Affluence Funds Management

What Affluence Funds Management does

Affluence Funds Management Limited is an Australian boutique funds management company headquartered in Brisbane (ABN 68 604 406 297, AFSL 475940) that operates a multi-manager fund-of-funds platform across four distinct managed funds: the Affluence Income Trust (a diversified fixed income fund targeting monthly distributions of RBA Cash Rate plus 3% per annum, launched 2023), the Affluence Investment Fund (providing exposure to 20-35 underlying specialist managers across all asset classes), the Affluence LIC Fund (a portfolio of Listed Investment Companies) and the Affluence Small Company Fund (unlisted funds run by specialist equity managers, available only to eligible/wholesale investors). The firm's stated investment methodology is contrarian and value-focused, combining 'best of breed' managers who operate in specialised markets with less competition, in order to deliver a mix of regular monthly income and long-term capital growth with lower volatility.

The business model is direct-to-consumer, with a minimum initial investment of $20,000 and applications processed monthly via the firm's website and the Registry Direct investor portal. Affluence charges 100% performance-based fees, with no fixed management fees, aligning manager and investor interests. The company targets three primary customer segments: retirees and SMSFs (often former holders of bank hybrids seeking yield), income-oriented investors requiring monthly cash flow, and eligible/wholesale investors seeking access to smaller-company managers. The firm has 1-10 employees, operates only in Australia, and is privately held by its founders and principals with no disclosed parent company, external shareholders, or funding rounds.

Across its four funds, the platform has accumulated almost 30 years of combined monthly return observations, which the firm uses to analyse seasonal patterns and support investment decisions. Distribution is primarily through content-led digital marketing, including the affluencefunds.com.au website, a monthly eNews newsletter, social media, and educational articles. Revenue is not publicly disclosed and is structurally cyclical, depending entirely on positive fund performance.

Name

Affluence Funds Management

Legal name

Affluence Funds Management Limited

Website

https://affluencefunds.com.au

Company type

Private

Founded year

2023

Operating status

Operating

Headcount range

1–10 employees

Short description

Affluence Funds Management is a privately held Australian boutique funds manager operating a four-fund, multi-manager platform that targets retirees, SMSFs, and wholesale investors with a 100% performance-based fee model and monthly income distributions.

Ownership category

akta.pro rank

Product category

Fund Management

NAICS

Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)

SIC

Investment Advice (6282)

akta.pro primary industry

Fund of Funds & Multi-Manager Mutual Funds (FSAAAEAL)

akta.pro secondary industries

Multi-Asset Fund-of-Funds & Multi-Manager Allocation (FSAAAJAI), Multi-Asset Income Funds (Diversified Income) (FSAAAJAG)

Keywords

• Fund of funds
• Managed investment funds
• Wealth management
• Portfolio diversification
• Income fund management

Headquarters

HQ city

Brisbane

HQ country

Australia

HQ region

Oceania

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Management Fees: 100% performance-based fees with no fixed fees charged. The company explicitly states 'Our fees are 100% performance based' as a key differentiator from traditional fund managers who 'Take fees regardless of performance.' Revenue is derived from performance fees earned when funds generate positive returns.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels6 records

Core offering

Affluence Funds Management operates as a multi-manager fund of funds provider, offering four managed investment funds—the Affluence Income Trust (diversified fixed income), Affluence Investment Fund (20-35 specialist managers across asset classes), Affluence LIC Fund (Listed Investment Companies), and Affluence Small Company Fund (small cap unlisted funds). The firm targets regular monthly income and long-term capital growth for retail and wholesale investors, with a $20,000 minimum initial investment and monthly application cut-offs.

Product overview

Affluence Funds Management operates as a multi-fund investment management platform offering four distinct managed funds. The core portfolio includes the Affluence Income Trust (fixed income), Affluence Investment Fund (multi-manager diversified), Affluence LIC Fund (Listed Investment Company exposure), and Affluence Small Company Fund (small cap equities). The funds operate as a unified platform with shared infrastructure for investor management via Registry Direct, unified application processes, and consolidated reporting.

