Credit Device
CreditDevice is a Dutch family-owned SaaS provider offering an integrated credit management platform — combining credit information, debtor administration, credit insurance policy management, and AI-driven analysis — to 1,500+ SMB and enterprise customers across 200+ countries.
- Company typePrivate
- Founded2001
- HeadquartersEindhoven, Netherlands
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Credit Device does
CreditDevice operates a sales-led GTM with personalized 30-minute demos, quote-based pricing tiered by invoice volume (MKB 5K–20K, Medium 20K–100K, Large 100K–1M), and annual billing. Revenue mixes subscription (software modules, PolisManager) with usage-based credit-report pricing. The company serves a horizontal customer base from SMB to large enterprise, with named references in distribution (Barentz), IT services (itsme), and construction (ABC Bouw). The firm reports 1,500+ customers and 1–10 employees, indicating a highly asset-light, founder-led operating model with an outsized sales bench of six+ named account managers. Marketing relies on content (knowledge hub, podcasts featuring Barbara Baarsma), events/masterclasses, SEO, and published case studies.
Credit Device firmographics
Firmographics- Name
- Credit Device
- Legal name
- CreditDevice
- Website
- https://creditdevice.nl
- Company type
- Private
- Founded year
- 2001
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- CreditDevice is a Dutch family-owned SaaS provider offering an integrated credit management platform — combining credit information, debtor administration, credit insurance policy management, and AI-driven analysis — to 1,500+ SMB and enterprise customers across 200+ countries.
- Ownership category
- akta.pro rank
Credit Device industry classification
Industry- Product category
- Credit Management Software
- NAICS
- Credit Bureaus (561450), Activities Related to Credit Intermediation (5223), Other Activities Related to Credit Intermediation (52239)
- SIC
- Services-Consumer Credit Reporting, Collection Agencies (7320), Services-Prepackaged Software (7372)
- akta.pro primary industry
- Credit Education, Monitoring & Consumer Credit Management Tools (FSAKAKAJ)
Keywords
Where Credit Device is headquartered
LocationHeadquarters
- HQ city
- Eindhoven
- HQ country
- Netherlands
- HQ region
- Europe
Offices1 record
Markets served
Credit Device business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure
Revenue model
- Credit Management Software Subscription: Subscription-based access to credit management software with modules for debtor management, email integration, reporting, workflows, and debtor portal. Pricing is tailored based on package selection and annual invoice volume.
- Kredietinformatie (Credit Information): Credit reports and monitoring services for businesses nationally and internationally. Includes Dutch and foreign credit reports, with pricing based on volume of reports requested.
- PolisManager: Credit insurance policy management with automated credit limit setting based on policy conditions and payment experience. Saves costs on credit limit charges.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Quote-based custom pricing based on customer segment and volume |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels6 records
Credit Device product offering
Product offeringCore offering
CreditDevice provides an integrated SaaS credit management platform consisting of three core products: Kredietinformatie (national and international business credit reports and monitoring), Credit Management Software (debtor administration from invoice to payment, with email integration, workflows, debtor portal, and online payments), and PolisManager (credit insurance policy management with automated credit limit setting). AI capabilities include Scout, an AI credit analyst, and an AI Email Assistant that automates debtor email processing.
Product overview
CreditDevice offers an integrated credit management platform consisting of three core products: Kredietinformatie (credit information and monitoring), Credit Management Software (debtor management from invoice to payment), and PolisManager (credit insurance management). The platform operates as a unified solution with modules for central dossier management, email integration with AI assistant, debtor portal, online payment with Wero links, workflow automation, and invoicing. Key AI features include Scout (conversational AI credit analyst) and AI Email Assistant for automated email processing. The system serves both national and international markets with support for multiple languages.
Differentiator
Problem solved
Functional benefit
Brands
- Scout: AI-powered credit analyst assistant that analyzes credit reports and provides insights
- PolisManager
- Credit Management Software
- Wero-betaallinks
Products and services
- Kredietinformatie (Credit Information) National and international business credit information service providing company credit reports, risk analysis, ongoing monitoring, and an API/webservice for credit data integration. Designed for businesses assessing the creditworthiness of counterparties in the Netherlands and internationally.
