FPA

Wealth Management and Financial Advisory Servicesfpawealthmgmt.com

FPA Wealth Management is an independent, fee-based RIA in West Chester, PA that delivers comprehensive wealth management, business exit planning, and retirement services to business owners, entrepreneurs, executives, and families across the Mid-Atlantic and Florida via its proprietary "Advice for Life" process.

Company typePrivate
Founded1991
HeadquartersWest Chester, United States
Headcount11–50
GTM typeB2C
OfferingServices

What FPA does

FPA Wealth Management (legal entity Financial Planning Associates, LLC) is an independent, fee-based wealth management firm headquartered in West Chester, Pennsylvania, founded in 1991 by Thomas H. Vickers, III after taking over from his father. The firm employs 14 professionals with 279 combined years of experience and 28 advanced designations, delivering comprehensive wealth management services — investment management, tax and estate planning, retirement income planning, business exit and succession planning, insurance planning, education funding, and qualified retirement plan optimization — through a proprietary six-phase process branded "Advice for Life."

The firm serves two primary client segments: business owners and entrepreneurs (typically with $500k+ annual income planning a business transition within 3-5 years) and executives, individuals, and families seeking holistic financial planning. Its go-to-market is sales-led and consultative, anchored by free no-obligation introductory consultations, free Riskalyze-based portfolio risk assessments, and a deliberately limited client load to deliver "Ritz Carlton-like" personalized service. Revenue is generated through recurring advisory fees (likely AUM-based or flat planning fees), with no disclosed product commissions.

Technically, FPA owns no proprietary technology; it relies on integrated third-party platforms for client engagement: WealthVision (personal financial homepage), RightCapital (financial planning), Riskalyze (risk assessment), ExitMap (business exit assessment), SEI (portfolio access), AccountView (account access), and OnceHub (scheduling). Securities are offered through LPL Financial (Member FINRA/SIPC) and investment advice is provided through Private Advisor Group, a registered investment advisor — FPA and Private Advisor Group are separate entities. The firm maintains a regional footprint serving clients in Pennsylvania, New Jersey, Florida, and New York, and has executed one inorganic growth event: the June 2021 merger with the Comprehensive Wealth Management Group (CWMG).

FPA firmographics

Firmographics

Name: FPA
Legal name: Financial Planning Associates, LLC
Website: https://fpawealthmgmt.com
Company type: Private
Founded year: 1991
Operating status: Operating
Headcount range: 11–50 employees
Short description: FPA Wealth Management is an independent, fee-based RIA in West Chester, PA that delivers comprehensive wealth management, business exit planning, and retirement services to business owners, entrepreneurs, executives, and families across the Mid-Atlantic and Florida via its proprietary "Advice for Life" process.
Ownership category
akta.pro rank

FPA industry classification

Industry

Product category: Wealth Management and Financial Advisory Services
NAICS: Portfolio Management and Investment Advice (523940)
SIC: Investment Advice (6282)
akta.pro primary industry: Financial Planning–Led RIAs (FSAAACAB)
akta.pro secondary industries: Retirement & Pension Wealth (401(k)/IRA/SIPP/Superannuation Retail) (FSAAAAAJ), Discretionary Portfolio Management (Retail) (FSAAAAAH), Advisory Portfolio Management (Non-Discretionary) (FSAAABAD), Insurance-Integrated Wealth Managers (RIA + Insurance Solutions) (FSAAACAI)

Keywords

Wealth management services
Financial planning advisory
Retirement income planning
Business exit planning
Estate and tax planning

Where FPA is headquartered

Location

Headquarters

HQ city: West Chester
HQ country: United States
HQ region: North America

Offices1 record

Markets served

FPA business model

Business model

GTM type: B2C
Offering type: Services
Cost components: Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

Fee-Based Advisory Services: The firm provides comprehensive wealth management services including investment management, financial planning, tax strategies, estate planning, insurance planning, and business planning. Securities are offered through LPL Financial (Member FINRA/SIPC) and investment advice is provided through Private Advisor Group (registered investment advisor). Revenue is generated through advisory fees, likely based on assets under management (AUM) or flat-rate planning fees.

Pricing tiers

Model	Billing	Price
Other	Annual	Fee-based advisory services structured to align advisor and client interests

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

FPA product offering

Product offering

Core offering

FPA Wealth Management delivers fee-based wealth management through its proprietary "Advice for Life" six-phase process, combining personalized investment management with advanced financial planning. Core services include investment management, financial and strategic tax planning, retirement income and asset accumulation planning, estate and insurance planning, business and exit planning, education funding, and qualified retirement plan optimization. Securities are executed through LPL Financial and investment advice is delivered through Private Advisor Group, with clients served primarily in Pennsylvania, New Jersey, Florida, and New York.

Product overview

FPA Wealth Management offers comprehensive wealth management services through its proprietary 'Advice for Life' process—a unified approach that combines personalized investment consulting with advanced financial planning. The core offering includes Investment Management, Financial & Strategic Tax Planning, Business & Exit Planning, Retirement Income & Asset Accumulation, Estate & Insurance Planning, College Education & Cash Flow Strategies, and Qualified Retirement Plan Optimization. Client-facing technology includes WealthVision (personal financial homepage), supplemented by third-party platforms for financial planning, risk assessment, and account access.

