Comfaboy
Comfaboy is a Colombian mandatory family compensation fund (Caja de Compensación Familiar) serving over 100,000 affiliated workers and families in Boyacá department with subsidies, healthcare, education, recreation, housing, and employment services funded by employer payroll contributions.
- Company typePrivate
- Founded1961
- HeadquartersTunja, Colombia
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Comfaboy does
Comfaboy (Caja de Compensación Familiar de Boyacá) is a Colombian private non-profit social welfare entity established in 1961 and headquartered in Tunja, Colombia. Operating exclusively in the Boyacá department under Colombian social security laws (Law 21/1982, Law 100/1993, Law 789/2002), it is regulated by the Superintendencia del Subsidio Familiar (SSF) and Superintendencia Nacional de Salud (Supersalud). Its core function is to collect mandatory 4% employer payroll contributions and redistribute them as monetary subsidies, in-kind benefits, and services to affiliated workers and their families.
The organization delivers a comprehensive multi-module welfare platform comprising: monetary subsidies (Subsidio Monetario), in-kind subsidies (Supersábado family basket covering 10% of grocery purchases, school supplies, footwear, menstrual products), healthcare through owned IPS facilities, three K-12 schools (Sogamoso, Tunja, Chiquinquirá), five recreational/hospitality facilities (Club Comfaboy Tunja, Hotel Panorama Paipa, vacation centers in Moniquirá/Sogamoso/Duitama), credit products (Comfacrédito), housing subsidies (FOVIS with four annual cycles), and employment placement services (Agencia MPC). Digital infrastructure includes the SIAS subsidy management system, a transactional web portal, and the recently implemented Genesys customer experience platform.
The business model is based on mandatory employer contributions (recurring subscription), supplemented by service revenue from healthcare IPS, education tuition, recreational facility fees, and credit interest. Distribution spans 11 physical service locations, digital channels, contact center, WhatsApp, and over 100 allied commerce partners. Customer segments include affiliated workers (Categories A and B), their dependents, unemployed workers (Cesantes via MPC), and affiliated employers. The entity serves over 100,000 affiliated worker families with no external parent company, private equity, or venture capital backing.
Comfaboy firmographics
Firmographics- Name
- Comfaboy
- Legal name
- Caja de Compensación Familiar de Boyacá
- Website
- https://comfaboy.org
- Company type
- Private
- Founded year
- 1961
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Comfaboy is a Colombian mandatory family compensation fund (Caja de Compensación Familiar) serving over 100,000 affiliated workers and families in Boyacá department with subsidies, healthcare, education, recreation, housing, and employment services funded by employer payroll contributions.
- Ownership category
- akta.pro rank
Comfaboy industry classification
Industry- Product category
- Social Welfare and Family Compensation Services
- NAICS
- Sales Financing (52222), Educational Services (611)
- SIC
- Savings Institution, Federally Chartered (6035), Personal Credit Institutions (6141)
- akta.pro primary industry
- Family Office Trust & Fiduciary Services (FSAEAKAF)
- akta.pro secondary industry
- Community Development Credit Unions (CDCUs) (FSABAEAC)
Keywords
Where Comfaboy is headquartered
LocationHeadquarters
- HQ city
- Tunja
- HQ country
- Colombia
- HQ region
- Latin America
Offices11 records
Markets served
Comfaboy business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others
Revenue model
- Employer Payroll Contributions: As a Colombian Caja de Compensación Familiar, Comfaboy receives mandatory 4% contributions from affiliated employers based on their payroll. These funds are used to provide subsidies and services to affiliated workers and their beneficiaries.
- IPS Health Services Revenue: Revenue generated from healthcare services provided through its IPS (Institución Prestadora de Servicios de Salud) including medical consultations, odontology, vaccinations, and nutrition programs.
- Educational Services: Revenue from educational institutions including three colleges (Sogamoso, Tunja, Chiquinquirá), libraries, music schools, and vocational training programs.