- Credit Management Software Comprehensive SaaS platform for debtor administration covering the full invoice-to-payment lifecycle, including central debtor dossier, email integration, dashboards and reporting, debtor portal, workflow automation, complaint handling, payment arrangements, and online invoicing. Used by Dutch SMBs and large enterprises to reduce DSO and automate receivables.
- PolisManager Credit insurance policy management software that automatically sets credit limits based on payment experience and policy conditions, manages turnover reporting, self-assessment against policy terms, and compliance with insurer requirements. Targeted at businesses holding credit insurance policies (e.g., Atradius) seeking automated compliance and cost savings on credit limit charges.
- Scout (AI Credit Analyst) AI-powered conversational assistant within the CreditDevice platform that analyzes credit reports and answers natural-language questions about credit decisions, ratings, DSO, and credit limit recommendations. Designed for credit managers and finance teams seeking instant, explainable credit analysis.
- AI E-mail Assistant AI-powered email processing module that automatically classifies debtor emails (e.g., invoice copy requests, payment confirmations), drafts responses, and sends them, integrating with the central debtor dossier. Targeted at finance teams seeking to reduce manual email handling time.
- CreditDevice Webservice (API) Programmatic API/webservice enabling integration of CreditDevice credit information (Dutch and international reports, monitoring, risk data) into third-party systems and workflows. Designed for businesses and partners needing automated access to credit data within their own applications.
Quantifiable outcome
- 6× faster payments with Wero payment links
- +2 more outcomes
Companies that use Credit Device
Customer profileNamed customers3 records
Segments3 records
Ideal customer profiles3 records
Credit Device technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
AI capability4 records
Feature5 records
Credit Device partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core.
- SalesforcecoreSalesforce plugin integration for credit information within Salesforce CRM environment, allowing seamless credit checks and customer credit profile access within the sales workflow.
- WerocorePayment link integration enabling six times faster payments through Wero payment solution, directly integrated into the credit management workflow.
- AtradiuscoreCredit insurance provider integration through PolisManager, enabling policy management and automated credit limit setting based on Atradius policy conditions.
- ERP and Accounting Software PartnerscoreExtensive integrations with major ERP and accounting systems including visible partners through logo displays. These integrations streamline credit management processes within existing business systems.
Scale indicators3 records
Recent moves6 records
Expansion highlights5 records
Credit Device competitors and assessment
Company assessmentMarket position
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Credit Device social profiles
Digital presenceCredit Device compliance and trust
Trust signalCompliance1 record
Credit Device financial estimates
Financial estimateRevenue estimate
Valuation estimate
Credit Device leadership team
Management profileNumber of profiles
Profiles7 records
Credit Device funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Credit Device M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Credit Device
What does Credit Device do?
CreditDevice provides an integrated SaaS credit management platform consisting of three core products: Kredietinformatie (national and international business credit reports and monitoring), Credit Management Software (debtor administration from invoice to payment, with email integration, workflows, debtor portal, and online payments), and PolisManager (credit insurance policy management with automated credit limit setting). AI capabilities include Scout, an AI credit analyst, and an AI Email Assistant that automates debtor email processing.
Is Credit Device a public or private company?
Credit Device is a private company. It is classified as family owned and is currently operating.
When was Credit Device founded?
Credit Device was founded in 2001. It employs 11 to 50 people.
Where is Credit Device based?
Credit Device is headquartered in Eindhoven, Netherlands, in the Europe region.
How does Credit Device make money?
Three revenue lines are on record. Credit Management Software Subscription is the primary driver. The others are kredietinformatie (Credit Information) and polisManager.
Does Credit Device have an API?
Yes. CreditDevice offers a Webservice for credit information integration. The platform provides an API for Kredietinformatie (Credit Information) that allows users to access credit reports, monitoring, and risk analysis. The webservice supports both national and international credit data.
What industry is Credit Device in?
Credit Device's product category is Credit Management Software. Its primary akta.pro industry code is FSAKAKAJ, Credit Education, Monitoring & Consumer Credit Management Tools. Its NAICS code is 561450 and its SIC code is 7320.