Differentiator

Problem solved

Functional benefit

Brands

FPA Owner Transitions: Business exit planning and transition services for business owners, coaching entrepreneurs through business transitions and exits
FPA Generations Team
FPA Business Solutions

Products and services

Advice for Life Wealth Management Process

Companies that use FPA

Customer profile

Segments2 records

Ideal customer profiles2 records

FPA technology and API

Technology

Technology focussed No

API detail

Has API: No
API docs
API detail

Core technology

AI maturity

App detail

Integration6 records

Feature2 records

FPA partnerships and signals

Strategic signal

Partnerships

Three partnerships are on record, tiered core.

LPL FinancialcoreTechnology or IntegrationSecurities are offered through LPL Financial, Member FINRA/SIPC. LPL provides the brokerage infrastructure, execution services, and technology platforms (AccountView) for client accounts. This is the primary brokerage relationship for all client securities transactions.
Private Advisor GroupcoreTechnology or IntegrationInvestment advice is offered through Private Advisor Group, a registered investment advisor. FPA advisors operate as representatives under this RIA, which provides compliance oversight and investment advisory infrastructure. FPA and Private Advisor Group are separate entities.
WealthVisioncoreTechnology or IntegrationWealthVision is the proprietary personal financial homepage platform provided to clients, allowing aggregate view of entire financial life for monitoring and planning purposes.

Scale indicators4 records

Recent moves6 records

Expansion highlights6 records

FPA competitors and assessment

Company assessment

Broad incumbents

Mercer Advisors: National RIA providing wealth management, financial planning, estate, and tax services primarily to HNW clients. Comparable as a fee-based RIA with comprehensive planning services targeting HNW individuals, retirees, and business owners.
Carson Group: Large RIA and broker-dealer supporting independent advisors with wealth management, financial planning, and business coaching services. Comparable as an independent advisory platform serving HNW clients, and operates a similar partnership-with-LPL-style model at greater scale.
Mariner Wealth Advisors: National independent RIA offering comprehensive wealth advisory, tax, estate, and retirement planning to HNW individuals and families. Comparable fee-based RIA serving similar client profiles with comparable service breadth; significantly larger and more geographically diversified than FPA.
Edelman Financial Engines: Large independent RIA offering wealth planning, investment management, and retirement plan services to individuals and families. Comparable as a fee-based advisory firm serving HNW clients with goals-based planning, though at much greater scale and with broader geographic reach.
Creative Planning: One of the largest independent RIAs in the US, providing fee-based wealth management, financial planning, and investment services to HNW individuals and families. Directly comparable as an independent, fee-based RIA serving HNW clients with comprehensive planning, though at vastly greater scale than FPA.

Others

Private Advisor Group: The RIA through which FPA Wealth Management delivers investment advisory services. Indirect peer/partner rather than direct competitor, but provides comparable RIA infrastructure, compliance oversight, and service offerings to independent advisor firms.
Focus Financial Partners: Consolidator of independent RIAs and wealth management firms, providing capital, infrastructure, and growth support. Not a direct competitor but represents the consolidator ecosystem that targets firms like FPA for acquisition and is a likely counterparty in any future exit transaction.

Direct peers

Buckingham Strategic Wealth: Independent, fee-only RIA providing evidence-based financial planning and wealth management to HNW individuals and families. Closely comparable as a fiduciary, fee-only advisory firm of similar mid-market scale with comparable financial-planning-led service model.
Sequoia Financial Group: Independent, fee-based wealth management firm offering financial planning, investment management, and tax services to HNW individuals and families. Comparable as a mid-sized independent RIA with goals-based planning and team-based advisory model.

Regional players

Belford & Company Wealth Management: Mid-Atlantic based independent wealth management firm providing personalized financial planning and investment advisory services. Comparable as a regional independent RIA serving HNW individuals, families, and business owners in the Greater Philadelphia / Northeast market.

Market position

Strengths1 record

Weaknesses1 record

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

FPA compliance and trust

Trust signal

Compliance3 records

FPA financial estimates

Financial estimate

Revenue estimate

Valuation estimate

FPA leadership team

Management profile

Number of profiles

Profiles22 records

FPA funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

FPA M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about FPA

What does FPA do?

Is FPA a public or private company?

FPA is a private company. It is classified as management employee owned and is currently operating.

When was FPA founded?

FPA was founded in 1991. It employs 11 to 50 people.

Where is FPA based?

FPA is headquartered in West Chester, United States, in the North America region.

How does FPA make money?

One revenue line is on record: fee-Based Advisory Services.

Who are FPA's main competitors?

Broad incumbents on record are Mercer Advisors, Carson Group, Mariner Wealth Advisors, Edelman Financial Engines and Creative Planning. Others are Private Advisor Group and Focus Financial Partners. Direct peers are Buckingham Strategic Wealth and Sequoia Financial Group. Belford & Company Wealth Management is listed as a regional player.

Does FPA have an API?

No public API is recorded for FPA.

What industry is FPA in?

FPA's product category is Wealth Management and Financial Advisory Services. Its primary akta.pro industry code is FSAAACAB, Financial Planning–Led RIAs, with a secondary code of FSAAAAAJ, Retirement & Pension Wealth (401(k)/IRA/SIPP/Superannuation Retail). Its NAICS code is 523940 and its SIC code is 6282.