VTB Insurance
VTB Insurance (Gazprom Insurance) is a Russian multi-line insurance company serving private individuals, corporate clients, and VIP customers with property, auto, travel, life, health, and mortgage products, distributed through the VTB Group banking ecosystem and direct digital channels.
- Company typePrivate
- Founded2000
- HeadquartersMoscow, Russia
- Headcount1,001–5,000
- GTM typeB2B and B2C
- OfferingServices
What VTB Insurance does
VTB Insurance is a Russian diversified insurance company operating under the legal entity ООО СК «Газпром страхование» (LLC Insurance Company Gazprom Insurance), founded in 2000 and headquartered in Moscow. The company is a controlled subsidiary within the VTB Group financial ecosystem and offers a broad multi-line insurance portfolio spanning property, auto (including OSAGO and voluntary КАСКО), travel, life and health, accident, gadget, mortgage, and corporate insurance programs, with specialized products for segments such as Yandex Taxi drivers and tick-borne disease coverage. Customer segments include private individuals (primary), corporate clients, VIP clients, and foreign nationals, served through a hybrid distribution model combining a self-service corporate website (gazpromins.ru), toll-free and Moscow phone lines, email support, and direct corporate sales.
The company's product architecture is modular, with core insurance lines supplemented by an extensive ecosystem of wellness and lifestyle add-ons including personal doctor services, pediatric care, health management programs, premium clinic access, medical monitoring, legal consultation, and community mutual programs. Bundled packages such as Могу все! and МегаПолис target VIP and high-net-worth segments by combining multiple coverage types with extended benefits. Underlying technology is described as a standard insurance website platform supporting policy activation, policy management, claims event reporting, and online customer service, with no disclosed AI/ML, proprietary models, APIs, or SDKs. The business model is built on recurring insurance premium collection from individuals, corporates, and VIP customers, with pricing determined by individualized risk assessment rather than published tiers. Recent material events include a formal insurance portfolio transfer initiated in August 2023 and completed in October 2023, indicating ongoing structural rebalancing of the company's risk book.
VTB Insurance firmographics
Firmographics- Name
- VTB Insurance
- Legal name
- ООО СК «Газпром страхование»
- Website
- https://vtbins.ru
- Company type
- Private
- Founded year
- 2000
- Operating status
- Operating
- Headcount range
- 1,001–5,000 employees
- Short description
- VTB Insurance (Gazprom Insurance) is a Russian multi-line insurance company serving private individuals, corporate clients, and VIP customers with property, auto, travel, life, health, and mortgage products, distributed through the VTB Group banking ecosystem and direct digital channels.
- Ownership category
- akta.pro rank
VTB Insurance industry classification
Industry- Product category
- Multi-line Insurance
- NAICS
- Direct Property and Casualty Insurance Carriers (524126), Direct Life, Health, and Medical Insurance Carriers (52411), Direct Health and Medical Insurance Carriers (524114), Finance and Insurance (52)
- SIC
- Insurance Carriers, Nec (6399), Fire, Marine & Casualty Insurance (6331), Life Insurance (6311), Accident & Health Insurance (6321)
- akta.pro primary industry
- Mid-Market Commercial Package (Package Policies) (FSAJAFAB)
- akta.pro secondary industries
- Commercial General Liability (CGL) (FSAJADAA), Commercial Auto & Fleet Insurance (FSAJAMAB), Individual Supplemental Health (Hospital Indemnity, Critical Illness, Accident) (FSAIAEAD)
Keywords
Where VTB Insurance is headquartered
LocationHeadquarters
- HQ city
- Moscow
- HQ country
- Russia
- HQ region
- Europe
Offices1 record
Markets served
VTB Insurance business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Operations, Personnel, Marketing or Sales, Technology or R&D, Infrastructure, Others
Revenue model
- Insurance Premiums: Collection of insurance premiums from private individuals, corporate clients, and VIP customers through various policy types including property, life and health, travel, and corporate programs.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Pricing determined by individualized risk assessment per policy. No standard public pricing tiers available. Customers contact via phone or email for quotes. |
Distribution channels3 records
Marketing channels4 records
VTB Insurance product offering
Product offeringCore offering
VTB Insurance (operating under the legal name ООО СК «Газпром страхование» / LLC Insurance Company Gazprom Insurance) is a Russian general insurance company offering a broad portfolio of personal, corporate, and VIP insurance products, including mandatory and voluntary auto insurance, travel insurance, property, life and health, accident, gadget, mortgage, and specialized mandatory lines (OSGOP, OSOPO), along with corporate insurance programs for businesses. The company operates on a recurring subscription model and serves private individuals, corporate clients, and VIP clients with tailored coverage and add-on health/assistance services.
