IIDFC
- Company typePrivate
- Founded2010
- HeadquartersDhaka, Bangladesh
- Headcount51–100
- GTM typeB2B and B2C
- OfferingServices
IIDFC firmographics
Firmographics- Name
- IIDFC
- Legal name
- Industrial Industries Development and Finance Company Limited
- Website
- https://iidfc.com
- Company type
- Private
- Founded year
- 2010
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Ownership category
- akta.pro rank
IIDFC industry classification
Industry- Product category
- Non-Bank Financial Services
- NAICS
- Nondepository Credit Intermediation (5222)
- SIC
- Short-Term Business Credit Institutions (6153)
- akta.pro primary industry
- Debt Capital Raising Intermediation (Private Debt/Mezzanine/Bonds) (FSAEALAM)
- akta.pro secondary industry
- Development Finance & Blended Finance Facilities (BPADAOAD)
Keywords
Where IIDFC is headquartered
LocationHeadquarters
- HQ city
- Dhaka
- HQ country
- Bangladesh
- HQ region
- Asia
Offices1 record
Markets served
IIDFC business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales
Revenue model
- Corporate Finance: Provides project finance, lease finance, term finance, working capital finance, bridge finance, and loan take over services to corporate clients
- SME Finance: Lease finance, term finance, working capital finance, factoring, work order finance, women entrepreneur loans, and agro-based finance for small and medium enterprises
- Structured Finance: Money market solutions, capital market solutions, arrangement under syndication, club finance, and IPFF fund arrangement
- Retail Finance: Auto loans and home loans for individual customers
- Deposit Schemes: Various deposit schemes including Monthly Earning Scheme, Quarterly Earning Scheme, Term Deposit, Millionaire Saving Scheme, and Kotipoti Savings Scheme
- Sustainable Finance: CDM project development, energy efficiency financing, and green finance projects
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Documentation and Processing Fee |
| Transaction based/ take rate | Pay-as-you-go | Delinquent Charge |
| Transaction based/ take rate | Pay-as-you-go | Prepayment/Early Settlement Fee |
| Transaction based/ take rate | Pay-as-you-go | Other Charges |
| Unit Pricing | Monthly | Loan Calculator Example |
Go-to-market motion1 record
Distribution channels5 records
Marketing channels5 records
IIDFC product offering
Product offeringCore offering
IIDFC is a Bangladesh-based non-bank financial institution that lends to corporate, SME, structured-finance and retail segments, accepts deposits through multiple earning schemes, and channels credit into sustainable/green finance initiatives. Its credit products include project finance, lease finance, term finance, working capital finance, bridge finance, loan take-over, factoring, work order finance, women entrepreneur loans, agro-based finance, auto loans and home loans, while its liabilities franchise spans periodical, monthly and multiple earning deposit schemes.
Product overview
IIDFC operates as a diversified financial institution in Bangladesh offering a comprehensive suite of financial products and services. The core offerings include Corporate Finance (project finance, lease finance, term finance, working capital finance, bridge finance, loan take over), SME Finance (specialized financing for small and medium enterprises including women entrepreneur loans and agro-based finance), Structured Finance (money market and capital market solutions, syndication arrangements), and Retail Finance (auto loans, home loans). Additionally, the institution provides deposit schemes including periodical earning schemes (monthly, quarterly, half-yearly, annual), monthly deposit schemes with the Millionaire Saving Scheme option, and multiple earning schemes with double and triple money options. IIDFC also maintains a dedicated sustainable finance division offering CDM project development, energy efficiency financing, and green finance projects. The institution has developed digital service capabilities through its IIDFC Sohoj platform enabling digital account opening with eKYC verification.
Differentiator
Problem solved
Functional benefit
Brands
- IIDFC Sohoz: Digital account opening and eKYC mobile application for customers
Products and services
- Corporate Finance Corporate lending products including project finance, lease finance, term finance, working capital finance, bridge finance, and loan take-over facilities for large corporate clients in Bangladesh.
- SME Finance Finance solutions for small and medium enterprises including lease finance, term finance, working capital finance, factoring, work order finance, women entrepreneur loans, and agro-based finance.
- Structured Finance Structured finance offerings including money market solutions, capital market solutions, arrangement under syndication, club finance, and arrangement of IPFF fund for clients with complex financing needs.
- Retail Finance Retail banking lending products including auto loans and home loans for individual customers.
- Refinance Scheme Refinancing scheme for existing borrowers to restructure their loans.
- CDM Project Development Clean Development Mechanism project development services as part of IIDFC's sustainable finance initiatives.
- Energy Efficiency Financing Financing solutions for energy efficiency projects as part of IIDFC's green finance initiatives.
- Green Finance Project Environmental and climate-focused financing projects under IIDFC's sustainable finance umbrella.
- Periodical Earning Scheme Deposit schemes with periodical earnings including monthly, quarterly, half-yearly and annual earning schemes plus term deposit options.
- Monthly Deposit Scheme Systematic monthly deposit products including the Millionaire Saving Scheme for retail savers.
- Multiple Earning Scheme High-yield deposit schemes including the Double Money Scheme and Triple Money Scheme.
- Women Entrepreneur Loan Specialized loan product designed to support women entrepreneurs with tailored financing solutions.
- IIDFC Sohoz (Digital Account Opening) Digital account opening platform with eKYC functionality enabling customers to open accounts remotely using NID/Smart ID verification, with joint account support and SMS tracking.
Quantifiable outcome
- Excellent credit rating from National Credit Rating Limited (NCR)
- +1 more outcomes
Companies that use IIDFC
Customer profileNamed customers5 records
Segments5 records
Ideal customer profiles2 records
IIDFC technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
IIDFC partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core and minor.
