Batifranc

What Batifranc does

Batifranc is a French regional commercial real estate financing company headquartered in Besançon, Bourgogne Franche-Comté, founded in 1983. It operates as a licensed Société de financement agréée (CIB 18040J) specializing in crédit-bail immobilier (real estate financial leasing), offering businesses the ability to occupy office, warehouse, workshop, or industrial space under multi-year lease arrangements (up to approximately 15 years) with a €1 symbolic ownership transfer at contract end. The company also provides locations simples (straight leasing) of its own modular properties and prise de participations (equity investments) in real estate companies. As of FY2024, Batifranc reported €13M in revenue, €1.2M net income, and a €199M gross total balance sheet, with cumulative activity exceeding €500M invested across 600+ buildings and 1.5M m² of real estate assets in the region.

Batifranc serves primarily small and medium enterprises (PME/PMI) across diverse industries including manufacturing, services, technology, food and beverage, and defense, as well as local and regional government bodies supporting territorial economic development. Its customer base spans 500+ financed projects over 40+ years, with named clients including Cenats (aerospace), Plubeau (defense), Forvia (hydrogen mobility), and various regional SMEs. The company's go-to-market is direct enterprise field sales through dedicated chargés d'affaires, supplemented by a website with property listings and a Dijon satellite office in addition to its Besançon headquarters. Ownership is dominated by credit institutions (54.66%) and local public authorities (42.82%), giving Batifranc a unique public-private capital structure.

The company's technology profile centers on financial engineering and property development rather than software or AI. Notable physical assets include the PEPPER and Spicy office buildings in Dijon Valmy (5,000 m² each, BREEAM Very Good certified, €12M each) and TEMIS 2 in Besançon. Batifranc has begun experimenting with digital twin scanning using a robotic dog and drone for industrial brownfield site modeling, and the company has invested in sustainable building certifications (RT2012-40%, E+C- E3C1 label). The firm maintains an active content marketing and earned media presence, with regular coverage in regional press and trade publications.

Name

Batifranc

Legal name

BATIFRANC

Website

https://batifranc.fr

Company type

Private

Founded year

1983

Operating status

Operating

Headcount range

11–50 employees

Short description

Batifranc is a French licensed commercial real estate financing company (founded 1983, Besançon) offering crédit-bail immobilier, leasing, and equity investments to small and medium enterprises and local authorities across the Bourgogne Franche-Comté region, with over 500 projects financed and €199M in total balance sheet.

Ownership category

akta.pro rank

Product category

Commercial Real Estate Financing

NAICS

Lessors of Real Estate (5311), Lessors of Nonresidential Buildings (except Miniwarehouses) (531120), Nondepository Credit Intermediation (5222)

SIC

Finance Lessors (6172), Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

SME Commercial Real Estate (CRE) Lending (FSABABAG)

akta.pro secondary industries

Construction & Development (C&D) Lending — Commercial/Multifamily (FSALADAH), SME Business Lending (Term Loans, Lines of Credit, Overdrafts) (FSABABAB)

Keywords

• Commercial real estate financing
• Credit-bail immobilier
• Real estate leasing
• Property development financing
• Lease financing services

Headquarters

HQ city

Besançon

HQ country

France

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Marketing or Sales, Technology or R&D

Revenue model

1. Crédit-bail immobilier (Financial Leasing): The primary revenue model. The company acts as a lessor for commercial real estate, allowing businesses to rent office or industrial space for up to approximately 15 years before becoming owners for 1€ symbolic. This generates recurring lease income over the contract term. The company finances these operations in partnership with banks and institutional investors.
2. Location simple (Straight Leasing): Flexible rental of adaptable and modular spaces in the Bourgogne Franche-Comté region. Tenants rent office, warehouse, or workshop spaces without the ownership transfer component.
3. Prise de participations (Equity Investments): Investment in and taking equity stakes in real estate companies to support clients' property development and asset building strategies.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

Batifranc provides commercial real estate financing and leasing services to businesses in the Bourgogne-Franche-Comté region of France. Its core offering is Crédit-Bail Immobilier (financial leasing), which lets businesses occupy office, industrial, or commercial space for up to 15 years before acquiring ownership for €1 symbolic, with 100% financing including VAT and rent payments fully deductible from taxable income. The company complements this with direct rental (Locations Simples) of modular spaces and equity participation (Prise de Participations) in real estate companies to support client development.

Product overview

Batifranc is a regional real estate financing company offering three core services: Crédit-Bail Immobilier (financial leasing with ownership option), Locations Simples (direct property rentals), and Prise de Participations (equity investment in real estate companies). The company develops and manages commercial properties including office buildings like PEPPER and Spicy in Dijon Valmy (both 5,000 m² BREEAM Very Good certified buildings costing €12M each), and TEMIS 2 in Besançon. Properties span offices, warehouses, workshops, and industrial spaces across the Bourgogne-Franche-Comté region. Batifranc operates as an approved financing company (Société de financement agréée) with CIB 18040J, partnered with local banks and institutional investors.

