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Credit Device

Full company profile

uuid002tq7y

Namestring
Credit Device
Legal namestring
CreditDevice
Websiteurl
creditdevice.nl
Company typeenum
Private
Founded yearint
2001
Descriptiontext

CreditDevice operates a sales-led GTM with personalized 30-minute demos, quote-based pricing tiered by invoice volume (MKB 5K–20K, Medium 20K–100K, Large 100K–1M), and annual billing. Revenue mixes subscription (software modules, PolisManager) with usage-based credit-report pricing. The company serves a horizontal customer base from SMB to large enterprise, with named references in distribution (Barentz), IT services (itsme), and construction (ABC Bouw). The firm reports 1,500+ customers and 1–10 employees, indicating a highly asset-light, founder-led operating model with an outsized sales bench of six+ named account managers. Marketing relies on content (knowledge hub, podcasts featuring Barbara Baarsma), events/masterclasses, SEO, and published case studies.

Short descriptiontext

CreditDevice is a Dutch family-owned SaaS provider offering an integrated credit management platform — combining credit information, debtor administration, credit insurance policy management, and AI-driven analysis — to 1,500+ SMB and enterprise customers across 200+ countries.

Operating statusenum
Operating
Ownership categoryenum
Headcount rangeband
11–50
akta.pro rankint
HeadquartersEindhoven, Netherlands
HQ citystring
Eindhoven
HQ countrystring
Netherlands
HQ regionstring
Europe
Markets served

Serves global market

Offices1 record

Each record includes

City, Country, Type, Description, Source

Keyword5 values
credit management software, credit information services, debtor administration, credit insurance management, business credit reports
Industry1 code
1Credit Education, Monitoring & Consumer Credit Management Tools
CodeFSAKAKAJPrimaryYes
NAICS code3 codes
  • Credit Bureaus561450
  • Activities Related to Credit Intermediation5223
  • Other Activities Related to Credit Intermediation52239
SIC code2 codes
  • Services-Consumer Credit Reporting, Collection Agencies7320
  • Services-Prepackaged Software7372
Product category
Credit Management Software
GTM motion1 record

Each record includes

Type, Description, Source

Revenue model3 records
1Credit Management Software Subscription
TypeSubscription Recurring
Description

Subscription-based access to credit management software with modules for debtor management, email integration, reporting, workflows, and debtor portal. Pricing is tailored based on package selection and annual invoice volume.

creditdevice.com
2Kredietinformatie (Credit Information)
TypeUsage Based
Description

Credit reports and monitoring services for businesses nationally and internationally. Includes Dutch and foreign credit reports, with pricing based on volume of reports requested.

creditdevice.com
3PolisManager
TypeSubscription Recurring
Description

Credit insurance policy management with automated credit limit setting based on policy conditions and payment experience. Saves costs on credit limit charges.

creditdevice.com
Marketing channels6 records

Each record includes

Title, Type, Stage, Description, Source

Distribution channels2 records

Each record includes

Title, Type, Scope, Target buyer, Description, Source

Cost components5 values
Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure
Pricing details1 tier
1Quote-based custom pricing based on customer segment and volume
ModelSubscriptionBilling cadenceAnnual
Notes

Pricing tailored to package selection with options for MKB (5,000-20,000 invoices), Medium (20,000-100,000 invoices), and Large (100,000-1,000,000 invoices) segments. Additional factors include number of Dutch/foreign credit reports, number of administrations, annual revenue, and number of policies.

creditdevice.com
GTM typeB2B
B2B
Offering typeSoftware
Software
Brand1 of 4 records shown
1Scout
Description

AI-powered credit analyst assistant that analyzes credit reports and provides insights

creditdevice.com
+3 more records
Core offering1 text field

CreditDevice provides an integrated SaaS credit management platform consisting of three core products: Kredietinformatie (national and international business credit reports and monitoring), Credit Management Software (debtor administration from invoice to payment, with email integration, workflows, debtor portal, and online payments), and PolisManager (credit insurance policy management with automated credit limit setting). AI capabilities include Scout, an AI credit analyst, and an AI Email Assistant that automates debtor email processing.