- IIDFC SecuritiescoreSubsidiary company providing securities services. Website: iidfcsecurities.com
- IIDFC CapitalcoreSubsidiary company providing capital market services. Website: iidfccapitalltd.com
- Grameenphone Ltd.minorCorporate agreement signed with Grameenphone Ltd. for business collaboration
- National Life Insurance Company Ltd.minorInsurance agreement signed with National Life Insurance Company Ltd.
- Prime BankminorCorporate agreement signed with Prime Bank for business collaboration
Scale indicators5 records
Recent moves6 records
Expansion highlights5 records
IIDFC competitors and assessment
Company assessmentDirect peers
- Phoenix Finance & Investments Limited: Phoenix Finance is a small/mid Bangladeshi NBFI offering corporate, SME and retail loans plus deposits. Comparable NBFI model and Bangladesh-only footprint to IIDFC, though smaller in scale.
- National Housing Finance and Investment Limited (NHFIL): NHFIL is a government-promoted NBFI providing housing and project finance plus deposit products in Bangladesh. Directly comparable to IIDFC's retail/project finance and deposit-scheme offerings, and similarly backed by financial-institution promoters.
- IDLC Finance Limited: IDLC is the largest listed NBFI in Bangladesh, offering corporate, SME, retail and structured finance plus securities and capital-market subsidiaries. It is the closest direct peer to IIDFC given overlapping product lines, deposit-mobilization model and securities/capital-market subsidiaries.
- Bangladesh Industrial Finance Company (BIFC): BIFC is a Bangladeshi NBFI providing industrial and project finance, lease finance and deposit products, with a similar promoter-bank legacy structure to IIDFC. Direct competitor in the project and lease finance verticals.
- United Finance Limited: United Finance is a Bangladeshi NBFI offering corporate, SME and retail lending plus deposit schemes. Comparable NBFI product set, deposit-taking structure and Bangladesh-only footprint to IIDFC.
- Delta Brac Housing Finance Corporation (DBH): DBH is a specialized housing finance NBFI in Bangladesh with deposit products and retail home-loan origination. Comparable to IIDFC's retail home-loan and deposit-scheme lines and its NBFI deposit-mobilization model.
- LankaBangla Finance Limited: LankaBangla is a leading Bangladeshi NBFI providing corporate, SME and retail finance, deposits and securities services via subsidiaries. Highly comparable to IIDFC in product breadth, deposit-taking NBFI model and focus on structured/syndicated deals.
- Premier Leasing & Finance Limited: Premier Leasing is a Bangladeshi NBFI focused on lease finance, term lending and deposit products for corporate and SME clients. Closely comparable to IIDFC's lease finance, term finance and deposit-scheme verticals.
Broad incumbents
- Bajaj Finance Limited: Bajaj Finance is a large Indian NBFC offering diversified consumer, SME and commercial lending plus deposits. Comparable as a scaled, diversified NBFI platform, though materially larger and more retail-led than Bangladesh-focused IIDFC.
- HDFC Limited (now HDFC Bank post-merger): HDFC was India's largest housing-focused NBFC with diversified lending and deposit products, comparable to IIDFC's retail home-loan and deposit verticals at a vastly larger scale. Useful as a scaled NBFI benchmark for product-mix and credit-rating trajectories.
Market position
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
IIDFC compliance and trust
Trust signalCompliance1 record
IIDFC financial estimates
Financial estimateRevenue estimate
Valuation estimate
IIDFC leadership team
Management profileNumber of profiles
Profiles3 records
IIDFC subsidiaries and ownership
Company hierarchySubsidiaries2 records
IIDFC funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
IIDFC M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about IIDFC
What does IIDFC do?
IIDFC is a Bangladesh-based non-bank financial institution that lends to corporate, SME, structured-finance and retail segments, accepts deposits through multiple earning schemes, and channels credit into sustainable/green finance initiatives. Its credit products include project finance, lease finance, term finance, working capital finance, bridge finance, loan take-over, factoring, work order finance, women entrepreneur loans, agro-based finance, auto loans and home loans, while its liabilities franchise spans periodical, monthly and multiple earning deposit schemes.
Is IIDFC a public or private company?
IIDFC is a private company. It is classified as corporate owned and is currently operating.
When was IIDFC founded?
IIDFC was founded in 2010. It employs 51 to 100 people.
Where is IIDFC based?
IIDFC is headquartered in Dhaka, Bangladesh, in the Asia region.
How does IIDFC make money?
Six revenue lines are on record. Corporate Finance is the primary driver. The others are SME Finance, structured Finance, retail Finance, deposit Schemes and sustainable Finance.
Who are IIDFC's main competitors?
Direct peers on record are Phoenix Finance & Investments Limited, National Housing Finance and Investment Limited (NHFIL), IDLC Finance Limited, Bangladesh Industrial Finance Company (BIFC), United Finance Limited, Delta Brac Housing Finance Corporation (DBH), LankaBangla Finance Limited and Premier Leasing & Finance Limited. Broad incumbents are Bajaj Finance Limited and HDFC Limited (now HDFC Bank post-merger).
Does IIDFC have an API?
No public API is recorded for IIDFC.
What industry is IIDFC in?
IIDFC's product category is Non-Bank Financial Services. Its primary akta.pro industry code is FSAEALAM, Debt Capital Raising Intermediation (Private Debt/Mezzanine/Bonds), with a secondary code of BPADAOAD, Development Finance & Blended Finance Facilities. Its NAICS code is 5222 and its SIC code is 6153.