Differentiator

Problem solved

Functional benefit

Brands

• Affluence Income Trust: Provides access to a highly diversified portfolio of Fixed Income assets with a minimum distribution equal to the RBA Cash Rate plus 3% per annum, paid monthly.
• Affluence Investment Fund
• Affluence LIC Fund
• Affluence Small Company Fund

Products and services

• Affluence Income Trust Provides access to a highly diversified portfolio of Fixed Income assets with a minimum distribution equal to the RBA Cash Rate plus 3% per annum, paid monthly. Designed for investors seeking regular monthly income and capital preservation over rolling 3-year periods.
• Affluence Investment Fund Provides access to 20-35 investment managers across all asset classes targeting a mix of monthly income and long term growth. The flagship multi-manager fund for diversified exposure.
• Affluence LIC Fund Provides access to Australian and global listed stocks plus selected other assets through a portfolio of Listed Investment Companies (LICs). Designed for investors seeking LIC-style exposure.
• Affluence Small Company Fund Provides access to smaller listed companies through a diversified portfolio of unlisted funds run by specialist equity investment managers. Available only to eligible (wholesale) investors.

Quantifiable outcome

• Affluence Income Trust: 7.35% per annum distribution rate (RBA Cash Rate + 3%) paid monthly
• +4 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Fund Managers (Unspecified)coreStrategic or Co-development PartnerAffluence invests in funds managed by specialist investment managers. The Affluence Investment Fund provides access to 20-35 investment managers across all asset classes. These managers operate in specialised markets with less funds under management and competitive advantages. Affluence seeks 'best of breed' managers and combines them to cushion against equity market corrections.

Scale indicators3 records

Recent moves4 records

Expansion highlights4 records

Direct peers

• WCM Investment Management: Global boutique active equity manager with a concentrated, quality-growth philosophy. Comparable as a boutique active manager seeking outperformance through differentiated methodology, though WCM is materially larger and global rather than Australia-focused.
• Allan Gray Australia: Australian branch of South African value-oriented fund manager offering multi-asset and equity funds to retail and SMSF investors. Highly comparable contrarian/value philosophy, multi-asset approach, and similar target customer segments in Australia.
• Clime Asset Management: Australian boutique manager offering Australian equities, LIC, and income strategies to retail and SMSF investors. Comparable as a small-cap Australian boutique targeting similar customer segments with active, value-oriented funds.
• Auscap Asset Management: Australian boutique long-only equities manager focused on Australian mid and small caps. Comparable boutique size, Australian-only distribution, and active value-oriented philosophy serving SMSF and retail investors.
• Plato Investment Management: Australian boutique active manager with systematic quality and income-focused strategies. Comparable boutique scale, multi-manager-style approach, and focus on SMSF and advised retail channels in Australia.
• Antipodes Partners: Australian-based boutique global equities manager. Comparable as a boutique active manager with a contrarian/value tilt, serving Australian SMSF and wholesale investors with concentrated global mandates.
• K2 Asset Management: Australian boutique fund manager offering absolute-return, long-short and income strategies to retail and wholesale investors. Comparable boutique scale, Australian distribution focus, and performance-oriented philosophy targeting similar SMSF/retail segments.

Broad incumbents

• Platinum Asset Management: Large Australian multi-manager-style fund manager offering global and Australian equity funds to retail and wholesale investors. Comparable as a listed Australian fund manager targeting similar SMSF and retail segments, though at materially larger scale and broader product set.
• Magellan Asset Management: Leading Australian fund manager known for global equities strategies with high-conviction multi-manager-style approach. Comparable as an Australian-listed active manager targeting SMSF, retail and institutional investors with concentrated, value-oriented philosophies.
• Perpetual Limited: One of Australia's largest traditional fund managers offering multi-asset, Australian equities and fixed income funds. Comparable as a major Australian incumbent with overlapping retail and wholesale distribution channels and a long heritage of active management.

Market position

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/AffluenceFunds
• Facebookfacebook.com/AffluenceFunds
• LinkedInlinkedin.com/company/affluence-funds-management

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Affluence Funds Management