ANEPS
ANEPS is a Brazilian nonprofit association and the first entity authorized by the Banco Central do Brasil to certify banking correspondents and credit agents, offering mandatory professional certifications, preparatory courses, and corporate training via its online platform aneps.org.br.
- Company typePrivate
- Founded2001
- HeadquartersSão Paulo, Brazil
- Headcount501–1,000
- GTM typeB2B and B2C
- OfferingServices
ANEPS firmographics
Firmographics- Name
- ANEPS
- Legal name
- ANEPS – Associação Nacional dos Profissionais e Empresas Promotoras de Crédito e Correspondentes no País
- Website
- https://aneps.org.br
- Company type
- Private
- Founded year
- 2001
- Operating status
- Operating
- Headcount range
- 501–1,000 employees
- Short description
- ANEPS is a Brazilian nonprofit association and the first entity authorized by the Banco Central do Brasil to certify banking correspondents and credit agents, offering mandatory professional certifications, preparatory courses, and corporate training via its online platform aneps.org.br.
- Ownership category
- akta.pro rank
ANEPS industry classification
Industry- Product category
- Professional Certification Services
- NAICS
- Professional Organizations (813920)
- SIC
- Services-Membership Organizations (8600)
- akta.pro primary industry
- Compliance Training & Audit Support for Institutions & Agents (EDAIADAN)
- akta.pro secondary industry
- Customer Identity (KYC/CDD/EDD) & Onboarding (FSAMAMAA)
Keywords
Where ANEPS is headquartered
LocationHeadquarters
- HQ city
- São Paulo
- HQ country
- Brazil
- HQ region
- Latin America
Offices1 record
Markets served
ANEPS business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Professional Certification Fees: Fees charged for professional certification exams across 9+ certification modalities (Consignado, Veículo, CDC, Imobiliário, Agrícola, Microcrédito, Transacional, Plus, Completa), with validity periods of 1 to 5 years. Priced from R$59 to R$174 depending on certification type and validity period. A second exam attempt is provided free of charge; subsequent attempts incur additional fees.
- Professional Courses and Training: Sale of preparatory courses for certifications including PLDFT, LGPD, Certificação Completa, Crédito Consignado, Crédito Veículos e CDC, Crédito Agrícola, Crédito Imobiliário, Microcrédito. Prices range from R$45 to R$180 per course.
- Corporate Voucher Sales: Bulk purchase of certification and course vouchers by companies for their teams of correspondents and credit agents. Companies can distribute vouchers internally to manage and control employee qualification centrally.
- Membership Dues: Annual membership fees for professionals and companies in the credit sector. Membership tiers include MEI (up to R$81K annual revenue), Simples Nacional (up to R$4.8M), Lucro Presumido (up to R$78M), and Lucro Real (above R$78M). Members receive a 20% discount on certification fees.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| One time/ perpetual license | Pay-as-you-go | Certification exam fees (individual) |
| One time/ perpetual license | Multi-year contract | Certification renewal fees |
| Unit Pricing | Pay-as-you-go | Professional courses (individual) |
| Transaction based/ take rate | Pay-as-you-go | Corporate vouchers (bulk B2B) |
| Subscription | Annual | MEI membership (annual) |
| Subscription | Annual | Simples Nacional membership (annual) |
| Subscription | Annual | Lucro Presumido membership (annual) |
| Subscription | Annual | Lucro Real membership (annual) |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels8 records
ANEPS product offering
Product offeringCore offering
ANEPS is a Brazilian nonprofit association authorized by Banco Central do Brasil that issues professional certifications and training for credit correspondents and payment agents. It delivers online, 24/7 examinations and digital credentials across multiple credit lines (Consignado, Veículo, CDC, Agrícola, Imobiliário, Microcrédito, Transacional, and PLUS), each bundled with LGPD compliance training. The association also runs a corporate voucher program, an annual individual membership, a digital wallet (Carteira ANEPS), and a benefits club.
Product overview
ANEPS (Associação Nacional dos Profissionais e Empresas Promotoras de Crédito e Correspondentes no País) is a certification and training organization for banking correspondents and credit professionals in Brazil. The company offers a portfolio of professional certifications covering various credit segments including Consignado (payroll-deducted loans), CDC (Direct Consumer Credit), Vehicle Financing, Agricultural Credit, Mortgage Credit, Microcredit, and Transactional services. All certifications include LGPD (Brazilian data protection law) compliance training. Additionally, ANEPS provides preparatory courses for each certification area, as well as specialized PLDFT (Anti-Money Laundering) courses. The company also offers corporate voucher sales for team training, membership programs with exclusive benefits, and self-regulation services for banking correspondents.
Differentiator
Problem solved
Functional benefit
Products and services
- Certificação Correspondente de Crédito Consignado
- Certificação Correspondente de Crédito Veículo
- Certificação Correspondente de CDC (Crédito Direto ao Consumidor)
- Certificação Correspondente de Crédito Agrícola
- Certificação Correspondente de Crédito Imobiliário
- Certificação Correspondente de Microcrédito
- Certificação Correspondente Transacional
- Certificação Correspondente PLUS (multi-crédito)
- Associe-se (Associação / Membership)
- Vale-Corporativo (Corporate Voucher Program)
- Carteira ANEPS (Digital Wallet)
- Clube de Benefícios ANEPS
- Cursos PLDFT e LGPD
Quantifiable outcome
- Certification exam results delivered within 1 business day
- +2 more outcomes
Companies that use ANEPS
Customer profileSegments3 records
Ideal customer profiles2 records
ANEPS technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
ANEPS partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core and minor.
