece: Greek subsidiary of US-based MetLife, primarily offering life and health insurance with some general insurance products. Comparable to Interlife as a multi-line insurer operating in Greece with similar product breadth and distribution through intermediaries.
• AIG Greece: Greek operation of American International Group (AIG), offering general insurance products including motor, property, and commercial coverage. Comparable to Interlife as a multi-line general insurer operating in the Greek market with similar product portfolios.
• Ethniki Insurance (Εθνική Ασφαλιστική): Greece's largest general insurance company, offering motor, property, health, and life insurance products through a nationwide network. Acquired by CVC Capital Partners in 2023, it is Interlife's primary domestic competitor and the market leader Interlife is challenging for the #1 position.
• Eurolife ERB Insurance: Greek insurance company affiliated with Eurobank, offering general insurance products including motor, property, and health. Comparable to Interlife as a Greek general insurer serving retail and SME customers, leveraging bank distribution channels in the Greek market.
• Allianz Greece (Allianz Ελλάς): Greek subsidiary of German multinational Allianz, offering general insurance including motor, property, health, and accident products. Comparable to Interlife as a multi-line general insurer in Greece competing for retail and commercial customers with similar intermediary distribution models.
• NN Hellas: Greek subsidiary of NN Group (Dutch financial services), offering life, health, and general insurance products. Comparable to Interlife as a multi-line insurer operating in Greece with both personal and commercial coverage offerings.
• AXA Greece (AXA Ασφαλιστική): Greek subsidiary of French multinational AXA, offering general insurance products including motor, home, health, and commercial coverage. Comparable to Interlife as a multi-line general insurer competing for the same retail and SME customers in the Greek market.
• Groupama Phoenix: Greek subsidiary of French mutual Groupama, providing motor, property, health, and life insurance to Greek consumers and businesses. Comparable to Interlife in operating as a multi-line general insurer in the Greek market with similar intermediary-based distribution.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xtwitter.com/Interlife_gr
• YouTubeyoutube.com/channel/UCiNmQoEOckWR_319THzC9fA
• Facebookfacebook.com/pages/Interlife-%CE%91%CF%83%CF%86%CE%B1%CE%BB%CE%B9%CF%83%CF%84%CE%B9%CE%BA%CE%AE/209764809053330?ref=ts
• LinkedInlinkedin.com/company/1088851
• Instagraminstagram.com/interlife.gr

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles19 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Interlife General Insurance Company