Oscards

What Oscards does

Oscards AG is a Swiss B2B provider of integrated card solutions, headquartered in Pfäffikon, Canton Zurich, and founded in 1994. The company designs, prints, and distributes both physical and virtual cards for cashless payments, customer loyalty programs, gift vouchers, employee and customer identification badges, and healthcare-sector credentials. Its underlying technology stack combines conventional plastic card production with digital/virtual card issuance for eCommerce payment integration, supported by in-house prepress, finishing, packaging, lettershop, and logistics operations.

The company's business model centers on direct B2B sales to Swiss businesses across retail, healthcare, and corporate verticals, with revenue generated through per-unit card production, design and prepress services, and downstream lettershop and fulfillment work. Pricing is not publicly disclosed. The company positions itself as an all-in-one card solutions provider, eliminating multi-vendor coordination for customers by covering the entire value chain from design through delivery.

Oscards AG is a member of the Schellenberg Gruppe, a Swiss diversified printing and media conglomerate comprising multiple specialized operating companies. The company is privately held, employs 11-50 people, and operates solely within Switzerland with no global footprint claim. Its distribution model is direct sales via phone, email, and on-site engagement at its Pfäffikon ZH headquarters, supplemented by regional coverage of French-speaking Switzerland through the group's Dresch Sàrl affiliate. No public pricing, named customers, certifications, patents, or third-party awards are disclosed in available source material.

Name

Oscards

Legal name

OSCARDS AG

Website

https://oscards.ch

Company type

Private

Founded year

1994

Operating status

Operating

Headcount range

11–50 employees

Short description

Oscards AG is a Swiss B2B provider of integrated card solutions founded in 1994, serving retail, healthcare, and corporate clients with physical and virtual cards, loyalty programs, gift vouchers, and identification badges, operating within the Schellenberg Gruppe printing conglomerate.

Ownership category

akta.pro rank

Product category

Card Manufacturing and Fulfillment Services

akta.pro primary industry

Card Issuing & Program Management Platforms (BPAMAFAH)

akta.pro secondary industry

Gift Card Processing, Issuance Platforms & Aggregators (FSAMANAL)

Keywords

• Card printing services
• Virtual payment cards
• Customer loyalty cards
• Identification badge manufacturing
• Card fulfillment logistics

Headquarters

HQ city

Pfaffikon

HQ country

Switzerland

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Hardware or Manufacturing

Cost components

Personnel, Supply Chain, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Physical Card Products: Production and sale of physical cards including loyalty cards, ID badges, gift vouchers, and access credentials. Revenue generated through per-unit pricing for printed cards.
2. Virtual/Digital Cards: Digital card solutions for cashless payments and eCommerce payment processing
3. Professional Services: Design and prepress services, finishing, packaging, and logistics/shipping services. These value-add services complement the core card products.
4. Lettershop Services: Direct mail fulfillment services including card distribution and mailing operations

Go-to-market motion1 record

Distribution channels1 record

Marketing channels5 records

Core offering

Oscards AG manufactures and supplies virtual and physical card solutions for Swiss businesses, including cashless payment cards, customer loyalty cards, gift vouchers, and identification badges. The company operates an end-to-end value chain covering design, prepress, printing, finishing, packaging, lettershop, and logistics, offering customers a single point of contact for the entire card program. Healthcare card solutions and eCommerce payment integrations are also delivered as part of the product portfolio.

Product overview

Oscards AG offers an integrated, all-in-one card solutions portfolio as part of the Schellenberg Gruppe. The company provides both virtual and physical cards for cashless payments, customer loyalty programs, gift vouchers, and secure identification badges. Beyond the core card products, Oscards delivers a complete value chain including design and pre-press services, healthcare-specific solutions, eCommerce payment integration, lettershop operations, finishing and packaging, and logistics and shipping. The offering is designed as a unified 'all-in-one card' system solution with a single point of contact for all customer needs, combining physical card manufacturing with digital payment and loyalty capabilities.