Differentiator
Functional benefit
Problem solved
Quantifiable outcome1 of 3 values shown
  • 6× faster payments with Wero payment links
+2 more records
Product overview1 text field

CreditDevice offers an integrated credit management platform consisting of three core products: Kredietinformatie (credit information and monitoring), Credit Management Software (debtor management from invoice to payment), and PolisManager (credit insurance management). The platform operates as a unified solution with modules for central dossier management, email integration with AI assistant, debtor portal, online payment with Wero links, workflow automation, and invoicing. Key AI features include Scout (conversational AI credit analyst) and AI Email Assistant for automated email processing. The system serves both national and international markets with support for multiple languages.

Product and service6 records
1Kredietinformatie (Credit Information)
CategoryCredit Information Services
Description

National and international business credit information service providing company credit reports, risk analysis, ongoing monitoring, and an API/webservice for credit data integration. Designed for businesses assessing the creditworthiness of counterparties in the Netherlands and internationally.

2Credit Management Software
CategoryCredit Management Software
Description

Comprehensive SaaS platform for debtor administration covering the full invoice-to-payment lifecycle, including central debtor dossier, email integration, dashboards and reporting, debtor portal, workflow automation, complaint handling, payment arrangements, and online invoicing. Used by Dutch SMBs and large enterprises to reduce DSO and automate receivables.

3PolisManager
CategoryCredit Insurance Management Software
Description

Credit insurance policy management software that automatically sets credit limits based on payment experience and policy conditions, manages turnover reporting, self-assessment against policy terms, and compliance with insurer requirements. Targeted at businesses holding credit insurance policies (e.g., Atradius) seeking automated compliance and cost savings on credit limit charges.

4Scout (AI Credit Analyst)
CategoryAI Credit Analytics
Description

AI-powered conversational assistant within the CreditDevice platform that analyzes credit reports and answers natural-language questions about credit decisions, ratings, DSO, and credit limit recommendations. Designed for credit managers and finance teams seeking instant, explainable credit analysis.

5AI E-mail Assistant
CategoryAI Workflow Automation
Description

AI-powered email processing module that automatically classifies debtor emails (e.g., invoice copy requests, payment confirmations), drafts responses, and sends them, integrating with the central debtor dossier. Targeted at finance teams seeking to reduce manual email handling time.

6CreditDevice Webservice (API)
CategoryCredit Data API
Description

Programmatic API/webservice enabling integration of CreditDevice credit information (Dutch and international reports, monitoring, risk data) into third-party systems and workflows. Designed for businesses and partners needing automated access to credit data within their own applications.

Scale indicator3 records

Each record includes

Type, Value, Description, Source

Partnership4 partners
1Salesforce
Strategic tierCoreTypeTechnology or Integration
Description

Salesforce plugin integration for credit information within Salesforce CRM environment, allowing seamless credit checks and customer credit profile access within the sales workflow.

2Wero
Strategic tierCoreTypeTechnology or Integration
Description

Payment link integration enabling six times faster payments through Wero payment solution, directly integrated into the credit management workflow.

3Atradius
Strategic tierCoreTypeTechnology or Integration
Description

Credit insurance provider integration through PolisManager, enabling policy management and automated credit limit setting based on Atradius policy conditions.

4ERP and Accounting Software Partners
Strategic tierCoreTypeTechnology or Integration
Description

Extensive integrations with major ERP and accounting systems including visible partners through logo displays. These integrations streamline credit management processes within existing business systems.

Recent move6 records

Each record includes

Date, Type, Title, Description, Source

Expansion highlight5 records

Each record includes

Type, Description

Market position
Competitive moat5 records

Each record includes

Type, Details

Key risks6 records

Each record includes

Headline, Details, Source

Key highlights7 records

Each record includes

Headline, Details, Source

Customer concentration

Classification, Details

Named customers3 records

Each record includes

Name, Industry, Type, Use case, Source, UUID

Segment3 records

Each record includes

Title, Type, Primary, Description, Pain point addressed, Use case, Source

Ideal customer profile3 records

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
Yes
API detail
Has APIbool
Yes

Docs URL, Description

Integration2 records

Each record includes

Title, Type, Description, Source

AI capability4 records

Each record includes

Type, Description, Source

AI maturity
App detail

Has app

Feature5 records

Each record includes

Title, Differentiator, Description, Source

Core technology
Revenue estimate
Valuation estimate
Number of profiles
Profiles7 records

Each record includes

Name, Designation, Designation category, Overview, Profile commentary, Source

No data
Compliance1 record

Each record includes

Name, Class, Description

Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Credit Device

Credit Management Softwarecreditdevice.nl

CreditDevice is a Dutch family-owned SaaS provider offering an integrated credit management platform — combining credit information, debtor administration, credit insurance policy management, and AI-driven analysis — to 1,500+ SMB and enterprise customers across 200+ countries.

