Global Trust Savings And Loans

What Global Trust Savings And Loans does

Global Trust Savings And Loans, operating commercially as GlobalTrust Mortgage Bank, is a Nigerian digital mortgage and retail bank headquartered at 152 Obafemi Awolowo Way, Ikeja, Lagos. The company is licensed by the Central Bank of Nigeria (CBN) and insured by the Nigeria Deposit Insurance Corporation (NDIC), and operates exclusively within Nigeria with no physical branches. Its core offering is a fully digital banking and mortgage platform accessible via iOS, Android, and web (mygtmb.com), enabling 100% digital onboarding, digital document upload, and 24/7 access. The product suite spans Digital Banking, Mortgage Solutions (with 24-hour pre-approvals and 72-hour disbursement), Savings Products, Business Banking, Construction Loans, plus add-ons VaultPlus and Bill Payment.

The underlying technology stack is described as enterprise-grade infrastructure with end-to-end encryption, multi-factor authentication, continuous fraud monitoring, and intelligent automation that compresses mortgage turnaround versus traditional Nigerian banks. The platform differentiates on speed, transparency, and zero current account maintenance fees, supported by marketing across LinkedIn, Instagram, Facebook, X, the App Store, Google Play, and an educational blog.

The business model combines net interest income streams: mortgage lending to individuals, families, investors, and developers; deposit gathering through savings and business accounts with interest paid to customers; construction financing for real estate developers; and group/employer-backed financing schemes for co-operatives, associations, and large employer groups. Pricing is not publicly disclosed. No funding rounds, M&A activity, leadership team disclosures, or revenue figures are present in the source data, leaving the company's scale and capitalization profile opaque from this input alone.

Name

Global Trust Savings And Loans

Legal name

GlobalTrust Mortgage Bank

Website

https://globaltrustsavings.com

Company type

Private

Founded year

1992

Operating status

Operating

Headcount range

11–50 employees

Short description

Global Trust Savings And Loans (GlobalTrust Mortgage Bank) is a Nigerian, branchless digital bank offering mortgages, savings, business accounts, and construction loans via mobile and web, serving individuals, professionals, investors, developers, co-operatives, and employer groups under a CBN license.

Ownership category

akta.pro rank

Product category

Digital Retail Mortgage Banking

NAICS

Depository Credit Intermediation (5221)

SIC

Mortgage Bankers & Loan Correspondents (6162), Savings Institutions, Not Federally Chartered (6036)

akta.pro primary industry

Consumer Direct / Online Mortgage Origination (FSALAAAB)

akta.pro secondary industry

Lending & Credit Disbursements (FSAMAKAH)

Keywords

• Digital mortgage lending
• Savings accounts
• Mobile banking platform
• Construction financing
• Business banking accounts

Headquarters

HQ city

Lagos

HQ country

Nigeria

HQ region

Africa

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Technology or R&D, Infrastructure, Operations, Marketing or Sales

Revenue model

1. Mortgage Lending: Interest income from home financing and mortgage loans extended to individuals, families, real estate investors, and property developers. Processing fees may also apply for mortgage applications.
2. Savings Deposits: Acceptance of customer savings deposits with interest paid to savers. Revenue generated through lending spreads between deposit rates paid and mortgage rates charged.
3. Business Account Services: Interest-bearing business accounts for entrepreneurs, cooperatives, associations, and large employer groups with group financing solutions.
4. Construction Loans: Financing for real estate development companies for residential project construction.

Go-to-market motion2 records

Distribution channels3 records

Marketing channels6 records

Core offering

GlobalTrust Mortgage Bank is a fully digital Nigerian bank and mortgage platform offering home financing, savings deposits, business banking accounts, and construction financing through 100% digital onboarding via mobile apps and a web portal. Mortgages are processed with 24-hour pre-approvals and 72-hour disbursement, supported by high savings interest rates, zero current account maintenance fees, and CBN/NDIC regulatory protection.

Product overview

GlobalTrust Mortgage Bank operates as a fully digital bank and mortgage platform offering a unified suite of financial products. The core offering consists of a Digital Banking Platform combined with Mortgage Solutions, both supported by Savings Products and Business Banking services. The platform differentiates through 100% digital onboarding, 24-hour mortgage pre-approvals, and 72-hour disbursement. Additional value-added services include VaultPlus (savings/investment add-on) and Bill Payment services. The product targets individuals, families, entrepreneurs, real estate investors, development companies, co-operatives, associations, and large employer groups.

Differentiator

Problem solved

Functional benefit

Products and services

• Digital Banking Platform Fully digital bank platform enabling 100% digital onboarding, 24/7 access, instant pre-approvals, and digital document uploads for everyday banking services, targeted at individuals and families in Nigeria.
• Mortgage Solutions Digital mortgage product providing home financing with 24-hour pre-approvals, expert 24/7 support, and 72-hour disbursement, for individuals, families, real estate investors, developers, and employer groups in Nigeria.
• Savings Products Savings accounts offering high interest rates with zero current account maintenance fees, transparent pricing, and automated savings features for personal customers in Nigeria.
• Business Banking Interest-bearing business accounts with zero maintenance fees and customized group financing solutions for co-operatives, associations, and large employer groups in Nigeria.
• Construction Loans Structured construction financing for real estate development companies to deliver residential projects efficiently, available through GlobalTrust's direct enterprise sales channel in Nigeria.

Quantifiable outcome

• 24-hour mortgage pre-approval
• +1 more outcomes

Named customers2 records

Segments6 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Scale indicators2 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• Renmoney: Nigerian digital lender offering personal and SME loans. Comparable as a Nigerian non-bank lender focused on consumer credit with growing digital distribution.
• FairMoney: Nigerian digital lender providing personal and business loans through a mobile-first platform. Comparable as a Nigerian fintech offering instant credit decisions via digital channels.
• Kuda Bank: Nigerian digital-only bank offering savings, payments, and lending products via a mobile app. Comparable as a branchless Nigerian digital bank competing for the same deposit and lending customers as GlobalTrust.
• Carbon: Nigerian digital lending platform extending consumer credit via mobile app. Comparable as a Nigeria-based digital lender targeting salaried professionals and small businesses with automated underwriting.

Emerging players

• Moniepoint: Nigerian digital banking platform serving merchants and SMEs with deposits and credit. Comparable as a Nigerian digital bank building a deposit franchise and expanding into SME lending.
• OPay: Nigerian digital banking and payments super-app with growing lending products. Comparable as a digital-first Nigerian fintech expanding into credit and savings, increasingly overlapping with GlobalTrust's customer base.
• Piggyvest: Nigerian digital savings and investment platform with mobile onboarding. Comparable as a digital-first Nigerian player competing for retail deposits and savings customers.

Broad incumbents

• Zenith Bank: Top-tier Nigerian commercial bank with retail mortgage and digital banking products. Comparable as a large incumbent Nigerian bank competing for retail deposits and home loans.
• Guaranty Trust Bank (GTBank): One of Nigeria's largest commercial banks offering mortgages, savings, and digital banking. Comparable as an incumbent Nigerian bank with mortgage and deposit products that GlobalTrust competes against.
• Access Bank: Major Nigerian commercial bank with national branch network and growing mortgage book. Comparable as an entrenched incumbent competing for the same mortgage and deposit customers.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/GlobalTrustMB
• Facebookfacebook.com/GlobalTrustMortgageBank
• LinkedInlinkedin.com/company/globaltrust-mortgage-bank
• Instagraminstagram.com/globaltrust.ng

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Global Trust Savings And Loans