Differentiator

Problem solved

Functional benefit

Products and services

• Virtual Cards Digital/virtual cards for cashless payment solutions enabling secure electronic transactions for Swiss business customers.
• Physical Cards Tangible plastic cards used for cashless payments, loyalty programs, and identification purposes by Swiss businesses.
• Customer Loyalty Cards Cards enabling customers to collect points through loyalty programs, supporting repeat business engagement for Swiss retailers and service businesses.
• Gift Vouchers Value coupons and gift cards providing flexible gifting options for end customers of Swiss businesses.
• ID Cards / Sichtausweise Identification cards and badges providing enhanced security for organizations and their customers.
• Healthcare Card Solutions Reliable card solutions tailored for the Swiss healthcare sector, meeting industry-specific requirements for identification and credentialing.
• eCommerce Payment Solutions Payment processing and card solutions integrated with eCommerce platforms for digital transaction processing by Swiss businesses.
• Design and Pre-Press Services Professional design and print pre-press services covering artwork creation and print preparation for card and printing materials.
• Lettershop Services Direct mail and personalized communication services including processing and distribution of card-related mailings.
• Finishing and Packaging Post-print finishing services and customized packaging solutions for card products.
• Logistics and Shipping Comprehensive logistics and shipping services for timely delivery of card products to Swiss business customers.

Segments1 record

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

Six partnerships are on record, tiered core and minor.

• Schellenberg GruppecoreStrategic or Co-development PartnerOscards AG is a member company of the Schellenberg Gruppe, a Swiss printing and media group. This parent organization provides shared resources, cross-selling opportunities, and a network of specialized printing and media companies including Schellenberg Druck AG, Schwegler Druck und Medien AG, Hess Druck AG, and others.
• Schellenberg Druck AGcoreStrategic or Co-development PartnerCore group member company providing offset printing and finishing services, supporting Oscards' production capabilities for physical card products.
• Schwegler Druck und Medien AGminorStrategic or Co-development PartnerGroup member providing special printing, merchandise, large format printing, and signage services for promotional and display applications.
• PMC Print Media Corporation AGminorStrategic or Co-development PartnerGroup member providing web offset printing services for high-volume production runs.
• Dresch SàrlminorChannel Partner/ Reseller/ DistributorGroup member company handling printing services and distribution in French-speaking Swiss regions.
• Ecocardprint SàrlminorChannel Partner/ Reseller/ DistributorGroup member specializing in eco-friendly card printing solutions.

Scale indicators1 record

Recent moves6 records

Expansion highlights5 records

Regional players

• Bundesdruckerei: German state-owned security printer producing ID cards, passports, and other secure documents. Comparable as a regional peer in the DACH region operating in card and security printing, though based in Germany rather than Switzerland.
• CEWE Stiftung: European printing and photo services group with broad commercial printing operations across multiple countries. Comparable as a regional European printing peer operating at larger scale but in adjacent print markets.
• Swiss Post: Swiss national postal service offering B2B services including logistics, document handling, and fulfillment. Comparable as a regional Swiss business services provider with overlapping printing, fulfillment, and direct-mail capabilities.

Broad incumbents

• Giesecke+Devrient: Munich-headquartered global provider of security printing, payment cards, ID documents, and mobile security. Comparable as a broad incumbent in the same physical card production and identity solutions space as Oscards, but at significantly larger scale.
• Thales (Digital Identity & Security): Global technology group whose DIS division (formerly Gemalto) produces payment cards, ID documents, and secure credentials. Compares as a broad incumbent addressing the same end-customers and use cases as Oscards.
• IDEMIA: France-based global leader in identity and security solutions, including payment cards, SIM cards, and government ID documents. Overlaps with Oscards across card manufacturing and identity/security card domains as a much larger broad incumbent.
• Veridos: Joint venture of Giesecke+Devrient and Bundesdruckerei focused on secure identification documents and cards. Comparable as a broad incumbent in ID and security card solutions overlapping with Oscards' ID badge and security offerings.

Direct peers

• Blackhawk Network: Global provider of branded gift card and prepaid payment solutions, including physical and digital card production and distribution. Compares as a direct peer in the gift voucher/prepaid card program space Oscards serves.
• CPI Card Group: US-headquartered producer of payment, prepaid, and loyalty cards for financial institutions and program managers. Compares as a direct peer in physical card manufacturing for financial and loyalty programs.
• Mühlbauer Group: German specialist in card production machinery and turnkey card manufacturing solutions, including smart cards, ID cards, and payment cards. Comparable as a direct peer in card production technology and solutions, though larger and more equipment-focused.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/schellenberggruppe/?view_public_for=114517233659987
• LinkedInlinkedin.com/company/oscards-ag
• Instagraminstagram.com/schellenberg_gruppe

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Oscards