What Credit Device does

CreditDevice operates a sales-led GTM with personalized 30-minute demos, quote-based pricing tiered by invoice volume (MKB 5K–20K, Medium 20K–100K, Large 100K–1M), and annual billing. Revenue mixes subscription (software modules, PolisManager) with usage-based credit-report pricing. The company serves a horizontal customer base from SMB to large enterprise, with named references in distribution (Barentz), IT services (itsme), and construction (ABC Bouw). The firm reports 1,500+ customers and 1–10 employees, indicating a highly asset-light, founder-led operating model with an outsized sales bench of six+ named account managers. Marketing relies on content (knowledge hub, podcasts featuring Barbara Baarsma), events/masterclasses, SEO, and published case studies.

Credit Device firmographics

Firmographics
Name
Credit Device
Legal name
CreditDevice
Website
https://creditdevice.nl
Company type
Private
Founded year
2001
Operating status
Operating
Headcount range
11–50 employees
Short description
CreditDevice is a Dutch family-owned SaaS provider offering an integrated credit management platform — combining credit information, debtor administration, credit insurance policy management, and AI-driven analysis — to 1,500+ SMB and enterprise customers across 200+ countries.
Ownership category
akta.pro rank

Credit Device industry classification

Industry
Product category
Credit Management Software
NAICS
Credit Bureaus (561450), Activities Related to Credit Intermediation (5223), Other Activities Related to Credit Intermediation (52239)
SIC
Services-Consumer Credit Reporting, Collection Agencies (7320), Services-Prepackaged Software (7372)
akta.pro primary industry
Credit Education, Monitoring & Consumer Credit Management Tools (FSAKAKAJ)

Keywords

  • Credit management software
  • Credit information services
  • Debtor administration
  • Credit insurance management
  • Business credit reports

Where Credit Device is headquartered

Location

Headquarters

HQ city
Eindhoven
HQ country
Netherlands
HQ region
Europe

Offices1 record

Markets served

Credit Device business model

Business model
GTM type
B2B
Offering type
Software
Cost components
Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

  1. Credit Management Software Subscription: Subscription-based access to credit management software with modules for debtor management, email integration, reporting, workflows, and debtor portal. Pricing is tailored based on package selection and annual invoice volume.
  2. Kredietinformatie (Credit Information): Credit reports and monitoring services for businesses nationally and internationally. Includes Dutch and foreign credit reports, with pricing based on volume of reports requested.
  3. PolisManager: Credit insurance policy management with automated credit limit setting based on policy conditions and payment experience. Saves costs on credit limit charges.

Pricing tiers

ModelBillingPrice
SubscriptionAnnualQuote-based custom pricing based on customer segment and volume

Go-to-market motion1 record

Distribution channels2 records

Marketing channels6 records

Credit Device product offering

Product offering

Core offering

CreditDevice provides an integrated SaaS credit management platform consisting of three core products: Kredietinformatie (national and international business credit reports and monitoring), Credit Management Software (debtor administration from invoice to payment, with email integration, workflows, debtor portal, and online payments), and PolisManager (credit insurance policy management with automated credit limit setting). AI capabilities include Scout, an AI credit analyst, and an AI Email Assistant that automates debtor email processing.

Product overview

CreditDevice offers an integrated credit management platform consisting of three core products: Kredietinformatie (credit information and monitoring), Credit Management Software (debtor management from invoice to payment), and PolisManager (credit insurance management). The platform operates as a unified solution with modules for central dossier management, email integration with AI assistant, debtor portal, online payment with Wero links, workflow automation, and invoicing. Key AI features include Scout (conversational AI credit analyst) and AI Email Assistant for automated email processing. The system serves both national and international markets with support for multiple languages.

