FACTS

What FACTS does

Asesores FACTS, S.C. (operating as FACTS) is a Mexico City-based actuarial and financial consulting firm that has operated for more than 20 years, delivering pension plan design and actuarial valuation services across both Mexican and U.S. regulatory frameworks. The firm's core service offering centers on three specialized compliance tracks — NIF D-3 (Beneficios a los Empleados, post-retirement benefits accounting), NIC-19 (employee benefits under IFRS), and USGAAP (ASC 715) — alongside traditional actuarial valuation studies and the design of defined-benefit and defined-contribution pension plans. The firm positions itself as a specialist partner for organizations navigating the technical intersection of actuarial science, labor law, and financial reporting standards, serving six distinct client segments: social security institutions, universities, parastatal entities, private companies, cooperatives, and individuals.

The firm's go-to-market is structured around project-based professional services engagements, where long actuarial studies (typically multi-year valuation cycles) and ongoing compliance work generate recurring institutional relationships. The firm's actuarial staff hold certifications from AMAC (Asociación Mexicana de Actuarios) and CONAC (Colegio Nacional de Actuarios), the two principal Mexican actuarial credentialing bodies, providing third-party validation of technical competence in a regulated advisory discipline. The firm also offers a "Plan Personal de Retiro" service targeting individual retirement planning, indicating an attempt to extend beyond institutional clients to retail customers, and claims an international practice reach.

With a headcount of 1–10 employees, FACTS operates as a boutique specialized practice rather than a scaled platform. Revenue is generated through fee-for-service consulting engagements with no disclosed productized offering, subscription pricing, or technology platform. The firm's scale and longevity suggest a stable, relationship-driven operating model concentrated on a limited number of institutional accounts, with limited evidence of headcount expansion, external capital, or aggressive go-to-market scaling over its two-decade operating history.

Name

FACTS

Legal name

Asesores FACTS, S.C.

Website

https://facts.com.mx

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Mexican actuarial and financial consulting firm providing pension plan design, actuarial valuation, and compliance services under NIF D-3, NIC-19, and USGAAP frameworks for social security institutions, universities, parastatals, private companies, cooperatives, and individuals.

Ownership category

akta.pro rank

Product category

Actuarial and Financial Consulting

NAICS

Other Scientific and Technical Consulting Services (54169)

SIC

Services-Engineering, Accounting, Research, Management (8700)

akta.pro primary industry

Employer Retirement Plan Advisory (401(k)/Pension) (FSAEABAE)

akta.pro secondary industry

Employee Benefit & Retirement Plan Trust Services (FSAAANAC)

Keywords

• Actuarial consulting
• Pension plan design
• Retirement advisory
• Employee benefits valuation
• Social welfare programs

Headquarters

HQ city

Mexico City

HQ country

Mexico

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Actuarial and Financial Consulting Services: Professional consulting fees charged for actuarial valuation, pension plan design and administration, retirement advisory, and financial reporting compliance services (NIF D-3, NIC-19, USGAAP). Revenue is generated on a project or retainer basis for institutional and corporate clients requiring certified actuarial studies.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels2 records

Core offering

FACTS (Asesores FACTS, S.C.) is a Mexican actuarial and financial consulting firm providing professional services in pension plan design, actuarial valuation of labor contingent liabilities, and retirement advisory. The firm delivers compliance consulting under Mexican NIF D-3, international NIC-19, and USGAAP standards, alongside individual retirement planning for pre-1997 IMSS workers and social welfare program design for employers.

Product overview

FACTS is a Mexican actuarial and financial consulting firm with international practice, offering a unified portfolio of employee benefits and pension consulting services. The core offerings include NIF D-3 (Mexican accounting standard), NIC-19 (international accounting standard), and USGAAP compliance services, supported by actuarial valuations and certified by AMAC and CONAC. These are delivered through distinct but complementary service lines: Plans de Pensiones por Jubilación (corporate pension plans with trust administration), Plan Personal de Retiro (individual retirement advisory), and Programa de Previsión Social (social welfare programs). The integrated practice serves Social Security institutions, universities, cooperatives, parastatal entities, and private companies.

Differentiator

Problem solved

Functional benefit

Segments6 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators1 record

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• PwC Mexico: Big Four firm providing actuarial and pension consulting in Mexico, including NIF D-3, IFRS, and US GAAP valuations for institutional and corporate clients.
• Deloitte Mexico: Big Four firm with a Mexican actuarial and employee benefits practice covering NIF D-3, IFRS, and US GAAP pension valuations, directly competing with FACTS for institutional and corporate mandates.
• Mercer: Global consulting leader with a substantial Mexican actuarial and benefits practice. Directly comparable on pension valuation, NIF/IFRS advisory, and employer retirement-plan consulting, but operates at vastly larger scale with broader services.
• KPMG Mexico: Big Four advisory firm offering actuarial valuation, pension consulting, and benefits accounting compliance in Mexico, overlapping FACTS on multi-standard employer pension work.
• EY Mexico (Ernst & Young): Big Four firm with Mexican actuarial services spanning pension liability quantification, IFRS advisory, and benefits compliance — competing for the same institutional and corporate clients as FACTS.
• Aon: Global professional services firm with Mexican actuarial, retirement, and risk consulting capabilities. Competes with FACTS for employer pension mandates and benefits compliance engagements.
• Willis Towers Watson (WTW): Major global actuarial and risk consulting firm with Mexican operations providing pension valuation, employee benefits advisory, and NIF/IFRS/USGAAP compliance work — directly overlapping FACTS' core offerings.

Emerging players

• Principal Financial Group Mexico: US-headquartered financial services firm with Mexican operations in pension and retirement savings products. Comparable as a competitor in Mexican retirement-plan design and administration.

Regional players

• SURA Asset Management México: Latin American asset manager with Mexican Afore operations, directly relevant to FACTS' individual retirement advisory and Afore optimization services for pre-1997 IMSS workers.

Direct peers

• Milliman: Specialist global actuarial and consulting firm with deep pension valuation expertise across multiple accounting standards. Most directly comparable peer given the specialty, multi-jurisdictional actuarial focus.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks4 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/facts-realiza-tu-retiro

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about FACTS