- Recreation and Tourism Facilities: Revenue from recreational facilities including Club Comfaboy Tunja, Hotel Panorama, Centro Vacacional Moniquirá, Centro Recreacional Sogamoso, Centro Recreacional Duitama, and various event venues.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Copa menstrual: Category A 90%, Category B 80% subsidy |
| Subscription | Annual | Pantys absorbentes: Category A 90%, Category B 80% subsidy |
| Subscription | Monthly | Supersabado family basket subsidy: 10% coverage |
Go-to-market motion1 record
Distribution channels5 records
Marketing channels8 records
Comfaboy product offering
Product offeringCore offering
Comfaboy (Caja de Compensación Familiar de Boyacá) is a Colombian Family Compensation Fund that delivers a comprehensive social welfare services portfolio to affiliated workers and their families in the Boyacá department. Its core offering centers on monetary subsidies and in-kind benefits (family basket, school supplies, footwear, menstrual products), complemented by owned healthcare IPS services, educational institutions, recreational and hospitality facilities, credit products, housing subsidies (FOVIS), and employment placement services (Agencia MPC).
Product overview
Comfaboy (Caja de Compensación Familiar de Boyacá) is a Colombian family compensation fund offering a comprehensive, multi-module social welfare platform for affiliated workers in the Boyacá department. The core offering comprises monetary subsidies and in-kind benefits (Supersábado family basket subsidy, school footwear, school bonus, menstrual products), supplemented by owned health services (Salud IPS), educational institutions (schools in Sogamoso/Tunja/Chiquinquirá, music schools, libraries), recreational and hospitality infrastructure (vacation centers in Paipa/Moniquirá/Sogamoso/Duitama, Club Comfaboy Tunja, Hotel Panorama Paipa), credit products (Comfacrédito), housing subsidies (FOVIS), and employment placement services (Agencia MPC). Digital services include a transactional portal (Zona Transaccional), credit simulator, card balance checking, digital library, and educational community platform. All services are interconnected through the Tarjeta Integral de Servicios and governed by a life-cycle approach (Ciclo de Vida) covering maternal health, child development, youth, adulthood, and senior programs.
Differentiator
Problem solved
Functional benefit
Products and services
- Subsidio Monetary (Monetary Subsidy)
Quantifiable outcome
- 377 unemployment subsidies delivered to affiliated workers
- +2 more outcomes
Companies that use Comfaboy
Customer profileNamed customers2 records
Segments4 records
Ideal customer profiles5 records
Comfaboy technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
Feature2 records
Comfaboy partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered minor and core.
- VIVE MAS FIT (Gyms)minorGym partnership in Tunja valid through December 31, 2026 offering discounted or subsidized fitness services to affiliated members.
- Ópticos GroupminorOptical services partnership in Duitama valid May 6, 2025 through May 25, 2027 providing vision care services to affiliated members.
- UNIASTURIAS / RED SUMMA (Education)minorVirtual education partnership valid November 10, 2025 through November 9, 2026 offering educational programs to affiliated members.
- GENESYS (Customer Experience Platform)coreImplemented GENESYS platform to transform digital customer experience across all service touchpoints, integrating contact center and member communications.
- SSF - Superintendencia del Subsidio FamiliarcorePrimary regulatory oversight body for Colombian Compensation Funds, ensuring compliance with national social welfare regulations.
- Supersalud - Superintendencia Nacional de SaludcoreHealthcare regulatory body overseeing IPS operations and health services delivery compliance.
- AsocajasminorColombian association of Compensation Funds providing industry representation, best practices sharing, and collective advocacy.
- SGS (Certification)minorInternational certification and inspection services for quality standards compliance.