Product overview
VTB Insurance (Gazprom Insurance, ООО СК «Газпром страхование») operates as a diversified insurance company offering a modular product architecture. The core offerings include property insurance (Защити жилье), auto insurance (Автострахование, ДКАСКО), travel insurance (Путешествие), life and health insurance (Страхование жизни и здоровья), and accident coverage (Несчастный случай). These are supplemented by an extensive ecosystem of health management add-on modules including Ваш личный доктор, Детский доктор, Управляй здоровьем, and medical programs like Отличная поликлиника and Медконтроль. The company also offers specialized niche products such as gadget insurance (Портативная техника), tick-borne disease coverage (Управляй клещом), Yandex Taxi driver insurance, and corporate insurance programs. For VIP clients and high-net-worth individuals, premium bundled packages like Могу все! and МегаПолис combine multiple coverage types with lifestyle services. The platform differentiates through wellness and prevention-focused products alongside traditional risk coverage.
Differentiator
Problem solved
Functional benefit
Products and services
- Auto Insurance (Автострахование)
Companies that use VTB Insurance
Customer profileSegments4 records
Ideal customer profiles4 records
VTB Insurance technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
VTB Insurance partnerships and signals
Strategic signalRecent moves6 records
Expansion highlights4 records
VTB Insurance competitors and assessment
Company assessmentDirect peers
- VSK (VSK Strakhovanie): Top-10 Russian multi-line insurer with similar product mix across P&C, life, accident, and corporate programs targeting retail and SME customers.
- SOGAZ: Russia's largest insurer by premiums, offering property, auto, life, health, and corporate programs across the same multi-line architecture as VTB Insurance; both serve Russian retail, corporate, and VIP segments.
- AlfaStrakhovanie: Major Russian insurer affiliated with Alfa-Bank, providing the same banking-distribution cross-sell dynamic that VTB Insurance enjoys with VTB Group.
- Ingosstrakh: Diversified Russian carrier in P&C, accident, and corporate lines; directly competes with VTB Insurance for both retail and enterprise Russian customers.
- RESO-Garantia: Top-3 Russian multi-line insurer with similar auto (OSAGO/KASKO), property, health, and corporate offerings; comparable customer segments and distribution model.
- Rosgosstrakh: Historic Russian retail-focused insurer with national footprint in auto, property, and life insurance; comparable product breadth to VTB Insurance's individual segment.
- Renaissance Insurance: Russian multi-line insurer with strong retail auto and property franchise; competes in the same digital-distribution and price-sensitive customer segments as VTB Insurance.
- MAKC (Moscow Aviation Center): Russian insurer with diversified P&C and corporate programs; comparable footprint in the Moscow and federal corporate insurance market.
- SberInsurance (Sberbank Insurance): Insurance arm of Sberbank, offering retail and corporate coverage leveraging Sberbank's distribution — the most direct analog to VTB Insurance's VTB Group embedded-distribution model.
Emerging players
- Absolut Insurance: Mid-sized Russian insurer in auto, property, and accident lines; partial product overlap with VTB Insurance but at a smaller scale.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
VTB Insurance social profiles
Digital presenceVTB Insurance financial estimates
Financial estimateRevenue estimate
Valuation estimate
VTB Insurance leadership team
Management profileNumber of profiles
VTB Insurance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
VTB Insurance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about VTB Insurance
What does VTB Insurance do?
VTB Insurance (operating under the legal name ООО СК «Газпром страхование» / LLC Insurance Company Gazprom Insurance) is a Russian general insurance company offering a broad portfolio of personal, corporate, and VIP insurance products, including mandatory and voluntary auto insurance, travel insurance, property, life and health, accident, gadget, mortgage, and specialized mandatory lines (OSGOP, OSOPO), along with corporate insurance programs for businesses. The company operates on a recurring subscription model and serves private individuals, corporate clients, and VIP clients with tailored coverage and add-on health/assistance services.
Is VTB Insurance a public or private company?
VTB Insurance is a private company. It is classified as corporate owned and is currently operating.
When was VTB Insurance founded?
VTB Insurance was founded in 2000. It employs 1,001 to 5,000 people.
Where is VTB Insurance based?
VTB Insurance is headquartered in Moscow, Russia, in the Europe region.
How does VTB Insurance make money?
One revenue line is on record: insurance Premiums.
Who are VTB Insurance's main competitors?
Direct peers on record are VSK (VSK Strakhovanie), SOGAZ, AlfaStrakhovanie, Ingosstrakh, RESO-Garantia, Rosgosstrakh, Renaissance Insurance, MAKC (Moscow Aviation Center) and SberInsurance (Sberbank Insurance). Absolut Insurance is listed as an emerging player.
Does VTB Insurance have an API?
No public API is recorded for VTB Insurance.
What industry is VTB Insurance in?
VTB Insurance's product category is Multi-line Insurance. Its primary akta.pro industry code is FSAJAFAB, Mid-Market Commercial Package (Package Policies), with a secondary code of FSAJADAA, Commercial General Liability (CGL). Its NAICS code is 524126 and its SIC code is 6399.