- FPDC (Fórum Permanente de Desenvolvimento do Crédito)coreFPDC (Fórum Permanente de Desenvolvimento do Crédito) was created and is supported by ANEPS and ANBC. FPDC proposed amendments to MP 1292/25 regarding credit reform for workers with formal employment contracts, rural workers, domestic workers, MEIs, and app delivery workers. The amendments were approved by the Chamber of Deputies. FPDC's proposals included establishing a centralized platform for comparing credit offers and using up to 10% of FGTS balance or 100% of severance pay as guarantee.
- ANBC (Associação Nacional das Beneficiárias do Regime Creditório)coreANBC co-created and supports the FPDC (Fórum Permanente de Desenvolvimento do Crédito) alongside ANEPS. ANBC represents credit beneficiaries and works with ANEPS on regulatory advocacy and policy proposals affecting the credit and correspondent banking sector in Brazil.
- CRCP (Central de Registros de Certificados Profissionais)minorCertified professionals' certificates are registered and made available for consultation in the CRCP (Central de Registros de Certificados Profissionais), ensuring validity and recognition of ANEPS certifications throughout the Brazilian market.
Scale indicators3 records
Recent moves5 records
Expansion highlights4 records
ANEPS competitors and assessment
Company assessmentRegional players
- Fundação Bradesco: Large Brazilian professional-education foundation offering free financial-services and banking courses; partially overlaps with ANEPS's course-and-training segment and represents the supply-side alternative for low-cost financial workforce training.
Broad incumbents
- Bureau Veritas: Global testing, inspection, and certification company with a personnel-certification arm operating under ISO/IEC 17024. Comparable as a broad incumbent in accredited certification services that could credibly enter or expand in Brazil's banking-correspondent certification market.
- SGS: Global certification body that operates accredited personnel-certification schemes. Comparable to ANEPS in the certification-mechanics layer (ISO-aligned exam delivery, credentialing infrastructure), though at far broader global scale.
- Febraban: Federação Brasileira de Bancos. Industry federation representing Brazilian banks; exercises institutional and self-regulatory functions for the banking sector that ANEPS performs at the correspondent level. Comparable operating model (federation/association driving standards and training), but at a far broader incumbency.
- ABBC (Associação Brasileira de Bancos): Brazilian banking association that represents financial institutions and supports self-regulation, professional standards, and training for the banking sector. Competes with ANEPS for institutional representation and member engagement within the same regulatory ecosystem.
Direct peers
- ANBIMA: Associação Brasileira das Entidades dos Mercados Financeiro e de Capitais. Brazilian self-regulatory association for capital markets and financial professionals, operating ANBIMA's own certification programs and continuing-education requirements — directly analogous to ANEPS's role for the correspondent banking segment.
- Instituto Totum: Brazilian certification body accredited under ISO/IEC 17024 for professional certification in regulated sectors. Directly comparable as a competing issuer of ISO-aligned personnel certifications in the Brazilian market.
- ANBC (Associação Nacional das Beneficiárias do Regime Creditório): Identified strategic partner of ANEPS and co-creator of the FPDC forum. Represents beneficiaries of the credit regime and shares institutional/regulatory overlap with ANEPS in the correspondent-credit ecosystem.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights7 records
Customer concentration
ANEPS social profiles
Digital presenceANEPS compliance and trust
Trust signalCompliance1 record
ANEPS financial estimates
Financial estimateRevenue estimate
Valuation estimate
ANEPS leadership team
Management profileNumber of profiles
ANEPS funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
ANEPS M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about ANEPS
What does ANEPS do?
ANEPS is a Brazilian nonprofit association authorized by Banco Central do Brasil that issues professional certifications and training for credit correspondents and payment agents. It delivers online, 24/7 examinations and digital credentials across multiple credit lines (Consignado, Veículo, CDC, Agrícola, Imobiliário, Microcrédito, Transacional, and PLUS), each bundled with LGPD compliance training. The association also runs a corporate voucher program, an annual individual membership, a digital wallet (Carteira ANEPS), and a benefits club.
Is ANEPS a public or private company?
ANEPS is a private company. It is classified as unknown and is currently operating.
When was ANEPS founded?
ANEPS was founded in 2001. It employs 501 to 1,000 people.
Where is ANEPS based?
ANEPS is headquartered in São Paulo, Brazil, in the Latin America region.
How does ANEPS make money?
Four revenue lines are on record. Professional Certification Fees are the primary driver. The others are professional Courses and Training, corporate Voucher Sales and membership Dues.
Who are ANEPS's main competitors?
Fundação Bradesco is listed as a regional player. Broad incumbents are Bureau Veritas, SGS, Febraban and ABBC (Associação Brasileira de Bancos). Direct peers are ANBIMA, Instituto Totum and ANBC (Associação Nacional das Beneficiárias do Regime Creditório).
Does ANEPS have an API?
No public API is recorded for ANEPS.
What industry is ANEPS in?
ANEPS's product category is Professional Certification Services. Its primary akta.pro industry code is EDAIADAN, Compliance Training & Audit Support for Institutions & Agents, with a secondary code of FSAMAMAA, Customer Identity (KYC/CDD/EDD) & Onboarding. Its NAICS code is 813920 and its SIC code is 8600.