Differentiator

Problem solved

Functional benefit

Products and services

• Crédit-Bail Immobilier Real estate financial leasing (crédit-bail) service allowing businesses to rent office or commercial space for up to 15 years while Batifranc handles property management, before acquiring ownership for €1 symbolic. Includes 100% financing including VAT, with rents fully deductible from taxable income, tailor-made rent structures (constant, progressive, or degressive), and fixed/variable/mixed rate options.
• Locations Simples Direct rental of adaptable and modular spaces including offices, warehouses, and workshops in the Bourgogne Franche-Comté region. Tenants rent space without the ownership transfer component, providing flexible occupancy for businesses that need premises without long-term purchase or lease-to-own commitments.
• Prise de Participations Investment and equity participation in real estate companies to support clients' property development and wealth building strategies. Batifranc takes equity stakes and serves as shareholder and President of dedicated Foncières (real estate investment vehicles) for major industrial projects such as the Forvia Clean Mobility platform at Allenjoie.
• Immeuble PEPPER Modern office building in Dijon Valmy offering 5,000 m² across 7 levels with BREEAM Very Good certification. Features include photovoltaic panels, electric vehicle charging stations, coworking space (Espace Mustard), secure bicycle storage, reversible air conditioning, and a bioclimatic design approach. Houses Batifranc's Dijon satellite office and is available for rent to commercial tenants.
• Immeuble TEMIS 2 Office building in Besançon Temis offering 347.50 m² per floor with underground and outdoor parking facilities. Located within the Témis 3 business park area and available for commercial rental to businesses.
• Immeuble Spicy Innovative office building in Dijon Valmy offering 5,000 m² across 7 levels, developed alongside the PEPPER building, with high environmental performance and BREEAM Very Good certification. Total development cost of €12 million.

Quantifiable outcome

• Over 500M€ invested and 500+ projects financed over 40+ years
• +4 more outcomes

Named customers7 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

Three partnerships are on record, tiered core and minor.

• BFC AngelscoreStrategic or Co-development Partner · 1 January 2024Batifranc has partnered with BFC Angels, the Business Angels network for Bourgogne-Franche-Comté, to strengthen links between investors and entrepreneurs across all 8 departments of the region. Batifranc serves as an official partner committed to financially supporting the association in 2025, demonstrating its commitment to regional entrepreneurship and economic dynamism.
• Forvia (via a dedicated Foncière)minorStrategic or Co-development Partner · 1 January 2023Batifranc is a shareholder and President of a dedicated Foncière (real estate investment vehicle) that financed the €multi-million Clean Mobility industrial platform at Allenjoie (Doubs) for Forvia. This automotive equipment group's plant focuses on depollution systems and hydrogen storage for zero-emission mobility, with a target of 100,000 hydrogen tanks per year by 2030.
• Mitsubishi Electric / LCR (Les Constructeurs Réunis)minorStrategic or Co-development Partner · 1 January 2023Batifranc participated in the Trophée des 3 Diamants competition organized by Mitsubishi Electric alongside construction partner LCR (Les Constructeurs Réunis). The competition rewarded projects featuring heating solutions that stand out for energy performance, innovation, design, and occupant well-being.

Scale indicators10 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• SIAGI: Société de Garantie et d'Investissement pour les PME, providing financing and guarantees to French SMEs including credit-bail-like structures. Highly comparable niche SME financing focus, though with a guarantee-based rather than direct lease model.
• Unimo: French SME-focused real estate financing company offering credit-bail and real estate leasing solutions. Comparable size and target market to Batifranc, serving French SMEs that need commercial real estate without tying up capital.

Broad incumbents

• CIC (Crédit Industriel et Commercial): French banking group active in SME financing including real estate leasing and crédit-bail. Comparable in SME relationship banking and has a strong regional presence in eastern France, partially overlapping with Batifranc's BFC geography.
• BNP Paribas Lease Group: Leasing and asset finance division of BNP Paribas, offering real estate and equipment leasing solutions to French SMEs and corporates. Direct overlap with Batifranc's crédit-bail immobilier proposition, with much broader product portfolio.
• Société Générale Equipment Finance: Equipment and real estate leasing subsidiary of Société Générale, offering credit-bail and financing solutions to French SMEs and corporates. Directly competes with Batifranc in commercial real estate leasing at national scale.
• Crédit Mutuel Leasing: Leasing arm of Crédit Mutuel group, providing real estate credit-bail and equipment finance to French SMEs. Competes directly with Batifranc in the crédit-bail immobilier market and has meaningful presence in the Bourgogne-Franche-Comté region.
• Crédit Agricole Leasing: Leasing arm of Crédit Agricole, offering crédit-bail immobilier across France to SMEs and mid-market. Directly competes with Batifranc in commercial real estate leasing but at national scale with substantially deeper funding and pricing power.
• BPI France: France's public investment bank, providing financing, guarantees, and equity to French SMEs and mid-caps including through real estate solutions. Comparable SME focus but with a national mandate, public funding base, and broader product set than Batifranc.
• BPCE Lease: Leasing subsidiary of Groupe BPCE (Banques Populaires / Caisses d'Epargne), providing real estate and equipment credit-bail nationwide. Competes with Batifranc in the French SME crédit-bail immobilier market, with stronger funding and digital origination capabilities.
• Natixis Lease: Leasing arm of Natixis (Groupe BPCE), active in commercial real estate finance and crédit-bail. Comparable business model to Batifranc but at significantly larger scale, serving enterprise and SME clients across France.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

• YouTubeyoutube.com/@batifranc
• LinkedInlinkedin.com/company/batifranc

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Batifranc