Ircantec

What Ircantec does

Ircantec is a French mandatory supplementary pension scheme established in 1970 to provide retirement income on top of the basic state pension for public-sector employees. It specifically covers civil servants and non-permanent staff of the French civil service, who are statutorily enrolled and contribute alongside their employers. The scheme collects contributions from both employees and employers and pays out benefits to retired members, functioning as a defined social-insurance institution rather than a commercial enterprise.

The organization is headquartered in Angers, France, and operates with a staff of 51-100 employees. Its activities — contribution intake, benefit calculation, and pension disbursement — are administered under French public law, which fixes participation, contribution rates, and benefit formulas. Ircantec's website (ircantec.retraites.fr) is hosted under the French state pension domain and was inaccessible at the time of data capture due to scheduled maintenance.

Because the scheme is mandatory and its member base is defined by regulation, Ircantec does not pursue conventional go-to-market or pricing strategies; there are no disclosed product tiers, revenue mechanics, or commercial partnerships in the input. The data set is thin on financial metrics, leadership, partnerships, and technology infrastructure, and the current maintenance status of the website limited further enrichment.

Name

Ircantec

Website

https://ircantec.retraites.fr

Company type

Private

Founded year

1970

Headcount range

51–100 employees

Short description

Ircantec is the mandatory French supplementary pension scheme, founded in 1970 and headquartered in Angers, providing retirement benefits to non-permanent civil servants and public-sector employees funded through statutory employer and employee contributions.

Ownership category

akta.pro rank

Product category

Supplementary Pension Fund

NAICS

Pension Funds (525110), Insurance and Employee Benefit Funds (5251)

akta.pro primary industry

Pensions & Retirement Benefits Administration (BPAIAKAA)

akta.pro secondary industry

Benefits Administration (BPACAPAC)

Keywords

• Supplementary pension scheme
• Civil service pensions
• Retirement benefits administration
• Public sector pensions
• Pension fund management

Headquarters

HQ city

Angers

HQ country

France

HQ region

Europe

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure

Core offering

Ircantec administers a mandatory supplementary pension scheme for non-permanent staff of the French civil service under public law. The organization collects contributions from both employees and public sector employers, manages accumulated pension assets through investment, and pays out supplementary retirement benefits on top of France's basic state pension.

Differentiator

Problem solved

Functional benefit

Products and services

• Ircantec Supplementary Pension Scheme Mandatory supplementary retirement pension scheme for non-permanent French civil service employees, funded by employer and employee contributions and providing retirement benefits in addition to the basic French state pension.

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves1 record

Expansion highlights1 record

Regional players

• ATP: Danish statutory supplementary pension scheme providing a guaranteed universal layer on top of state pensions. Operates a structurally similar mandatory supplementary pension model to Ircantec, but in Denmark.
• KLP: Norway's largest pension provider focused on the municipal and health sector public workforce. Comparable as a Norwegian public sector pension entity with mutual/compulsory participation dynamics analogous to Ircantec.
• ABP: Largest pension fund in the Netherlands for government and education employees. Comparable as a statutory public sector pension scheme in another European market with similar pay-as-you-go and funded elements.

Direct peers

• CNRACL: Caisse Nationale de Retraites des Agents des Collectivités Locales, the French public pension fund for local government and hospital workers. Directly comparable to Ircantec as a statutory scheme for a distinct French public sector segment.
• ERAFP: Établissement de Retraite Additionnelle de la Fonction Publique, the supplementary pension fund for French statutory civil servants. Closely comparable function to Ircantec with a partially overlapping contributor base.
• AGIRC-ARRCO: France's mandatory complementary pension scheme for private sector employees. Operates under the same statutory contribution/benefit model as Ircantec but covers the private sector workforce, making it the most direct structural comparable.

Broad incumbents

• PSP Investments: Public Sector Pension Investment Board in Canada, managing pension funds for Canadian public sector employees. Comparable as a large public sector pension investment manager, though operating in a different jurisdiction.
• Caisse des Dépôts: French public financial institution that administers several public-interest missions including pension fund management. Adjacent comparable rather than a direct competitor due to its broader mandate.
• CalPERS: California Public Employees' Retirement System, the largest US public pension fund. Operates at much greater scale than Ircantec but serves a similar function of administering retirement benefits for public sector employees.

Emerging players

• BVK: Bayerische Versorgungskammer, a German supplementary pension institution for Bavarian public sector employees. Comparable as a regional European supplementary pension scheme for public law employees.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat2 records

Key risks5 records

Key highlights5 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Ircantec