Differentiator

Problem solved

Functional benefit

Brands

  • Scout: AI-powered credit analyst assistant that analyzes credit reports and provides insights
  • PolisManager
  • Credit Management Software
  • Wero-betaallinks

Products and services

  • Kredietinformatie (Credit Information) National and international business credit information service providing company credit reports, risk analysis, ongoing monitoring, and an API/webservice for credit data integration. Designed for businesses assessing the creditworthiness of counterparties in the Netherlands and internationally.
  • Credit Management Software Comprehensive SaaS platform for debtor administration covering the full invoice-to-payment lifecycle, including central debtor dossier, email integration, dashboards and reporting, debtor portal, workflow automation, complaint handling, payment arrangements, and online invoicing. Used by Dutch SMBs and large enterprises to reduce DSO and automate receivables.
  • PolisManager Credit insurance policy management software that automatically sets credit limits based on payment experience and policy conditions, manages turnover reporting, self-assessment against policy terms, and compliance with insurer requirements. Targeted at businesses holding credit insurance policies (e.g., Atradius) seeking automated compliance and cost savings on credit limit charges.
  • Scout (AI Credit Analyst) AI-powered conversational assistant within the CreditDevice platform that analyzes credit reports and answers natural-language questions about credit decisions, ratings, DSO, and credit limit recommendations. Designed for credit managers and finance teams seeking instant, explainable credit analysis.
  • AI E-mail Assistant AI-powered email processing module that automatically classifies debtor emails (e.g., invoice copy requests, payment confirmations), drafts responses, and sends them, integrating with the central debtor dossier. Targeted at finance teams seeking to reduce manual email handling time.
  • CreditDevice Webservice (API) Programmatic API/webservice enabling integration of CreditDevice credit information (Dutch and international reports, monitoring, risk data) into third-party systems and workflows. Designed for businesses and partners needing automated access to credit data within their own applications.

Quantifiable outcome

  • 6× faster payments with Wero payment links
  • +2 more outcomes

Companies that use Credit Device

Customer profile

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Credit Device technology and API

Technology

Technology focussed Yes

API detail

Has API
Yes
API docs
API detail

Core technology

AI maturity

App detail

Integration2 records

AI capability4 records

Feature5 records

Credit Device partnerships and signals

Strategic signal

Partnerships

Four partnerships are on record, tiered core.

  • SalesforcecoreTechnology or IntegrationSalesforce plugin integration for credit information within Salesforce CRM environment, allowing seamless credit checks and customer credit profile access within the sales workflow.
  • WerocoreTechnology or IntegrationPayment link integration enabling six times faster payments through Wero payment solution, directly integrated into the credit management workflow.
  • AtradiuscoreTechnology or IntegrationCredit insurance provider integration through PolisManager, enabling policy management and automated credit limit setting based on Atradius policy conditions.
  • ERP and Accounting Software PartnerscoreTechnology or IntegrationExtensive integrations with major ERP and accounting systems including visible partners through logo displays. These integrations streamline credit management processes within existing business systems.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Credit Device competitors and assessment

Company assessment

Market position

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

Credit Device social profiles

Digital presence

Credit Device compliance and trust

Trust signal

Compliance1 record

Credit Device financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Credit Device leadership team

Management profile

Number of profiles

Profiles7 records

Credit Device funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Credit Device M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Credit Device

What does Credit Device do?

CreditDevice provides an integrated SaaS credit management platform consisting of three core products: Kredietinformatie (national and international business credit reports and monitoring), Credit Management Software (debtor administration from invoice to payment, with email integration, workflows, debtor portal, and online payments), and PolisManager (credit insurance policy management with automated credit limit setting). AI capabilities include Scout, an AI credit analyst, and an AI Email Assistant that automates debtor email processing.

Is Credit Device a public or private company?

Credit Device is a private company. It is classified as family owned and is currently operating.

When was Credit Device founded?

Credit Device was founded in 2001. It employs 11 to 50 people.

Where is Credit Device based?

Credit Device is headquartered in Eindhoven, Netherlands, in the Europe region.

How does Credit Device make money?

Three revenue lines are on record. Credit Management Software Subscription is the primary driver. The others are kredietinformatie (Credit Information) and polisManager.

Does Credit Device have an API?

Yes. CreditDevice offers a Webservice for credit information integration. The platform provides an API for Kredietinformatie (Credit Information) that allows users to access credit reports, monitoring, and risk analysis. The webservice supports both national and international credit data.

What industry is Credit Device in?

Credit Device's product category is Credit Management Software. Its primary akta.pro industry code is FSAKAKAJ, Credit Education, Monitoring & Consumer Credit Management Tools. Its NAICS code is 561450 and its SIC code is 7320.

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