Scale indicators6 records
Recent moves6 records
Expansion highlights4 records
Comfaboy competitors and assessment
Company assessmentDirect peers
- Comfandi: Comfandi operates as a family compensation fund in the Valle del Cauca region with comparable subsidiaries in subsidies, healthcare, education, recreation, housing, and credit. Direct regional peer to Comfaboy given the same Caja de Compensación framework under Colombian law.
- Colsubsidio: Colsubsidio is a major Bogotá-based Caja de Compensación offering a similar diversified welfare portfolio (subsidies, education, recreation, healthcare, credit). Comparable to Comfaboy in structure and regulatory status, but operating at significantly greater scale in a larger market.
- Comfenalco Antioquia: Comfenalco Antioquia is a leading Caja serving the Antioquia department, operating hotels, schools, IPS facilities, and subsidized welfare services funded by mandatory employer contributions. Structurally identical to Comfaboy and competing for affiliated employer relationships across Colombian regions.
- Cafam: Cafam serves Bogotá and Cundinamarca as a family compensation fund with extensive owned recreational, educational, and healthcare infrastructure. Strong direct peer to Comfaboy given identical revenue model (4% payroll tax) and comprehensive service portfolio.
- Compensar: Compensar is one of Colombia's largest Cajas de Compensación Familiar, serving Bogotá and Cundinamarca. It operates the same mandatory 4% payroll contribution model, providing subsidies, IPS healthcare, education, recreation, credit, housing, and employment services — the closest one-to-one comparable to Comfaboy's business model.
Regional players
- Comfamiliar Risaralda: Comfamiliar Risaralda is a regional Caja in Colombia's coffee axis (Risaralda), offering the same subsidy, healthcare, education, and recreation services under the national Caja framework. Comparable business model to Comfaboy though operating in a different Colombian region.
- Comfenalco Quindío: Comfenalco Quindío is a smaller regional Caja operating in the Quindío department with the same mandatory contribution model and service portfolio (subsidies, recreation, healthcare). Functionally analogous to Comfaboy but at smaller scale and in a different Colombian geography.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat4 records
Key risks7 records
Key highlights7 records
Customer concentration
Comfaboy social profiles
Digital presenceComfaboy compliance and trust
Trust signalCompliance11 records
Comfaboy financial estimates
Financial estimateRevenue estimate
Valuation estimate
Comfaboy leadership team
Management profileNumber of profiles
Comfaboy funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Comfaboy M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Comfaboy
What does Comfaboy do?
Comfaboy (Caja de Compensación Familiar de Boyacá) is a Colombian Family Compensation Fund that delivers a comprehensive social welfare services portfolio to affiliated workers and their families in the Boyacá department. Its core offering centers on monetary subsidies and in-kind benefits (family basket, school supplies, footwear, menstrual products), complemented by owned healthcare IPS services, educational institutions, recreational and hospitality facilities, credit products, housing subsidies (FOVIS), and employment placement services (Agencia MPC).
Is Comfaboy a public or private company?
Comfaboy is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was Comfaboy founded?
Comfaboy was founded in 1961. It employs 11 to 50 people.
Where is Comfaboy based?
Comfaboy is headquartered in Tunja, Colombia, in the Latin America region.
How does Comfaboy make money?
Four revenue lines are on record. Employer Payroll Contributions are the primary driver. The others are IPS Health Services Revenue, educational Services and recreation and Tourism Facilities.
Who are Comfaboy's main competitors?
Direct peers on record are Comfandi, Colsubsidio, Comfenalco Antioquia, Cafam and Compensar. Regional players are Comfamiliar Risaralda and Comfenalco Quindío.
Does Comfaboy have an API?
No public API is recorded for Comfaboy.
What industry is Comfaboy in?
Comfaboy's product category is Social Welfare and Family Compensation Services. Its primary akta.pro industry code is FSAEAKAF, Family Office Trust & Fiduciary Services, with a secondary code of FSABAEAC, Community Development Credit Unions (CDCUs). Its NAICS code is 52222 and its SIC code is 6035.